Mercury Mariner Insurance Rates

Estimated insurance rates for a Mercury Mariner are $850 a year with full coverage. Comprehensive insurance costs on average $146, collision costs $178, and liability costs around $390. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing $1,818 or more. Teens pay the most at $3,398 a year or more.

Average premium for full coverage: $850

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for different Mariner trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion.

The price range example below illustrates how location impacts car insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Mercury Mariner insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $519
• Using higher $1,000 deductibles will save around $76 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $850
• Selecting more expensive low deductibles for physical damage coverage will cost an extra $138 every year
• Drivers with serious driving violations could pay upwards of $1,818 or more
• An auto insurance policy for full coverage for a teen driver with full coverage may cost $3,398 or more

View Chart as Image

Insurance prices for a Mercury Mariner also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $3,300 a year. View Rates by Age

Where you choose to live has a huge impact on Mercury Mariner insurance prices. A driver around age 40 might see prices as low as $610 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,150 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $220 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,000 to $1,400 additional annually, depending on your age. High-risk driver insurance can be as much as 41% to 131% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out exactly what you will pay is to compare prices and see which company has the best price. Each insurance company calculates prices differently, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mercury Mariner Insurance

Finding better rates on car insurance requires having a decent driving record, having a good credit history, being claim-free, and insuring your home and auto with the same company. Spend time shopping around every couple of years by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following items are a recap of the material that was touched on above.

• Policyholders who require additional liability coverage will pay approximately $430 every year to increase from 30/60 bodily injury limits to 250/500 limits
• 16 to 18-year-old drivers pay higher prices, possibly costing $283 per month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents may be required to pay an average of $970 more each year than a driver with a clean driving record
• Increasing policy deductibles can save around $225 each year