Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year for full coverage. Comprehensive insurance costs approximately $116, collision costs $152, and liability costs around $376. Buying just liability costs as low as $426 a year, with insurance for high-risk drivers costing $1,672 or more. 16-year-old drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for all Tribute models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than congested cities.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why everyone should compare prices using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $479
• Using higher $1,000 deductibles will save $62 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $780
• Buying pricier low deductibles for physical damage coverage will cost an extra $116 annually
• High-risk insureds with multiple tickets or accidents could pay around $1,672 or more
• Policy cost for full coverage for a 16-year-old driver for full coverage can cost $3,186 or more

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on your risk profile, the trim level of your Tribute, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $3,100 a year. View Rates by Age

Your home state has a huge impact on Mazda Tribute insurance prices. A driver around age 40 might see rates as low as $520 a year in states like Iowa, Maine, and Idaho, or at least $1,110 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $180 annually, whereas buying more liability protection will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $339 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $900 to $1,300 extra every year, depending on your age. Mazda Tribute insurance for high-risk drivers can be from 41% to 128% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to regularly compare rates from multiple companies. Each insurance company utilizes a different rate formula, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Mazda Tribute Insurance

Finding cheaper rates on insurance for a Mazda Tribute requires having a decent driving record, maintaining good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates every couple of years by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a quick review of the material that was covered above.

• Insureds who purchase additional liability coverage will pay around $410 each year to increase from a 30/60 limit to 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, costing up to $266 each month for full coverage
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $890 more per year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $175 each year