Kia Telluride Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: May 11, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for a Kia Telluride are $1,408 a year with full coverage. Comprehensive insurance costs on average $304 each year, collision costs $592, and liability is estimated at $376. Liability-only insurance costs approximately $426 a year, with high-risk driver insurance costing $3,060 or more. 16-year-old drivers pay the highest rates at $5,184 a year or more.

Average premium for full coverage: $1,408

Price estimates by individual coverage:

Comprehensive $304
Collision $592
Liability $376

Full coverage includes $500 physical damage deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Telluride models.

Price Range from Low to High

For the average driver, Kia Telluride insurance prices go from as low as $426 for minimum levels of liability insurance to a high rate of $3,060 for a driver required to buy high-risk insurance.

Liability Only $426
Full Coverage $1,408
High Risk $3,060

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than congested cities.

The graphic below illustrates how location impacts car insurance rates.

Rural Areas $1,056
Small Cities $1,478
Large Cities $1,901

The ranges above demonstrate why all drivers should get quotes based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Kia Telluride insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $793
  • Choosing higher $1,000 deductibles can save around $204 annually
  • The average rate for the average middle-age driver with $500 deductibles is $1,408
  • Buying low deductibles for comp and collision coverage will cost an extra $396 every year
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $3,060 or more
  • The price for full coverage for a teen driver may cost $5,184 each year

View Chart as Image

Kia Telluride insurance cost comparison chart
Column chart showing full coverage Kia Telluride insurance prices range from $793 to $5,184

Car insurance prices for a Kia Telluride are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Kia Telluride insurance prices. A good driver about age 40 could pay as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or at least $1,900 on average in Florida, Michigan, and New York.

Kia Telluride Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,270 -$138 -9.8%
Alaska $1,078 -$330 -23.4%
Arizona $1,166 -$242 -17.2%
Arkansas $1,408 -$0 0.0%
California $1,602 $194 13.8%
Colorado $1,342 -$66 -4.7%
Connecticut $1,444 $36 2.6%
Delaware $1,592 $184 13.1%
Florida $1,758 $350 24.9%
Georgia $1,300 -$108 -7.7%
Hawaii $1,010 -$398 -28.3%
Idaho $952 -$456 -32.4%
Illinois $1,046 -$362 -25.7%
Indiana $1,060 -$348 -24.7%
Iowa $948 -$460 -32.7%
Kansas $1,336 -$72 -5.1%
Kentucky $1,916 $508 36.1%
Louisiana $2,082 $674 47.9%
Maine $868 -$540 -38.4%
Maryland $1,160 -$248 -17.6%
Massachusetts $1,120 -$288 -20.5%
Michigan $2,442 $1,034 73.4%
Minnesota $1,178 -$230 -16.3%
Mississippi $1,684 $276 19.6%
Missouri $1,250 -$158 -11.2%
Montana $1,510 $102 7.2%
Nebraska $1,108 -$300 -21.3%
Nevada $1,686 $278 19.7%
New Hampshire $1,014 -$394 -28.0%
New Jersey $1,572 $164 11.6%
New Mexico $1,244 -$164 -11.6%
New York $1,480 $72 5.1%
North Carolina $808 -$600 -42.6%
North Dakota $1,152 -$256 -18.2%
Ohio $970 -$438 -31.1%
Oklahoma $1,442 $34 2.4%
Oregon $1,288 -$120 -8.5%
Pennsylvania $1,340 -$68 -4.8%
Rhode Island $1,874 $466 33.1%
South Carolina $1,274 -$134 -9.5%
South Dakota $1,188 -$220 -15.6%
Tennessee $1,232 -$176 -12.5%
Texas $1,694 $286 20.3%
Utah $1,040 -$368 -26.1%
Vermont $960 -$448 -31.8%
Virginia $842 -$566 -40.2%
Washington $1,084 -$324 -23.0%
West Virginia $1,288 -$120 -8.5%
Wisconsin $972 -$436 -31.0%
Wyoming $1,250 -$158 -11.2%

View Chart as Image

Kia Telluride insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $600 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 135% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison and see which company has the best price. Each auto insurer utilizes a different rate formula, so rate quotes may be quite different from one company to the next.

Kia Telluride Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Kia Telluride $344 $656 $338 $1,474
2023 Kia Telluride $332 $640 $354 $1,462
2022 Kia Telluride $320 $612 $364 $1,432
2021 Kia Telluride $304 $592 $376 $1,408
2020 Kia Telluride $292 $548 $384 $1,360

Rates are averaged for all Kia Telluride models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Kia Telluride Insurance

Getting lower rates on car insurance takes being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Spend time shopping around at every policy renewal by getting quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

Below is a summary of the data touched on above.

  • Policyholders who require higher levels of liability will pay around $410 every year to raise limits from a low limit to 250/500 limits
  • You may be able to save as much as $170 per year simply by quoting online in advance
  • Increasing physical damage deductibles can save around $600 each year
  • Teenage drivers are expensive to insure, costing up to $432 a month if full coverage is included

Rates by Driver Age

Kia Telluride Insurance Rates by Driver Age
Driver Age Premium
16 $5,184
20 $3,262
30 $1,476
40 $1,408
50 $1,284
60 $1,262

Full coverage, $500 deductibles

Rates by Deductible

Kia Telluride Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,804
$250 $1,620
$500 $1,408
$1,000 $1,204

Full coverage, driver age 40

Rates by Liability Limit

Kia Telluride Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,408
50/100 $1,483
100/300 $1,577
250/500 $1,822
100 CSL $1,521
300 CSL $1,728
500 CSL $1,878

Full coverage, driver age 40

Rates for High Risk Drivers

Kia Telluride Insurance Rates for High Risk Drivers
Age Premium
16 $7,428
20 $5,196
30 $3,134
40 $3,060
50 $2,918
60 $2,892

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $201

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $109
5-yr Claim Free $93
Paid in Full/EFT $68
Advance Quote $72
Online Quote $102
Total Discounts $615
Rate after discounts $793

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles