Kia Telluride Insurance Rates

U.S. average insurance prices for a Kia Telluride are $1,408 every 12 months for full coverage. Comprehensive insurance costs an estimated $304, collision insurance costs $592, and liability coverage costs $376. A policy with just liability insurance costs as little as $426 a year, and coverage for high-risk drivers costs $3,060 or more. Teenage drivers pay the highest rates at up to $5,184 a year.

Average premium for full coverage: $1,408

Price estimates broken down by individual coverage:

Estimates include $500 deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different Telluride trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on insurance rates. More rural locations have more infrequent accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Kia Telluride insurance rates for other coverage scenarios.

• The best discount rate is $793
• Drivers who choose higher $1,000 deductibles will pay approximately $204 a year
• The average price for the average middle-age driver who has $500 deductibles is $1,408
• Using more expensive low deductibles for comprehensive and collision insurance costs an extra $396 each year
• High-risk insureds who are prone to accidents and violations could pay up to $3,060
• The price to insure a teenage driver with full coverage can cost as much as $5,184 a year

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Insurance prices for a Kia Telluride are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles could save up to $600 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,700 to $2,300 extra each year, depending on your age. High-risk driver insurance can cost around 44% to 135% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Kia Telluride insurance rates. A 40-year-old driver could pay as low as $930 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,010 on average in New York, Louisiana, and Michigan.

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How to Shop for Low Cost Kia Telluride Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a review of the data covered above.

• Consumers who want higher liability limits will pay an extra $410 each year to go from a low limit to a 250/500 level
• Drivers can save approximately $170 per year just by shopping early and online
• Increasing physical damage deductibles could save as much as $600 each year
• Teens are charged the highest prices, with premiums as much as $432 a month if they have full coverage