Mitsubishi Galant Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 30, 2024
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U.S. average insurance prices for a Mitsubishi Galant are $962 every 12 months for full coverage insurance. Comprehensive insurance costs around $140, collision costs $190, and liability insurance is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing $2,074 or more. 16-year-old drivers pay the highest rates at $3,942 a year or more.
Average premium for full coverage: $962
Price estimates for individual coverage:
Rate estimates include $500 deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Galant trim levels.
Price Range from Low to High
For a 40-year-old driver, Mitsubishi Galant insurance prices go from the cheapest price of $522 for liability-only coverage to a much higher rate of $2,074 for a high-risk insurance policy.
Geographic Price Range
Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population have more infrequent physical damage claims than congested cities.
The price range example below illustrates how your location can change auto insurance rates.
The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Mitsubishi Galant insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $586
- Raising to $1,000 deductibles will save about $76 each year
- The average price for the average middle-age driver using $500 deductibles is $962
- Buying more expensive low deductibles costs an extra $142 a year
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,074 or more
- The price to insure a teen driver with full coverage can be $3,942
Auto insurance prices for a Mitsubishi Galant are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.
Opting for high physical damage deductibles can reduce prices by up to $220 each year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles could pay as little as $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay as much as $3,900 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,100 to $1,600 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 41% to 127% more than the average rate. View High Risk Driver Rates
The state you live in also has a big influence on Mitsubishi Galant insurance rates. A middle-age driver might find prices as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,300 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $870 | -$92 | -9.6% |
| Alaska | $736 | -$226 | -23.5% |
| Arizona | $798 | -$164 | -17.0% |
| Arkansas | $962 | -$0 | 0.0% |
| California | $1,094 | $132 | 13.7% |
| Colorado | $918 | -$44 | -4.6% |
| Connecticut | $988 | $26 | 2.7% |
| Delaware | $1,090 | $128 | 13.3% |
| Florida | $1,204 | $242 | 25.2% |
| Georgia | $886 | -$76 | -7.9% |
| Hawaii | $690 | -$272 | -28.3% |
| Idaho | $648 | -$314 | -32.6% |
| Illinois | $716 | -$246 | -25.6% |
| Indiana | $722 | -$240 | -24.9% |
| Iowa | $648 | -$314 | -32.6% |
| Kansas | $914 | -$48 | -5.0% |
| Kentucky | $1,312 | $350 | 36.4% |
| Louisiana | $1,422 | $460 | 47.8% |
| Maine | $594 | -$368 | -38.3% |
| Maryland | $790 | -$172 | -17.9% |
| Massachusetts | $770 | -$192 | -20.0% |
| Michigan | $1,670 | $708 | 73.6% |
| Minnesota | $804 | -$158 | -16.4% |
| Mississippi | $1,150 | $188 | 19.5% |
| Missouri | $852 | -$110 | -11.4% |
| Montana | $1,032 | $70 | 7.3% |
| Nebraska | $758 | -$204 | -21.2% |
| Nevada | $1,152 | $190 | 19.8% |
| New Hampshire | $692 | -$270 | -28.1% |
| New Jersey | $1,074 | $112 | 11.6% |
| New Mexico | $852 | -$110 | -11.4% |
| New York | $1,012 | $50 | 5.2% |
| North Carolina | $554 | -$408 | -42.4% |
| North Dakota | $788 | -$174 | -18.1% |
| Ohio | $664 | -$298 | -31.0% |
| Oklahoma | $988 | $26 | 2.7% |
| Oregon | $880 | -$82 | -8.5% |
| Pennsylvania | $918 | -$44 | -4.6% |
| Rhode Island | $1,282 | $320 | 33.3% |
| South Carolina | $870 | -$92 | -9.6% |
| South Dakota | $812 | -$150 | -15.6% |
| Tennessee | $842 | -$120 | -12.5% |
| Texas | $1,158 | $196 | 20.4% |
| Utah | $710 | -$252 | -26.2% |
| Vermont | $660 | -$302 | -31.4% |
| Virginia | $576 | -$386 | -40.1% |
| Washington | $744 | -$218 | -22.7% |
| West Virginia | $880 | -$82 | -8.5% |
| Wisconsin | $666 | -$296 | -30.8% |
| Wyoming | $858 | -$104 | -10.8% |
Since prices can be so different, the only way to figure out your exact price is to compare prices from as many companies as possible. Every auto insurance company utilizes a different rate formula, and quoted prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $962 | $80 |
| Mitsubishi Galant ES | $962 | $80 |
| Mitsubishi Galant SE | $980 | $82 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $148 | $210 | $474 | $990 |
| 2011 Mitsubishi Galant | $140 | $190 | $474 | $962 |
| 2010 Mitsubishi Galant | $134 | $170 | $468 | $930 |
| 2007 Mitsubishi Galant | $120 | $152 | $446 | $876 |
| 2006 Mitsubishi Galant | $116 | $144 | $442 | $860 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Mitsubishi Galant Insurance
Getting lower rates on Mitsubishi Galant insurance consists of not taking risks behind the wheel, having a good credit score, not filing small claims, and maximizing policy discounts. Invest the time to shop around at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following is a brief recap of the car insurance concepts illustrated above.
- High-risk drivers who tend to receive serious violations may pay on average $1,110 more every year for Galant insurance
- It is possible to save up to $110 per year simply by shopping early and online
- Increasing physical damage deductibles could save as much as $225 each year
- Drivers who may need higher liability limits will pay around $520 annually to raise from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,942 |
| 20 | $2,206 |
| 30 | $972 |
| 40 | $962 |
| 50 | $884 |
| 60 | $866 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,104 |
| $250 | $1,040 |
| $500 | $962 |
| $1,000 | $886 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $962 |
| 50/100 | $1,075 |
| 100/300 | $1,193 |
| 250/500 | $1,501 |
| 100 CSL | $1,122 |
| 300 CSL | $1,383 |
| 500 CSL | $1,573 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,540 |
| 20 | $3,522 |
| 30 | $2,084 |
| 40 | $2,074 |
| 50 | $1,984 |
| 60 | $1,962 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $42 |
| Online Quote | $64 |
| Total Discounts | $376 |
Discounts are estimated and may not be available from every company or in every state.
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