Mazda 6 Insurance Rates

Estimated auto insurance rates for a Mazda 6 are $1,364 annually for full coverage insurance. Comprehensive costs on average $274, collision costs $502, and liability costs around $430. A liability-only policy costs as low as $486 a year, with high-risk insurance costing around $2,956. Teens pay the most at $5,156 a year or more.

Average premium for full coverage: $1,364

Premium estimates by type of coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for all 6 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than cities with more traffic congestion.

The example below illustrates the difference location can make on car insurance rates.

These rate differences illustrate why everyone should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Mazda 6 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $788
• Using higher $1,000 deductibles will save around $176 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,364
• Selecting pricier low deductibles for physical damage coverage will cost $1,706
• High-risk insureds with serious driving violations could pay upwards of $2,956 or more
• An auto insurance policy with full coverage for a 16-year-old driver for full coverage may cost $5,156 or more

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Auto insurance prices for a Mazda 6 also have a wide range based on the model of your 6, your risk profile, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $5,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. Mazda 6 insurance for high-risk drivers can be from 43% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $520 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $387 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Mazda 6 insurance prices. A driver around age 40 might see prices as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,840 on average in Michigan, New York, and Florida.

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With such a large range in prices, the only way to figure out exactly what you will pay is to regularly compare prices from multiple companies. Each insurance company calculates prices differently, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Mazda 6 Insurance

Finding better rates on insurance for a Mazda 6 requires being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Make time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies, and also from local exclusive and independent agents.

The items below are a review of the data touched on in this article.

• Insureds who require more liability coverage will pay approximately $470 annually to increase from 30/60 bodily injury limits to higher 250/500 limits
• It is possible to save as much as $160 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $525 each year
• Teen drivers are charged the highest prices, with premiums being up to $430 per month if full coverage is included