Jaguar XKR Insurance Rates

Average insurance rates for a Jaguar XKR are $2,092 a year for full coverage insurance. Comprehensive costs approximately $500, collision costs $1,062, and liability coverage is $372. Buying just liability costs around $438 a year, with insurance for high-risk drivers costing around $4,568. Teenage drivers receive the highest rates at $7,410 a year or more.

Average premium for full coverage: $2,092

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for all XKR models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how your location can change auto insurance prices.

These examples illustrate why everyone should compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Jaguar XKR insurance rates for additional coverage and risk scenarios.

• The best discount rate is $1,145
• Raising to $1,000 deductibles will save $354 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $2,092
• Using pricier low deductibles bumps up the cost to $2,784
• Unlucky drivers who are prone to accidents and violations could pay around $4,568 or more
• The cost that insures a teenage driver for full coverage can cost $7,410

View Chart as Image

Auto insurance rates for a Jaguar XKR can also vary considerably based on the model of your XKR, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $2,500 to $3,300 in extra premium per year, depending on your age. Jaguar XKR insurance for high-risk drivers is expensive and can cost around 45% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,900 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $7,400 a year. View Rates by Age

Where you live also has a big influence on Jaguar XKR insurance rates. A middle-age driver might find rates as low as $1,370 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,820 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $1,050 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates and see how they stack up. Every auto insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2025 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Jaguar XKR Insurance

Saving money on auto insurance consists of avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Compare prices once a year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a quick review of the data that was illustrated above.

• It is possible to save around $270 per year simply by quoting online well ahead of the renewal date
• Consumers who purchase increased liability limits will pay an extra $410 annually to raise from a minimum limit to the 250/500 level
• Drivers under the age of 20 have the highest car insurance rates, costing up to $618 per month if the policy includes full coverage
• Drivers with a DUI or reckless driving violation could be charged and average of $2,480 more per year to insure a Jaguar XKR