Land Rover LR2 Insurance Rates

Estimated auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive insurance costs an estimated $198 a year, collision costs $248, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,314 or more. Teen drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates broken down by type of coverage:

Price estimates include $500 deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference location can make on insurance prices.

These rate differences highlight why it is important to compare rates for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $650
• Drivers who choose higher $1,000 deductibles will pay approximately $976 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,078
• Choosing low $100 deductibles for comprehensive and collision insurance costs an additional $194 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,314 or more
• An auto insurance policy with full coverage for a teen driver can cost as much as $4,260 a year

View Chart as Image

Insurance prices for a Land Rover LR2 also have a wide range based on the model of your LR2, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay at least $4,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $300 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Every company uses a different rate calculation, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Land Rover LR2 Insurance

Finding better rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit history, refrain from filing small claims, and taking advantage of discounts. Make time to compare rates every couple of years by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following is a condensed summary of the material that was touched on in this article.

• Policyholders who want higher liability limits will pay about $520 per year to go from 30/60 bodily injury limits to higher 250/500 limits
• Teens are charged the highest prices, with the cost nearing $355 per month including comprehensive and collision insurance
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,240 more annually for LR2 insurance
• Increasing policy deductibles could save up to $300 each year