Land Rover LR2 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Average insurance rates for a Land Rover LR2 are $1,120 a year with full coverage. Comprehensive costs an estimated $212, collision insurance costs $272, and liability costs $478. A policy with just liability insurance costs as little as $526 a year, and coverage for high-risk drivers costs around $2,404. Teens receive the highest rates at up to $4,390 a year.

Average premium for full coverage: $1,120

Rate estimates broken down by individual coverage type:

Comprehensive $212
Collision $272
Liability $478

Price estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for different LR2 trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range range from as low as $526 for basic liability insurance to a much higher rate of $2,404 for a driver who requires high-risk insurance.

Liability Only $526
Full Coverage $1,120
High Risk $2,404

Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects insurance prices.

Rural Areas $840
Small Cities $1,176
Large Cities $1,512

These examples demonstrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Land Rover LR2 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $674
  • Drivers who choose higher $1,000 deductibles will pay approximately $110 annually
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,120
  • Selecting more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,330
  • Higher-risk drivers with serious driving violations could pay up to $2,404
  • The cost for full coverage for a teen driver with full coverage can cost as much as $4,390 a year

View Chart as Image

Land Rover LR2 insurance cost comparison chart
Column chart showing Land Rover LR2 insurance rates range from $674 to $4,390 for full coverage

Insurance rates for a Land Rover LR2 can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $4,300 a year. View Rates by Age

Where you live makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,510 on average in New York, Michigan, and Florida.

Land Rover LR2 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,014 -$106 -9.5%
Alaska $860 -$260 -23.2%
Arizona $930 -$190 -17.0%
Arkansas $1,120 -$0 0.0%
California $1,276 $156 13.9%
Colorado $1,072 -$48 -4.3%
Connecticut $1,152 $32 2.9%
Delaware $1,268 $148 13.2%
Florida $1,402 $282 25.2%
Georgia $1,032 -$88 -7.9%
Hawaii $804 -$316 -28.2%
Idaho $758 -$362 -32.3%
Illinois $834 -$286 -25.5%
Indiana $842 -$278 -24.8%
Iowa $756 -$364 -32.5%
Kansas $1,066 -$54 -4.8%
Kentucky $1,528 $408 36.4%
Louisiana $1,658 $538 48.0%
Maine $692 -$428 -38.2%
Maryland $924 -$196 -17.5%
Massachusetts $898 -$222 -19.8%
Michigan $1,948 $828 73.9%
Minnesota $938 -$182 -16.3%
Mississippi $1,344 $224 20.0%
Missouri $996 -$124 -11.1%
Montana $1,204 $84 7.5%
Nebraska $884 -$236 -21.1%
Nevada $1,344 $224 20.0%
New Hampshire $808 -$312 -27.9%
New Jersey $1,254 $134 12.0%
New Mexico $990 -$130 -11.6%
New York $1,180 $60 5.4%
North Carolina $644 -$476 -42.5%
North Dakota $916 -$204 -18.2%
Ohio $774 -$346 -30.9%
Oklahoma $1,150 $30 2.7%
Oregon $1,026 -$94 -8.4%
Pennsylvania $1,072 -$48 -4.3%
Rhode Island $1,494 $374 33.4%
South Carolina $1,014 -$106 -9.5%
South Dakota $946 -$174 -15.5%
Tennessee $982 -$138 -12.3%
Texas $1,352 $232 20.7%
Utah $832 -$288 -25.7%
Vermont $768 -$352 -31.4%
Virginia $670 -$450 -40.2%
Washington $866 -$254 -22.7%
West Virginia $1,028 -$92 -8.2%
Wisconsin $776 -$344 -30.7%
Wyoming $1,000 -$120 -10.7%

View Chart as Image

Land Rover LR2 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $320 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $430 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,300 to $1,900 additional per year, depending on your age. High-risk driver insurance can cost as much as 43% to 129% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Land Rover LR2 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Land Rover LR2 $1,100 $92
Land Rover LR2 HSE $1,120 $93
Land Rover LR2 HSE Luxury $1,142 $95

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Land Rover LR2 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Land Rover LR2 $212 $272 $478 $1,120
2008 Land Rover LR2 $178 $198 $460 $994

Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Land Rover LR2 Insurance

Saving money on car insurance not only requires having a good driving record, but also having a good credit history, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at every other renewal by obtaining price quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

The next list is a condensed summary of the concepts that were presented in the illustrations above.

  • Higher risk drivers with multiple at-fault accidents may pay on average $1,280 more annually to buy Land Rover LR2 insurance
  • Drivers age 20 and younger are expensive to insure, with premiums as much as $366 per month including comprehensive and collision insurance
  • You may be able to save approximately $130 per year just by shopping early and online
  • Increasing deductibles can save around $325 each year
  • You may be able to save approximately $130 per year just by shopping early and online

Rates by Driver Age

Land Rover LR2 Insurance Rates by Driver Age
Driver Age Premium
16 $4,390
20 $2,544
30 $1,148
40 $1,120
50 $1,028
60 $1,006

Full coverage, $500 deductibles

Rates by Deductible

Land Rover LR2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,330
$250 $1,234
$500 $1,120
$1,000 $1,010

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,120
50/100 $1,238
100/300 $1,357
250/500 $1,668
100 CSL $1,285
300 CSL $1,548
500 CSL $1,740

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover LR2 Insurance Rates for High Risk Drivers
Age Premium
16 $6,206
20 $4,056
30 $2,434
40 $2,404
50 $2,296
60 $2,272

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $70
5-yr Claim Free $71
Paid in Full/EFT $42
Advance Quote $50
Online Quote $77
Total Discounts $446
Rate after discounts $674

Discounts are estimated and may not be available from every company or in every state.

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