Mazda Tribute Insurance Rates

Estimated auto insurance rates for a Mazda Tribute are $780 annually including full coverage. Comprehensive costs an estimated $116, collision costs $152, and liability costs around $376. Liability-only insurance costs as low as $426 a year, with high-risk driver insurance costing around $1,672. Teenage drivers pay the most at $3,186 a year or more.

Average premium for full coverage: $780

Premium estimates broken down by type of coverage:

Includes $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all Tribute models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how location helps determine insurance prices.

These rate differences highlight why everyone should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Mazda Tribute insurance rates for other coverage scenarios.

• The best discount rate is $479
• Using higher $1,000 deductibles will save approximately $62 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $780
• Using pricier low deductibles for physical damage coverage will cost $896
• High-risk insureds who are prone to accidents and violations could pay up to $1,672 or more
• An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost as much as $3,186 or more

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Insurance prices for a Mazda Tribute also have a wide range based on the model of your Tribute, your driving characteristics, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $3,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $900 to $1,300 additional annually, depending on your age. Mazda Tribute insurance for high-risk drivers can be from 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $180 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $339 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Mazda Tribute insurance prices. A driver around age 40 might see prices as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,110 on average in Louisiana, New York, and Michigan.

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With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Mazda Tribute Insurance

Finding better rates on insurance for a Mazda Tribute requires being a safe and courteous driver, having good credit, refrain from filing small claims, and maximizing policy discounts. Invest time comparing rates every year by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a recap of the coverage data covered in the charts and tables above.

• You may be able to save approximately $90 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $175 each year
• Teenage drivers are expensive to insure, with the cost nearing $266 per month if they have full coverage
• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $890 more annually for auto insurance