Mercury Milan Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 3, 2023

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Estimated auto insurance rates for a Mercury Milan are $842 annually for full coverage insurance. Comprehensive insurance costs approximately $144 a year, collision insurance costs $178, and liability insurance is estimated at $384. Liability-only insurance costs approximately $432 a year, and high-risk driver insurance costs $1,802 or more. 16-year-old drivers pay the most at up to $3,366 a year.

Average premium for full coverage: $842

Premium estimates by type of coverage:

Comprehensive $144
Collision $178
Liability $384

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Milan trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Mercury Milan range from as cheap as $432 for your basic liability-only policy to a high of $1,802 for a high-risk driver policy.

Liability Only $432
Full Coverage $842
High Risk $1,802

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than congested cities. The diagram below illustrates how location impacts auto insurance prices.

Rural Areas $632
Small Cities $884
Large Cities $1,137

These rate differences illustrate why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Mercury Milan insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $515
  • Choosing higher $1,000 deductibles can save $768 each year
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $842
  • Buying low $100 deductibles for comp and collision coverage costs an additional $138 a year
  • High-risk insureds with multiple tickets or accidents could pay around $1,802
  • An auto insurance policy with full coverage for a teen driver can cost $3,366 each year

View Chart as Image

Mercury Milan insurance cost comparison chart
Column chart showing Mercury Milan insurance prices range from $515 to $3,366 for full coverage

Insurance prices for a Mercury Milan also have a wide range based on the model of your Milan, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,000 to $1,400 additional annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $220 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Mercury Milan insurance rates. A good driver about age 40 could pay as low as $550 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,140 on average in Florida, New York, and Michigan.

Mercury Milan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $760 -$82 -9.7%
Alaska $646 -$196 -23.3%
Arizona $696 -$146 -17.3%
Arkansas $842 -$0 0.0%
California $960 $118 14.0%
Colorado $800 -$42 -5.0%
Connecticut $864 $22 2.6%
Delaware $950 $108 12.8%
Florida $1,050 $208 24.7%
Georgia $778 -$64 -7.6%
Hawaii $604 -$238 -28.3%
Idaho $572 -$270 -32.1%
Illinois $626 -$216 -25.7%
Indiana $634 -$208 -24.7%
Iowa $566 -$276 -32.8%
Kansas $798 -$44 -5.2%
Kentucky $1,148 $306 36.3%
Louisiana $1,244 $402 47.7%
Maine $518 -$324 -38.5%
Maryland $694 -$148 -17.6%
Massachusetts $668 -$174 -20.7%
Michigan $1,458 $616 73.2%
Minnesota $706 -$136 -16.2%
Mississippi $1,008 $166 19.7%
Missouri $746 -$96 -11.4%
Montana $902 $60 7.1%
Nebraska $660 -$182 -21.6%
Nevada $1,008 $166 19.7%
New Hampshire $606 -$236 -28.0%
New Jersey $940 $98 11.6%
New Mexico $742 -$100 -11.9%
New York $884 $42 5.0%
North Carolina $482 -$360 -42.8%
North Dakota $690 -$152 -18.1%
Ohio $578 -$264 -31.4%
Oklahoma $862 $20 2.4%
Oregon $772 -$70 -8.3%
Pennsylvania $800 -$42 -5.0%
Rhode Island $1,120 $278 33.0%
South Carolina $764 -$78 -9.3%
South Dakota $708 -$134 -15.9%
Tennessee $736 -$106 -12.6%
Texas $1,014 $172 20.4%
Utah $622 -$220 -26.1%
Vermont $574 -$268 -31.8%
Virginia $504 -$338 -40.1%
Washington $648 -$194 -23.0%
West Virginia $772 -$70 -8.3%
Wisconsin $582 -$260 -30.9%
Wyoming $750 -$92 -10.9%

View Chart as Image

Mercury Milan insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mercury Milan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mercury Milan $810 $68
Mercury Milan Premier $842 $70
Mercury Milan Premier AWD $858 $72
Mercury Milan Hybrid $954 $80

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mercury Milan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Mercury Milan $162 $236 $402 $936
2009 Mercury Milan $152 $214 $402 $904
2008 Mercury Milan $148 $192 $398 $874
2007 Mercury Milan $146 $188 $390 $860
2006 Mercury Milan $144 $178 $384 $842

Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Mercury Milan Insurance

Finding better rates on Mercury Milan insurance takes avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Spend time shopping around every time your policy renews by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a quick review of the information touched on above.

  • It is possible to save around $90 per year just by quoting early and online
  • Teenagers are the costliest to insure, with premiums being up to $281 per month if they have full coverage
  • Increasing policy deductibles could save up to $200 each year
  • High-risk drivers with a DUI or reckless driving violation could be forced to pay on average $960 more per year for car insurance
  • Drivers who purchase higher liability limits will pay around $420 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Mercury Milan Insurance Rates by Driver Age
Driver Age Premium
16 $3,366
20 $1,916
30 $856
40 $842
50 $774
60 $758

Full coverage, $500 deductibles

Rates by Deductible

Mercury Milan Insurance Rates with Different Deductibles
Deductible Premium
$100 $980
$250 $918
$500 $842
$1,000 $768

Full coverage, driver age 40

Rates by Liability Limit

Mercury Milan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $842
50/100 $1,044
100/300 $1,157
250/500 $1,451
100 CSL $1,090
300 CSL $1,338
500 CSL $1,519

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Milan Insurance Rates for High Risk Drivers
Age Premium
16 $4,738
20 $3,044
30 $1,818
40 $1,802
50 $1,720
60 $1,702

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $111

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $42
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $51
5-yr Claim Free $52
Paid in Full/EFT $30
Advance Quote $36
Online Quote $56
Total Discounts $327
Rate after discounts $515

Discounts are estimated and may not be available from every company or in every state.

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