Mitsubishi Galant Insurance Rates

U.S. average auto insurance rates for a Mitsubishi Galant are $990 annually for full coverage. Comprehensive costs on average $148 each year, collision costs $210, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,136. Teenage drivers pay the highest rates at $4,028 a year or more.

Average premium for full coverage: $990

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Galant models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural areas have fewer accident claims than densely populated cities.

The graphic below illustrates how location impacts car insurance rates.

The ranges above show why all drivers should compare rates based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Mitsubishi Galant insurance rates for different risk profiles and scenarios.

• The best discount rate is $601
• Drivers who choose higher $1,000 deductibles will pay around $82 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $990
• Using low deductibles for comprehensive and collision insurance will cost $1,144
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,136 or more
• The price with full coverage for a teenage driver may cost $4,028 a year

View Chart as Image

Auto insurance prices for a Mitsubishi Galant are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,200 to $1,700 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $240 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Mitsubishi Galant insurance rates. A 40-year-old driver could pay as low as $650 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,410 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Mitsubishi Galant Insurance

Getting lower rates on auto insurance not only requires having a decent driving record, but also having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Spend time shopping around every couple of years by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following items are a brief summary of the material that was touched on above.

• Consumers who require additional liability coverage will pay an extra $520 each year to go from a low limit to higher 250/500 limits
• 16 to 18-year-old drivers are charged the highest prices, with premiums as much as $336 a month if full coverage is included
• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,150 more each year than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $225 each year