Mazda Tribute Insurance Rates

The average auto insurance rates for a Mazda Tribute are $780 annually for full coverage insurance. Comprehensive insurance costs an estimated $116 each year, collision costs $152, and liability coverage is estimated at $376. Liability-only coverage costs approximately $426 a year, with high-risk coverage costing $1,672 or more. 16-year-old drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates broken down by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Tribute models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. More rural locations are shown to have fewer physical damage claims than congested cities.

The graphic below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why all drivers should get quotes for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Mazda Tribute insurance rates for other coverage scenarios.

• The best full coverage rate is $479
• Choosing higher $1,000 deductibles can save approximately $62 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $780
• Buying low deductibles for comp and collision coverage costs an additional $116 each year
• Drivers with multiple tickets or accidents could pay up to $1,672 or more
• Policy cost with full coverage for a teenage driver can cost as much as $3,186 each year

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $800 annually on average, or $67 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $3,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $900 to $1,300 additional every year, depending on your age. Insurance for high-risk drivers ranges around 41% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $180 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mazda Tribute insurance rates. A good driver about age 40 could pay as low as $510 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,050 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Each auto insurer utilizes a different rate formula, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Mazda Tribute Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having good credit, being claim-free, and maximizing policy discounts. Take the time to compare rates every time your policy renews by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief recap of the information covered in the above illustrations.

• It is possible to save approximately $90 per year simply by quoting online in advance
• Teen drivers are expensive to insure, possibly costing $266 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $175 each year
• Drivers who tend to receive serious violations may pay on average $890 more annually to insure their Tribute
• Consumers who want more liability coverage will pay around $410 annually to raise limits from a 30/60 limit to higher 250/500 limits