Lexus IS 350 Insurance Rates

Average insurance rates for a Lexus IS 350 are $1,176 a year for full coverage insurance. Comprehensive costs approximately $212 a year, collision insurance costs $328, and liability costs $478. A policy with just liability insurance costs as little as $526 a year, and coverage for high-risk drivers costs around $2,544. Teenage drivers receive the highest rates at up to $4,614 a year.

Average premium for full coverage: $1,176

Rate estimates by individual coverage type:

These estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and IS 350 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

These examples illustrate why it is important to compare rates using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Lexus IS 350 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $697
• Drivers who choose higher $1,000 deductibles will pay $1,054 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,176
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,414
• Higher-risk drivers who are prone to accidents and violations could pay around $2,544
• The cost that insures a teen driver can cost $4,614 a year

Insurance rates for a Lexus IS 350 can also vary considerably based on the trim level of your IS 350, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

Where you live makes a big difference in Lexus IS 350 insurance prices. A 40-year-old driver could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,590 on average in Florida, New York, and Michigan.

Using high physical damage deductibles could save up to $360 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $430 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Lexus IS 350 Insurance

Saving money on car insurance not only requires being a safe and courteous driver, but also having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare prices at every other renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below is a brief summary of the concepts that were covered in the charts and tables above.

• Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,370 more per year for auto insurance
• Teenage drivers are the costliest to insure, costing up to $385 per month if comprehensive and collision insurance is included
• It is possible to save around $140 per year just by quoting early and online
• Increasing deductibles can save approximately $350 each year
• It is possible to save around $140 per year just by quoting early and online