Kia Telluride Insurance Rates

U.S. average auto insurance rates for a Kia Telluride are $1,432 annually for full coverage insurance. Comprehensive costs on average $320 a year, collision insurance costs $612, and liability insurance is $364. Buying just liability costs around $416 a year, and insurance for high-risk drivers costs around $3,114. Teenage drivers pay the highest rates at up to $5,238 a year.

Average premium for full coverage: $1,432

Price estimates by individual coverage:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Telluride trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. Rural areas have fewer physical damage claims than densely populated cities. The diagram below illustrates how where you live affects car insurance rates.

The ranges above illustrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Kia Telluride insurance rates for different risk profiles and scenarios.

• The best discount rate is $807
• Raising to $1,000 deductibles will save around $1,222 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,432
• Using low $100 deductibles will cost $1,848
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,114
• The price with full coverage for a teen driver may cost $5,238

View Chart as Image

Insurance prices for a Kia Telluride are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $630 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $327 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Kia Telluride insurance rates. A middle-age driver might find prices as low as $940 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,940 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy Cheap Kia Telluride Insurance

Getting lower rates on Kia Telluride insurance consists of being a good driver, having good credit, not filing small claims, and dropping full coverage on older vehicles. Take the time to comparison shop every year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a brief summary of the coverage data touched on in the above illustrations.

• It is possible to save as much as $180 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $625 each year
• Drivers age 16 to 20 pay higher prices, as much as $437 a month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,680 more each year than a safer driver