Jeep Patriot Insurance Rates

The average insurance rates for a Jeep Patriot are $1,074 a year for full coverage. Comprehensive costs an estimated $180 a year, collision insurance costs $272, and liability costs $464. Buying just liability costs as little as $514 a year, and insurance for high-risk drivers costs around $2,322. Teen drivers cost the most to insure at up to $4,284 a year.

Average premium for full coverage: $1,074

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Patriot trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why it is important to compare rates for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Jeep Patriot insurance rates for other coverage scenarios.

• The lowest rate with discounts is $643
• Drivers who choose higher $1,000 deductibles will pay approximately $972 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,074
• Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,274
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,322
• Policy cost that insures a teen driver can cost as much as $4,284 a year

View Chart as Image

Insurance rates for a Jeep Patriot also range considerably based on the trim level of your Patriot, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 135% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $4,200 a year. View Rates by Age

Your home state makes a big difference in Jeep Patriot insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or as much as $1,540 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $310 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $417 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jeep Patriot Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Shop around every year by quoting rates from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the coverage data covered above.

• Drivers can save approximately $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Youthful drivers are charged the highest rates, costing up to $357 each month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,250 more annually than a low-risk driver