Mazda 6 Insurance Rates

U.S. average insurance prices for a Mazda 6 are $1,344 every 12 months including full coverage. Comprehensive insurance costs on average $260 each year, collision costs $484, and liability coverage costs around $442. Liability-only insurance costs as low as $496 a year, with high-risk driver insurance costing $2,920 or more. Teenage drivers pay the highest rates at $5,126 a year or more.

Average premium for full coverage: $1,344

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and 6 models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than densely populated cities.

The graphic below illustrates how where you live affects car insurance rates.

The ranges above highlight why all drivers should compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Mazda 6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $775
• Using higher $1,000 deductibles will save around $168 every year
• The average price for the average middle-age driver with $500 deductibles is $1,344
• Using low deductibles for physical damage coverage costs an extra $328 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,920 or more
• The price to insure a teenage driver may cost $5,126 or more

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Car insurance prices for a Mazda 6 are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your 6.

Using high physical damage deductibles could cut prices by as much as $500 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can be around 43% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Mazda 6 insurance rates. A driver around age 40 might see prices as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,920 on average in Michigan, New York, and Louisiana.

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Since prices can be so different, the best way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Mazda 6 Insurance

Getting lower rates on auto insurance requires being safe and accident-free, maintaining a good credit score, being claim-free, and maximizing policy discounts. Take the time to comparison shop at every policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the data touched on in the above illustrations.

• Consumers who require more liability protection will pay an extra $490 per year to increase from a low limit to a 250/500 level
• You may be able to save as much as $160 per year simply by quoting online in advance
• Increasing physical damage deductibles could save as much as $500 each year
• Youthful drivers are expensive to insure, possibly costing $427 a month if the policy includes full coverage