Mazda Tribute Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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The average auto insurance rates for a Mazda Tribute are $796 annually for full coverage. Comprehensive costs approximately $120 each year, collision insurance costs $160, and liability is $380. Liability-only insurance costs around $428 a year, and high-risk driver insurance costs around $1,710. Teen drivers cost the most to insure at up to $3,242 a year.

Average premium for full coverage: $796

Policy rates by type of insurance:

Comprehensive $120
Collision $160
Liability $380

Includes $500 physical damage deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Tribute models.

Price Range Variability

Using a middle-aged driver as an example, Mazda Tribute insurance rates range from as cheap as $428 for just liability coverage to a high rate of $1,710 for a driver required to buy high-risk insurance.

Liability Only $428
Full Coverage $796
High Risk $1,710

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations are shown to have fewer accident claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance prices.

Rural Areas $597
Small Cities $836
Large Cities $1,075

The examples above show why all drivers should compare rates quotes using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Mazda Tribute insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $488
  • Raising to $1,000 deductibles will save $64 a year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $796
  • Choosing low deductibles will cost $918
  • At-risk drivers with multiple violations and an at-fault accident could pay around $1,710
  • Policy cost with full coverage for a teen driver can cost $3,242

View Chart as Image

Mazda Tribute insurance cost comparison chart
Column chart showing Mazda Tribute insurance rates range from $488 to $3,242 for full coverage

Auto insurance rates for a Mazda Tribute also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $3,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $900 to $1,400 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 125% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $190 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $342 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Mazda Tribute insurance prices. A middle-age driver might find rates as low as $530 a year in states like Iowa, Maine, and Idaho, or as much as $1,140 on average in New York, Louisiana, and Michigan.

Mazda Tribute Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $720 -$76 -9.5%
Alaska $612 -$184 -23.1%
Arizona $662 -$134 -16.8%
Arkansas $796 -$0 0.0%
California $906 $110 13.8%
Colorado $758 -$38 -4.8%
Connecticut $816 $20 2.5%
Delaware $900 $104 13.1%
Florida $992 $196 24.6%
Georgia $734 -$62 -7.8%
Hawaii $572 -$224 -28.1%
Idaho $540 -$256 -32.2%
Illinois $594 -$202 -25.4%
Indiana $600 -$196 -24.6%
Iowa $534 -$262 -32.9%
Kansas $754 -$42 -5.3%
Kentucky $1,086 $290 36.4%
Louisiana $1,178 $382 48.0%
Maine $492 -$304 -38.2%
Maryland $656 -$140 -17.6%
Massachusetts $634 -$162 -20.4%
Michigan $1,382 $586 73.6%
Minnesota $666 -$130 -16.3%
Mississippi $952 $156 19.6%
Missouri $706 -$90 -11.3%
Montana $852 $56 7.0%
Nebraska $626 -$170 -21.4%
Nevada $954 $158 19.8%
New Hampshire $574 -$222 -27.9%
New Jersey $890 $94 11.8%
New Mexico $702 -$94 -11.8%
New York $838 $42 5.3%
North Carolina $456 -$340 -42.7%
North Dakota $652 -$144 -18.1%
Ohio $546 -$250 -31.4%
Oklahoma $814 $18 2.3%
Oregon $730 -$66 -8.3%
Pennsylvania $758 -$38 -4.8%
Rhode Island $1,060 $264 33.2%
South Carolina $722 -$74 -9.3%
South Dakota $670 -$126 -15.8%
Tennessee $694 -$102 -12.8%
Texas $960 $164 20.6%
Utah $588 -$208 -26.1%
Vermont $544 -$252 -31.7%
Virginia $476 -$320 -40.2%
Washington $614 -$182 -22.9%
West Virginia $730 -$66 -8.3%
Wisconsin $548 -$248 -31.2%
Wyoming $708 -$88 -11.1%

View Chart as Image

Mazda Tribute insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda Tribute Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda Tribute I Sport 2WD $766 $64
Mazda Tribute I Sport 4WD $782 $65
Mazda Tribute I Touring 2WD $782 $65
Mazda Tribute I Grand Touring 2WD $796 $66
Mazda Tribute I Touring 4WD $796 $66
Mazda Tribute I Grand Touring 4WD $812 $68
Mazda Tribute S Grand Touring 2WD $812 $68
Mazda Tribute S Grand Touring 4WD $828 $69

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda Tribute Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Mazda Tribute $140 $202 $402 $880
2006 Mazda Tribute $130 $168 $384 $818
2005 Mazda Tribute $120 $160 $380 $796
2004 Mazda Tribute $116 $152 $376 $780

Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Mazda Tribute Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to comparison shop at every policy renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below is a recap of the data touched on in the above illustrations.

  • Policyholders who purchase higher levels of liability will pay about $420 each year to raise from a 30/60 limit to higher 250/500 limits
  • Drivers can save around $90 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles could save up to $175 each year
  • Teenage drivers have the highest car insurance rates, costing up to $270 each month if full coverage is included

Rates by Driver Age

Mazda Tribute Insurance Rates by Driver Age
Driver Age Premium
16 $3,242
20 $1,822
30 $806
40 $796
50 $732
60 $718

Full coverage, $500 deductibles

Rates by Deductible

Mazda Tribute Insurance Rates with Different Deductibles
Deductible Premium
$100 $918
$250 $864
$500 $796
$1,000 $732

Full coverage, driver age 40

Rates by Liability Limit

Mazda Tribute Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $796
50/100 $904
100/300 $999
250/500 $1,246
100 CSL $942
300 CSL $1,151
500 CSL $1,303

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda Tribute Insurance Rates for High Risk Drivers
Age Premium
16 $4,556
20 $2,902
30 $1,722
40 $1,710
50 $1,634
60 $1,618

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $106

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $43
Homeowner $14
5-yr Accident Free $47
5-yr Claim Free $49
Paid in Full/EFT $28
Advance Quote $34
Online Quote $53
Total Discounts $308
Rate after discounts $488

Discounts are estimated and may not be available from every company or in every state.

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