Jeep Patriot Insurance Rates

Estimated insurance rates for a Jeep Patriot are $1,074 a year including full coverage. Comprehensive costs approximately $180 a year, collision insurance costs $272, and liability coverage is $464. Liability-only coverage costs around $514 a year, and high-risk coverage costs around $2,322. Teens pay the most at up to $4,284 a year.

Average premium for full coverage: $1,074

Premium estimates by type of coverage:

Full coverage includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Patriot trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance prices.

These rate differences highlight why it is important to compare rates quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Jeep Patriot insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $643
• Raising to $1,000 deductibles will save $972 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,074
• Selecting low $100 deductibles bumps up the cost to $1,274
• Unlucky drivers with serious driving violations could pay around $2,322
• An auto insurance policy that insures a teenage driver can cost $4,284

View Chart as Image

Insurance prices for a Jeep Patriot also have a wide range based on the trim level of your Patriot, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 135% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,200 a year. View Rates by Age

Where you choose to live also has a big influence on Jeep Patriot insurance rates. A middle-age driver might find prices as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $310 a year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $417 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Jeep Patriot Insurance

Finding better rates on auto insurance consists of being a low-risk driver, having above-average credit, refrain from filing small claims, and possibly raising deductibles. Compare rates at least once a year by requesting rates from direct car insurance companies, and also from local auto insurance providers.

The items below are a summary of the primary concepts that were touched on in this article.

• You may be able to save around $120 per year just by quoting early and online
• Drivers who have multiple accidents or major violations will likely pay on average $1,250 more per year to insure their Patriot
• Increasing policy deductibles can save approximately $300 each year
• Teen drivers are expensive to insure, with the cost nearing $357 per month if full coverage is included