Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage insurance. Comprehensive costs on average $198, collision costs $248, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,314. Teens cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on car insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare prices based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $650
• Using higher $1,000 deductibles will save around $102 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,078
• Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,272
• Drivers with serious driving violations could pay upwards of $2,314 or more
• Policy cost that insures a teen driver with full coverage may cost $4,260 or more

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance can be anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $4,200 a year. View Rates by Age

Your home state has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see rates as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $300 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates from as many companies as possible. Each insurance company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Land Rover LR2 Insurance

Finding cheaper rates on Land Rover LR2 insurance requires avoiding accidents and claims, having a positive credit history, being claim-free, and maximizing policy discounts. Compare rates at least once a year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The points below are a quick review of the primary concepts that were covered in the above illustrations.

• It is possible to save as much as $120 per year simply by shopping early and online
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,240 more each year to insure a Land Rover LR2
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Drivers under the age of 20 are expensive to insure, possibly costing $355 each month if full coverage is purchased