Mazda 6 Insurance Rates

U.S. average insurance rates for a Mazda 6 are $1,364 a year for full coverage insurance. Comprehensive costs an estimated $274, collision costs $502, and liability is $430. Liability-only insurance costs around $486 a year, with high-risk driver insurance costing around $2,956. Teens pay the highest rates at $5,156 a year or more.

Average premium for full coverage: $1,364

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for different 6 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Mazda 6 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $788
• Raising to $1,000 deductibles will save approximately $176 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,364
• Selecting more expensive low deductibles bumps up the cost to $1,706
• Drivers with serious driving violations could pay up to $2,956 or more
• The price that insures a 16-year-old driver with full coverage can cost as much as $5,156

View Chart as Image

Car insurance prices for a Mazda 6 are also quite variable based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 131% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $5,100 a year. View Rates by Age

The state you live in also has a big influence on Mazda 6 insurance prices. A middle-age driver might find prices as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,840 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $520 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices from multiple companies. Every auto insurance company calculates prices differently, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda 6 Insurance

Getting lower rates on insurance for a Mazda 6 consists of avoiding accidents and claims, having a positive credit history, not filing small claims, and not having any coverage lapses. Compare rates at every other renewal by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The points below are a brief summary of the concepts that were covered above.

• Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,590 more annually to insure a Mazda 6
• Drivers under the age of 20 have the highest car insurance prices, as much as $430 a month if full coverage is purchased
• It is possible to save approximately $160 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $525 each year
• It is possible to save approximately $160 per year simply by shopping early and online