Mazda 6 Insurance Rates
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UPDATED: Aug 23, 2022
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Estimated auto insurance rates for a Mazda 6 are $1,344 annually including full coverage. Comprehensive costs around $260, collision costs $484, and liability is estimated at $442. Liability-only coverage costs approximately $496 a year, with high-risk coverage costing around $2,920. Teenage drivers pay the most at $5,126 a year or more.
Average premium for full coverage: $1,344
Premium estimates for type of coverage:
These estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for all 6 models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Mazda 6 go from as cheap as $496 for minimum levels of liability insurance to the much higher price of $2,920 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than densely populated cities.
The example below illustrates how location helps determine auto insurance rates.
These rate differences highlight why everyone should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Mazda 6 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $775
- Choosing higher $1,000 deductibles can save about $168 every year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,344
- Using pricier low deductibles for comp and collision coverage will cost $1,672
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,920 or more
- An auto insurance policy with full coverage for a 16-year-old driver for full coverage can be $5,126 each year
Insurance prices for a Mazda 6 also have a wide range based on the model of your 6, your driving characteristics, and deductibles and policy limits.
A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $5,100 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at least $1,600 to $2,200 extra annually, depending on your age. Mazda 6 insurance for high-risk drivers ranges from 43% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $500 annually, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Mazda 6 insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,920 on average in Michigan, New York, and Louisiana.
|State||Premium||Compared to U.S. Avg||Percent Difference|
With such a large range in prices, the best way to figure out your exact price is to regularly compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Mazda 6 I Sport 4-Dr Sedan||$1,242||$104|
|Mazda 6 I SV 4-Dr Sedan||$1,242||$104|
|Mazda 6 I Touring 4-Dr Sedan||$1,278||$107|
|Mazda 6 I Touring Plus 4-Dr Sedan||$1,318||$110|
|Mazda 6 I Touring Plus 4-Dr Sedan||$1,318||$110|
|Mazda 6 I Grand Touring 4-Dr Sedan||$1,354||$113|
|Mazda 6 S Grand Touring 4-Dr Sedan||$1,420||$118|
|Mazda 6 S Grand Touring 6 Cyl 4-Dr Sedan||$1,420||$118|
|Mazda 6 S Touring Plus 6 Cyl 4-Dr Sedan||$1,394||$116|
|Mazda 6 S Touring Plus 4-Dr Sedan||$1,394||$116|
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2018 Mazda 6||$260||$484||$442||$1,344|
|2016 Mazda 6||$240||$424||$456||$1,278|
|2015 Mazda 6||$230||$380||$460||$1,228|
|2009 Mazda 6||$170||$236||$474||$1,038|
|2008 Mazda 6||$160||$214||$474||$1,006|
|2006 Mazda 6||$152||$188||$460||$958|
|2005 Mazda 6||$150||$178||$452||$938|
|2004 Mazda 6||$138||$170||$446||$912|
|2003 Mazda 6||$132||$162||$442||$894|
Rates are averaged for all Mazda 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Mazda 6 Insurance
Finding better rates on insurance for a Mazda 6 takes being safe and accident-free, having a good credit history, refrain from filing small claims, and insuring your home and auto with the same company. Invest time comparing rates once a year by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.
Below you'll find a brief summary of the data that was covered in the charts and tables above.
- You may be able to save up to $160 per year simply by quoting online well ahead of the renewal date
- Insureds who may need more liability protection will pay an extra $490 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
- Youthful drivers pay higher prices, with the cost nearing $427 per month including comprehensive and collision insurance
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,580 more every year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$97|
|5-yr Claim Free||$87|
|Paid in Full/EFT||$60|
Discounts are estimated and may not be available from every company or in every state.
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