Mitsubishi Galant Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 30, 2024
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Estimated insurance prices for a Mitsubishi Galant are $962 every 12 months for full coverage insurance. Comprehensive insurance costs around $140, collision costs $190, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,074 or more. Teens pay the most at $3,942 a year or more.
Average premium for full coverage: $962
Premium estimates for type of coverage:
Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for all Galant models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Mitsubishi Galant go from the cheapest price of $522 for your basic liability-only policy to the much higher price of $2,074 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Your location can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.
The example below illustrates how where you live affects auto insurance rates.
These rate differences illustrate why everyone should compare rates for a specific zip code and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Mitsubishi Galant insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $586
- Drivers who choose higher $1,000 deductibles will pay about $76 each year
- The average price for a 40-year-old good driver using $500 deductibles is $962
- Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $142 every year
- Higher-risk drivers with serious driving violations could pay at least $2,074 or more
- An auto insurance policy to insure a teen driver for full coverage can be $3,942 a year
Insurance prices for a Mitsubishi Galant also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles could save up to $220 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay as much as $3,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at least $1,100 to $1,600 extra annually, depending on your age. Mitsubishi Galant insurance for high-risk drivers can cost as much as 41% to 127% more than the average policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Mitsubishi Galant insurance prices. A 40-year-old driver could pay as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,300 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $870 | -$92 | -9.6% |
| Alaska | $736 | -$226 | -23.5% |
| Arizona | $798 | -$164 | -17.0% |
| Arkansas | $962 | -$0 | 0.0% |
| California | $1,094 | $132 | 13.7% |
| Colorado | $918 | -$44 | -4.6% |
| Connecticut | $988 | $26 | 2.7% |
| Delaware | $1,090 | $128 | 13.3% |
| Florida | $1,204 | $242 | 25.2% |
| Georgia | $886 | -$76 | -7.9% |
| Hawaii | $690 | -$272 | -28.3% |
| Idaho | $648 | -$314 | -32.6% |
| Illinois | $716 | -$246 | -25.6% |
| Indiana | $722 | -$240 | -24.9% |
| Iowa | $648 | -$314 | -32.6% |
| Kansas | $914 | -$48 | -5.0% |
| Kentucky | $1,312 | $350 | 36.4% |
| Louisiana | $1,422 | $460 | 47.8% |
| Maine | $594 | -$368 | -38.3% |
| Maryland | $790 | -$172 | -17.9% |
| Massachusetts | $770 | -$192 | -20.0% |
| Michigan | $1,670 | $708 | 73.6% |
| Minnesota | $804 | -$158 | -16.4% |
| Mississippi | $1,150 | $188 | 19.5% |
| Missouri | $852 | -$110 | -11.4% |
| Montana | $1,032 | $70 | 7.3% |
| Nebraska | $758 | -$204 | -21.2% |
| Nevada | $1,152 | $190 | 19.8% |
| New Hampshire | $692 | -$270 | -28.1% |
| New Jersey | $1,074 | $112 | 11.6% |
| New Mexico | $852 | -$110 | -11.4% |
| New York | $1,012 | $50 | 5.2% |
| North Carolina | $554 | -$408 | -42.4% |
| North Dakota | $788 | -$174 | -18.1% |
| Ohio | $664 | -$298 | -31.0% |
| Oklahoma | $988 | $26 | 2.7% |
| Oregon | $880 | -$82 | -8.5% |
| Pennsylvania | $918 | -$44 | -4.6% |
| Rhode Island | $1,282 | $320 | 33.3% |
| South Carolina | $870 | -$92 | -9.6% |
| South Dakota | $812 | -$150 | -15.6% |
| Tennessee | $842 | -$120 | -12.5% |
| Texas | $1,158 | $196 | 20.4% |
| Utah | $710 | -$252 | -26.2% |
| Vermont | $660 | -$302 | -31.4% |
| Virginia | $576 | -$386 | -40.1% |
| Washington | $744 | -$218 | -22.7% |
| West Virginia | $880 | -$82 | -8.5% |
| Wisconsin | $666 | -$296 | -30.8% |
| Wyoming | $858 | -$104 | -10.8% |
With such a large range in prices, the only way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company calculates prices differently, so the prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $962 | $80 |
| Mitsubishi Galant ES | $962 | $80 |
| Mitsubishi Galant SE | $980 | $82 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $148 | $210 | $474 | $990 |
| 2011 Mitsubishi Galant | $140 | $190 | $474 | $962 |
| 2010 Mitsubishi Galant | $134 | $170 | $468 | $930 |
| 2007 Mitsubishi Galant | $120 | $152 | $446 | $876 |
| 2006 Mitsubishi Galant | $116 | $144 | $442 | $860 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Mitsubishi Galant Insurance
Finding better rates on car insurance not only requires avoiding accidents and claims, but also having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Take the time to comparison shop at every policy renewal by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The points below are a brief recap of the data touched on in the above illustrations.
- Policyholders who may need increased liability limits will pay approximately $520 annually to go from 30/60 bodily injury limits to a 250/500 level
- It is possible to save up to $110 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save as much as $225 each year
- Drivers under the age of 20 pay higher prices, with premiums being up to $329 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,942 |
| 20 | $2,206 |
| 30 | $972 |
| 40 | $962 |
| 50 | $884 |
| 60 | $866 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,104 |
| $250 | $1,040 |
| $500 | $962 |
| $1,000 | $886 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $962 |
| 50/100 | $1,075 |
| 100/300 | $1,193 |
| 250/500 | $1,501 |
| 100 CSL | $1,122 |
| 300 CSL | $1,383 |
| 500 CSL | $1,573 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,540 |
| 20 | $3,522 |
| 30 | $2,084 |
| 40 | $2,074 |
| 50 | $1,984 |
| 60 | $1,962 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $42 |
| Online Quote | $64 |
| Total Discounts | $376 |
Discounts are estimated and may not be available from every company or in every state.
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