Mazda 6 Insurance Rates

U.S. average insurance rates for a Mazda 6 are $1,364 a year with full coverage. Comprehensive costs an estimated $274, collision costs $502, and liability insurance is estimated at $430. A policy with just liability insurance costs approximately $486 a year, with coverage for high-risk drivers costing around $2,956. Teens pay the highest rates at $5,156 a year or more.

Average premium for full coverage: $1,364

Price estimates broken down by individual coverage:

Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all 6 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion.

The example below illustrates how your location can change insurance prices.

The ranges above demonstrate why everyone should get quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Mazda 6 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $788
• Choosing higher $1,000 deductibles can save approximately $176 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,364
• Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,706
• High-risk insureds with serious driving violations could pay up to $2,956 or more
• The price that insures a teen driver for full coverage can cost as much as $5,156 each year

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Insurance prices for a Mazda 6 are also quite variable based on the model of your 6, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,600 to $2,200 extra each year, depending on your age. Mazda 6 insurance for high-risk drivers ranges anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda 6 insurance rates. A good driver about age 40 could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,840 on average in New York, Michigan, and Florida.

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Choosing higher comprehensive and collision insurance deductibles can save as much as $520 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $387 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices from as many companies as possible. Each auto insurer calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda 6 Insurance

Getting lower rates on Mazda 6 insurance takes being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates once a year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The items below are a brief review of the data that was illustrated above.

• You may be able to save approximately $160 per year simply by quoting online well ahead of the renewal date
• Drivers who want more liability coverage will pay approximately $470 every year to raise limits from a low limit to the 250/500 level
• Teen drivers are charged the highest prices, costing up to $430 a month if full coverage is included
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,590 more annually to insure their 6