Land Rover LR2 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 4, 2023
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U.S. average auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage insurance. Comprehensive insurance costs on average $198, collision insurance costs $248, and liability insurance costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,314 or more. 16-year-old drivers pay the highest rates at up to $4,260 a year.
Average premium for full coverage: $1,078
Price estimates by individual coverage:
Prices are based on $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for all LR2 models.
Price Range from Low to High
For the average 40-year-old driver, Land Rover LR2 insurance prices range from as cheap as $522 for just the minimum liability insurance to the much higher price of $2,314 for a driver required to buy high-risk insurance.
Geographic Price Range
Your location has a significant impact on insurance rates. Rural areas have fewer physical damage claims than congested cities. The example below illustrates the difference location can make on car insurance rates.
The ranges above illustrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Land Rover LR2 insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $650
- Drivers who choose higher $1,000 deductibles will pay around $102 each year
- The estimated rate for the average middle-age driver with $500 deductibles is $1,078
- Buying pricier low deductibles for comprehensive and collision insurance costs an additional $194 a year
- High risk drivers with multiple tickets or accidents could pay upwards of $2,314
- The price with full coverage for a teen driver for full coverage may cost $4,260 a year
Insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.
A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,200 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,300 to $1,800 extra each year, depending on your age. Land Rover LR2 insurance for high-risk drivers can cost anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $300 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,460 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$102 | -9.5% |
| Alaska | $826 | -$252 | -23.4% |
| Arizona | $894 | -$184 | -17.1% |
| Arkansas | $1,078 | -$0 | 0.0% |
| California | $1,230 | $152 | 14.1% |
| Colorado | $1,032 | -$46 | -4.3% |
| Connecticut | $1,110 | $32 | 3.0% |
| Delaware | $1,222 | $144 | 13.4% |
| Florida | $1,350 | $272 | 25.2% |
| Georgia | $996 | -$82 | -7.6% |
| Hawaii | $774 | -$304 | -28.2% |
| Idaho | $728 | -$350 | -32.5% |
| Illinois | $804 | -$274 | -25.4% |
| Indiana | $812 | -$266 | -24.7% |
| Iowa | $728 | -$350 | -32.5% |
| Kansas | $1,026 | -$52 | -4.8% |
| Kentucky | $1,472 | $394 | 36.5% |
| Louisiana | $1,596 | $518 | 48.1% |
| Maine | $666 | -$412 | -38.2% |
| Maryland | $890 | -$188 | -17.4% |
| Massachusetts | $862 | -$216 | -20.0% |
| Michigan | $1,874 | $796 | 73.8% |
| Minnesota | $902 | -$176 | -16.3% |
| Mississippi | $1,292 | $214 | 19.9% |
| Missouri | $956 | -$122 | -11.3% |
| Montana | $1,160 | $82 | 7.6% |
| Nebraska | $850 | -$228 | -21.2% |
| Nevada | $1,294 | $216 | 20.0% |
| New Hampshire | $776 | -$302 | -28.0% |
| New Jersey | $1,206 | $128 | 11.9% |
| New Mexico | $956 | -$122 | -11.3% |
| New York | $1,136 | $58 | 5.4% |
| North Carolina | $622 | -$456 | -42.3% |
| North Dakota | $884 | -$194 | -18.0% |
| Ohio | $744 | -$334 | -31.0% |
| Oklahoma | $1,110 | $32 | 3.0% |
| Oregon | $988 | -$90 | -8.3% |
| Pennsylvania | $1,032 | -$46 | -4.3% |
| Rhode Island | $1,438 | $360 | 33.4% |
| South Carolina | $978 | -$100 | -9.3% |
| South Dakota | $912 | -$166 | -15.4% |
| Tennessee | $946 | -$132 | -12.2% |
| Texas | $1,300 | $222 | 20.6% |
| Utah | $798 | -$280 | -26.0% |
| Vermont | $740 | -$338 | -31.4% |
| Virginia | $646 | -$432 | -40.1% |
| Washington | $836 | -$242 | -22.4% |
| West Virginia | $988 | -$90 | -8.3% |
| Wisconsin | $748 | -$330 | -30.6% |
| Wyoming | $962 | -$116 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Land Rover LR2 | $1,060 | $88 |
| Land Rover LR2 HSE | $1,078 | $90 |
| Land Rover LR2 HSE Luxury | $1,100 | $92 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Land Rover LR2 | $198 | $248 | $474 | $1,078 |
| 2008 Land Rover LR2 | $176 | $188 | $452 | $974 |
Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Land Rover LR2 Insurance
Getting lower rates on Land Rover LR2 insurance not only requires avoiding accidents and claims, but also having a good credit history, not filing small claims, and determing if full coverage is necessary. Make time to compare rates at every policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The points below are a brief review of the data touched on in this article.
- Drivers who require increased liability limits will pay around $520 annually to go from a low limit to higher 250/500 limits
- It is possible to save as much as $120 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save up to $300 each year
- Drivers under the age of 20 pay the highest prices, as much as $355 a month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,260 |
| 20 | $2,450 |
| 30 | $1,102 |
| 40 | $1,078 |
| 50 | $988 |
| 60 | $968 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,184 |
| $500 | $1,078 |
| $1,000 | $976 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,078 |
| 50/100 | $1,195 |
| 100/300 | $1,313 |
| 250/500 | $1,621 |
| 100 CSL | $1,242 |
| 300 CSL | $1,503 |
| 500 CSL | $1,693 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,010 |
| 20 | $3,906 |
| 30 | $2,338 |
| 40 | $2,314 |
| 50 | $2,212 |
| 60 | $2,188 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $57 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $428 |
Discounts are estimated and may not be available from every company or in every state.
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