Land Rover LR2 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR2 are $1,120 annually including full coverage. Comprehensive insurance costs an estimated $212, collision insurance costs $272, and liability insurance is estimated at $478. A policy with just liability insurance costs approximately $526 a year, and coverage for high-risk drivers costs $2,404 or more. Teenage drivers pay the highest rates at up to $4,390 a year.

Average premium for full coverage: $1,120

Price estimates broken down by individual coverage:

Full coverage includes $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects insurance prices.

The ranges above highlight why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $674
• Choosing higher $1,000 deductibles can save approximately $110 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,120
• Using more expensive low deductibles for comp and collision coverage costs an additional $210 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,404
• The price with full coverage for a teen driver with full coverage can cost as much as $4,390 each year

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay at least $4,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,300 to $1,900 extra each year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $320 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,600 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Land Rover LR2 Insurance

Getting lower rates on Land Rover LR2 insurance takes having a good driving record, having a good credit history, being claim-free, and deciding if full coverage is necessary. Invest the time to compare rates at every policy renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The next list is a summary of the data presented in the illustrations above.

• Drivers who want increased levels of liability coverage will pay an extra $530 per year to raise limits from a low limit to higher 250/500 limits
• You may be able to save approximately $130 per year just by shopping early and online
• Increasing physical damage deductibles could save up to $325 each year
• Drivers age 20 and younger are charged the highest prices, possibly costing $366 a month including comprehensive and collision insurance