Jeep Patriot Insurance Rates

The average insurance rates for a Jeep Patriot are $1,074 a year including full coverage. Comprehensive insurance costs around $180 each year, collision costs $272, and liability insurance costs $464. Liability-only coverage costs as little as $514 a year, with high-risk coverage costing $2,322 or more. Teen drivers cost the most to insure at $4,284 a year or more.

Average premium for full coverage: $1,074

Policy rates for type of insurance:

Prices include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Patriot models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The graphic below illustrates how your location can change auto insurance rates.

The examples above highlight why all drivers should compare rates for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Jeep Patriot insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $643
• Drivers who choose higher $1,000 deductibles will pay about $102 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,074
• Choosing low deductibles for comprehensive and collision insurance will cost an additional $200 a year
• High risk drivers with multiple violations and an at-fault accident could pay at least $2,322 or more
• Policy cost that insures a teen driver can be $4,284 a year

View Chart as Image

Insurance rates for a Jeep Patriot also range considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,300 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 135% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,200 a year. View Rates by Age

Your home state makes a big difference in Jeep Patriot insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $310 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $417 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jeep Patriot Insurance

Finding cheaper rates on Jeep Patriot insurance not only requires having a good driving record, but also having a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Shop around every couple of years by requesting rates from direct car insurance companies, and also from local insurance agencies.

The next list is a quick rundown of the material that was illustrated above.

• Drivers who may need increased levels of liability coverage will pay about $510 per year to go from a 30/60 limit to the 250/500 level
• Drivers age 20 and younger are charged the highest rates, with premiums being up to $357 each month if comprehensive and collision insurance is included
• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,250 more every year to buy Jeep Patriot insurance
• Increasing comprehensive and collision deductibles can save approximately $300 each year