Kia Telluride Insurance Rates

U.S. average insurance rates for a Kia Telluride are $1,408 a year for full coverage insurance. Comprehensive costs on average $304 a year, collision insurance costs $592, and liability coverage is $376. Liability-only insurance costs around $426 a year, and high-risk driver insurance costs around $3,060. Teens pay the highest rates at up to $5,184 a year.

Average premium for full coverage: $1,408

Price estimates by individual coverage:

Rate estimates include $500 physical damage deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Telluride trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on insurance rates. Rural areas have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on car insurance rates.

The ranges above illustrate why it is important to compare rates quotes based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Kia Telluride insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $793
• Raising to $1,000 deductibles will save around $1,204 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,408
• Selecting low $100 deductibles will increase the cost to $1,804
• Unlucky drivers with serious driving violations could pay upwards of $3,060
• The price for full coverage for a teenage driver may cost $5,184

View Chart as Image

Car insurance prices for a Kia Telluride are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $5,100 a year. View Rates by Age

The state you live in also has a big influence on Kia Telluride insurance rates. A middle-age driver might find prices as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,900 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $600 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 135% more than the average policy. View High Risk Driver Rates

How to Find the Best Kia Telluride Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates at every policy renewal by requesting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below is a brief recap of the data covered in the above illustrations.

• Consumers who require higher levels of liability will pay approximately $410 annually to raise from a low limit to 250/500 limits
• It is possible to save as much as $170 per year just by quoting early and online
• Increasing physical damage deductibles can save around $600 each year
• Teenage drivers are expensive to insure, as much as $432 a month if full coverage is included