Mercury Milan Insurance Rates
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UPDATED: Jun 3, 2023
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The average insurance rates for a Mercury Milan are $936 a year for full coverage insurance. Comprehensive costs around $162 each year, collision costs $236, and liability costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing around $2,018. 16-year-old drivers cost the most to insure at $3,702 a year or more.
Average premium for full coverage: $936
Policy rates for type of insurance:
These estimates include $500 deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Milan models.
Price Range Variability
Using a middle-aged driver as an example, Mercury Milan insurance rates go from as low as $446 for minimum levels of liability insurance to a high rate of $2,018 for high-risk insurance.
Urban vs. Rural Price Range
Your location can make a big difference on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than congested cities.
The graphic below illustrates how where you live affects auto insurance rates.
The examples above illustrate why all drivers should compare rates for a specific zip code and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Mercury Milan insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $561
- Drivers who choose higher $1,000 deductibles will pay about $90 each year
- The average rate for a good driver age 40 using $500 deductibles is $936
- Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,108
- Drivers with multiple tickets or accidents could pay at least $2,018 or more
- Policy cost for full coverage for a 16-year-old driver can be $3,702 a year
Auto insurance rates for a Mercury Milan also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.
More mature drivers with a good driving record and high deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay as much as $3,700 a year. View Rates by Age
Your home state makes a big difference in Mercury Milan insurance prices. A 40-year-old driver could pay as low as $610 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,260 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $844 | -$92 | -9.8% |
| Alaska | $716 | -$220 | -23.5% |
| Arizona | $776 | -$160 | -17.1% |
| Arkansas | $936 | -$0 | 0.0% |
| California | $1,066 | $130 | 13.9% |
| Colorado | $890 | -$46 | -4.9% |
| Connecticut | $960 | $24 | 2.6% |
| Delaware | $1,056 | $120 | 12.8% |
| Florida | $1,166 | $230 | 24.6% |
| Georgia | $866 | -$70 | -7.5% |
| Hawaii | $672 | -$264 | -28.2% |
| Idaho | $634 | -$302 | -32.3% |
| Illinois | $696 | -$240 | -25.6% |
| Indiana | $706 | -$230 | -24.6% |
| Iowa | $632 | -$304 | -32.5% |
| Kansas | $888 | -$48 | -5.1% |
| Kentucky | $1,276 | $340 | 36.3% |
| Louisiana | $1,384 | $448 | 47.9% |
| Maine | $578 | -$358 | -38.2% |
| Maryland | $772 | -$164 | -17.5% |
| Massachusetts | $746 | -$190 | -20.3% |
| Michigan | $1,624 | $688 | 73.5% |
| Minnesota | $784 | -$152 | -16.2% |
| Mississippi | $1,120 | $184 | 19.7% |
| Missouri | $830 | -$106 | -11.3% |
| Montana | $1,004 | $68 | 7.3% |
| Nebraska | $736 | -$200 | -21.4% |
| Nevada | $1,120 | $184 | 19.7% |
| New Hampshire | $674 | -$262 | -28.0% |
| New Jersey | $1,048 | $112 | 12.0% |
| New Mexico | $826 | -$110 | -11.8% |
| New York | $984 | $48 | 5.1% |
| North Carolina | $540 | -$396 | -42.3% |
| North Dakota | $766 | -$170 | -18.2% |
| Ohio | $644 | -$292 | -31.2% |
| Oklahoma | $958 | $22 | 2.4% |
| Oregon | $856 | -$80 | -8.5% |
| Pennsylvania | $890 | -$46 | -4.9% |
| Rhode Island | $1,246 | $310 | 33.1% |
| South Carolina | $848 | -$88 | -9.4% |
| South Dakota | $788 | -$148 | -15.8% |
| Tennessee | $818 | -$118 | -12.6% |
| Texas | $1,128 | $192 | 20.5% |
| Utah | $692 | -$244 | -26.1% |
| Vermont | $638 | -$298 | -31.8% |
| Virginia | $562 | -$374 | -40.0% |
| Washington | $722 | -$214 | -22.9% |
| West Virginia | $856 | -$80 | -8.5% |
| Wisconsin | $646 | -$290 | -31.0% |
| Wyoming | $832 | -$104 | -11.1% |
Opting for high physical damage deductibles could save up to $270 annually, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,100 to $1,600 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost from 43% to 131% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and quoted rates will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $896 | $75 |
| Mercury Milan Premier | $936 | $78 |
| Mercury Milan Premier AWD | $956 | $80 |
| Mercury Milan Hybrid | $1,056 | $88 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $162 | $236 | $402 | $936 |
| 2009 Mercury Milan | $152 | $214 | $402 | $904 |
| 2008 Mercury Milan | $148 | $192 | $398 | $874 |
| 2007 Mercury Milan | $146 | $188 | $390 | $860 |
| 2006 Mercury Milan | $144 | $178 | $384 | $842 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Mercury Milan Insurance
Finding cheaper rates on insurance for a Mercury Milan not only requires not taking risks behind the wheel, but also having good credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop every couple of years by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following is a brief summary of the material that was touched on in the above illustrations.
- Insureds who may need higher liability limits will pay around $440 annually to go from a 30/60 limit to 250/500 limits
- Teens are expensive to insure, possibly costing $309 each month if they have full coverage
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,080 more every year for Milan insurance
- Increasing comprehensive and collision deductibles can save around $250 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,702 |
| 20 | $2,142 |
| 30 | $956 |
| 40 | $936 |
| 50 | $860 |
| 60 | $842 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,108 |
| $250 | $1,030 |
| $500 | $936 |
| $1,000 | $846 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $936 |
| 50/100 | $1,151 |
| 100/300 | $1,269 |
| 250/500 | $1,577 |
| 100 CSL | $1,198 |
| 300 CSL | $1,459 |
| 500 CSL | $1,649 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,234 |
| 20 | $3,414 |
| 30 | $2,038 |
| 40 | $2,018 |
| 50 | $1,924 |
| 60 | $1,906 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $50 |
| Homeowner | $16 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $36 |
| Advance Quote | $42 |
| Online Quote | $64 |
| Total Discounts | $375 |
Discounts are estimated and may not be available from every company or in every state.
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