Kia Telluride Insurance Rates

U.S. average insurance rates for a Kia Telluride are $1,408 a year for full coverage. Comprehensive costs approximately $304 a year, collision insurance costs $592, and liability coverage costs $376. A policy with just liability insurance costs as little as $426 a year, and coverage for high-risk drivers costs around $3,060. Teens pay the highest rates at up to $5,184 a year.

Average premium for full coverage: $1,408

Price estimates by individual coverage:

Estimates include $500 deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Telluride trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural locations have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above show why it is important to compare rates using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Kia Telluride insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $793
• Drivers who choose higher $1,000 deductibles will pay $1,204 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,408
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,804
• High-risk insureds with serious driving violations could pay around $3,060
• The price for full coverage for a teenage driver can cost $5,184 a year

View Chart as Image

Insurance prices for a Kia Telluride are also quite variable based on your driving record, the trim level of your Telluride, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

The state you live in makes a big difference in Kia Telluride insurance rates. A 40-year-old driver could pay as low as $930 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,010 on average in New York, Louisiana, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could save up to $600 a year, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 135% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Kia Telluride Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also maintaining good credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every couple of years by requesting rates from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a review of the material that was covered above.

• Consumers who purchase higher liability limits will pay approximately $410 each year to go from a low limit to 250/500 limits
• Teens are expensive to insure, with premiums as much as $432 a month for full coverage
• Drivers who have several accidents or serious violations may pay on average $1,650 more per year for Telluride insurance
• Increasing physical damage deductibles can save around $600 each year