Mazda Tribute Insurance Rates

The average auto insurance rates for a Mazda Tribute are $780 annually with full coverage. Comprehensive costs on average $116, collision costs $152, and liability costs $376. Liability-only coverage costs as little as $426 a year, with high-risk coverage costing around $1,672. 16-year-old drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates by type of insurance:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for different Tribute trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Rural areas are shown to have fewer collision claims than congested cities.

The price range example below illustrates how location helps determine car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Mazda Tribute insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $479
• Drivers who choose higher $1,000 deductibles will pay around $62 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $780
• Buying more expensive low deductibles for comprehensive and collision insurance will cost $896
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $1,672 or more
• Policy cost with full coverage for a teen driver with full coverage may cost $3,186 a year

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Insurance rates for a Mazda Tribute also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $800 per year on average, or $67 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $3,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $900 to $1,300 additional every year, depending on your age. High-risk driver insurance can cost as much as 41% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $180 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Mazda Tribute insurance prices. A 40-year-old driver could pay as low as $560 a year in states like New Hampshire, Ohio, and Utah, or at least $1,050 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates and see which company has the best rate. Every company utilizes a different rate formula, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Mazda Tribute Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and claims, but also having good credit, not filing small claims, and insuring your home and auto with the same company. Invest time comparing rates every other policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a brief summary of the ideas that were covered in the charts and tables above.

• Drivers under the age of 20 pay higher rates, as much as $266 each month if they have full coverage
• Higher risk drivers that tend to have accidents or serious violations pay an average of $890 more each year to insure a Mazda Tribute
• Increasing comprehensive and collision deductibles could save up to $175 each year
• You may be able to save as much as $90 per year simply by shopping early and online