Jaguar XKR Insurance Rates

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Average insurance rates for a Jaguar XKR are $2,092 a year for full coverage. Comprehensive insurance costs approximately $500 each year, collision costs $1,062, and liability is $372. A liability-only policy costs around $438 a year, with high-risk insurance costing $4,568 or more. 16-year-old drivers receive the highest rates at $7,410 a year or more.

Average premium for full coverage: $2,092

Rate estimates by individual coverage type:

Comprehensive $500
Collision $1062
Liability $372

Full coverage includes $500 deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and XKR models.

Price Range by Coverage and Risk

For an average driver, prices range go from as low as $438 for the bare minimum liability coverage to a high rate of $4,568 for high-risk insurance.

Liability Only $438
Full Coverage $2,092
High Risk $4,568

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations tend to have a lower frequency of accident claims than congested cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,569
Small Cities $2,197
Large Cities $2,824

These examples show why all drivers should compare rates quotes using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Jaguar XKR insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $1,145
  • Raising to $1,000 deductibles will save $354 a year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $2,092
  • Buying low deductibles will cost an extra $692 annually
  • Drivers with multiple tickets or accidents could pay around $4,568 or more
  • The cost for full coverage for a 16-year-old driver can cost $7,410

View Chart as Image

Jaguar XKR insurance cost comparison chart
Column chart showing full coverage Jaguar XKR insurance prices range from $1,145 to $7,410

Insurance rates for a Jaguar XKR can also vary considerably based on your driver profile, the trim level of your XKR, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,900 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $7,400 a year. View Rates by Age

Where you live also has a big influence on Jaguar XKR insurance prices. A middle-age driver might find rates as low as $1,380 a year in states like Iowa, Maine, and Idaho, or at least $2,980 on average in New York, Louisiana, and Michigan.

Jaguar XKR Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,892 -$200 -9.6%
Alaska $1,604 -$488 -23.3%
Arizona $1,734 -$358 -17.1%
Arkansas $2,092 -$0 0.0%
California $2,384 $292 14.0%
Colorado $2,000 -$92 -4.4%
Connecticut $2,150 $58 2.8%
Delaware $2,368 $276 13.2%
Florida $2,616 $524 25.0%
Georgia $1,932 -$160 -7.6%
Hawaii $1,502 -$590 -28.2%
Idaho $1,414 -$678 -32.4%
Illinois $1,560 -$532 -25.4%
Indiana $1,574 -$518 -24.8%
Iowa $1,412 -$680 -32.5%
Kansas $1,988 -$104 -5.0%
Kentucky $2,854 $762 36.4%
Louisiana $3,098 $1,006 48.1%
Maine $1,290 -$802 -38.3%
Maryland $1,726 -$366 -17.5%
Massachusetts $1,674 -$418 -20.0%
Michigan $3,634 $1,542 73.7%
Minnesota $1,750 -$342 -16.3%
Mississippi $2,506 $414 19.8%
Missouri $1,856 -$236 -11.3%
Montana $2,246 $154 7.4%
Nebraska $1,650 -$442 -21.1%
Nevada $2,508 $416 19.9%
New Hampshire $1,506 -$586 -28.0%
New Jersey $2,338 $246 11.8%
New Mexico $1,852 -$240 -11.5%
New York $2,204 $112 5.4%
North Carolina $1,204 -$888 -42.4%
North Dakota $1,710 -$382 -18.3%
Ohio $1,442 -$650 -31.1%
Oklahoma $2,148 $56 2.7%
Oregon $1,916 -$176 -8.4%
Pennsylvania $1,996 -$96 -4.6%
Rhode Island $2,790 $698 33.4%
South Carolina $1,896 -$196 -9.4%
South Dakota $1,766 -$326 -15.6%
Tennessee $1,832 -$260 -12.4%
Texas $2,520 $428 20.5%
Utah $1,550 -$542 -25.9%
Vermont $1,432 -$660 -31.5%
Virginia $1,254 -$838 -40.1%
Washington $1,618 -$474 -22.7%
West Virginia $1,918 -$174 -8.3%
Wisconsin $1,448 -$644 -30.8%
Wyoming $1,862 -$230 -11.0%

View Chart as Image

Jaguar XKR insurance rates by U.S. city

Opting for high physical damage deductibles can reduce rates by up to $1,050 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $2,500 to $3,300 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 45% to 134% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison from multiple companies. Every auto insurance company utilizes a different rate formula, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Jaguar XKR Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jaguar XKR 2-Dr Convertible $1,968 $164
Jaguar XKR 2-Dr Coupe $2,106 $176

Rates assume 2025 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jaguar XKR Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Jaguar XKR models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Jaguar XKR Insurance

Saving money on insurance for a Jaguar XKR consists of not taking risks behind the wheel, maintaining good credit, eliminating unneeded coverage, and maximizing policy discounts. Take the time to compare rates every couple of years by getting quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The following is a summary of the material that was covered in the above illustrations.

  • Insureds who purchase higher liability limits will pay around $410 each year to raise from a minimum limit to 250/500 limits
  • Teens are expensive to insure, costing as high as $618 per month for full coverage
  • Drivers considered higher risk who have multiple accidents or major violations may pay on average $2,480 more per year for XKR insurance
  • Increasing deductibles can save around $1,050 each year

Rates by Driver Age

Jaguar XKR Insurance Rates by Driver Age
Driver Age Premium
16 $7,410
20 $4,882
30 $2,220
40 $2,092
50 $1,904
60 $1,870

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XKR Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,784
$250 $2,460
$500 $2,092
$1,000 $1,738

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XKR Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,092
50/100 $2,180
100/300 $2,273
250/500 $2,515
100 CSL $2,218
300 CSL $2,422
500 CSL $2,571

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XKR Insurance Rates for High Risk Drivers
Age Premium
16 $10,694
20 $7,772
30 $4,708
40 $4,568
50 $4,354
60 $4,318

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $305

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $116
Multi-vehicle $109
Homeowner $27
5-yr Accident Free $175
5-yr Claim Free $140
Paid in Full/EFT $111
Advance Quote $114
Online Quote $155
Total Discounts $947
Rate after discounts $1,145

Discounts are estimated and may not be available from every company or in every state.

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