Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year including full coverage. Comprehensive costs an estimated $116 a year, collision costs $152, and liability costs around $376. A liability-only policy costs as low as $426 a year, with high-risk insurance costing around $1,672. 16-year-old drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Tribute trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The diagram below illustrates how location helps determine insurance prices.

The examples above highlight why it is important to compare prices for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Mazda Tribute insurance rates for other coverage scenarios.

• The best full coverage rate is $479
• Using higher $1,000 deductibles will save approximately $718 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $780
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $896
• Drivers with multiple tickets or accidents could pay up to $1,672 or more
• Policy cost that insures a teen driver can cost as much as $3,186 or more

View Chart as Image

Car insurance rates for a Mazda Tribute also range considerably based on the trim level of your Tribute, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $900 to $1,300 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 41% to 128% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $3,100 a year. View Rates by Age

Your home state has a huge impact on Mazda Tribute insurance prices. A driver around age 40 might see rates as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,110 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $180 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see which company has the best rate. Each insurance company utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda Tribute Insurance

Finding cheaper rates on car insurance requires being safe and accident-free, having a positive credit history, paying for small claims out-of-pocket, and not having any coverage lapses. Comparison shop every year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a quick rundown of the coverage data covered in the charts and tables above.

• You may be able to save approximately $90 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Youthful drivers have the highest car insurance rates, with premiums being up to $266 each month if full coverage is purchased
• Higher risk drivers with reckless driving or DUI convictions could be charged and average of $890 more annually than a low-risk driver