Mazda 6 Insurance Rates

Estimated insurance rates for a Mazda 6 are $1,344 a year for full coverage. Comprehensive costs an estimated $260, collision insurance costs $484, and liability is $442. A policy with only liability insurance costs around $496 a year, and a high-risk policy costs around $2,920. Teenage drivers pay the most at up to $5,126 a year.

Average premium for full coverage: $1,344

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for different 6 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.

These rate differences show why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Mazda 6 insurance rates for other coverage scenarios.

• The best discount rate is $775
• Raising to $1,000 deductibles will save approximately $168 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,344
• Using more expensive low deductibles will increase the cost to $1,672
• Drivers who are prone to accidents and violations could pay up to $2,920
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage can cost as much as $5,126

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Car insurance prices for a Mazda 6 also have a wide range based on your driving characteristics, the trim level of your 6, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged at least $5,100 a year. View Rates by Age

Where you choose to live also has a big influence on Mazda 6 insurance prices. A middle-age driver might find prices as low as $890 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,920 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles can reduce prices by up to $500 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda 6 Insurance

Finding better rates on insurance for a Mazda 6 consists of being safe and accident-free, having above-average credit, not filing small claims, and possibly higher deductibles. Invest time comparing rates at least every other year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief summary of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,580 more annually than a low-risk driver
• Drivers can save approximately $160 per year just by shopping early and online
• Increasing policy deductibles can save around $500 each year
• Insureds who want more liability protection will pay an extra $490 each year to raise from 30/60 bodily injury limits to 250/500 limits