Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive costs an estimated $198 each year, collision insurance costs $248, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,314. Teenage drivers cost the most to insure at up to $4,260 a year.

Average premium for full coverage: $1,078

Policy rates broken down by type of insurance:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.

The examples above demonstrate why all drivers should compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $650
• Raising to $1,000 deductibles will save approximately $102 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,078
• Using low deductibles will increase the cost to $1,272
• Drivers who are prone to accidents and violations could pay up to $2,314
• Policy cost for full coverage for a 16-year-old driver can cost as much as $4,260

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $4,200 a year. View Rates by Age

Your home state also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $780 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $300 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,300 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 consists of being safe and accident-free, having a good credit history, not filing small claims, and possibly raising deductibles. Spend time shopping around every other policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a summary of the ideas that were touched on above.

• Youthful drivers are expensive to insure, as much as $355 each month including comprehensive and collision insurance
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,240 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $300 each year
• You may be able to save approximately $120 per year just by quoting online in advance