Jeep Patriot Insurance Rates

Estimated insurance rates for a Jeep Patriot are $1,098 a year for full coverage insurance. Comprehensive costs approximately $188 each year, collision insurance costs $292, and liability costs around $460. A policy with only liability insurance costs as low as $510 a year, and a high-risk policy costs around $2,368. Teenage drivers pay the most at up to $4,344 a year.

Average premium for full coverage: $1,098

Premium estimates by type of coverage:

Full coverage includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Patriot models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance prices.

These rate differences illustrate why all drivers should compare prices using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Jeep Patriot insurance rates for additional coverage and risk scenarios.

• The best discount rate is $655
• Using higher $1,000 deductibles will save $110 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,098
• Using low deductibles for physical damage coverage bumps up the cost to $1,304
• Drivers who are prone to accidents and violations could pay around $2,368
• An auto insurance policy that insures a teen driver can cost $4,344 or more

View Chart as Image

Car insurance prices for a Jeep Patriot also have a wide range based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,300 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 41% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Jeep Patriot insurance prices. A driver around age 40 might see prices as low as $720 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,480 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $320 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Jeep Patriot Insurance

Finding better rates on car insurance requires being a low-risk driver, having a positive credit history, paying for small claims out-of-pocket, and attention to physical damage deductibles. Compare prices every time your policy renews by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a summary of the information presented in the illustrations above.

• It is possible to save around $130 per year just by quoting online in advance
• Teen drivers pay the highest auto insurance prices, with premiums being up to $362 per month if full coverage is purchased
• Increasing policy deductibles can save approximately $325 each year
• Higher risk drivers who have multiple accidents or major violations could be charged and average of $1,270 more per year to insure their Patriot
• Policyholders who purchase more liability coverage will pay an extra $510 annually to increase from 30/60 bodily injury limits to the 250/500 level