Mini Clubman Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 5, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated auto insurance rates for a Mini Clubman are $1,038 annually including full coverage. Comprehensive insurance costs on average $184 a year, collision insurance costs $222, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,226 or more. Teens pay the most at up to $4,136 a year.
Average premium for full coverage: $1,038
Premium estimates by type of coverage:
Estimates include $500 deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Clubman trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Mini Clubman range from as cheap as $522 for just liability insurance to a high of $2,226 for a policy for a high-risk driver.
Insurance Price Range by Location
Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how location impacts car insurance rates.
These rate differences highlight why it is important to get quotes based on a specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Mini Clubman insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $631
- Choosing higher $1,000 deductibles can save around $946 every year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,038
- Selecting low $100 deductibles for comp and collision coverage costs an additional $176 each year
- Drivers with serious driving violations could pay upwards of $2,226
- An auto insurance policy with full coverage for a teenage driver may cost $4,136 each year
Insurance prices for a Mini Clubman also have a wide range based on the model of your Clubman, your driving characteristics, and policy deductibles and limits.
Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,100 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,200 to $1,700 additional annually, depending on your age. A high-risk auto insurance policy ranges around 41% to 129% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $270 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Mini Clubman insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,480 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $940 | -$98 | -9.4% |
| Alaska | $796 | -$242 | -23.3% |
| Arizona | $860 | -$178 | -17.1% |
| Arkansas | $1,038 | -$0 | 0.0% |
| California | $1,184 | $146 | 14.1% |
| Colorado | $992 | -$46 | -4.4% |
| Connecticut | $1,068 | $30 | 2.9% |
| Delaware | $1,176 | $138 | 13.3% |
| Florida | $1,300 | $262 | 25.2% |
| Georgia | $958 | -$80 | -7.7% |
| Hawaii | $746 | -$292 | -28.1% |
| Idaho | $700 | -$338 | -32.6% |
| Illinois | $774 | -$264 | -25.4% |
| Indiana | $780 | -$258 | -24.9% |
| Iowa | $700 | -$338 | -32.6% |
| Kansas | $988 | -$50 | -4.8% |
| Kentucky | $1,416 | $378 | 36.4% |
| Louisiana | $1,536 | $498 | 48.0% |
| Maine | $642 | -$396 | -38.2% |
| Maryland | $856 | -$182 | -17.5% |
| Massachusetts | $832 | -$206 | -19.8% |
| Michigan | $1,804 | $766 | 73.8% |
| Minnesota | $868 | -$170 | -16.4% |
| Mississippi | $1,242 | $204 | 19.7% |
| Missouri | $922 | -$116 | -11.2% |
| Montana | $1,116 | $78 | 7.5% |
| Nebraska | $818 | -$220 | -21.2% |
| Nevada | $1,244 | $206 | 19.8% |
| New Hampshire | $746 | -$292 | -28.1% |
| New Jersey | $1,160 | $122 | 11.8% |
| New Mexico | $920 | -$118 | -11.4% |
| New York | $1,094 | $56 | 5.4% |
| North Carolina | $598 | -$440 | -42.4% |
| North Dakota | $850 | -$188 | -18.1% |
| Ohio | $716 | -$322 | -31.0% |
| Oklahoma | $1,066 | $28 | 2.7% |
| Oregon | $950 | -$88 | -8.5% |
| Pennsylvania | $992 | -$46 | -4.4% |
| Rhode Island | $1,384 | $346 | 33.3% |
| South Carolina | $940 | -$98 | -9.4% |
| South Dakota | $878 | -$160 | -15.4% |
| Tennessee | $908 | -$130 | -12.5% |
| Texas | $1,252 | $214 | 20.6% |
| Utah | $768 | -$270 | -26.0% |
| Vermont | $712 | -$326 | -31.4% |
| Virginia | $622 | -$416 | -40.1% |
| Washington | $804 | -$234 | -22.5% |
| West Virginia | $950 | -$88 | -8.5% |
| Wisconsin | $720 | -$318 | -30.6% |
| Wyoming | $926 | -$112 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mini Clubman Station Wagon | $998 | $83 |
| Mini Clubman S Station Wagon | $1,038 | $87 |
| Mini Clubman John Cooper Works Station Wagon | $1,092 | $91 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Mini Clubman | $220 | $288 | $474 | $1,140 |
| 2010 Mini Clubman | $184 | $222 | $474 | $1,038 |
Rates are averaged for all Mini Clubman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Mini Clubman Insurance
Finding better rates on auto insurance takes not taking risks behind the wheel, having good credit, refrain from filing small claims, and dropping full coverage on older vehicles. Spend time shopping around every year by getting rate quotes from direct car insurance companies, and also from several local insurance agents.
The following is a review of the coverage data touched on above.
- You may be able to save as much as $120 per year just by quoting early and online
- Increasing policy deductibles could save up to $275 each year
- Teens pay higher prices, with the cost nearing $345 per month if they have full coverage
- Drivers who have several accidents or serious violations pay on average $1,190 more each year for Clubman insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,136 |
| 20 | $2,358 |
| 30 | $1,058 |
| 40 | $1,038 |
| 50 | $952 |
| 60 | $932 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,214 |
| $250 | $1,134 |
| $500 | $1,038 |
| $1,000 | $946 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,038 |
| 50/100 | $1,187 |
| 100/300 | $1,305 |
| 250/500 | $1,613 |
| 100 CSL | $1,234 |
| 300 CSL | $1,495 |
| 500 CSL | $1,685 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,828 |
| 20 | $3,758 |
| 30 | $2,246 |
| 40 | $2,226 |
| 50 | $2,128 |
| 60 | $2,104 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $45 |
| Online Quote | $70 |
| Total Discounts | $407 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
