Mazda Tribute Insurance Rates

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UPDATED: Jun 3, 2023

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Estimated insurance rates for a Mazda Tribute are $780 a year including full coverage. Comprehensive costs an estimated $116, collision costs $152, and liability insurance is estimated at $376. Liability-only insurance costs approximately $426 a year, with high-risk driver insurance costing around $1,672. Teenage drivers pay the most at $3,186 a year or more.

Average premium for full coverage: $780

Premium estimates broken down by type of coverage:

Comprehensive $116
Collision $152
Liability $376

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Tribute trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Mazda Tribute go from as low as $426 for just liability coverage to a much higher rate of $1,672 for coverage for higher-risk drivers.

Liability Only $426
Full Coverage $780
High Risk $1,672

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location helps determine insurance prices.

Rural Areas $585
Small Cities $819
Large Cities $1,053

These rate differences highlight why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Mazda Tribute insurance rates for other coverage scenarios.

  • The best discount rate is $479
  • Choosing higher $1,000 deductibles can save approximately $62 every year
  • The average rate for a 40-year-old good driver who has $500 deductibles is $780
  • Using more expensive low deductibles for comp and collision coverage will increase the cost to $896
  • High-risk insureds who are prone to accidents and violations could pay up to $1,672 or more
  • An auto insurance policy for full coverage for a teen driver with full coverage can cost as much as $3,186 each year

View Chart as Image

Mazda Tribute insurance cost comparison chart
Column chart showing full coverage Mazda Tribute insurance rates range from $479 to $3,186

Insurance prices for a Mazda Tribute also have a wide range based on your driving characteristics, the model of your Tribute, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $3,100 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Mazda Tribute insurance rates. A good driver about age 40 could pay as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,110 on average in Louisiana, New York, and Michigan.

Mazda Tribute Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $704 -$76 -9.7%
Alaska $596 -$184 -23.6%
Arizona $646 -$134 -17.2%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $798 $18 2.3%
Delaware $880 $100 12.8%
Florida $972 $192 24.6%
Georgia $720 -$60 -7.7%
Hawaii $560 -$220 -28.2%
Idaho $528 -$252 -32.3%
Illinois $580 -$200 -25.6%
Indiana $586 -$194 -24.9%
Iowa $524 -$256 -32.8%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,152 $372 47.7%
Maine $482 -$298 -38.2%
Maryland $644 -$136 -17.4%
Massachusetts $620 -$160 -20.5%
Michigan $1,352 $572 73.3%
Minnesota $652 -$128 -16.4%
Mississippi $932 $152 19.5%
Missouri $692 -$88 -11.3%
Montana $836 $56 7.2%
Nebraska $612 -$168 -21.5%
Nevada $932 $152 19.5%
New Hampshire $564 -$216 -27.7%
New Jersey $870 $90 11.5%
New Mexico $690 -$90 -11.5%
New York $820 $40 5.1%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $538 -$242 -31.0%
Oklahoma $798 $18 2.3%
Oregon $714 -$66 -8.5%
Pennsylvania $742 -$38 -4.9%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $576 -$204 -26.2%
Vermont $530 -$250 -32.1%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $714 -$66 -8.5%
Wisconsin $538 -$242 -31.0%
Wyoming $692 -$88 -11.3%

View Chart as Image

Mazda Tribute insurance rates by U.S. city

Using high physical damage deductibles can save as much as $180 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $339 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $900 to $1,300 additional annually, depending on your age. High-risk driver insurance ranges anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Mazda Tribute Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda Tribute I Sport 2WD $750 $63
Mazda Tribute I Sport 4WD $766 $64
Mazda Tribute I Touring 2WD $766 $64
Mazda Tribute I Grand Touring 2WD $780 $65
Mazda Tribute I Touring 4WD $780 $65
Mazda Tribute I Grand Touring 4WD $794 $66
Mazda Tribute S Grand Touring 2WD $794 $66
Mazda Tribute S Grand Touring 4WD $808 $67

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda Tribute Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Mazda Tribute $134 $182 $398 $850
2006 Mazda Tribute $120 $160 $380 $796
2005 Mazda Tribute $116 $152 $376 $780

Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Mazda Tribute Insurance

Finding better rates on Mazda Tribute insurance takes avoiding accidents and violations, having a good credit history, refrain from filing small claims, and maximizing policy discounts. Invest time comparing rates at least once a year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief review of the primary concepts that were covered in the charts and tables above.

  • You may be able to save approximately $90 per year simply by shopping early and online
  • High-risk drivers with DUI or reckless driving convictions may pay on average $890 more annually for car insurance
  • Increasing policy deductibles can save around $175 each year
  • Teenagers are expensive to insure, with the cost nearing $266 per month including comprehensive and collision insurance

Rates by Driver Age

Mazda Tribute Insurance Rates by Driver Age
Driver Age Premium
16 $3,186
20 $1,786
30 $790
40 $780
50 $716
60 $704

Full coverage, $500 deductibles

Rates by Deductible

Mazda Tribute Insurance Rates with Different Deductibles
Deductible Premium
$100 $896
$250 $844
$500 $780
$1,000 $718

Full coverage, driver age 40

Rates by Liability Limit

Mazda Tribute Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $883
100/300 $977
250/500 $1,222
100 CSL $921
300 CSL $1,128
500 CSL $1,278

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda Tribute Insurance Rates for High Risk Drivers
Age Premium
16 $4,472
20 $2,838
30 $1,682
40 $1,672
50 $1,600
60 $1,582

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $42
Homeowner $14
5-yr Accident Free $46
5-yr Claim Free $48
Paid in Full/EFT $27
Advance Quote $33
Online Quote $52
Total Discounts $301
Rate after discounts $479

Discounts are estimated and may not be available from every company or in every state.

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