Mazda Tribute Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2023
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Estimated auto insurance rates for a Mazda Tribute are $780 annually with full coverage. Comprehensive insurance costs on average $116, collision insurance costs $152, and liability is estimated at $376. A liability-only policy costs approximately $426 a year, and high-risk insurance costs $1,672 or more. Teens pay the most at up to $3,186 a year.
Average premium for full coverage: $780
Premium estimates by type of coverage:
Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for different Tribute trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Mazda Tribute range from as cheap as $426 for just the minimum liability insurance to a much higher rate of $1,672 for a high-risk driver policy.
Insurance Price Range by Location
Living in a larger city can make a big difference on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on car insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Mazda Tribute insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $479
- Choosing higher $1,000 deductibles can save around $62 annually
- The estimated rate for a 40-year-old good driver with $500 deductibles is $780
- Selecting more expensive low deductibles for comp and collision coverage costs an additional $116 annually
- Higher-risk drivers with serious driving violations could pay upwards of $1,672
- An auto insurance policy with full coverage for a 16-year-old driver with full coverage may cost $3,186 each year
Auto insurance prices for a Mazda Tribute also have a wide range based on the model of your Tribute, your driving record, and policy deductibles and limits.
An older driver with a good driving record and high physical damage deductibles may pay as low as $800 annually on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $3,100 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at a minimum $900 to $1,300 in extra premium annually, depending on your age. High-risk driver insurance ranges from 41% to 128% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $180 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Mazda Tribute insurance prices. A good driver about age 40 could pay as low as $560 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,050 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $704 | -$76 | -9.7% |
| Alaska | $596 | -$184 | -23.6% |
| Arizona | $646 | -$134 | -17.2% |
| Arkansas | $780 | -$0 | 0.0% |
| California | $888 | $108 | 13.8% |
| Colorado | $744 | -$36 | -4.6% |
| Connecticut | $798 | $18 | 2.3% |
| Delaware | $880 | $100 | 12.8% |
| Florida | $972 | $192 | 24.6% |
| Georgia | $720 | -$60 | -7.7% |
| Hawaii | $560 | -$220 | -28.2% |
| Idaho | $528 | -$252 | -32.3% |
| Illinois | $580 | -$200 | -25.6% |
| Indiana | $586 | -$194 | -24.9% |
| Iowa | $524 | -$256 | -32.8% |
| Kansas | $740 | -$40 | -5.1% |
| Kentucky | $1,062 | $282 | 36.2% |
| Louisiana | $1,152 | $372 | 47.7% |
| Maine | $482 | -$298 | -38.2% |
| Maryland | $644 | -$136 | -17.4% |
| Massachusetts | $620 | -$160 | -20.5% |
| Michigan | $1,352 | $572 | 73.3% |
| Minnesota | $652 | -$128 | -16.4% |
| Mississippi | $932 | $152 | 19.5% |
| Missouri | $692 | -$88 | -11.3% |
| Montana | $836 | $56 | 7.2% |
| Nebraska | $612 | -$168 | -21.5% |
| Nevada | $932 | $152 | 19.5% |
| New Hampshire | $564 | -$216 | -27.7% |
| New Jersey | $870 | $90 | 11.5% |
| New Mexico | $690 | -$90 | -11.5% |
| New York | $820 | $40 | 5.1% |
| North Carolina | $448 | -$332 | -42.6% |
| North Dakota | $638 | -$142 | -18.2% |
| Ohio | $538 | -$242 | -31.0% |
| Oklahoma | $798 | $18 | 2.3% |
| Oregon | $714 | -$66 | -8.5% |
| Pennsylvania | $742 | -$38 | -4.9% |
| Rhode Island | $1,040 | $260 | 33.3% |
| South Carolina | $706 | -$74 | -9.5% |
| South Dakota | $658 | -$122 | -15.6% |
| Tennessee | $682 | -$98 | -12.6% |
| Texas | $938 | $158 | 20.3% |
| Utah | $576 | -$204 | -26.2% |
| Vermont | $530 | -$250 | -32.1% |
| Virginia | $468 | -$312 | -40.0% |
| Washington | $600 | -$180 | -23.1% |
| West Virginia | $714 | -$66 | -8.5% |
| Wisconsin | $538 | -$242 | -31.0% |
| Wyoming | $692 | -$88 | -11.3% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda Tribute I Sport 2WD | $750 | $63 |
| Mazda Tribute I Sport 4WD | $766 | $64 |
| Mazda Tribute I Touring 2WD | $766 | $64 |
| Mazda Tribute I Grand Touring 2WD | $780 | $65 |
| Mazda Tribute I Touring 4WD | $780 | $65 |
| Mazda Tribute I Grand Touring 4WD | $794 | $66 |
| Mazda Tribute S Grand Touring 2WD | $794 | $66 |
| Mazda Tribute S Grand Touring 4WD | $808 | $67 |
Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Mazda Tribute | $132 | $178 | $390 | $836 |
| 2006 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Mazda Tribute Insurance
Finding better rates on insurance for a Mazda Tribute takes being a good driver, having above-average credit, being claim-free, and deciding if full coverage is necessary. Take the time to compare rates every time your policy renews by getting quotes from direct companies, and also from local independent and exclusive agents.
The following list is a condensed summary of the information covered in the above illustrations.
- You may be able to save as much as $90 per year just by shopping early and online
- Drivers age 16 to 20 are charged the highest prices, possibly costing $266 per month if full coverage is included
- Increasing policy deductibles could save up to $175 each year
- Drivers considered higher risk with multiple at-fault accidents pay an average of $890 more each year than a safer driver
- Insureds who require an increased level of liability coverage will pay approximately $410 every year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,186 |
| 20 | $1,786 |
| 30 | $790 |
| 40 | $780 |
| 50 | $716 |
| 60 | $704 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $896 |
| $250 | $844 |
| $500 | $780 |
| $1,000 | $718 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $780 |
| 50/100 | $883 |
| 100/300 | $977 |
| 250/500 | $1,222 |
| 100 CSL | $921 |
| 300 CSL | $1,128 |
| 500 CSL | $1,278 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,472 |
| 20 | $2,838 |
| 30 | $1,682 |
| 40 | $1,672 |
| 50 | $1,600 |
| 60 | $1,582 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $39 |
| Multi-vehicle | $42 |
| Homeowner | $14 |
| 5-yr Accident Free | $46 |
| 5-yr Claim Free | $48 |
| Paid in Full/EFT | $27 |
| Advance Quote | $33 |
| Online Quote | $52 |
| Total Discounts | $301 |
Discounts are estimated and may not be available from every company or in every state.
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