Mazda 2 Insurance Rates

U.S. average insurance prices for a Mazda 2 are $918 every 12 months with full coverage. Comprehensive costs approximately $132 each year, collision insurance costs $154, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $1,974. Teenage drivers pay the highest rates at up to $3,792 a year.

Average premium for full coverage: $918

Price estimates by individual coverage:

These estimates include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and 2 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations have more infrequent collision claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance prices.

The ranges above demonstrate why all drivers should get quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Mazda 2 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $565
• Choosing higher $1,000 deductibles can save $66 annually
• The average price for the average middle-age driver who chooses $500 deductibles is $918
• Using low deductibles for comp and collision coverage increases the price to $1,042
• Unlucky drivers who are prone to accidents and violations could pay around $1,974
• The price to insure a teen driver can cost $3,792 each year

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Car insurance prices for a Mazda 2 are also quite variable based on deductibles and policy limits, your driving record, and the model of your 2.

Using high physical damage deductibles can save as much as $190 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $3,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,100 to $1,600 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Mazda 2 insurance prices. A good driver about age 40 could pay as low as $660 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,240 on average in New York, Michigan, and Florida.

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How to Shop for Cheap Mazda 2 Insurance

Getting lower rates on car insurance takes not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest time comparing rates every year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a brief summary of the coverage data covered in the charts and tables above.

• You may be able to save around $100 per year just by quoting online in advance
• Increasing physical damage deductibles could save as much as $200 each year
• Teens pay the highest auto insurance prices, costing up to $316 a month if the policy includes full coverage
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,060 more per year for 2 insurance