Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year with full coverage. Comprehensive costs on average $116, collision insurance costs $152, and liability is $376. Buying just liability costs around $426 a year, and insurance for high-risk drivers costs around $1,672. Teens cost the most to insure at up to $3,186 a year.

Average premium for full coverage: $780

Policy rates by type of insurance:

These estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for different Tribute trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Mazda Tribute insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $479
• Raising to $1,000 deductibles will save around $62 annually
• The average rate for a good driver age 40 with $500 deductibles is $780
• Selecting more expensive low deductibles will increase the cost to $896
• At-risk drivers with serious driving violations could pay upwards of $1,672
• Policy cost for full coverage for a teen driver with full coverage may cost $3,186

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $3,100 a year. View Rates by Age

Your home state also has a big influence on Mazda Tribute insurance prices. A middle-age driver might find rates as low as $560 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,050 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $180 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $339 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $900 to $1,300 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 41% to 128% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda Tribute Insurance

Finding cheaper rates on car insurance consists of being safe and accident-free, maintaining good credit, not filing small claims, and determing if full coverage is necessary. Set aside time to shop around every couple of years by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below you'll find a brief summary of the material that was raised in the charts and tables above.

• Policyholders who require more liability protection will pay approximately $410 every year to raise from a 30/60 limit to 250/500 limits
• Youthful drivers pay the highest rates, as much as $266 each month for full coverage
• Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $890 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $175 each year