Mercury Mountaineer Insurance Rates

Finding affordable Mercury Mountaineer insurance rates can save you lots of money. Price checking from numerous provides that offer insurance for Mercury vehicles can help you find a variety of different policies for your vehicle.

U.S. average insurance rates for a Mercury Mountaineer are $890 a year for full coverage. Comprehensive costs on average $138 each year, collision insurance costs $152, and liability coverage costs $442. Buying just liability costs as little as $496 a year, and insurance for high-risk drivers costs around $1,906. Teens pay the highest rates at up to $3,648 a year.

Average premium for full coverage: $890

Price estimates by individual coverage:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Mountaineer models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion. The graphic below illustrates how your location can change car insurance rates.

The ranges above show why all drivers should compare rates based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Mercury Mountaineer insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $553
• Drivers who choose higher $1,000 deductibles will pay around $68 a year
• The average rate for the average middle-age driver with $500 deductibles is $890
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,014
• High-risk insureds with serious driving violations could pay upwards of $1,906
• The price for full coverage for a teenage driver may cost $3,648 a year

View Chart as Image

Insurance prices for a Mercury Mountaineer are also quite variable based on your driving record, the trim level of your Mountaineer, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $800 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $3,600 a year. View Rates by Age

The state you live in makes a big difference in Mercury Mountaineer insurance rates. A 40-year-old driver could pay as low as $590 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,270 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $200 a year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,100 to $1,500 additional each year, depending on your age. Insurance for high-risk drivers can cost around 41% to 138% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mercury Mountaineer Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around once a year by quoting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following list is a review of the data that was illustrated above.

• Drivers can save as much as $100 per year just by quoting online in advance
• Consumers who require an increased level of liability coverage will pay approximately $490 each year to go from a low limit to 250/500 limits
• Drivers age 16 to 20 pay higher prices, with premiums as much as $304 a month including comprehensive and collision insurance
• Drivers who have several accidents or serious violations will pay on average $1,020 more each year than a safer driver