Mazda RX-8 Insurance Rates
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Michelle Robbins
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UPDATED: Apr 3, 2024
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Average insurance prices for a Mazda RX-8 are $962 every 12 months with full coverage. Comprehensive insurance costs approximately $160, collision insurance costs $198, and liability insurance is $446. Liability-only coverage costs around $500 a year, and high-risk coverage costs $2,066 or more. Teenage drivers receive the highest rates at up to $3,882 a year.
Average premium for full coverage: $962
Rate estimates by individual coverage type:
Prices include $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for all RX-8 models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the cheapest price of $500 for your basic liability-only policy to the much higher price of $2,066 for coverage for higher-risk drivers.
Price Range by Location
Choosing to live in a large city has a significant impact on the price of insurance. Rural locations tend to have more infrequent collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.
These examples demonstrate why everyone should compare rates quotes using their specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Mazda RX-8 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $590
- Raising to $1,000 deductibles will save $82 annually
- The average price for a 40-year-old driver who chooses $500 deductibles is $962
- Using pricier low deductibles costs an extra $156 a year
- Higher-risk drivers who are prone to accidents and violations could pay around $2,066
- The cost to insure a teen driver for full coverage can cost $3,882
Car insurance rates for a Mazda RX-8 can also vary considerably based on policy deductibles and limits, your driving record, and the model of your RX-8.
Using high physical damage deductibles can reduce rates by up to $240 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $402 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles could pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $3,800 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,100 to $1,600 extra per year, depending on your age. Mazda RX-8 insurance for high-risk drivers is expensive and can cost anywhere from 41% to 127% more than a normal policy. View High Risk Driver Rates
Where you live also has a big influence on Mazda RX-8 insurance rates. A middle-age driver might find rates as low as $690 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,300 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $874 | -$88 | -9.1% |
Alaska | $740 | -$222 | -23.1% |
Arizona | $800 | -$162 | -16.8% |
Arkansas | $962 | -$0 | 0.0% |
California | $1,098 | $136 | 14.1% |
Colorado | $922 | -$40 | -4.2% |
Connecticut | $992 | $30 | 3.1% |
Delaware | $1,092 | $130 | 13.5% |
Florida | $1,206 | $244 | 25.4% |
Georgia | $890 | -$72 | -7.5% |
Hawaii | $692 | -$270 | -28.1% |
Idaho | $650 | -$312 | -32.4% |
Illinois | $718 | -$244 | -25.4% |
Indiana | $724 | -$238 | -24.7% |
Iowa | $650 | -$312 | -32.4% |
Kansas | $916 | -$46 | -4.8% |
Kentucky | $1,314 | $352 | 36.6% |
Louisiana | $1,428 | $466 | 48.4% |
Maine | $594 | -$368 | -38.3% |
Maryland | $794 | -$168 | -17.5% |
Massachusetts | $772 | -$190 | -19.8% |
Michigan | $1,674 | $712 | 74.0% |
Minnesota | $806 | -$156 | -16.2% |
Mississippi | $1,156 | $194 | 20.2% |
Missouri | $854 | -$108 | -11.2% |
Montana | $1,036 | $74 | 7.7% |
Nebraska | $760 | -$202 | -21.0% |
Nevada | $1,156 | $194 | 20.2% |
New Hampshire | $694 | -$268 | -27.9% |
New Jersey | $1,080 | $118 | 12.3% |
New Mexico | $854 | -$108 | -11.2% |
New York | $1,014 | $52 | 5.4% |
North Carolina | $556 | -$406 | -42.2% |
North Dakota | $790 | -$172 | -17.9% |
Ohio | $664 | -$298 | -31.0% |
Oklahoma | $990 | $28 | 2.9% |
Oregon | $884 | -$78 | -8.1% |
Pennsylvania | $922 | -$40 | -4.2% |
Rhode Island | $1,286 | $324 | 33.7% |
South Carolina | $874 | -$88 | -9.1% |
South Dakota | $814 | -$148 | -15.4% |
Tennessee | $844 | -$118 | -12.3% |
Texas | $1,162 | $200 | 20.8% |
Utah | $712 | -$250 | -26.0% |
Vermont | $662 | -$300 | -31.2% |
Virginia | $576 | -$386 | -40.1% |
Washington | $746 | -$216 | -22.5% |
West Virginia | $884 | -$78 | -8.1% |
Wisconsin | $670 | -$292 | -30.4% |
Wyoming | $858 | -$104 | -10.8% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Mazda RX-8 Sport 4-Dr Coupe | $948 | $79 |
Mazda RX-8 Grand Touring 4-Dr Coupe | $962 | $80 |
Mazda RX-8 R3 4-Dr Coupe | $962 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2010 Mazda RX-8 | $186 | $250 | $474 | $1,068 |
2006 Mazda RX-8 | $160 | $198 | $446 | $962 |
Rates are averaged for all Mazda RX-8 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Mazda RX-8 Insurance
Saving money on Mazda RX-8 insurance consists of being safe and accident-free, maintaining a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Invest time comparing rates at least once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
Below you'll find a quick rundown of the primary concepts that were covered in the charts and tables above.
- You may be able to save around $110 per year just by quoting online well ahead of the renewal date
- High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,100 more per year than a low-risk driver
- Increasing deductibles could save as much as $250 each year
- Youthful drivers pay the highest auto insurance rates, with premiums as much as $324 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,882 |
20 | $2,198 |
30 | $980 |
40 | $962 |
50 | $886 |
60 | $866 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,118 |
$250 | $1,048 |
$500 | $962 |
$1,000 | $880 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $962 |
50/100 | $1,051 |
100/300 | $1,163 |
250/500 | $1,453 |
100 CSL | $1,096 |
300 CSL | $1,341 |
500 CSL | $1,520 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,458 |
20 | $3,496 |
30 | $2,082 |
40 | $2,066 |
50 | $1,976 |
60 | $1,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $48 |
Multi-vehicle | $51 |
Homeowner | $17 |
5-yr Accident Free | $57 |
5-yr Claim Free | $60 |
Paid in Full/EFT | $34 |
Advance Quote | $41 |
Online Quote | $64 |
Total Discounts | $372 |
Discounts are estimated and may not be available from every company or in every state.
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