Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,120 a year with full coverage. Comprehensive costs approximately $212 each year, collision costs $272, and liability insurance costs $478. Liability-only insurance costs as little as $526 a year, with high-risk driver insurance costing around $2,404. Teens pay the most at $4,390 a year or more.

Average premium for full coverage: $1,120

Premium estimates by type of coverage:

Includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and LR2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on auto insurance prices.

These rate differences demonstrate why all drivers should compare rates using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $674
• Drivers who choose higher $1,000 deductibles will pay $110 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,120
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,330
• High risk drivers with serious driving violations could pay around $2,404 or more
• An auto insurance policy for full coverage for a teen driver can cost $4,390 a year

View Chart as Image

Insurance prices for a Land Rover LR2 also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

Where you choose to live makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,510 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $320 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from as many companies as possible. Every company calculates prices differently, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Land Rover LR2 Insurance

Finding better rates on Land Rover LR2 insurance not only requires being a low-risk driver, but also having a good credit history, being claim-free, and qualifying for all possible discounts. Make time to compare rates at every policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a recap of the data touched on in this article.

• Drivers who purchase more liability coverage will pay approximately $530 every year to go from 30/60 bodily injury limits to 250/500 limits
• You may be able to save around $130 per year simply by quoting online in advance
• Increasing policy deductibles can save around $325 each year
• Teen drivers are the costliest to insure, possibly costing $366 per month including comprehensive and collision insurance