Mitsubishi Galant Insurance Rates

The average insurance rates for a Mitsubishi Galant are $962 a year for full coverage. Comprehensive insurance costs around $140 each year, collision costs $190, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,074 or more. Teen drivers cost the most to insure at $3,942 a year or more.

Average premium for full coverage: $962

Policy rates for type of insurance:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Galant models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than larger metro areas.

The graphic below illustrates the difference location can make on auto insurance rates.

The examples above show why all drivers should compare prices for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Mitsubishi Galant insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $586
• Using higher $1,000 deductibles will save about $76 a year
• The estimated price for a good driver age 40 using $500 deductibles is $962
• Choosing low deductibles for physical damage coverage will cost an additional $142 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,074 or more
• Policy cost that insures a teenage driver can be $3,942 or more

View Chart as Image

Insurance rates for a Mitsubishi Galant also range considerably based on the trim level and model year, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,100 to $1,600 additional every year, depending on your age. Insurance for high-risk drivers can be around 41% to 127% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $3,900 a year. View Rates by Age

Your home state has a huge impact on Mitsubishi Galant insurance rates. A driver around age 40 might see rates as low as $630 a year in states like Idaho, Maine, and Iowa, or as much as $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $220 a year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mitsubishi Galant Insurance

Finding cheaper rates on auto insurance requires being a good driver, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Shop around once a year by requesting rates from direct carriers, and also from several local insurance agents.

The following list is a brief summary of the data that was touched on in this article.

• Drivers can save up to $110 per year simply by quoting online in advance
• Consumers who may need an increased level of liability coverage will pay about $520 each year to increase from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 are charged the highest rates, costing up to $329 each month if comprehensive and collision insurance is included
• Drivers that tend to have accidents or serious violations pay on average $1,110 more every year than a safer driver