Mazda Tribute Insurance Rates

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UPDATED: Jun 3, 2023

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Average insurance rates for a Mazda Tribute are $780 a year for full coverage. Comprehensive insurance costs approximately $116 a year, collision costs $152, and liability coverage costs $376. A liability-only policy costs as little as $426 a year, with high-risk insurance costing $1,672 or more. Teens receive the highest rates at $3,186 a year or more.

Average premium for full coverage: $780

Rate estimates by individual coverage type:

Comprehensive $116
Collision $152
Liability $376

Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Tribute trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as low as $426 for your basic liability-only policy to a high of $1,672 for a high-risk insurance policy.

Liability Only $426
Full Coverage $780
High Risk $1,672

Price Range by Location

Your location has a large influence on car insurance rates. Rural locations tend to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine auto insurance prices.

Rural Areas $585
Small Cities $819
Large Cities $1,053

These examples show why it is important to compare rates using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $479
  • Drivers who choose higher $1,000 deductibles will pay $718 a year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $780
  • Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $116 each year
  • High-risk insureds with serious driving violations could pay around $1,672 or more
  • The cost for full coverage for a teenage driver can cost $3,186 a year

View Chart as Image

Mazda Tribute insurance cost comparison chart
Column chart showing full coverage Mazda Tribute insurance prices range from $479 to $3,186

Insurance rates for a Mazda Tribute can also vary considerably based on your driver profile, the trim level of your Tribute, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may only pay around $800 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $3,100 a year. View Rates by Age

Where you live makes a big difference in Mazda Tribute insurance rates. A 40-year-old driver could pay as low as $520 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,110 on average in New York, Louisiana, and Michigan.

Mazda Tribute Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $704 -$76 -9.7%
Alaska $596 -$184 -23.6%
Arizona $646 -$134 -17.2%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $798 $18 2.3%
Delaware $880 $100 12.8%
Florida $972 $192 24.6%
Georgia $720 -$60 -7.7%
Hawaii $560 -$220 -28.2%
Idaho $528 -$252 -32.3%
Illinois $580 -$200 -25.6%
Indiana $586 -$194 -24.9%
Iowa $524 -$256 -32.8%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,152 $372 47.7%
Maine $482 -$298 -38.2%
Maryland $644 -$136 -17.4%
Massachusetts $620 -$160 -20.5%
Michigan $1,352 $572 73.3%
Minnesota $652 -$128 -16.4%
Mississippi $932 $152 19.5%
Missouri $692 -$88 -11.3%
Montana $836 $56 7.2%
Nebraska $612 -$168 -21.5%
Nevada $932 $152 19.5%
New Hampshire $564 -$216 -27.7%
New Jersey $870 $90 11.5%
New Mexico $690 -$90 -11.5%
New York $820 $40 5.1%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $538 -$242 -31.0%
Oklahoma $798 $18 2.3%
Oregon $714 -$66 -8.5%
Pennsylvania $742 -$38 -4.9%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $576 -$204 -26.2%
Vermont $530 -$250 -32.1%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $714 -$66 -8.5%
Wisconsin $538 -$242 -31.0%
Wyoming $692 -$88 -11.3%

View Chart as Image

Mazda Tribute insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $180 a year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $339 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $900 to $1,300 extra per year, depending on your age. A high-risk auto insurance policy can cost around 41% to 128% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes and see how they stack up. Every company calculates rates differently, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Mazda Tribute Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda Tribute I Sport 2WD $750 $63
Mazda Tribute I Sport 4WD $766 $64
Mazda Tribute I Touring 2WD $766 $64
Mazda Tribute I Grand Touring 2WD $780 $65
Mazda Tribute I Touring 4WD $780 $65
Mazda Tribute I Grand Touring 4WD $794 $66
Mazda Tribute S Grand Touring 2WD $794 $66
Mazda Tribute S Grand Touring 4WD $808 $67

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda Tribute Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Mazda Tribute $132 $178 $390 $836
2006 Mazda Tribute $116 $152 $376 $780

Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Mazda Tribute Insurance

Saving money on auto insurance not only requires having a good driving record, but also maintaining good credit, eliminating unneeded coverage, and maximizing policy discounts. Invest time comparing rates at least every other year by requesting rates from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The next list is a quick review of the car insurance concepts covered in the charts and tables above.

  • Drivers with a DUI or reckless driving violation may pay on average $890 more per year to buy Mazda Tribute insurance
  • Drivers can save around $90 per year simply by quoting early and online
  • Increasing deductibles can save around $175 each year
  • Consumers who purchase increased levels of liability coverage will pay approximately $410 each year to go from a minimum limit to 250/500 limits

Rates by Driver Age

Mazda Tribute Insurance Rates by Driver Age
Driver Age Premium
16 $3,186
20 $1,786
30 $790
40 $780
50 $716
60 $704

Full coverage, $500 deductibles

Rates by Deductible

Mazda Tribute Insurance Rates with Different Deductibles
Deductible Premium
$100 $896
$250 $844
$500 $780
$1,000 $718

Full coverage, driver age 40

Rates by Liability Limit

Mazda Tribute Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $883
100/300 $977
250/500 $1,222
100 CSL $921
300 CSL $1,128
500 CSL $1,278

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda Tribute Insurance Rates for High Risk Drivers
Age Premium
16 $4,472
20 $2,838
30 $1,682
40 $1,672
50 $1,600
60 $1,582

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $42
Homeowner $14
5-yr Accident Free $46
5-yr Claim Free $48
Paid in Full/EFT $27
Advance Quote $33
Online Quote $52
Total Discounts $301
Rate after discounts $479

Discounts are estimated and may not be available from every company or in every state.

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