Mazda Tribute Insurance Rates
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UPDATED: Jun 3, 2023
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U.S. average insurance prices for a Mazda Tribute are $836 every 12 months with full coverage. Comprehensive insurance costs around $132, collision costs $178, and liability coverage costs $390. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing $1,796 or more. Teens pay the highest rates at $3,378 a year or more.
Average premium for full coverage: $836
Price estimates for individual coverage:
Includes $500 deductible amounts, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for all Tribute models.
Price Range from Low to High
For an average driver, Mazda Tribute insurance prices go from the cheapest price of $438 for minimum levels of liability insurance to the much higher price of $1,796 for a high-risk insurance policy.
Geographic Price Range
Your location has a large influence on insurance rates. Areas with sparse population have more infrequent collision claims than cities with more traffic congestion.
The example below illustrates the effect of geographic area on auto insurance rates.
The ranges above demonstrate why everyone should compare rates for a specific zip code and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Mazda Tribute insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $509
- Drivers who choose higher $1,000 deductibles will pay about $72 annually
- The average price for the average middle-age driver using $500 deductibles is $836
- Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $134 each year
- High-risk insureds with serious driving violations could pay at least $1,796 or more
- The price to insure a teenage driver for full coverage can be $3,378 a year
Insurance prices for a Mazda Tribute are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles could save up to $210 a year, whereas buying more liability protection will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may only pay around $800 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $3,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,000 to $1,400 additional each year, depending on your age. Mazda Tribute insurance for high-risk drivers can cost around 41% to 133% more than the average policy. View High Risk Driver Rates
The state you live in makes a big difference in Mazda Tribute insurance rates. A 40-year-old driver could pay as low as $600 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,130 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $756 | -$80 | -9.6% |
| Alaska | $642 | -$194 | -23.2% |
| Arizona | $694 | -$142 | -17.0% |
| Arkansas | $836 | -$0 | 0.0% |
| California | $954 | $118 | 14.1% |
| Colorado | $798 | -$38 | -4.5% |
| Connecticut | $858 | $22 | 2.6% |
| Delaware | $944 | $108 | 12.9% |
| Florida | $1,044 | $208 | 24.9% |
| Georgia | $774 | -$62 | -7.4% |
| Hawaii | $602 | -$234 | -28.0% |
| Idaho | $566 | -$270 | -32.3% |
| Illinois | $622 | -$214 | -25.6% |
| Indiana | $630 | -$206 | -24.6% |
| Iowa | $564 | -$272 | -32.5% |
| Kansas | $794 | -$42 | -5.0% |
| Kentucky | $1,140 | $304 | 36.4% |
| Louisiana | $1,236 | $400 | 47.8% |
| Maine | $518 | -$318 | -38.0% |
| Maryland | $690 | -$146 | -17.5% |
| Massachusetts | $666 | -$170 | -20.3% |
| Michigan | $1,450 | $614 | 73.4% |
| Minnesota | $702 | -$134 | -16.0% |
| Mississippi | $1,000 | $164 | 19.6% |
| Missouri | $744 | -$92 | -11.0% |
| Montana | $896 | $60 | 7.2% |
| Nebraska | $658 | -$178 | -21.3% |
| Nevada | $1,002 | $166 | 19.9% |
| New Hampshire | $604 | -$232 | -27.8% |
| New Jersey | $934 | $98 | 11.7% |
| New Mexico | $738 | -$98 | -11.7% |
| New York | $880 | $44 | 5.3% |
| North Carolina | $482 | -$354 | -42.3% |
| North Dakota | $686 | -$150 | -17.9% |
| Ohio | $576 | -$260 | -31.1% |
| Oklahoma | $858 | $22 | 2.6% |
| Oregon | $766 | -$70 | -8.4% |
| Pennsylvania | $794 | -$42 | -5.0% |
| Rhode Island | $1,114 | $278 | 33.3% |
| South Carolina | $758 | -$78 | -9.3% |
| South Dakota | $706 | -$130 | -15.6% |
| Tennessee | $732 | -$104 | -12.4% |
| Texas | $1,008 | $172 | 20.6% |
| Utah | $620 | -$216 | -25.8% |
| Vermont | $572 | -$264 | -31.6% |
| Virginia | $500 | -$336 | -40.2% |
| Washington | $644 | -$192 | -23.0% |
| West Virginia | $766 | -$70 | -8.4% |
| Wisconsin | $576 | -$260 | -31.1% |
| Wyoming | $744 | -$92 | -11.0% |
Since prices can be so different, the best way to find out your exact price is to regularly compare prices and see how they stack up. Every company calculates prices differently, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda Tribute I Sport 2WD | $802 | $67 |
| Mazda Tribute I Sport 4WD | $818 | $68 |
| Mazda Tribute I Touring 2WD | $818 | $68 |
| Mazda Tribute I Grand Touring 2WD | $836 | $70 |
| Mazda Tribute I Touring 4WD | $836 | $70 |
| Mazda Tribute I Grand Touring 4WD | $854 | $71 |
| Mazda Tribute S Grand Touring 2WD | $854 | $71 |
| Mazda Tribute S Grand Touring 4WD | $870 | $73 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Mazda Tribute | $148 | $222 | $402 | $908 |
| 2006 Mazda Tribute | $132 | $178 | $390 | $836 |
| 2005 Mazda Tribute | $130 | $168 | $384 | $818 |
| 2004 Mazda Tribute | $120 | $160 | $380 | $796 |
| 2003 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Mazda Tribute Insurance
Getting lower rates on auto insurance not only requires having a good driving record, but also having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to compare rates at least every other year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The next list is a recap of the car insurance concepts covered in the above illustrations.
- Drivers that have major violations or accidents pay on average $960 more every year to buy Mazda Tribute insurance
- You may be able to save up to $90 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $200 each year
- Consumers who may need increased levels of liability coverage will pay approximately $430 every year to go from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,378 |
| 20 | $1,914 |
| 30 | $850 |
| 40 | $836 |
| 50 | $770 |
| 60 | $754 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $970 |
| $250 | $910 |
| $500 | $836 |
| $1,000 | $764 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $836 |
| 50/100 | $948 |
| 100/300 | $1,046 |
| 250/500 | $1,299 |
| 100 CSL | $987 |
| 300 CSL | $1,202 |
| 500 CSL | $1,358 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,756 |
| 20 | $3,046 |
| 30 | $1,814 |
| 40 | $1,796 |
| 50 | $1,718 |
| 60 | $1,700 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $42 |
| Multi-vehicle | $45 |
| Homeowner | $15 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $52 |
| Paid in Full/EFT | $30 |
| Advance Quote | $36 |
| Online Quote | $56 |
| Total Discounts | $327 |
Discounts are estimated and may not be available from every company or in every state.
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