Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage insurance. Comprehensive costs an estimated $198, collision costs $248, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,314. 16-year-old drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for all LR2 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities.

The example below illustrates the difference location can make on insurance prices.

The ranges above illustrate why everyone should compare rates quotes for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best full coverage rate is $650
• Raising to $1,000 deductibles will save approximately $102 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,078
• Buying pricier low deductibles will increase the cost to $1,272
• At-risk drivers with multiple tickets or accidents could pay up to $2,314 or more
• The price for full coverage for a teen driver for full coverage can cost as much as $4,260

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $4,200 a year. View Rates by Age

The state you live in also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find prices as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $300 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,300 to $1,800 additional each year, depending on your age. Land Rover LR2 insurance for high-risk drivers is expensive and can cost as much as 42% to 134% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Every auto insurance company utilizes a different rate formula, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Land Rover LR2 Insurance

Getting lower rates on car insurance consists of avoiding accidents and claims, having a good credit history, not filing small claims, and maximizing policy discounts. Make time to compare rates every couple of years by requesting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a quick review of the material that was touched on in this article.

• Policyholders who want increased liability limits will pay around $520 annually to raise from a low limit to 250/500 limits
• Drivers under the age of 20 are expensive to insure, as much as $355 a month including comprehensive and collision insurance
• Higher risk drivers with a DUI or reckless driving violation pay on average $1,240 more annually to insure a Land Rover LR2
• Increasing physical damage deductibles can save around $300 each year