Mitsubishi Galant Insurance Rates
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Michelle Robbins
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UPDATED: Mar 30, 2024
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The average auto insurance rates for a Mitsubishi Galant are $962 annually for full coverage insurance. Comprehensive insurance costs an estimated $140, collision insurance costs $190, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,074 or more. Teens cost the most to insure at up to $3,942 a year.
Average premium for full coverage: $962
Policy rates broken down by type of insurance:
Prices include $500 deductible amounts, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different Galant trim levels.
Price Range Variability
For the average driver, Mitsubishi Galant insurance rates range from as cheap as $522 for your basic liability-only policy to a much higher rate of $2,074 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on the price of insurance. More rural locations are shown to have fewer physical damage claims than cities with more traffic congestion. The price range example below illustrates how location impacts insurance prices.
The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Mitsubishi Galant insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $586
- Drivers who choose higher $1,000 deductibles will pay approximately $76 each year
- The estimated rate for a good driver age 40 who has $500 deductibles is $962
- Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $142 each year
- High-risk insureds with serious driving violations could pay up to $2,074
- Policy cost with full coverage for a teenage driver with full coverage can cost as much as $3,942 a year
Car insurance rates for a Mitsubishi Galant also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.
An older driver with no driving violations and high physical damage deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $3,900 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,100 to $1,600 extra every year, depending on your age. High-risk driver insurance can cost around 41% to 127% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $220 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Mitsubishi Galant insurance rates. A 40-year-old driver could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,300 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $870 | -$92 | -9.6% |
| Alaska | $736 | -$226 | -23.5% |
| Arizona | $798 | -$164 | -17.0% |
| Arkansas | $962 | -$0 | 0.0% |
| California | $1,094 | $132 | 13.7% |
| Colorado | $918 | -$44 | -4.6% |
| Connecticut | $988 | $26 | 2.7% |
| Delaware | $1,090 | $128 | 13.3% |
| Florida | $1,204 | $242 | 25.2% |
| Georgia | $886 | -$76 | -7.9% |
| Hawaii | $690 | -$272 | -28.3% |
| Idaho | $648 | -$314 | -32.6% |
| Illinois | $716 | -$246 | -25.6% |
| Indiana | $722 | -$240 | -24.9% |
| Iowa | $648 | -$314 | -32.6% |
| Kansas | $914 | -$48 | -5.0% |
| Kentucky | $1,312 | $350 | 36.4% |
| Louisiana | $1,422 | $460 | 47.8% |
| Maine | $594 | -$368 | -38.3% |
| Maryland | $790 | -$172 | -17.9% |
| Massachusetts | $770 | -$192 | -20.0% |
| Michigan | $1,670 | $708 | 73.6% |
| Minnesota | $804 | -$158 | -16.4% |
| Mississippi | $1,150 | $188 | 19.5% |
| Missouri | $852 | -$110 | -11.4% |
| Montana | $1,032 | $70 | 7.3% |
| Nebraska | $758 | -$204 | -21.2% |
| Nevada | $1,152 | $190 | 19.8% |
| New Hampshire | $692 | -$270 | -28.1% |
| New Jersey | $1,074 | $112 | 11.6% |
| New Mexico | $852 | -$110 | -11.4% |
| New York | $1,012 | $50 | 5.2% |
| North Carolina | $554 | -$408 | -42.4% |
| North Dakota | $788 | -$174 | -18.1% |
| Ohio | $664 | -$298 | -31.0% |
| Oklahoma | $988 | $26 | 2.7% |
| Oregon | $880 | -$82 | -8.5% |
| Pennsylvania | $918 | -$44 | -4.6% |
| Rhode Island | $1,282 | $320 | 33.3% |
| South Carolina | $870 | -$92 | -9.6% |
| South Dakota | $812 | -$150 | -15.6% |
| Tennessee | $842 | -$120 | -12.5% |
| Texas | $1,158 | $196 | 20.4% |
| Utah | $710 | -$252 | -26.2% |
| Vermont | $660 | -$302 | -31.4% |
| Virginia | $576 | -$386 | -40.1% |
| Washington | $744 | -$218 | -22.7% |
| West Virginia | $880 | -$82 | -8.5% |
| Wisconsin | $666 | -$296 | -30.8% |
| Wyoming | $858 | -$104 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $962 | $80 |
| Mitsubishi Galant ES | $962 | $80 |
| Mitsubishi Galant SE | $980 | $82 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $148 | $210 | $474 | $990 |
| 2011 Mitsubishi Galant | $140 | $190 | $474 | $962 |
| 2010 Mitsubishi Galant | $134 | $170 | $468 | $930 |
| 2007 Mitsubishi Galant | $120 | $152 | $446 | $876 |
| 2006 Mitsubishi Galant | $116 | $144 | $442 | $860 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Mitsubishi Galant Insurance
Finding cheaper rates on auto insurance not only requires having a good driving record, but also having a good credit score, being claim-free, and possibly higher deductibles. Spend time shopping around once a year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The next list is a quick rundown of the data that was touched on above.
- It is possible to save approximately $110 per year just by shopping early and online
- Consumers who want increased levels of liability coverage will pay approximately $520 annually to go from a 30/60 limit to higher 250/500 limits
- Drivers age 20 and younger have the highest car insurance rates, possibly costing $329 each month if comprehensive and collision insurance is included
- Drivers with reckless driving or DUI convictions may pay on average $1,110 more annually to buy Mitsubishi Galant insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,942 |
| 20 | $2,206 |
| 30 | $972 |
| 40 | $962 |
| 50 | $884 |
| 60 | $866 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,104 |
| $250 | $1,040 |
| $500 | $962 |
| $1,000 | $886 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $962 |
| 50/100 | $1,075 |
| 100/300 | $1,193 |
| 250/500 | $1,501 |
| 100 CSL | $1,122 |
| 300 CSL | $1,383 |
| 500 CSL | $1,573 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,540 |
| 20 | $3,522 |
| 30 | $2,084 |
| 40 | $2,074 |
| 50 | $1,984 |
| 60 | $1,962 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $42 |
| Online Quote | $64 |
| Total Discounts | $376 |
Discounts are estimated and may not be available from every company or in every state.
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