Mercury Milan Insurance Rates
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UPDATED: Jun 3, 2023
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Estimated insurance rates for a Mercury Milan are $860 a year for full coverage. Comprehensive costs on average $146, collision insurance costs $188, and liability costs $390. A liability-only policy costs as little as $438 a year, and high-risk insurance costs around $1,844. Teen drivers pay the most at up to $3,440 a year.
Average premium for full coverage: $860
Premium estimates by type of coverage:
Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different Milan trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Mercury Milan range from as low as $438 for just the minimum liability insurance to a much higher rate of $1,844 for coverage for higher-risk drivers.
Insurance Price Range by Location
Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than larger metro areas. The price range example below illustrates how where you live affects car insurance rates.
These rate differences show why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Mercury Milan insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $524
- Drivers who choose higher $1,000 deductibles will pay around $78 a year
- The average rate for a 40-year-old good driver with $500 deductibles is $860
- Choosing more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,004
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,844
- An auto insurance policy for full coverage for a teen driver with full coverage may cost $3,440 a year
Auto insurance prices for a Mercury Milan also have a wide range based on your driving characteristics, the trim level of your Milan, and policy deductibles and limits.
An older driver with a good driving record and high deductibles may pay as little as $800 per year on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $3,400 a year. View Rates by Age
Where you choose to live makes a big difference in Mercury Milan insurance prices. A 40-year-old driver could pay as low as $570 a year in states like Idaho, Maine, and Iowa, or as much as $1,230 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $778 | -$82 | -9.5% |
| Alaska | $660 | -$200 | -23.3% |
| Arizona | $712 | -$148 | -17.2% |
| Arkansas | $860 | -$0 | 0.0% |
| California | $980 | $120 | 14.0% |
| Colorado | $822 | -$38 | -4.4% |
| Connecticut | $882 | $22 | 2.6% |
| Delaware | $970 | $110 | 12.8% |
| Florida | $1,072 | $212 | 24.7% |
| Georgia | $796 | -$64 | -7.4% |
| Hawaii | $616 | -$244 | -28.4% |
| Idaho | $582 | -$278 | -32.3% |
| Illinois | $640 | -$220 | -25.6% |
| Indiana | $648 | -$212 | -24.7% |
| Iowa | $578 | -$282 | -32.8% |
| Kansas | $816 | -$44 | -5.1% |
| Kentucky | $1,172 | $312 | 36.3% |
| Louisiana | $1,272 | $412 | 47.9% |
| Maine | $532 | -$328 | -38.1% |
| Maryland | $708 | -$152 | -17.7% |
| Massachusetts | $684 | -$176 | -20.5% |
| Michigan | $1,490 | $630 | 73.3% |
| Minnesota | $722 | -$138 | -16.0% |
| Mississippi | $1,028 | $168 | 19.5% |
| Missouri | $764 | -$96 | -11.2% |
| Montana | $922 | $62 | 7.2% |
| Nebraska | $676 | -$184 | -21.4% |
| Nevada | $1,028 | $168 | 19.5% |
| New Hampshire | $620 | -$240 | -27.9% |
| New Jersey | $960 | $100 | 11.6% |
| New Mexico | $758 | -$102 | -11.9% |
| New York | $906 | $46 | 5.3% |
| North Carolina | $496 | -$364 | -42.3% |
| North Dakota | $706 | -$154 | -17.9% |
| Ohio | $592 | -$268 | -31.2% |
| Oklahoma | $882 | $22 | 2.6% |
| Oregon | $788 | -$72 | -8.4% |
| Pennsylvania | $816 | -$44 | -5.1% |
| Rhode Island | $1,146 | $286 | 33.3% |
| South Carolina | $780 | -$80 | -9.3% |
| South Dakota | $724 | -$136 | -15.8% |
| Tennessee | $752 | -$108 | -12.6% |
| Texas | $1,036 | $176 | 20.5% |
| Utah | $636 | -$224 | -26.0% |
| Vermont | $588 | -$272 | -31.6% |
| Virginia | $514 | -$346 | -40.2% |
| Washington | $662 | -$198 | -23.0% |
| West Virginia | $788 | -$72 | -8.4% |
| Wisconsin | $592 | -$268 | -31.2% |
| Wyoming | $766 | -$94 | -10.9% |
Choosing high deductibles could save up to $230 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,000 to $1,500 in extra premium annually, depending on your age. High-risk driver insurance can cost as much as 44% to 129% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $824 | $69 |
| Mercury Milan Premier | $860 | $72 |
| Mercury Milan Premier AWD | $876 | $73 |
| Mercury Milan Hybrid | $974 | $81 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $174 | $258 | $406 | $974 |
| 2009 Mercury Milan | $162 | $236 | $402 | $936 |
| 2008 Mercury Milan | $152 | $214 | $402 | $904 |
| 2007 Mercury Milan | $148 | $192 | $398 | $874 |
| 2006 Mercury Milan | $146 | $188 | $390 | $860 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Mercury Milan Insurance
Finding better rates on car insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop at least once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.
Below you'll find a quick review of the primary concepts that were touched on in the above illustrations.
- Drivers can save as much as $100 per year just by shopping early and online
- Higher risk drivers with a DUI or reckless driving violation will pay on average $980 more each year than a low-risk driver
- Increasing policy deductibles can save around $225 each year
- Youthful drivers are charged the highest prices, as much as $287 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,440 |
| 20 | $1,962 |
| 30 | $876 |
| 40 | $860 |
| 50 | $790 |
| 60 | $774 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,004 |
| $250 | $938 |
| $500 | $860 |
| $1,000 | $782 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $860 |
| 50/100 | $1,066 |
| 100/300 | $1,181 |
| 250/500 | $1,480 |
| 100 CSL | $1,112 |
| 300 CSL | $1,365 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,846 |
| 20 | $3,120 |
| 30 | $1,862 |
| 40 | $1,844 |
| 50 | $1,762 |
| 60 | $1,742 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $43 |
| Multi-vehicle | $46 |
| Homeowner | $15 |
| 5-yr Accident Free | $52 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $31 |
| Advance Quote | $37 |
| Online Quote | $58 |
| Total Discounts | $336 |
Discounts are estimated and may not be available from every company or in every state.
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