Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive insurance costs an estimated $198, collision costs $248, and liability costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,314 or more. 16-year-old drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. More rural locations are shown to have lower incidents of collision claims than congested cities.

The price range example below illustrates how location helps determine insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare prices for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best full coverage rate is $650
• Using higher $1,000 deductibles will save approximately $102 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,078
• Buying more expensive low deductibles for physical damage coverage will cost an additional $194 every year
• Drivers with multiple tickets or accidents could pay up to $2,314 or more
• Policy cost that insures a teen driver with full coverage can cost as much as $4,260 or more

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance can be as much as 42% to 134% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $4,200 a year. View Rates by Age

Your home state has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Utah, Ohio, and New Hampshire, or at least $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $300 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates and see which company has the best rate. Each insurance company utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Land Rover LR2 Insurance

Finding cheaper rates on car insurance requires avoiding accidents and claims, having a positive credit history, not filing small claims, and not having any coverage lapses. Comparison shop every couple of years by getting rate quotes from direct companies, and also from insurance agencies where you live.

The points below are a brief review of the material that was covered in the charts and tables above.

• Policyholders who want increased liability limits will pay around $520 every year to increase from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 have the highest car insurance rates, as much as $355 each month if full coverage is purchased
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,240 more annually to insure a Land Rover LR2
• Increasing comprehensive and collision deductibles can save approximately $300 each year