Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually with full coverage. Comprehensive costs an estimated $198, collision costs $248, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,314. 16-year-old drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates broken down by type of insurance:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. More rural locations are shown to have fewer collision claims than congested cities.

The price range example below illustrates the difference location can make on insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best full coverage rate is $650
• Drivers who choose higher $1,000 deductibles will pay approximately $102 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,078
• Buying more expensive low deductibles for comprehensive and collision insurance will cost $1,272
• High risk drivers with multiple tickets or accidents could pay up to $2,314 or more
• Policy cost with full coverage for a teen driver with full coverage can cost as much as $4,260 a year

View Chart as Image

Auto insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,300 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $300 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or at least $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates from as many companies as possible. Every company utilizes a different rate formula, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Land Rover LR2 Insurance

Finding cheaper rates on Land Rover LR2 insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Make time to compare rates every couple of years by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a condensed summary of the material that was touched on in this article.

• Drivers who want more liability coverage will pay around $520 every year to go from a 30/60 limit to higher 250/500 limits
• Teen drivers are the costliest to insure, as much as $355 each month if full coverage is included
• High-risk drivers with multiple at-fault accidents pay on average $1,240 more annually to insure their LR2
• Increasing comprehensive and collision deductibles could save up to $300 each year