Jeep Patriot Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: May 10, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance prices for a Jeep Patriot are $1,074 every 12 months with full coverage. Comprehensive costs an estimated $180, collision insurance costs $272, and liability is estimated at $464. A liability-only policy costs approximately $514 a year, and high-risk insurance costs around $2,322. 16-year-old drivers cost the most to insure at up to $4,284 a year.

Average premium for full coverage: $1,074

Policy rates broken down by type of insurance:

Comprehensive $180
Collision $272
Liability $464

Prices are based on $500 deductible amounts, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for different Patriot trim levels.

Price Range Variability

For the average 40-year-old driver, Jeep Patriot insurance rates range from the cheapest price of $514 for minimum levels of liability insurance to a much higher rate of $2,322 for high-risk insurance.

Liability Only $514
Full Coverage $1,074
High Risk $2,322

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than congested cities. The price range example below illustrates the difference location can make on insurance prices.

Rural Areas $806
Small Cities $1,128
Large Cities $1,450

The examples above demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Jeep Patriot insurance rates for other coverage scenarios.

  • The best full coverage rate is $643
  • Choosing higher $1,000 deductibles can save approximately $102 annually
  • The average price for a good driver age 40 who has $500 deductibles is $1,074
  • Buying more expensive low deductibles for comp and collision coverage increases the price to $1,274
  • Unlucky drivers with multiple tickets or accidents could pay up to $2,322
  • Policy cost to insure a teen driver with full coverage can cost as much as $4,284 each year

View Chart as Image

Jeep Patriot insurance cost comparison chart
Column chart showing Jeep Patriot insurance rates range from $643 to $4,284 for full coverage

Car insurance rates for a Jeep Patriot also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $310 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $417 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $4,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance ranges as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Jeep Patriot insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or at least $1,460 on average in New York, Michigan, and Florida.

Jeep Patriot Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $974 -$100 -9.3%
Alaska $826 -$248 -23.1%
Arizona $894 -$180 -16.8%
Arkansas $1,074 -$0 0.0%
California $1,228 $154 14.3%
Colorado $1,028 -$46 -4.3%
Connecticut $1,108 $34 3.2%
Delaware $1,218 $144 13.4%
Florida $1,348 $274 25.5%
Georgia $992 -$82 -7.6%
Hawaii $774 -$300 -27.9%
Idaho $726 -$348 -32.4%
Illinois $802 -$272 -25.3%
Indiana $810 -$264 -24.6%
Iowa $726 -$348 -32.4%
Kansas $1,024 -$50 -4.7%
Kentucky $1,468 $394 36.7%
Louisiana $1,594 $520 48.4%
Maine $664 -$410 -38.2%
Maryland $888 -$186 -17.3%
Massachusetts $862 -$212 -19.7%
Michigan $1,870 $796 74.1%
Minnesota $900 -$174 -16.2%
Mississippi $1,288 $214 19.9%
Missouri $954 -$120 -11.2%
Montana $1,156 $82 7.6%
Nebraska $848 -$226 -21.0%
Nevada $1,290 $216 20.1%
New Hampshire $774 -$300 -27.9%
New Jersey $1,202 $128 11.9%
New Mexico $954 -$120 -11.2%
New York $1,134 $60 5.6%
North Carolina $622 -$452 -42.1%
North Dakota $882 -$192 -17.9%
Ohio $742 -$332 -30.9%
Oklahoma $1,106 $32 3.0%
Oregon $986 -$88 -8.2%
Pennsylvania $1,026 -$48 -4.5%
Rhode Island $1,436 $362 33.7%
South Carolina $976 -$98 -9.1%
South Dakota $908 -$166 -15.5%
Tennessee $942 -$132 -12.3%
Texas $1,298 $224 20.9%
Utah $798 -$276 -25.7%
Vermont $738 -$336 -31.3%
Virginia $644 -$430 -40.0%
Washington $832 -$242 -22.5%
West Virginia $986 -$88 -8.2%
Wisconsin $744 -$330 -30.7%
Wyoming $958 -$116 -10.8%

View Chart as Image

Jeep Patriot insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Jeep Patriot Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jeep Patriot Sport 2WD $1,020 $85
Jeep Patriot Sport 4WD $1,048 $87
Jeep Patriot Limited 2WD $1,104 $92
Jeep Patriot Limited 4WD $1,130 $94

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jeep Patriot Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Jeep Patriot $188 $292 $460 $1,098
2016 Jeep Patriot $180 $272 $464 $1,074
2014 Jeep Patriot $164 $236 $474 $1,032
2013 Jeep Patriot $158 $214 $478 $1,008
2012 Jeep Patriot $148 $196 $474 $976
2009 Jeep Patriot $132 $156 $460 $906
2007 Jeep Patriot $120 $142 $446 $866

Rates are averaged for all Jeep Patriot models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Jeep Patriot Insurance

Finding cheaper rates on car insurance takes having a good driving record, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Make time to compare rates every couple of years by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The next list is a brief review of the material that was touched on in this article.

  • Policyholders who want increased levels of liability coverage will pay around $510 every year to raise limits from a 30/60 limit to a 250/500 level
  • Drivers age 20 and younger have the highest car insurance rates, as much as $357 each month if the policy includes full coverage
  • Higher risk drivers with DUI or reckless driving convictions may pay on average $1,250 more annually to buy Jeep Patriot insurance
  • Increasing comprehensive and collision deductibles could save as much as $300 each year

Rates by Driver Age

Jeep Patriot Insurance Rates by Driver Age
Driver Age Premium
16 $4,284
20 $2,474
30 $1,098
40 $1,074
50 $986
60 $966

Full coverage, $500 deductibles

Rates by Deductible

Jeep Patriot Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,274
$250 $1,182
$500 $1,074
$1,000 $972

Full coverage, driver age 40

Rates by Liability Limit

Jeep Patriot Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,074
50/100 $1,223
100/300 $1,339
250/500 $1,640
100 CSL $1,269
300 CSL $1,524
500 CSL $1,710

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Patriot Insurance Rates for High Risk Drivers
Age Premium
16 $6,050
20 $3,942
30 $2,348
40 $2,322
50 $2,222
60 $2,202

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $146

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $58
Homeowner $18
5-yr Accident Free $69
5-yr Claim Free $68
Paid in Full/EFT $41
Advance Quote $49
Online Quote $73
Total Discounts $431
Rate after discounts $643

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles