Kia Telluride Insurance Rates

U.S. average insurance rates for a Kia Telluride are $1,408 a year for full coverage. Comprehensive insurance costs on average $304 a year, collision insurance costs $592, and liability costs $376. Liability-only insurance costs as little as $426 a year, and high-risk driver insurance costs $3,060 or more. Teens pay the highest rates at up to $5,184 a year.

Average premium for full coverage: $1,408

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and Telluride trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on car insurance rates.

The ranges above show why it is important to compare rates based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Kia Telluride insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $793
• Drivers who choose higher $1,000 deductibles will pay around $1,204 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,408
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $396 every year
• Higher-risk drivers with serious driving violations could pay upwards of $3,060
• The price for full coverage for a teen driver may cost $5,184 a year

View Chart as Image

Car insurance prices for a Kia Telluride are also quite variable based on your driving record, the trim level of your Telluride, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $5,100 a year. View Rates by Age

The state you live in makes a big difference in Kia Telluride insurance prices. A 40-year-old driver could pay as low as $930 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,010 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $600 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 135% more than the average policy. View High Risk Driver Rates

How to Find Cheap Kia Telluride Insurance

Getting lower rates on car insurance not only requires avoiding accidents and violations, but also having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Make time to compare rates at every policy renewal by requesting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The list below is a brief summary of the data touched on in this article.

• Policyholders who require higher liability limits will pay approximately $410 each year to go from a low limit to 250/500 limits
• Drivers can save as much as $170 per year just by quoting early and online
• Increasing physical damage deductibles can save around $600 each year
• Teenagers are expensive to insure, with premiums as much as $432 a month if full coverage is included