Mazda 6 Insurance Rates

Estimated insurance rates for a Mazda 6 are $1,364 a year including full coverage. Comprehensive insurance costs on average $274, collision costs $502, and liability is estimated at $430. Liability-only coverage costs approximately $486 a year, with high-risk coverage costing $2,956 or more. Teen drivers pay the most at $5,156 a year or more.

Average premium for full coverage: $1,364

Premium estimates by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different 6 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Mazda 6 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $788
• Choosing higher $1,000 deductibles can save around $176 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,364
• Choosing more expensive low deductibles for comp and collision coverage will cost an additional $342 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,956 or more
• An auto insurance policy that insures a 16-year-old driver with full coverage may cost $5,156 each year

View Chart as Image

Insurance prices for a Mazda 6 also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance ranges from 43% to 131% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,100 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Mazda 6 insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,950 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $520 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $387 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to compare prices from multiple companies. Each auto insurer uses a different rate calculation, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda 6 Insurance

Finding better rates on insurance for a Mazda 6 takes avoiding accidents and violations, having above-average credit, refrain from filing small claims, and bundling your home and auto policies. Shop around at least once a year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The list below is a brief recap of the primary concepts that were covered above.

• You may be able to save as much as $160 per year simply by shopping early and online
• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,590 more each year for car insurance
• Increasing policy deductibles can save approximately $525 each year
• Teenagers pay the highest prices, with the cost nearing $430 per month if full coverage is included