Mazda Tribute Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2023
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Estimated insurance rates for a Mazda Tribute are $780 a year for full coverage. Comprehensive costs around $116, collision insurance costs $152, and liability insurance costs around $376. A policy with only liability insurance costs as low as $426 a year, and a high-risk policy costs around $1,672. Teen drivers pay the most at up to $3,186 a year.
Average premium for full coverage: $780
Premium estimates for type of coverage:
Includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and for all Tribute models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Mazda Tribute range from the low end price of $426 for a discount liability-only rate to the much higher price of $1,672 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Where you live has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than larger metro areas. The example below illustrates how your location can change auto insurance rates.
These rate differences show why everyone should compare prices for a specific zip code, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows average Mazda Tribute insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $479
- Using higher $1,000 deductibles will save about $62 a year
- The estimated price for a 40-year-old good driver using $500 deductibles is $780
- Choosing pricier low deductibles for physical damage coverage bumps up the cost to $896
- Drivers with multiple violations and an at-fault accident could pay at least $1,672
- An auto insurance policy that insures a teen driver for full coverage can be $3,186 or more
Car insurance prices for a Mazda Tribute also have a wide range based on the model of your Tribute, how you drive, and deductibles and policy limits.
If you have a few violations or you caused an accident, you could be paying at least $900 to $1,300 extra annually, depending on your age. Mazda Tribute insurance for high-risk drivers can be anywhere from 41% to 128% more than average. View High Risk Driver Rates
A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged as much as $3,100 a year. View Rates by Age
Where you choose to live has a huge impact on Mazda Tribute insurance rates. A driver around age 40 might see prices as low as $520 a year in states like Idaho, Maine, and Iowa, or as much as $1,110 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $704 | -$76 | -9.7% |
| Alaska | $596 | -$184 | -23.6% |
| Arizona | $646 | -$134 | -17.2% |
| Arkansas | $780 | -$0 | 0.0% |
| California | $888 | $108 | 13.8% |
| Colorado | $744 | -$36 | -4.6% |
| Connecticut | $798 | $18 | 2.3% |
| Delaware | $880 | $100 | 12.8% |
| Florida | $972 | $192 | 24.6% |
| Georgia | $720 | -$60 | -7.7% |
| Hawaii | $560 | -$220 | -28.2% |
| Idaho | $528 | -$252 | -32.3% |
| Illinois | $580 | -$200 | -25.6% |
| Indiana | $586 | -$194 | -24.9% |
| Iowa | $524 | -$256 | -32.8% |
| Kansas | $740 | -$40 | -5.1% |
| Kentucky | $1,062 | $282 | 36.2% |
| Louisiana | $1,152 | $372 | 47.7% |
| Maine | $482 | -$298 | -38.2% |
| Maryland | $644 | -$136 | -17.4% |
| Massachusetts | $620 | -$160 | -20.5% |
| Michigan | $1,352 | $572 | 73.3% |
| Minnesota | $652 | -$128 | -16.4% |
| Mississippi | $932 | $152 | 19.5% |
| Missouri | $692 | -$88 | -11.3% |
| Montana | $836 | $56 | 7.2% |
| Nebraska | $612 | -$168 | -21.5% |
| Nevada | $932 | $152 | 19.5% |
| New Hampshire | $564 | -$216 | -27.7% |
| New Jersey | $870 | $90 | 11.5% |
| New Mexico | $690 | -$90 | -11.5% |
| New York | $820 | $40 | 5.1% |
| North Carolina | $448 | -$332 | -42.6% |
| North Dakota | $638 | -$142 | -18.2% |
| Ohio | $538 | -$242 | -31.0% |
| Oklahoma | $798 | $18 | 2.3% |
| Oregon | $714 | -$66 | -8.5% |
| Pennsylvania | $742 | -$38 | -4.9% |
| Rhode Island | $1,040 | $260 | 33.3% |
| South Carolina | $706 | -$74 | -9.5% |
| South Dakota | $658 | -$122 | -15.6% |
| Tennessee | $682 | -$98 | -12.6% |
| Texas | $938 | $158 | 20.3% |
| Utah | $576 | -$204 | -26.2% |
| Vermont | $530 | -$250 | -32.1% |
| Virginia | $468 | -$312 | -40.0% |
| Washington | $600 | -$180 | -23.1% |
| West Virginia | $714 | -$66 | -8.5% |
| Wisconsin | $538 | -$242 | -31.0% |
| Wyoming | $692 | -$88 | -11.3% |
Choosing high deductibles could cut prices by as much as $180 each year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda Tribute I Sport 2WD | $750 | $63 |
| Mazda Tribute I Sport 4WD | $766 | $64 |
| Mazda Tribute I Touring 2WD | $766 | $64 |
| Mazda Tribute I Grand Touring 2WD | $780 | $65 |
| Mazda Tribute I Touring 4WD | $780 | $65 |
| Mazda Tribute I Grand Touring 4WD | $794 | $66 |
| Mazda Tribute S Grand Touring 2WD | $794 | $66 |
| Mazda Tribute S Grand Touring 4WD | $808 | $67 |
Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Mazda Tribute | $134 | $182 | $398 | $850 |
| 2006 Mazda Tribute | $120 | $160 | $380 | $796 |
| 2005 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Mazda Tribute Insurance
Finding better rates on Mazda Tribute insurance requires being a low-risk driver, having a positive credit history, not filing small claims, and consideration of higher deductibles. Shop around at every policy renewal by getting rate quotes from direct carriers, and also from several local insurance agents.
The items below are a recap of the data illustrated above.
- Drivers who may need more liability coverage will pay about $410 each year to increase from 30/60 bodily injury limits to the 250/500 level
- Drivers can save up to $90 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles can save approximately $175 each year
- Teen drivers are the costliest to insure, as much as $266 per month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,186 |
| 20 | $1,786 |
| 30 | $790 |
| 40 | $780 |
| 50 | $716 |
| 60 | $704 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $896 |
| $250 | $844 |
| $500 | $780 |
| $1,000 | $718 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $780 |
| 50/100 | $883 |
| 100/300 | $977 |
| 250/500 | $1,222 |
| 100 CSL | $921 |
| 300 CSL | $1,128 |
| 500 CSL | $1,278 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,472 |
| 20 | $2,838 |
| 30 | $1,682 |
| 40 | $1,672 |
| 50 | $1,600 |
| 60 | $1,582 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $39 |
| Multi-vehicle | $42 |
| Homeowner | $14 |
| 5-yr Accident Free | $46 |
| 5-yr Claim Free | $48 |
| Paid in Full/EFT | $27 |
| Advance Quote | $33 |
| Online Quote | $52 |
| Total Discounts | $301 |
Discounts are estimated and may not be available from every company or in every state.
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