Kia Telluride Insurance Rates

The average insurance prices for a Kia Telluride are $1,432 every 12 months for full coverage. Comprehensive costs an estimated $320 a year, collision insurance costs $612, and liability insurance costs $364. Liability-only coverage costs as little as $416 a year, and high-risk coverage costs around $3,114. 16-year-old drivers cost the most to insure at up to $5,238 a year.

Average premium for full coverage: $1,432

Policy rates broken down by type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and Telluride trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. More rural locations are shown to have more infrequent accident claims than congested cities. The diagram below illustrates how your location can change insurance prices.

The examples above show why it is important to compare rates for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Kia Telluride insurance rates for other coverage scenarios.

• The best full coverage rate is $807
• Drivers who choose higher $1,000 deductibles will pay approximately $1,222 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,432
• Buying low $100 deductibles for comprehensive and collision insurance increases the price to $1,848
• High risk drivers with multiple tickets or accidents could pay up to $3,114
• Policy cost to insure a teen driver can cost as much as $5,238 a year

View Chart as Image

Insurance rates for a Kia Telluride also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles could save up to $630 each year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Kia Telluride insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Iowa, Maine, and Idaho, or at least $2,050 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Cheap Kia Telluride Insurance

Finding cheaper rates on Kia Telluride insurance not only requires having a decent driving record, but also having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around at least every other year by requesting rates from direct carriers, and also from several local insurance agents.

The following items are a brief summary of the car insurance concepts illustrated above.

• High-risk drivers that tend to have accidents or serious violations pay on average $1,680 more annually than a driver with a clean driving record
• Drivers can save approximately $180 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $625 each year
• Drivers who want additional liability coverage will pay around $400 each year to go from a 30/60 limit to a 250/500 level