Mercury Milan Insurance Rates

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UPDATED: Jun 3, 2023

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Estimated insurance prices for a Mercury Milan are $904 every 12 months for full coverage insurance. Comprehensive costs on average $152 each year, collision costs $214, and liability coverage costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing around $1,948. 16-year-old drivers pay the most at $3,604 a year or more.

Average premium for full coverage: $904

Premium estimates by type of coverage:

Comprehensive $152
Collision $214
Liability $402

Includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Milan models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Mercury Milan go from the cheapest price of $446 for just liability insurance to a high rate of $1,948 for a driver who requires high-risk insurance.

Liability Only $446
Full Coverage $904
High Risk $1,948

Insurance Price Range by Location

Your location has a large influence on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than congested cities.

The graphic below illustrates how location helps determine car insurance rates.

Rural Areas $678
Small Cities $949
Large Cities $1,220

These rate differences illustrate why all drivers should compare rates based on a specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Mercury Milan insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $544
  • Drivers who choose higher $1,000 deductibles will pay around $84 each year
  • The average price for a 40-year-old good driver with $500 deductibles is $904
  • Buying low deductibles for comprehensive and collision insurance increases the price to $1,064
  • High-risk insureds with multiple tickets or accidents could pay upwards of $1,948 or more
  • An auto insurance policy to insure a teenage driver may cost $3,604 a year

View Chart as Image

Mercury Milan insurance cost comparison chart
Column chart showing full coverage Mercury Milan insurance rates range from $544 to $3,604

Insurance prices for a Mercury Milan also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Milan.

Opting for high physical damage deductibles could save up to $250 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $3,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,100 to $1,500 extra annually, depending on your age. Insurance for high-risk drivers can cost around 42% to 135% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Mercury Milan insurance rates. A 40-year-old driver could pay as low as $590 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,220 on average in Michigan, New York, and Florida.

Mercury Milan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $818 -$86 -9.5%
Alaska $694 -$210 -23.2%
Arizona $750 -$154 -17.0%
Arkansas $904 -$0 0.0%
California $1,030 $126 13.9%
Colorado $862 -$42 -4.6%
Connecticut $928 $24 2.7%
Delaware $1,020 $116 12.8%
Florida $1,128 $224 24.8%
Georgia $838 -$66 -7.3%
Hawaii $650 -$254 -28.1%
Idaho $612 -$292 -32.3%
Illinois $674 -$230 -25.4%
Indiana $684 -$220 -24.3%
Iowa $610 -$294 -32.5%
Kansas $860 -$44 -4.9%
Kentucky $1,232 $328 36.3%
Louisiana $1,338 $434 48.0%
Maine $558 -$346 -38.3%
Maryland $746 -$158 -17.5%
Massachusetts $720 -$184 -20.4%
Michigan $1,570 $666 73.7%
Minnesota $756 -$148 -16.4%
Mississippi $1,082 $178 19.7%
Missouri $802 -$102 -11.3%
Montana $970 $66 7.3%
Nebraska $710 -$194 -21.5%
Nevada $1,084 $180 19.9%
New Hampshire $652 -$252 -27.9%
New Jersey $1,010 $106 11.7%
New Mexico $800 -$104 -11.5%
New York $952 $48 5.3%
North Carolina $522 -$382 -42.3%
North Dakota $742 -$162 -17.9%
Ohio $624 -$280 -31.0%
Oklahoma $926 $22 2.4%
Oregon $828 -$76 -8.4%
Pennsylvania $862 -$42 -4.6%
Rhode Island $1,206 $302 33.4%
South Carolina $820 -$84 -9.3%
South Dakota $762 -$142 -15.7%
Tennessee $792 -$112 -12.4%
Texas $1,090 $186 20.6%
Utah $670 -$234 -25.9%
Vermont $616 -$288 -31.9%
Virginia $542 -$362 -40.0%
Washington $698 -$206 -22.8%
West Virginia $828 -$76 -8.4%
Wisconsin $624 -$280 -31.0%
Wyoming $804 -$100 -11.1%

View Chart as Image

Mercury Milan insurance rates by U.S. city

With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Mercury Milan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mercury Milan $868 $72
Mercury Milan Premier $904 $75
Mercury Milan Premier AWD $924 $77
Mercury Milan Hybrid $1,024 $85

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mercury Milan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Mercury Milan $152 $214 $402 $904
2009 Mercury Milan $148 $192 $398 $874
2008 Mercury Milan $146 $188 $390 $860
2007 Mercury Milan $144 $178 $384 $842
2006 Mercury Milan $132 $170 $380 $818

Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Mercury Milan Insurance

Finding better rates on auto insurance not only requires having a good driving record, but also having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Invest time comparing rates at every other renewal by getting rate quotes from direct insurance companies, and also from several local insurance agents.

The next list is a recap of the concepts that were covered in the charts and tables above.

  • Drivers that have major violations or accidents pay on average $1,040 more each year to buy Mercury Milan insurance
  • Drivers age 20 and younger pay the highest prices, with premiums being up to $300 per month if they have full coverage
  • It is possible to save as much as $100 per year simply by quoting online in advance
  • Increasing policy deductibles could save as much as $250 each year
  • It is possible to save as much as $100 per year simply by quoting online in advance

Rates by Driver Age

Mercury Milan Insurance Rates by Driver Age
Driver Age Premium
16 $3,604
20 $2,070
30 $922
40 $904
50 $830
60 $814

Full coverage, $500 deductibles

Rates by Deductible

Mercury Milan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,064
$250 $992
$500 $904
$1,000 $820

Full coverage, driver age 40

Rates by Liability Limit

Mercury Milan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $904
50/100 $1,119
100/300 $1,237
250/500 $1,545
100 CSL $1,166
300 CSL $1,427
500 CSL $1,617

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Milan Insurance Rates for High Risk Drivers
Age Premium
16 $5,086
20 $3,296
30 $1,966
40 $1,948
50 $1,858
60 $1,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $122

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $57
5-yr Claim Free $57
Paid in Full/EFT $34
Advance Quote $40
Online Quote $61
Total Discounts $360
Rate after discounts $544

Discounts are estimated and may not be available from every company or in every state.

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