Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive insurance costs around $198 a year, collision insurance costs $248, and liability costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs $2,314 or more. Teen drivers cost the most to insure at up to $4,260 a year.

Average premium for full coverage: $1,078

Policy rates for type of insurance:

Includes $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how your location can change auto insurance rates.

The examples above highlight why it is important to compare prices for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $650
• Using higher $1,000 deductibles will save about $976 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,078
• Choosing low $100 deductibles for physical damage coverage will cost an extra $194 annually
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,314
• Policy cost for full coverage for a 16-year-old driver can be $4,260 or more

View Chart as Image

Auto insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the model of your LR2, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay as much as $4,200 a year. View Rates by Age

Your home state has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see rates as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut rates by as much as $300 annually, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,300 to $1,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 42% to 134% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 requires being a good driver, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to shop around at least once a year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a recap of the primary concepts that were illustrated above.

• You may be able to save up to $120 per year just by quoting early and online
• Drivers considered higher risk that have major violations or accidents pay on average $1,240 more every year than a safer driver
• Increasing comprehensive and collision deductibles can save around $300 each year
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $355 each month if they have full coverage