Mitsubishi Endeavor Insurance Rates

The average auto insurance rates for a Mitsubishi Endeavor are $870 annually for full coverage insurance. Comprehensive insurance costs an estimated $126, collision costs $144, and liability costs around $442. A liability-only policy costs as low as $496 a year, with high-risk insurance costing $1,864 or more. Teens cost the most to insure at $3,596 a year or more.

Average premium for full coverage: $870

Policy rates broken down by type of insurance:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for different Endeavor trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. More rural locations are shown to have fewer physical damage claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Mitsubishi Endeavor insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $540
• Using higher $1,000 deductibles will save approximately $62 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $870
• Selecting more expensive low deductibles for physical damage coverage costs an additional $116 every year
• Drivers with serious driving violations could pay up to $1,864 or more
• Policy cost with full coverage for a teen driver with full coverage can cost as much as $3,596 or more

View Chart as Image

Car insurance rates for a Mitsubishi Endeavor also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may pay as little as $800 a year, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $3,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,000 to $1,500 extra every year, depending on your age. High-risk driver insurance can be as much as 42% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $180 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Mitsubishi Endeavor insurance prices. A driver around age 40 might see rates as low as $570 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,180 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates and see which company has the best rate. Each insurance company calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Mitsubishi Endeavor Insurance

Finding cheaper rates on car insurance requires having a decent driving record, having a good credit score, being claim-free, and not having any coverage lapses. Set aside time to shop around at least once a year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a brief summary of the primary concepts that were raised in the charts and tables above.

• It is possible to save approximately $90 per year simply by shopping early and online
• Higher risk drivers that tend to have accidents or serious violations may pay on average $990 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save up to $175 each year
• 16 to 18-year-old drivers have the highest car insurance rates, possibly costing $300 each month if comprehensive and collision insurance is included