Mazda Tribute Insurance Rates

Estimated insurance rates for a Mazda Tribute are $780 a year for full coverage insurance. Comprehensive costs approximately $116 each year, collision insurance costs $152, and liability costs $376. Liability-only coverage costs as little as $426 a year, and high-risk coverage costs around $1,672. Teenage drivers pay the most at up to $3,186 a year.

Average premium for full coverage: $780

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Tribute models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences illustrate why all drivers should compare rates using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The best discount rate is $479
• Drivers who choose higher $1,000 deductibles will pay $62 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $780
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $896
• Higher-risk drivers who are prone to accidents and violations could pay around $1,672
• An auto insurance policy that insures a teen driver can cost $3,186 a year

View Chart as Image

Insurance prices for a Mazda Tribute also have a wide range based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $900 to $1,300 extra annually, depending on your age. Insurance for high-risk drivers can cost as much as 41% to 128% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $800 per year on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $3,100 a year. View Rates by Age

Where you choose to live makes a big difference in Mazda Tribute insurance prices. A 40-year-old driver could pay as low as $510 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,050 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $180 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda Tribute Insurance

Finding better rates on car insurance not only requires avoiding accidents and violations, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Compare prices every year by getting quotes from direct insurance companies, and also from your local car insurance providers.

The list below is a recap of the coverage data covered above.

• It is possible to save around $90 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $175 each year
• Teenagers are expensive to insure, with premiums being up to $266 per month if full coverage is included
• Higher risk drivers that have major violations or accidents could be charged and average of $890 more per year for car insurance