Mercury Milan Insurance Rates
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UPDATED: Jun 3, 2023
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Estimated insurance prices for a Mercury Milan are $860 every 12 months for full coverage insurance. Comprehensive costs around $146, collision insurance costs $188, and liability coverage is $390. Liability-only insurance costs around $438 a year, and high-risk driver insurance costs around $1,844. 16-year-old drivers pay the most at up to $3,440 a year.
Average premium for full coverage: $860
Premium estimates for type of coverage:
Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different Milan trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Mercury Milan range from the cheapest price of $438 for liability-only coverage to a much higher rate of $1,844 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than congested cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates average Mercury Milan insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $524
- Raising to $1,000 deductibles will save about $78 each year
- The average price for a 40-year-old good driver using $500 deductibles is $860
- Buying more expensive low deductibles increases the price to $1,004
- Unlucky drivers with multiple tickets or accidents could pay at least $1,844
- An auto insurance policy to insure a teenage driver with full coverage can be $3,440
Insurance prices for a Mercury Milan also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.
Opting for high physical damage deductibles can reduce prices by up to $230 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may only pay around $800 every 12 months on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $3,400 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at least $1,000 to $1,500 additional annually, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 129% more than the average rate. View High Risk Driver Rates
Where you choose to live also has a big influence on Mercury Milan insurance rates. A middle-age driver might find prices as low as $560 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,160 on average in Michigan, New York, and Florida.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Mercury Milan Premier||$860||$72|
|Mercury Milan Premier AWD||$876||$73|
|Mercury Milan Hybrid||$974||$81|
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2010 Mercury Milan||$174||$258||$406||$974|
|2009 Mercury Milan||$162||$236||$402||$936|
|2008 Mercury Milan||$152||$214||$402||$904|
|2007 Mercury Milan||$148||$192||$398||$874|
|2006 Mercury Milan||$146||$188||$390||$860|
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Mercury Milan Insurance
Finding better rates on auto insurance consists of avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to compare rates once a year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The list below is a brief review of the data that was covered above.
- It is possible to save up to $100 per year just by shopping early and online
- Consumers who may need higher liability limits will pay around $430 annually to raise from 30/60 bodily injury limits to a 250/500 level
- Teenagers are charged the highest prices, with premiums being up to $287 per month if full coverage is included
- Drivers with DUI or reckless driving convictions may pay on average $980 more every year for car insurance
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$52|
|5-yr Claim Free||$54|
|Paid in Full/EFT||$31|
Discounts are estimated and may not be available from every company or in every state.
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