Mazda Tribute Insurance Rates
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UPDATED: Jun 3, 2023
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U.S. average insurance prices for a Mazda Tribute are $780 every 12 months for full coverage. Comprehensive costs approximately $116 each year, collision costs $152, and liability costs $376. Buying just liability costs as little as $426 a year, with insurance for high-risk drivers costing around $1,672. Teens pay the highest rates at $3,186 a year or more.
Average premium for full coverage: $780
Price estimates by individual coverage:
Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Tribute models.
Price Range from Low to High
For a driver around age 40, Mazda Tribute insurance prices go from the cheapest price of $426 for basic liability insurance to a high rate of $1,672 for a driver who requires high-risk insurance.
Geographic Price Range
Your location can make a big difference on car insurance rates. Rural locations have more infrequent accident claims than cities with more traffic congestion.
The graphic below illustrates the difference between rural and urban areas on auto insurance prices.
The ranges above show why all drivers should compare rates using their specific location and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $479
- Drivers who choose higher $1,000 deductibles will pay $62 a year
- The average price for the average middle-age driver who chooses $500 deductibles is $780
- Selecting low deductibles for comprehensive and collision insurance increases the price to $896
- Drivers with serious driving violations could pay around $1,672 or more
- The price to insure a 16-year-old driver can cost $3,186 a year
Insurance prices for a Mazda Tribute are also quite variable based on deductibles and policy limits, your driver profile, and the model of your Tribute.
Choosing higher comprehensive and collision insurance deductibles could save up to $180 annually, whereas increasing liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as low as $800 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $3,100 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $900 to $1,300 additional each year, depending on your age. Insurance for high-risk drivers can cost from 41% to 128% more than the average policy. View High Risk Driver Rates
The state you live in makes a big difference in Mazda Tribute insurance prices. A 40-year-old driver could pay as low as $520 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,110 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $704 | -$76 | -9.7% |
Alaska | $596 | -$184 | -23.6% |
Arizona | $646 | -$134 | -17.2% |
Arkansas | $780 | -$0 | 0.0% |
California | $888 | $108 | 13.8% |
Colorado | $744 | -$36 | -4.6% |
Connecticut | $798 | $18 | 2.3% |
Delaware | $880 | $100 | 12.8% |
Florida | $972 | $192 | 24.6% |
Georgia | $720 | -$60 | -7.7% |
Hawaii | $560 | -$220 | -28.2% |
Idaho | $528 | -$252 | -32.3% |
Illinois | $580 | -$200 | -25.6% |
Indiana | $586 | -$194 | -24.9% |
Iowa | $524 | -$256 | -32.8% |
Kansas | $740 | -$40 | -5.1% |
Kentucky | $1,062 | $282 | 36.2% |
Louisiana | $1,152 | $372 | 47.7% |
Maine | $482 | -$298 | -38.2% |
Maryland | $644 | -$136 | -17.4% |
Massachusetts | $620 | -$160 | -20.5% |
Michigan | $1,352 | $572 | 73.3% |
Minnesota | $652 | -$128 | -16.4% |
Mississippi | $932 | $152 | 19.5% |
Missouri | $692 | -$88 | -11.3% |
Montana | $836 | $56 | 7.2% |
Nebraska | $612 | -$168 | -21.5% |
Nevada | $932 | $152 | 19.5% |
New Hampshire | $564 | -$216 | -27.7% |
New Jersey | $870 | $90 | 11.5% |
New Mexico | $690 | -$90 | -11.5% |
New York | $820 | $40 | 5.1% |
North Carolina | $448 | -$332 | -42.6% |
North Dakota | $638 | -$142 | -18.2% |
Ohio | $538 | -$242 | -31.0% |
Oklahoma | $798 | $18 | 2.3% |
Oregon | $714 | -$66 | -8.5% |
Pennsylvania | $742 | -$38 | -4.9% |
Rhode Island | $1,040 | $260 | 33.3% |
South Carolina | $706 | -$74 | -9.5% |
South Dakota | $658 | -$122 | -15.6% |
Tennessee | $682 | -$98 | -12.6% |
Texas | $938 | $158 | 20.3% |
Utah | $576 | -$204 | -26.2% |
Vermont | $530 | -$250 | -32.1% |
Virginia | $468 | -$312 | -40.0% |
Washington | $600 | -$180 | -23.1% |
West Virginia | $714 | -$66 | -8.5% |
Wisconsin | $538 | -$242 | -31.0% |
Wyoming | $692 | -$88 | -11.3% |
Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison from multiple companies. Every company calculates prices differently, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Mazda Tribute I Sport 2WD | $750 | $63 |
Mazda Tribute I Sport 4WD | $766 | $64 |
Mazda Tribute I Touring 2WD | $766 | $64 |
Mazda Tribute I Grand Touring 2WD | $780 | $65 |
Mazda Tribute I Touring 4WD | $780 | $65 |
Mazda Tribute I Grand Touring 4WD | $794 | $66 |
Mazda Tribute S Grand Touring 2WD | $794 | $66 |
Mazda Tribute S Grand Touring 4WD | $808 | $67 |
Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2009 Mazda Tribute | $134 | $182 | $398 | $850 |
2006 Mazda Tribute | $120 | $160 | $380 | $796 |
2005 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Mazda Tribute Insurance
Getting lower rates on insurance for a Mazda Tribute not only requires being safe and accident-free, but also having above-average credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates at every other renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a review of the concepts that were covered above.
- Drivers considered higher risk who have several accidents or serious violations may pay on average $890 more per year than a low-risk driver
- Youthful drivers are the costliest to insure, with premiums as much as $266 a month if full coverage is included
- Drivers can save around $90 per year simply by quoting online in advance
- Increasing physical damage deductibles could save as much as $175 each year
- Drivers can save around $90 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,186 |
20 | $1,786 |
30 | $790 |
40 | $780 |
50 | $716 |
60 | $704 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $896 |
$250 | $844 |
$500 | $780 |
$1,000 | $718 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $780 |
50/100 | $883 |
100/300 | $977 |
250/500 | $1,222 |
100 CSL | $921 |
300 CSL | $1,128 |
500 CSL | $1,278 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $4,472 |
20 | $2,838 |
30 | $1,682 |
40 | $1,672 |
50 | $1,600 |
60 | $1,582 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $39 |
Multi-vehicle | $42 |
Homeowner | $14 |
5-yr Accident Free | $46 |
5-yr Claim Free | $48 |
Paid in Full/EFT | $27 |
Advance Quote | $33 |
Online Quote | $52 |
Total Discounts | $301 |
Discounts are estimated and may not be available from every company or in every state.
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