Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year including full coverage. Comprehensive costs an estimated $116 each year, collision costs $152, and liability costs $376. Liability-only insurance costs as little as $426 a year, with high-risk driver insurance costing around $1,672. 16-year-old drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Tribute models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The graphic below illustrates the difference location can make on insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Mazda Tribute insurance rates for other coverage scenarios.

• The best full coverage rate is $479
• Drivers who choose higher $1,000 deductibles will pay approximately $62 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $780
• Buying low deductibles for comprehensive and collision insurance bumps up the cost to $896
• Higher-risk drivers with multiple tickets or accidents could pay up to $1,672 or more
• Policy cost that insures a teen driver can cost as much as $3,186 a year

View Chart as Image

Auto insurance rates for a Mazda Tribute also range considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $900 to $1,300 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost as much as 41% to 128% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $800 per year on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $3,100 a year. View Rates by Age

Your home state makes a big difference in Mazda Tribute insurance prices. A 40-year-old driver could pay as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,110 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $180 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Every company utilizes a different rate formula, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda Tribute Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Comparison shop every time your policy renews by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The items below are a brief review of the information touched on in this article.

• You may be able to save approximately $90 per year simply by quoting online in advance
• Teen drivers are the costliest to insure, with premiums being up to $266 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $890 more annually to insure their Tribute
• Policyholders who want more liability coverage will pay around $410 per year to go from a 30/60 limit to the 250/500 level