Kia Telluride Insurance Rates

The average insurance rates for a Kia Telluride are $1,408 a year for full coverage. Comprehensive insurance costs an estimated $304 a year, collision insurance costs $592, and liability costs $376. Liability-only coverage costs as little as $426 a year, and high-risk coverage costs $3,060 or more. 16-year-old drivers cost the most to insure at up to $5,184 a year.

Average premium for full coverage: $1,408

Policy rates broken down by type of insurance:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Telluride trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. More rural locations are shown to have a lower frequency of accident claims than congested cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why it is important to compare rates for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Kia Telluride insurance rates for other coverage scenarios.

• The best full coverage rate is $793
• Drivers who choose higher $1,000 deductibles will pay approximately $1,204 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,408
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $396 annually
• Drivers with multiple tickets or accidents could pay up to $3,060
• Policy cost for full coverage for a 16-year-old driver can cost as much as $5,184 a year

View Chart as Image

Insurance rates for a Kia Telluride also range considerably based on your risk profile, the trim level of your Telluride, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $5,100 a year. View Rates by Age

Your home state makes a big difference in Kia Telluride insurance prices. A 40-year-old driver could pay as low as $930 a year in states like Iowa, Maine, and Idaho, or at least $2,010 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $600 annually, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 135% more than the average rate. View High Risk Driver Rates

How to Find Low Cost Kia Telluride Insurance

Finding cheaper rates on insurance for a Kia Telluride not only requires having a decent driving record, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a review of the data that was covered above.

• Drivers can save approximately $170 per year just by quoting early and online
• Insureds who want additional liability coverage will pay around $410 each year to go from a 30/60 limit to 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, costing up to $432 each month including comprehensive and collision insurance
• Drivers considered higher risk who have several accidents or serious violations pay an average of $1,650 more annually than a driver with a clean driving record