Jeep Patriot Insurance Rates

U.S. average auto insurance rates for a Jeep Patriot are $1,074 annually for full coverage. Comprehensive costs on average $180, collision costs $272, and liability insurance costs $464. A policy with just liability insurance costs as little as $514 a year, with coverage for high-risk drivers costing around $2,322. Teenage drivers pay the highest rates at $4,284 a year or more.

Average premium for full coverage: $1,074

Price estimates by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for different Patriot trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural areas have fewer accident claims than densely populated cities.

The price range example below illustrates the effect of geographic area on car insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Jeep Patriot insurance rates for different risk profiles and scenarios.

• The best discount rate is $643
• Drivers who choose higher $1,000 deductibles will pay around $102 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,074
• Using more expensive low deductibles for comprehensive and collision insurance will cost $1,274
• High risk drivers who are prone to accidents and violations could pay upwards of $2,322 or more
• The price with full coverage for a teen driver with full coverage may cost $4,284 a year

View Chart as Image

Insurance prices for a Jeep Patriot are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $310 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $417 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Jeep Patriot insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,540 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Jeep Patriot Insurance

Getting lower rates on Jeep Patriot insurance not only requires being safe and accident-free, but also having a good credit history, eliminating unnecessary coverage, and bundling your home and auto policies. Take the time to compare rates every couple of years by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below you'll find a review of the material that was covered in the above illustrations.

• Drivers who require more liability protection will pay an extra $510 each year to go from a low limit to higher 250/500 limits
• Youthful drivers pay the highest prices, with premiums as much as $357 a month including comprehensive and collision insurance
• High-risk drivers who have several accidents or serious violations may be required to pay an average of $1,250 more each year than a low-risk driver
• Increasing physical damage deductibles could save up to $300 each year