Mazda Tribute Insurance Rates
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UPDATED: Jun 3, 2023
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Estimated auto insurance rates for a Mazda Tribute are $836 annually including full coverage. Comprehensive costs an estimated $132, collision insurance costs $178, and liability is estimated at $390. Liability-only insurance costs approximately $438 a year, and high-risk driver insurance costs around $1,796. Teenage drivers pay the most at up to $3,378 a year.
Average premium for full coverage: $836
Premium estimates broken down by type of coverage:
These estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Tribute models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Mazda Tribute range from as cheap as $438 for just the minimum liability insurance to the much higher price of $1,796 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Living in a larger city can make a big difference on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how rural and urban location affects insurance prices.
These rate differences highlight why everyone should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average Mazda Tribute insurance rates for other coverage scenarios.
- The best discount rate is $509
- Choosing higher $1,000 deductibles can save approximately $72 every year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $836
- Using pricier low deductibles for comp and collision coverage will cost $970
- Higher-risk drivers who are prone to accidents and violations could pay up to $1,796
- An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost as much as $3,378 each year
Insurance prices for a Mazda Tribute also have a wide range based on the model of your Tribute, your driving characteristics, and liability limits and deductibles.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $800 annually on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $3,300 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying $1,000 to $1,400 additional annually, depending on your age. Mazda Tribute insurance for high-risk drivers ranges from 41% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $210 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Mazda Tribute insurance prices. A good driver about age 40 could pay as low as $640 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,190 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $756 | -$80 | -9.6% |
| Alaska | $642 | -$194 | -23.2% |
| Arizona | $694 | -$142 | -17.0% |
| Arkansas | $836 | -$0 | 0.0% |
| California | $954 | $118 | 14.1% |
| Colorado | $798 | -$38 | -4.5% |
| Connecticut | $858 | $22 | 2.6% |
| Delaware | $944 | $108 | 12.9% |
| Florida | $1,044 | $208 | 24.9% |
| Georgia | $774 | -$62 | -7.4% |
| Hawaii | $602 | -$234 | -28.0% |
| Idaho | $566 | -$270 | -32.3% |
| Illinois | $622 | -$214 | -25.6% |
| Indiana | $630 | -$206 | -24.6% |
| Iowa | $564 | -$272 | -32.5% |
| Kansas | $794 | -$42 | -5.0% |
| Kentucky | $1,140 | $304 | 36.4% |
| Louisiana | $1,236 | $400 | 47.8% |
| Maine | $518 | -$318 | -38.0% |
| Maryland | $690 | -$146 | -17.5% |
| Massachusetts | $666 | -$170 | -20.3% |
| Michigan | $1,450 | $614 | 73.4% |
| Minnesota | $702 | -$134 | -16.0% |
| Mississippi | $1,000 | $164 | 19.6% |
| Missouri | $744 | -$92 | -11.0% |
| Montana | $896 | $60 | 7.2% |
| Nebraska | $658 | -$178 | -21.3% |
| Nevada | $1,002 | $166 | 19.9% |
| New Hampshire | $604 | -$232 | -27.8% |
| New Jersey | $934 | $98 | 11.7% |
| New Mexico | $738 | -$98 | -11.7% |
| New York | $880 | $44 | 5.3% |
| North Carolina | $482 | -$354 | -42.3% |
| North Dakota | $686 | -$150 | -17.9% |
| Ohio | $576 | -$260 | -31.1% |
| Oklahoma | $858 | $22 | 2.6% |
| Oregon | $766 | -$70 | -8.4% |
| Pennsylvania | $794 | -$42 | -5.0% |
| Rhode Island | $1,114 | $278 | 33.3% |
| South Carolina | $758 | -$78 | -9.3% |
| South Dakota | $706 | -$130 | -15.6% |
| Tennessee | $732 | -$104 | -12.4% |
| Texas | $1,008 | $172 | 20.6% |
| Utah | $620 | -$216 | -25.8% |
| Vermont | $572 | -$264 | -31.6% |
| Virginia | $500 | -$336 | -40.2% |
| Washington | $644 | -$192 | -23.0% |
| West Virginia | $766 | -$70 | -8.4% |
| Wisconsin | $576 | -$260 | -31.1% |
| Wyoming | $744 | -$92 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda Tribute I Sport 2WD | $802 | $67 |
| Mazda Tribute I Sport 4WD | $818 | $68 |
| Mazda Tribute I Touring 2WD | $818 | $68 |
| Mazda Tribute I Grand Touring 2WD | $836 | $70 |
| Mazda Tribute I Touring 4WD | $836 | $70 |
| Mazda Tribute I Grand Touring 4WD | $854 | $71 |
| Mazda Tribute S Grand Touring 2WD | $854 | $71 |
| Mazda Tribute S Grand Touring 4WD | $870 | $73 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Mazda Tribute | $148 | $222 | $402 | $908 |
| 2006 Mazda Tribute | $132 | $178 | $390 | $836 |
| 2005 Mazda Tribute | $130 | $168 | $384 | $818 |
| 2004 Mazda Tribute | $120 | $160 | $380 | $796 |
| 2003 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Mazda Tribute Insurance
Finding better rates on insurance for a Mazda Tribute takes being safe and accident-free, having good credit, refrain from filing small claims, and possibly raising deductibles. Set aside time to shop around once a year by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.
Below you'll find a brief summary of the data that was raised in the charts and tables above.
- You may be able to save approximately $90 per year just by quoting online well ahead of the renewal date
- Insureds who want more liability protection will pay an extra $430 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
- Youthful drivers are expensive to insure, with the cost nearing $282 per month if they have full coverage
- Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $960 more annually than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,378 |
| 20 | $1,914 |
| 30 | $850 |
| 40 | $836 |
| 50 | $770 |
| 60 | $754 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $970 |
| $250 | $910 |
| $500 | $836 |
| $1,000 | $764 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $836 |
| 50/100 | $948 |
| 100/300 | $1,046 |
| 250/500 | $1,299 |
| 100 CSL | $987 |
| 300 CSL | $1,202 |
| 500 CSL | $1,358 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,756 |
| 20 | $3,046 |
| 30 | $1,814 |
| 40 | $1,796 |
| 50 | $1,718 |
| 60 | $1,700 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $42 |
| Multi-vehicle | $45 |
| Homeowner | $15 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $52 |
| Paid in Full/EFT | $30 |
| Advance Quote | $36 |
| Online Quote | $56 |
| Total Discounts | $327 |
Discounts are estimated and may not be available from every company or in every state.
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