Mazda 6 Insurance Rates

Estimated insurance prices for a Mazda 6 are $1,344 every 12 months including full coverage. Comprehensive costs around $260, collision costs $484, and liability coverage is estimated at $442. Liability-only coverage costs approximately $496 a year, with high-risk coverage costing around $2,920. 16-year-old drivers pay the most at $5,126 a year or more.

Average premium for full coverage: $1,344

Premium estimates for type of coverage:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different 6 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than congested cities.

The price range example below illustrates the difference location can make on auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Mazda 6 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $775
• Choosing higher $1,000 deductibles can save about $168 every year
• The average price for a 40-year-old good driver using $500 deductibles is $1,344
• Buying more expensive low deductibles for comp and collision coverage increases the price to $1,672
• Drivers with multiple tickets or accidents could pay at least $2,920 or more
• An auto insurance policy to insure a teenage driver with full coverage can be $5,126 each year

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Insurance prices for a Mazda 6 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles can save as much as $500 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay as much as $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance ranges around 43% to 133% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Mazda 6 insurance rates. A good driver about age 40 could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,920 on average in Michigan, New York, and Louisiana.

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With such a large range in prices, the best way to figure out your exact price is to compare prices and see how they stack up. Each auto insurer utilizes a different rate formula, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Mazda 6 Insurance

Finding better rates on auto insurance takes being safe and accident-free, having good credit, refrain from filing small claims, and insuring your home and auto with the same company. Make time to compare rates every couple of years by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a summary of the material that was touched on in this article.

• Consumers who may need more liability protection will pay around $490 per year to raise limits from 30/60 bodily injury limits to a 250/500 level
• Youthful drivers pay higher prices, with the cost nearing $427 per month if they have full coverage
• Drivers who have multiple accidents or major violations could be forced to pay on average $1,580 more every year than a low-risk driver
• Increasing policy deductibles could save as much as $500 each year