Land Rover LR2 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 4, 2023
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Average insurance prices for a Land Rover LR2 are $1,078 every 12 months including full coverage. Comprehensive costs on average $198, collision insurance costs $248, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,314. 16-year-old drivers receive the highest rates at up to $4,260 a year.
Average premium for full coverage: $1,078
Rate estimates by individual coverage type:
Rates are based on $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different LR2 trim levels.
Price Range by Coverage and Risk
For the average driver, prices range range from the cheapest price of $522 for liability-only coverage to a much higher rate of $2,314 for a policy for a high-risk driver.
Price Range by Location
Your location has a significant impact on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than congested cities. The price range example below illustrates how location impacts car insurance rates.
These examples highlight why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Land Rover LR2 insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $650
- Drivers who choose higher $1,000 deductibles will pay around $102 every year
- The average price for a 40-year-old driver with $500 deductibles is $1,078
- Buying more expensive low deductibles for comprehensive and collision insurance increases the price to $1,272
- High risk drivers with multiple tickets or accidents could pay upwards of $2,314
- The cost to insure a teen driver with full coverage may cost $4,260 a year
Insurance rates for a Land Rover LR2 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your LR2.
Opting for high physical damage deductibles could save up to $300 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles could pay as little as $1,000 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $4,200 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates
Where you live makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,540 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$102 | -9.5% |
| Alaska | $826 | -$252 | -23.4% |
| Arizona | $894 | -$184 | -17.1% |
| Arkansas | $1,078 | -$0 | 0.0% |
| California | $1,230 | $152 | 14.1% |
| Colorado | $1,032 | -$46 | -4.3% |
| Connecticut | $1,110 | $32 | 3.0% |
| Delaware | $1,222 | $144 | 13.4% |
| Florida | $1,350 | $272 | 25.2% |
| Georgia | $996 | -$82 | -7.6% |
| Hawaii | $774 | -$304 | -28.2% |
| Idaho | $728 | -$350 | -32.5% |
| Illinois | $804 | -$274 | -25.4% |
| Indiana | $812 | -$266 | -24.7% |
| Iowa | $728 | -$350 | -32.5% |
| Kansas | $1,026 | -$52 | -4.8% |
| Kentucky | $1,472 | $394 | 36.5% |
| Louisiana | $1,596 | $518 | 48.1% |
| Maine | $666 | -$412 | -38.2% |
| Maryland | $890 | -$188 | -17.4% |
| Massachusetts | $862 | -$216 | -20.0% |
| Michigan | $1,874 | $796 | 73.8% |
| Minnesota | $902 | -$176 | -16.3% |
| Mississippi | $1,292 | $214 | 19.9% |
| Missouri | $956 | -$122 | -11.3% |
| Montana | $1,160 | $82 | 7.6% |
| Nebraska | $850 | -$228 | -21.2% |
| Nevada | $1,294 | $216 | 20.0% |
| New Hampshire | $776 | -$302 | -28.0% |
| New Jersey | $1,206 | $128 | 11.9% |
| New Mexico | $956 | -$122 | -11.3% |
| New York | $1,136 | $58 | 5.4% |
| North Carolina | $622 | -$456 | -42.3% |
| North Dakota | $884 | -$194 | -18.0% |
| Ohio | $744 | -$334 | -31.0% |
| Oklahoma | $1,110 | $32 | 3.0% |
| Oregon | $988 | -$90 | -8.3% |
| Pennsylvania | $1,032 | -$46 | -4.3% |
| Rhode Island | $1,438 | $360 | 33.4% |
| South Carolina | $978 | -$100 | -9.3% |
| South Dakota | $912 | -$166 | -15.4% |
| Tennessee | $946 | -$132 | -12.2% |
| Texas | $1,300 | $222 | 20.6% |
| Utah | $798 | -$280 | -26.0% |
| Vermont | $740 | -$338 | -31.4% |
| Virginia | $646 | -$432 | -40.1% |
| Washington | $836 | -$242 | -22.4% |
| West Virginia | $988 | -$90 | -8.3% |
| Wisconsin | $748 | -$330 | -30.6% |
| Wyoming | $962 | -$116 | -10.8% |

Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Land Rover LR2 | $1,060 | $88 |
| Land Rover LR2 HSE | $1,078 | $90 |
| Land Rover LR2 HSE Luxury | $1,100 | $92 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Land Rover LR2 | $198 | $248 | $474 | $1,078 |
| 2008 Land Rover LR2 | $176 | $188 | $452 | $974 |
Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Land Rover LR2 Insurance
Saving money on Land Rover LR2 insurance not only requires not taking risks behind the wheel, but also having good credit, not filing small claims, and determing if full coverage is necessary. Spend time shopping around every year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following is a quick review of the coverage data touched on above.
- You may be able to save as much as $120 per year just by shopping early and online
- Increasing deductibles could save as much as $300 each year
- Teens pay the highest rates, as much as $355 per month if they have full coverage
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,240 more each year for LR2 insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,260 |
| 20 | $2,450 |
| 30 | $1,102 |
| 40 | $1,078 |
| 50 | $988 |
| 60 | $968 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,184 |
| $500 | $1,078 |
| $1,000 | $976 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,078 |
| 50/100 | $1,195 |
| 100/300 | $1,313 |
| 250/500 | $1,621 |
| 100 CSL | $1,242 |
| 300 CSL | $1,503 |
| 500 CSL | $1,693 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,010 |
| 20 | $3,906 |
| 30 | $2,338 |
| 40 | $2,314 |
| 50 | $2,212 |
| 60 | $2,188 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $57 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $428 |
Discounts are estimated and may not be available from every company or in every state.
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