Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,120 a year for full coverage. Comprehensive costs approximately $212, collision costs $272, and liability insurance is estimated at $478. Buying just liability costs approximately $526 a year, with insurance for high-risk drivers costing around $2,404. 16-year-old drivers pay the highest rates at $4,390 a year or more.

Average premium for full coverage: $1,120

Price estimates by individual coverage:

Estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for different LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations have a lower frequency of accident claims than congested cities.

The price range example below illustrates the effect of geographic area on auto insurance prices.

The ranges above show why anyone shopping for car insurance should get quotes using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $674
• Choosing higher $1,000 deductibles can save $110 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,120
• Buying more expensive low deductibles for comp and collision coverage will increase the cost to $1,330
• High-risk insureds with multiple tickets or accidents could pay around $2,404 or more
• The price for full coverage for a teen driver with full coverage can cost $4,390 each year

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on your driving record, the trim level of your LR2, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Iowa, Maine, and Idaho, or at least $1,600 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $320 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,300 to $1,900 additional each year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 129% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices from as many companies as possible. Each auto insurer utilizes a different rate formula, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Land Rover LR2 Insurance

Getting lower rates on Land Rover LR2 insurance takes being a safe and courteous driver, having a good credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates at least every other year by requesting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a review of the car insurance concepts covered in the above illustrations.

• High-risk drivers who have several accidents or serious violations may pay on average $1,280 more per year for auto insurance
• Drivers can save around $130 per year simply by shopping early and online
• Increasing physical damage deductibles can save around $325 each year
• Drivers who purchase higher levels of liability will pay around $530 each year to raise limits from a low limit to 250/500 limits