Insurance for Mercury Vehicles

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 29, 2023

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The following table shows average insurance prices for some of the more popular Mercury vehicles. Some additional models are linked at the end of this page

Insurance Rates for Mercury Vehicles
Vehicle Model Annual Premium Monthly Premium
Mercury Mariner $1,292 $108
Mercury Milan $1,322 $110
Mercury Mountaineer $1,398 $117
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Mercury vehicles
Column chart showing average insurance prices for Mercury vehicles range from $749 to $4,696 for full coverage

The prior chart averages rate data from all Mercury models in the table above to show how variations in coverage can impact the price of car insurance.

Auto insurance rates for a Mercury range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $4,600 a year.

Your home state makes a big difference in Mercury insurance rates. A 40-year-old driver could pay as low as $850 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,720 on average in California, Montana, and Michigan.

Mercury Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,178 -$128 -9.8%
Alaska $1,000 -$306 -23.4%
Arizona $1,082 -$224 -17.2%
Arkansas $1,306 -$0 0.0%
California $1,486 $180 13.8%
Colorado $1,246 -$60 -4.6%
Connecticut $1,340 $34 2.6%
Delaware $1,476 $170 13.0%
Florida $1,630 $324 24.8%
Georgia $1,208 -$98 -7.5%
Hawaii $938 -$368 -28.2%
Idaho $884 -$422 -32.3%
Illinois $972 -$334 -25.6%
Indiana $982 -$324 -24.8%
Iowa $882 -$424 -32.5%
Kansas $1,238 -$68 -5.2%
Kentucky $1,780 $474 36.3%
Louisiana $1,932 $626 47.9%
Maine $806 -$500 -38.3%
Maryland $1,078 -$228 -17.5%
Massachusetts $1,040 -$266 -20.4%
Michigan $2,266 $960 73.5%
Minnesota $1,094 -$212 -16.2%
Mississippi $1,564 $258 19.8%
Missouri $1,158 -$148 -11.3%
Montana $1,402 $96 7.4%
Nebraska $1,028 -$278 -21.3%
Nevada $1,566 $260 19.9%
New Hampshire $942 -$364 -27.9%
New Jersey $1,460 $154 11.8%
New Mexico $1,152 -$154 -11.8%
New York $1,374 $68 5.2%
North Carolina $752 -$554 -42.4%
North Dakota $1,072 -$234 -17.9%
Ohio $898 -$408 -31.2%
Oklahoma $1,338 $32 2.5%
Oregon $1,196 -$110 -8.4%
Pennsylvania $1,242 -$64 -4.9%
Rhode Island $1,740 $434 33.2%
South Carolina $1,184 -$122 -9.3%
South Dakota $1,102 -$204 -15.6%
Tennessee $1,142 -$164 -12.6%
Texas $1,574 $268 20.5%
Utah $966 -$340 -26.0%
Vermont $892 -$414 -31.7%
Virginia $780 -$526 -40.3%
Washington $1,006 -$300 -23.0%
West Virginia $1,196 -$110 -8.4%
Wisconsin $902 -$404 -30.9%
Wyoming $1,162 -$144 -11.0%

Using high physical damage deductibles could save up to $570 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $285 extra every year

View Chart as Image

Mercury insurance by deductible and liability limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 in extra premium every year, depending on your age. Mercury insurance for high-risk drivers can cost anywhere from 45% to 128% more than a normal policy.

View Chart as Image

Mercury insurance by risk and age

Because rates have so much variability, the only way to figure out which company is cheapest is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

Additional Mercury Vehicles

U.S. averages for full coverage Mercury vehicle insurance

Average Policy Cost $1,306
Comprehensive Premium $322
Collision Premium $532
Liability Premium $316

National average data is compiled from all 50 U.S. states for the Mercury models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Mercury Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $4,696
20 $2,982
30 $1,372
40 $1,306
50 $1,190
60 $1,168

Full coverage, $500 deductibles

Rates by Deductible

Mercury Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,678
$250 $1,508
$500 $1,306
$1,000 $1,110

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $6,720
20 $4,732
30 $2,874
40 $2,804
50 $2,668
60 $2,642

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $66
Homeowner $18
5-yr Accident Free $98
5-yr Claim Free $84
Paid in Full/EFT $62
Advance Quote $65
Online Quote $94
Total Discounts $557
Rate after discounts $749

Discounts are estimated and may not be available from every company or in every state.

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