Kia Telluride Insurance Rates

Estimated insurance rates for a Kia Telluride are $1,408 a year for full coverage insurance. Comprehensive costs an estimated $304 each year, collision insurance costs $592, and liability coverage is $376. Liability-only coverage costs around $426 a year, and high-risk coverage costs around $3,060. Teenage drivers pay the most at up to $5,184 a year.

Average premium for full coverage: $1,408

Premium estimates broken down by type of coverage:

Prices are based on $500 physical damage deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Telluride models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how geographic area affects insurance prices.

These rate differences illustrate why all drivers should compare rates quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Kia Telluride insurance rates for other coverage scenarios.

• The best discount rate is $793
• Raising to $1,000 deductibles will save approximately $204 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,408
• Using low deductibles will increase the cost to $1,804
• Unlucky drivers who are prone to accidents and violations could pay up to $3,060
• An auto insurance policy for full coverage for a teenage driver can cost as much as $5,184

View Chart as Image

Insurance prices for a Kia Telluride also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay at least $5,100 a year. View Rates by Age

Where you choose to live also has a big influence on Kia Telluride insurance rates. A middle-age driver might find prices as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,900 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $600 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Kia Telluride Insurance

Finding better rates on auto insurance consists of being a safe and courteous driver, maintaining good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates at least once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below is a brief review of the primary concepts that were presented in the illustrations above.

• It is possible to save approximately $170 per year just by quoting online in advance
• Drivers with DUI or reckless driving convictions pay on average $1,650 more annually for auto insurance
• Increasing policy deductibles can save around $600 each year
• Teenage drivers are charged the highest prices, with premiums being up to $432 per month for full coverage