Kia Telluride Insurance Rates

The average insurance prices for a Kia Telluride are $1,432 every 12 months for full coverage insurance. Comprehensive insurance costs on average $320, collision insurance costs $612, and liability is $364. Buying just liability costs around $416 a year, and insurance for high-risk drivers costs $3,114 or more. Teen drivers cost the most to insure at up to $5,238 a year.

Average premium for full coverage: $1,432

Policy rates by type of insurance:

Estimates include $500 deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for all Telluride models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. Rural areas are shown to have more infrequent physical damage claims than larger metro areas. The example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why everyone should compare rates quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Kia Telluride insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $807
• Raising to $1,000 deductibles will save around $210 each year
• The average price for a good driver age 40 with $500 deductibles is $1,432
• Choosing pricier low deductibles costs an extra $416 every year
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,114
• Policy cost to insure a teen driver for full coverage may cost $5,238

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Insurance rates for a Kia Telluride also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Telluride.

Choosing high deductibles can reduce rates by up to $630 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,300 extra every year, depending on your age. Kia Telluride insurance for high-risk drivers is expensive and can cost as much as 44% to 132% more than average. View High Risk Driver Rates

Your home state also has a big influence on Kia Telluride insurance prices. A middle-age driver might find rates as low as $940 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,940 on average in Michigan, New York, and Florida.

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How to Shop for Low Cost Kia Telluride Insurance

Finding cheaper rates on car insurance consists of not taking risks behind the wheel, having good credit, being claim-free, and determing if full coverage is necessary. Set aside time to compare rates at least every other year by requesting rates from direct insurance companies, and also from several local insurance agents.

The following is a review of the car insurance concepts covered above.

• Higher risk drivers who have several accidents or serious violations pay on average $1,680 more each year for Telluride insurance
• It is possible to save as much as $180 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $625 each year
• Policyholders who require higher liability limits will pay about $400 annually to raise from a 30/60 limit to a 250/500 level