Kia Telluride Insurance Rates

U.S. average insurance rates for a Kia Telluride are $1,408 a year for full coverage insurance. Comprehensive insurance costs an estimated $304 each year, collision insurance costs $592, and liability coverage costs around $376. Buying just liability costs as low as $426 a year, and insurance for high-risk drivers costs $3,060 or more. 16-year-old drivers pay the highest rates at up to $5,184 a year.

Average premium for full coverage: $1,408

Price estimates broken down by individual coverage:

Prices include $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Telluride models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities. The graphic below illustrates how where you live affects insurance prices.

The ranges above illustrate why all drivers should compare prices for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Kia Telluride insurance rates for other coverage scenarios.

• The best full coverage rate is $793
• Using higher $1,000 deductibles will save approximately $204 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,408
• Buying low deductibles for physical damage coverage will cost an extra $396 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $3,060
• The price for full coverage for a teenage driver can cost as much as $5,184 or more

View Chart as Image

Insurance prices for a Kia Telluride are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $5,100 a year. View Rates by Age

The state you live in has a huge impact on Kia Telluride insurance rates. A driver around age 40 might see prices as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,900 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $600 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,700 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers can be around 44% to 135% more than the average rate. View High Risk Driver Rates

How to Find the Right Kia Telluride Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, having a good credit history, not filing small claims, and possibly raising deductibles. Take the time to comparison shop at every policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a quick rundown of the data touched on in the above illustrations.

• Consumers who want increased liability limits will pay around $410 annually to increase from a low limit to 250/500 limits
• It is possible to save approximately $170 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $600 each year
• Drivers under the age of 20 are expensive to insure, as much as $432 a month including comprehensive and collision insurance