Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,120 annually including full coverage. Comprehensive costs an estimated $212 a year, collision insurance costs $272, and liability is $478. Buying just liability costs around $526 a year, and insurance for high-risk drivers costs around $2,404. Teenage drivers cost the most to insure at up to $4,390 a year.

Average premium for full coverage: $1,120

Policy rates broken down by type of insurance:

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why it is important to compare rates quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $674
• Raising to $1,000 deductibles will save approximately $1,010 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,120
• Using low $100 deductibles will cost $1,330
• At-risk drivers who are prone to accidents and violations could pay up to $2,404
• Policy cost with full coverage for a teen driver can cost as much as $4,390

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,300 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $320 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,600 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Land Rover LR2 Insurance

Finding cheaper rates on car insurance consists of being safe and accident-free, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to compare rates at every other renewal by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a recap of the concepts that were covered above.

• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,280 more annually than a low-risk driver
• Youthful drivers are charged the highest rates, with premiums being up to $366 each month including comprehensive and collision insurance
• You may be able to save approximately $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $325 each year
• You may be able to save approximately $130 per year just by quoting early and online