Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,120 a year including full coverage. Comprehensive costs an estimated $212 a year, collision costs $272, and liability insurance is estimated at $478. A liability-only policy costs approximately $526 a year, with high-risk insurance costing around $2,404. Teenage drivers cost the most to insure at $4,390 a year or more.

Average premium for full coverage: $1,120

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on insurance prices.

The examples above highlight why it is important to get quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $674
• Choosing higher $1,000 deductibles can save approximately $1,010 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,120
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,330
• High-risk insureds who are prone to accidents and violations could pay up to $2,404 or more
• Policy cost that insures a teen driver can cost as much as $4,390 each year

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on the trim level of your LR2, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,300 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $4,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,600 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $320 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR2 Insurance

Finding cheaper rates on Land Rover LR2 insurance takes being safe and accident-free, having a positive credit history, paying for small claims out-of-pocket, and not having any coverage lapses. Compare prices once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a brief recap of the data that was covered in the above illustrations.

• You may be able to save approximately $130 per year simply by quoting early and online
• Drivers who want more liability protection will pay an extra $530 per year to raise limits from a 30/60 limit to the 250/500 level
• Youthful drivers have the highest car insurance rates, with premiums being up to $366 each month if full coverage is purchased
• High-risk drivers who tend to receive serious violations could be charged and average of $1,280 more annually than a low-risk driver