Mitsubishi Galant Insurance Rates

The average insurance prices for a Mitsubishi Galant are $962 every 12 months for full coverage. Comprehensive costs approximately $140, collision costs $190, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,074. Teenage drivers cost the most to insure at $3,942 a year or more.

Average premium for full coverage: $962

Policy rates by type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for different Galant trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations are shown to have more infrequent accident claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance prices.

The examples above show why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Mitsubishi Galant insurance rates for additional coverage and risk scenarios.

• The best discount rate is $586
• Choosing higher $1,000 deductibles can save $76 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $962
• Using more expensive low deductibles for comp and collision coverage increases the price to $1,104
• High-risk insureds who are prone to accidents and violations could pay around $2,074 or more
• Policy cost to insure a teen driver with full coverage can cost $3,942 each year

View Chart as Image

Insurance rates for a Mitsubishi Galant also range considerably based on liability limits and deductibles, your driver profile, and the model of your Galant.

Using high physical damage deductibles can save as much as $220 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $3,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,100 to $1,600 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 41% to 127% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Mitsubishi Galant insurance rates. A good driver about age 40 could pay as low as $630 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,370 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Mitsubishi Galant Insurance

Finding cheaper rates on Mitsubishi Galant insurance takes being a low-risk driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around at least every other year by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a review of the car insurance concepts illustrated above.

• High-risk drivers who have several accidents or serious violations may pay on average $1,110 more per year to insure their Galant
• Drivers can save around $110 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• Drivers who purchase more liability coverage will pay an extra $520 each year to raise limits from a 30/60 limit to a 250/500 level