Mazda 2 Insurance Rates

Average insurance prices for a Mazda 2 are $918 every 12 months for full coverage. Comprehensive costs an estimated $132 each year, collision insurance costs $154, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $1,974. Teenage drivers receive the highest rates at up to $3,792 a year.

Average premium for full coverage: $918

Rate estimates broken down by individual coverage type:

Rate estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and 2 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on insurance rates. More rural locations tend to have more infrequent accident claims than densely populated cities. The graphic below illustrates the difference location can make on insurance prices.

These examples show why all drivers should get quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Mazda 2 insurance rates for other coverage scenarios.

• The best discount rate is $565
• Choosing higher $1,000 deductibles can save approximately $66 a year
• The average price for a 40-year-old driver who has $500 deductibles is $918
• Using low deductibles for comp and collision coverage increases the price to $1,042
• Unlucky drivers who are prone to accidents and violations could pay up to $1,974
• The cost to insure a teen driver can cost as much as $3,792 each year

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Auto insurance rates for a Mazda 2 can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles can save as much as $190 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $900 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $3,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,100 to $1,600 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Mazda 2 insurance prices. A good driver about age 40 could pay as low as $610 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,310 on average in New York, Louisiana, and Michigan.

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How to Shop for the Best Mazda 2 Insurance

Saving money on car insurance takes being a safe and courteous driver, having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Make time to compare rates at least every other year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a brief recap of the car insurance concepts touched on in this article.

• Higher risk drivers who tend to receive serious violations pay on average $1,060 more annually for auto insurance
• Drivers can save approximately $100 per year just by quoting online in advance
• Increasing deductibles could save as much as $200 each year
• Policyholders who want higher levels of liability will pay an extra $520 each year to raise limits from a minimum limit to a 250/500 level