Mercury Milan Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 3, 2023

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Estimated insurance rates for a Mercury Milan are $860 a year for full coverage. Comprehensive costs on average $146, collision insurance costs $188, and liability costs $390. A liability-only policy costs as little as $438 a year, and high-risk insurance costs around $1,844. Teen drivers pay the most at up to $3,440 a year.

Average premium for full coverage: $860

Premium estimates by type of coverage:

Comprehensive $146
Collision $188
Liability $390

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different Milan trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Mercury Milan range from as low as $438 for just the minimum liability insurance to a much higher rate of $1,844 for coverage for higher-risk drivers.

Liability Only $438
Full Coverage $860
High Risk $1,844

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than larger metro areas. The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $645
Small Cities $903
Large Cities $1,161

These rate differences show why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Mercury Milan insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $524
  • Drivers who choose higher $1,000 deductibles will pay around $78 a year
  • The average rate for a 40-year-old good driver with $500 deductibles is $860
  • Choosing more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,004
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,844
  • An auto insurance policy for full coverage for a teen driver with full coverage may cost $3,440 a year

View Chart as Image

Mercury Milan insurance cost comparison chart
Column chart showing Mercury Milan insurance rates range from $524 to $3,440 for full coverage

Auto insurance prices for a Mercury Milan also have a wide range based on your driving characteristics, the trim level of your Milan, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may pay as little as $800 per year on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $3,400 a year. View Rates by Age

Where you choose to live makes a big difference in Mercury Milan insurance prices. A 40-year-old driver could pay as low as $570 a year in states like Idaho, Maine, and Iowa, or as much as $1,230 on average in Michigan, Louisiana, and New York.

Mercury Milan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $778 -$82 -9.5%
Alaska $660 -$200 -23.3%
Arizona $712 -$148 -17.2%
Arkansas $860 -$0 0.0%
California $980 $120 14.0%
Colorado $822 -$38 -4.4%
Connecticut $882 $22 2.6%
Delaware $970 $110 12.8%
Florida $1,072 $212 24.7%
Georgia $796 -$64 -7.4%
Hawaii $616 -$244 -28.4%
Idaho $582 -$278 -32.3%
Illinois $640 -$220 -25.6%
Indiana $648 -$212 -24.7%
Iowa $578 -$282 -32.8%
Kansas $816 -$44 -5.1%
Kentucky $1,172 $312 36.3%
Louisiana $1,272 $412 47.9%
Maine $532 -$328 -38.1%
Maryland $708 -$152 -17.7%
Massachusetts $684 -$176 -20.5%
Michigan $1,490 $630 73.3%
Minnesota $722 -$138 -16.0%
Mississippi $1,028 $168 19.5%
Missouri $764 -$96 -11.2%
Montana $922 $62 7.2%
Nebraska $676 -$184 -21.4%
Nevada $1,028 $168 19.5%
New Hampshire $620 -$240 -27.9%
New Jersey $960 $100 11.6%
New Mexico $758 -$102 -11.9%
New York $906 $46 5.3%
North Carolina $496 -$364 -42.3%
North Dakota $706 -$154 -17.9%
Ohio $592 -$268 -31.2%
Oklahoma $882 $22 2.6%
Oregon $788 -$72 -8.4%
Pennsylvania $816 -$44 -5.1%
Rhode Island $1,146 $286 33.3%
South Carolina $780 -$80 -9.3%
South Dakota $724 -$136 -15.8%
Tennessee $752 -$108 -12.6%
Texas $1,036 $176 20.5%
Utah $636 -$224 -26.0%
Vermont $588 -$272 -31.6%
Virginia $514 -$346 -40.2%
Washington $662 -$198 -23.0%
West Virginia $788 -$72 -8.4%
Wisconsin $592 -$268 -31.2%
Wyoming $766 -$94 -10.9%

View Chart as Image

Mercury Milan insurance rates by U.S. city

Choosing high deductibles could save up to $230 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,000 to $1,500 in extra premium annually, depending on your age. High-risk driver insurance can cost as much as 44% to 129% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Mercury Milan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mercury Milan $824 $69
Mercury Milan Premier $860 $72
Mercury Milan Premier AWD $876 $73
Mercury Milan Hybrid $974 $81

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mercury Milan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Mercury Milan $174 $258 $406 $974
2009 Mercury Milan $162 $236 $402 $936
2008 Mercury Milan $152 $214 $402 $904
2007 Mercury Milan $148 $192 $398 $874
2006 Mercury Milan $146 $188 $390 $860

Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Mercury Milan Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop at least once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

Below you'll find a quick review of the primary concepts that were touched on in the above illustrations.

  • Drivers can save as much as $100 per year just by shopping early and online
  • Higher risk drivers with a DUI or reckless driving violation will pay on average $980 more each year than a low-risk driver
  • Increasing policy deductibles can save around $225 each year
  • Youthful drivers are charged the highest prices, as much as $287 per month if they have full coverage

Rates by Driver Age

Mercury Milan Insurance Rates by Driver Age
Driver Age Premium
16 $3,440
20 $1,962
30 $876
40 $860
50 $790
60 $774

Full coverage, $500 deductibles

Rates by Deductible

Mercury Milan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,004
$250 $938
$500 $860
$1,000 $782

Full coverage, driver age 40

Rates by Liability Limit

Mercury Milan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $860
50/100 $1,066
100/300 $1,181
250/500 $1,480
100 CSL $1,112
300 CSL $1,365
500 CSL $1,549

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Milan Insurance Rates for High Risk Drivers
Age Premium
16 $4,846
20 $3,120
30 $1,862
40 $1,844
50 $1,762
60 $1,742

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $114

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $54
Paid in Full/EFT $31
Advance Quote $37
Online Quote $58
Total Discounts $336
Rate after discounts $524

Discounts are estimated and may not be available from every company or in every state.

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