Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year for full coverage. Comprehensive costs an estimated $116 a year, collision costs $152, and liability coverage costs $376. Buying just liability costs as little as $426 a year, with insurance for high-risk drivers costing around $1,672. Teenage drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates broken down by type of insurance:

Price estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Tribute trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities.

The diagram below illustrates how location impacts insurance prices.

The examples above show why it is important to compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Mazda Tribute insurance rates for other coverage scenarios.

• The best discount rate is $479
• Drivers who choose higher $1,000 deductibles will pay approximately $718 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $780
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $896
• High-risk insureds who are prone to accidents and violations could pay up to $1,672 or more
• Policy cost that insures a teenage driver can cost as much as $3,186 a year

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on the trim level of your Tribute, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $900 to $1,300 extra every year, depending on your age. A high-risk auto insurance policy can cost around 41% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $3,100 a year. View Rates by Age

Your home state makes a big difference in Mazda Tribute insurance rates. A 40-year-old driver could pay as low as $520 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,110 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $180 a year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes and see how they stack up. Every company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mazda Tribute Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Compare prices every time your policy renews by quoting rates from direct carriers, and also from your local independent and exclusive agents.

The items below are a condensed summary of the information touched on above.

• Drivers can save approximately $90 per year simply by quoting early and online
• Teen drivers are charged the highest rates, costing up to $266 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Drivers with multiple at-fault accidents may pay on average $890 more annually to insure their Tribute
• Consumers who want more liability coverage will pay an extra $410 each year to go from a 30/60 limit to the 250/500 level