Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,120 a year for full coverage insurance. Comprehensive insurance costs on average $212 a year, collision costs $272, and liability coverage costs around $478. A liability-only policy costs as low as $526 a year, with high-risk insurance costing $2,404 or more. Teens pay the most at $4,390 a year or more.

Average premium for full coverage: $1,120

Premium estimates by type of coverage:

Price estimates include $500 physical damage deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences illustrate why it is important to compare prices based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $674
• Using higher $1,000 deductibles will save around $1,010 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,120
• Selecting low $100 deductibles for physical damage coverage will cost an extra $210 each year
• Higher-risk drivers with serious driving violations could pay upwards of $2,404 or more
• An auto insurance policy for full coverage for a teenage driver may cost $4,390 or more

View Chart as Image

Auto insurance prices for a Land Rover LR2 also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see prices as low as $730 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,510 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $320 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $430 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 43% to 129% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Each insurance company calculates prices differently, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Land Rover LR2 Insurance

Finding better rates on auto insurance requires being a safe and courteous driver, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates once a year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below is a condensed summary of the data that was covered above.

• It is possible to save as much as $130 per year simply by quoting early and online
• Consumers who require higher levels of liability will pay approximately $530 annually to increase from 30/60 bodily injury limits to 250/500 limits
• Teenage drivers are charged the highest prices, with premiums being up to $366 per month if they have full coverage
• Drivers with multiple at-fault accidents pay an average of $1,280 more each year for auto insurance