Mazda Tribute Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Mazda Tribute are $780 a year including full coverage. Comprehensive costs an estimated $116, collision costs $152, and liability insurance is estimated at $376. Liability-only insurance costs approximately $426 a year, with high-risk driver insurance costing around $1,672. Teenage drivers pay the most at $3,186 a year or more.
Average premium for full coverage: $780
Premium estimates broken down by type of coverage:
Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Tribute trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Mazda Tribute go from as low as $426 for just liability coverage to a much higher rate of $1,672 for coverage for higher-risk drivers.
Insurance Price Range by Location
Living in a larger city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities.
The price range example below illustrates how location helps determine insurance prices.
These rate differences highlight why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down estimated Mazda Tribute insurance rates for other coverage scenarios.
- The best discount rate is $479
- Choosing higher $1,000 deductibles can save approximately $62 every year
- The average rate for a 40-year-old good driver who has $500 deductibles is $780
- Using more expensive low deductibles for comp and collision coverage will increase the cost to $896
- High-risk insureds who are prone to accidents and violations could pay up to $1,672 or more
- An auto insurance policy for full coverage for a teen driver with full coverage can cost as much as $3,186 each year
Insurance prices for a Mazda Tribute also have a wide range based on your driving characteristics, the model of your Tribute, and liability limits and deductibles.
An older driver with no violations or accidents and high deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $3,100 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Mazda Tribute insurance rates. A good driver about age 40 could pay as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,110 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $704 | -$76 | -9.7% |
Alaska | $596 | -$184 | -23.6% |
Arizona | $646 | -$134 | -17.2% |
Arkansas | $780 | -$0 | 0.0% |
California | $888 | $108 | 13.8% |
Colorado | $744 | -$36 | -4.6% |
Connecticut | $798 | $18 | 2.3% |
Delaware | $880 | $100 | 12.8% |
Florida | $972 | $192 | 24.6% |
Georgia | $720 | -$60 | -7.7% |
Hawaii | $560 | -$220 | -28.2% |
Idaho | $528 | -$252 | -32.3% |
Illinois | $580 | -$200 | -25.6% |
Indiana | $586 | -$194 | -24.9% |
Iowa | $524 | -$256 | -32.8% |
Kansas | $740 | -$40 | -5.1% |
Kentucky | $1,062 | $282 | 36.2% |
Louisiana | $1,152 | $372 | 47.7% |
Maine | $482 | -$298 | -38.2% |
Maryland | $644 | -$136 | -17.4% |
Massachusetts | $620 | -$160 | -20.5% |
Michigan | $1,352 | $572 | 73.3% |
Minnesota | $652 | -$128 | -16.4% |
Mississippi | $932 | $152 | 19.5% |
Missouri | $692 | -$88 | -11.3% |
Montana | $836 | $56 | 7.2% |
Nebraska | $612 | -$168 | -21.5% |
Nevada | $932 | $152 | 19.5% |
New Hampshire | $564 | -$216 | -27.7% |
New Jersey | $870 | $90 | 11.5% |
New Mexico | $690 | -$90 | -11.5% |
New York | $820 | $40 | 5.1% |
North Carolina | $448 | -$332 | -42.6% |
North Dakota | $638 | -$142 | -18.2% |
Ohio | $538 | -$242 | -31.0% |
Oklahoma | $798 | $18 | 2.3% |
Oregon | $714 | -$66 | -8.5% |
Pennsylvania | $742 | -$38 | -4.9% |
Rhode Island | $1,040 | $260 | 33.3% |
South Carolina | $706 | -$74 | -9.5% |
South Dakota | $658 | -$122 | -15.6% |
Tennessee | $682 | -$98 | -12.6% |
Texas | $938 | $158 | 20.3% |
Utah | $576 | -$204 | -26.2% |
Vermont | $530 | -$250 | -32.1% |
Virginia | $468 | -$312 | -40.0% |
Washington | $600 | -$180 | -23.1% |
West Virginia | $714 | -$66 | -8.5% |
Wisconsin | $538 | -$242 | -31.0% |
Wyoming | $692 | -$88 | -11.3% |
Using high physical damage deductibles can save as much as $180 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $339 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying $900 to $1,300 additional annually, depending on your age. High-risk driver insurance ranges anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates
With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, and prices will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Mazda Tribute I Sport 2WD | $750 | $63 |
Mazda Tribute I Sport 4WD | $766 | $64 |
Mazda Tribute I Touring 2WD | $766 | $64 |
Mazda Tribute I Grand Touring 2WD | $780 | $65 |
Mazda Tribute I Touring 4WD | $780 | $65 |
Mazda Tribute I Grand Touring 4WD | $794 | $66 |
Mazda Tribute S Grand Touring 2WD | $794 | $66 |
Mazda Tribute S Grand Touring 4WD | $808 | $67 |
Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2009 Mazda Tribute | $134 | $182 | $398 | $850 |
2006 Mazda Tribute | $120 | $160 | $380 | $796 |
2005 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Mazda Tribute Insurance
Finding better rates on Mazda Tribute insurance takes avoiding accidents and violations, having a good credit history, refrain from filing small claims, and maximizing policy discounts. Invest time comparing rates at least once a year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The list below is a brief review of the primary concepts that were covered in the charts and tables above.
- You may be able to save approximately $90 per year simply by shopping early and online
- High-risk drivers with DUI or reckless driving convictions may pay on average $890 more annually for car insurance
- Increasing policy deductibles can save around $175 each year
- Teenagers are expensive to insure, with the cost nearing $266 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,186 |
20 | $1,786 |
30 | $790 |
40 | $780 |
50 | $716 |
60 | $704 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $896 |
$250 | $844 |
$500 | $780 |
$1,000 | $718 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $780 |
50/100 | $883 |
100/300 | $977 |
250/500 | $1,222 |
100 CSL | $921 |
300 CSL | $1,128 |
500 CSL | $1,278 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $4,472 |
20 | $2,838 |
30 | $1,682 |
40 | $1,672 |
50 | $1,600 |
60 | $1,582 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $39 |
Multi-vehicle | $42 |
Homeowner | $14 |
5-yr Accident Free | $46 |
5-yr Claim Free | $48 |
Paid in Full/EFT | $27 |
Advance Quote | $33 |
Online Quote | $52 |
Total Discounts | $301 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area