Mercury Milan Insurance Rates

The average insurance rates for a Mercury Milan are $904 a year with full coverage. Comprehensive costs approximately $152, collision costs $214, and liability coverage is estimated at $402. Buying just liability costs approximately $446 a year, with insurance for high-risk drivers costing around $1,948. Teenage drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $904

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for all Milan models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why everyone should get quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Mercury Milan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $544
• Choosing higher $1,000 deductibles can save $84 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $904
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,064
• Drivers who are prone to accidents and violations could pay around $1,948 or more
• Policy cost that insures a teenage driver for full coverage can cost $3,604 each year

View Chart as Image

Insurance rates for a Mercury Milan also range considerably based on the model of your Milan, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,100 to $1,500 extra every year, depending on your age. Mercury Milan insurance for high-risk drivers ranges around 42% to 135% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $3,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Mercury Milan insurance rates. A good driver about age 40 could pay as low as $650 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,220 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $250 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mercury Milan Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having above-average credit, not filing small claims, and maximizing policy discounts. Compare prices at every policy renewal by requesting quotes from direct companies, and also from local insurance agencies.

The following items are a brief review of the data covered above.

• Consumers who purchase additional liability coverage will pay an extra $440 every year to raise limits from a 30/60 limit to the 250/500 level
• You may be able to save around $100 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $300 each month if full coverage is included