Mazda Tribute Insurance Rates

Average insurance rates for a Mazda Tribute are $780 a year including full coverage. Comprehensive insurance costs approximately $116 a year, collision costs $152, and liability is $376. A policy with just liability insurance costs around $426 a year, with coverage for high-risk drivers costing $1,672 or more. Teenage drivers receive the highest rates at $3,186 a year or more.

Average premium for full coverage: $780

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Tribute trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates how geographic area affects auto insurance prices.

These examples highlight why it is important to compare rates quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The best discount rate is $479
• Raising to $1,000 deductibles will save $718 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $780
• Using low $100 deductibles will cost an additional $116 annually
• Drivers who are prone to accidents and violations could pay around $1,672 or more
• The cost that insures a 16-year-old driver can cost $3,186

View Chart as Image

Insurance rates for a Mazda Tribute can also vary considerably based on the trim level of your Tribute, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $900 to $1,300 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 41% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $800 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,100 a year. View Rates by Age

Where you live also has a big influence on Mazda Tribute insurance prices. A middle-age driver might find rates as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,110 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $180 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $339 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mazda Tribute Insurance

Saving money on insurance for a Mazda Tribute consists of being safe and accident-free, having a good credit score, not filing small claims, and qualifying for all possible discounts. Compare prices every year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

Below you'll find a review of the coverage data presented in the illustrations above.

• You may be able to save around $90 per year simply by quoting early and online
• Increasing deductibles can save approximately $175 each year
• Youthful drivers are the costliest to insure, as much as $266 per month if comprehensive and collision insurance is included
• Drivers considered higher risk who have several accidents or serious violations will likely pay on average $890 more per year than a low-risk driver