Kia Telluride Insurance Rates

Average insurance prices for a Kia Telluride are $1,408 every 12 months including full coverage. Comprehensive costs an estimated $304 a year, collision insurance costs $592, and liability coverage is estimated at $376. A policy with just liability insurance costs approximately $426 a year, and coverage for high-risk drivers costs around $3,060. 16-year-old drivers receive the highest rates at up to $5,184 a year.

Average premium for full coverage: $1,408

Rate estimates broken down by individual coverage type:

Includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Telluride trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates the difference location can make on insurance prices.

These examples highlight why it is important to get quotes for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Kia Telluride insurance rates for other coverage scenarios.

• The best full coverage rate is $793
• Choosing higher $1,000 deductibles can save approximately $1,204 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,408
• Buying low $100 deductibles for comp and collision coverage increases the price to $1,804
• Drivers with multiple tickets or accidents could pay up to $3,060
• The cost to insure a teenage driver can cost as much as $5,184 each year

View Chart as Image

Insurance rates for a Kia Telluride can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $600 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $339 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,300 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,700 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy ranges around 44% to 135% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Kia Telluride insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,010 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Cheapest Kia Telluride Insurance

Saving money on auto insurance takes being a low-risk driver, having above-average credit, not filing small claims, and possibly raising deductibles. Make time to compare rates at least once a year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The items below are a recap of the primary concepts that were touched on in this article.

• You may be able to save approximately $170 per year just by quoting early and online
• Drivers that have major violations or accidents may have to pay on average $1,650 more annually to insure their Telluride
• Increasing deductibles could save as much as $600 each year
• Teen drivers are expensive to insure, as much as $432 per month if full coverage is included