Jeep Patriot Insurance Rates

Estimated insurance rates for a Jeep Patriot are $1,074 a year for full coverage insurance. Comprehensive insurance costs an estimated $180, collision insurance costs $272, and liability coverage costs $464. Liability-only insurance costs as little as $514 a year, and high-risk driver insurance costs $2,322 or more. Teens pay the most at up to $4,284 a year.

Average premium for full coverage: $1,074

Premium estimates broken down by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for all Patriot models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The example below illustrates how where you live affects insurance prices.

These rate differences illustrate why everyone should compare rates for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Jeep Patriot insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $643
• Drivers who choose higher $1,000 deductibles will pay approximately $102 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,074
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $200 each year
• High-risk insureds with serious driving violations could pay up to $2,322
• An auto insurance policy for full coverage for a teenage driver for full coverage can cost as much as $4,284 a year

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Insurance prices for a Jeep Patriot also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $4,200 a year. View Rates by Age

Where you choose to live makes a big difference in Jeep Patriot insurance rates. A 40-year-old driver could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,460 on average in Florida, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could save up to $310 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $417 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,300 to $1,800 additional annually, depending on your age. Jeep Patriot insurance for high-risk drivers can cost around 42% to 135% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Jeep Patriot Insurance

Finding better rates on auto insurance not only requires having a decent driving record, but also having a good credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to comparison shop once a year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief recap of the data that was touched on in the above illustrations.

• It is possible to save approximately $120 per year just by quoting online well ahead of the renewal date
• Consumers who want additional liability coverage will pay approximately $510 annually to go from 30/60 bodily injury limits to 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $357 per month including comprehensive and collision insurance
• Drivers who tend to receive serious violations pay on average $1,250 more annually than a driver with a clean driving record