Mazda Tribute Insurance Rates

Average insurance rates for a Mazda Tribute are $780 a year with full coverage. Comprehensive insurance costs an estimated $116 a year, collision costs $152, and liability coverage costs $376. A policy with just liability insurance costs as little as $426 a year, with coverage for high-risk drivers costing $1,672 or more. Teenage drivers receive the highest rates at $3,186 a year or more.

Average premium for full coverage: $780

Rate estimates broken down by individual coverage type:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Tribute trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. More rural locations tend to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how location helps determine insurance prices.

These examples demonstrate why it is important to compare rates for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Mazda Tribute insurance rates for other coverage scenarios.

• The best discount rate is $479
• Drivers who choose higher $1,000 deductibles will pay approximately $718 annually
• The average rate for a 40-year-old driver who has $500 deductibles is $780
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $116 each year
• High-risk insureds who are prone to accidents and violations could pay up to $1,672 or more
• The cost for full coverage for a teenage driver can cost as much as $3,186 a year

View Chart as Image

Insurance rates for a Mazda Tribute can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $800 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $3,100 a year. View Rates by Age

Where you live makes a big difference in Mazda Tribute insurance rates. A 40-year-old driver could pay as low as $560 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,050 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $180 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $339 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $900 to $1,300 additional per year, depending on your age. A high-risk auto insurance policy can cost around 41% to 128% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to get quotes and see how they stack up. Every company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda Tribute Insurance

Saving money on auto insurance not only requires being a good driver, but also having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Invest time comparing rates at every other renewal by requesting rates from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following list is a brief recap of the concepts that were covered in the charts and tables above.

• Drivers who tend to receive serious violations may pay on average $890 more annually than a safer driver
• Drivers age 16 to 20 are expensive to insure, with premiums as much as $266 per month including comprehensive and collision insurance
• You may be able to save approximately $90 per year simply by quoting early and online
• Increasing deductibles can save around $175 each year
• You may be able to save approximately $90 per year simply by quoting early and online