Mitsubishi Galant Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 2, 2023

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Average insurance prices for a Mitsubishi Galant are $860 every 12 months with full coverage. Comprehensive costs an estimated $116 each year, collision insurance costs $144, and liability costs $442. A policy with just liability insurance costs as little as $496 a year, and coverage for high-risk drivers costs around $1,846. Teenage drivers receive the highest rates at up to $3,580 a year.

Average premium for full coverage: $860

Rate estimates broken down by individual coverage type:

Comprehensive $116
Collision $144
Liability $442

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Galant models.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from the cheapest price of $496 for a discount liability-only rate to a high rate of $1,846 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $860
High Risk $1,846

Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations tend to have more infrequent collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $645
Small Cities $903
Large Cities $1,161

These examples demonstrate why all drivers should compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Mitsubishi Galant insurance rates for other coverage scenarios.

  • The best discount rate is $533
  • Drivers who choose higher $1,000 deductibles will pay approximately $60 annually
  • The average price for a 40-year-old driver who has $500 deductibles is $860
  • Using low deductibles for comprehensive and collision insurance increases the price to $970
  • Higher-risk drivers who are prone to accidents and violations could pay up to $1,846
  • The cost to insure a teen driver can cost as much as $3,580 a year

View Chart as Image

Mitsubishi Galant insurance cost comparison chart
Column chart showing Mitsubishi Galant insurance rates range from $533 to $3,580 for full coverage

Insurance rates for a Mitsubishi Galant can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Using high physical damage deductibles could save up to $170 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $800 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $3,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,000 to $1,500 additional per year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 129% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Mitsubishi Galant insurance prices. A 40-year-old driver could pay as low as $620 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,160 on average in New York, Michigan, and Florida.

Mitsubishi Galant Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $778 -$82 -9.5%
Alaska $660 -$200 -23.3%
Arizona $716 -$144 -16.7%
Arkansas $860 -$0 0.0%
California $980 $120 14.0%
Colorado $822 -$38 -4.4%
Connecticut $884 $24 2.8%
Delaware $972 $112 13.0%
Florida $1,076 $216 25.1%
Georgia $792 -$68 -7.9%
Hawaii $618 -$242 -28.1%
Idaho $582 -$278 -32.3%
Illinois $640 -$220 -25.6%
Indiana $646 -$214 -24.9%
Iowa $578 -$282 -32.8%
Kansas $818 -$42 -4.9%
Kentucky $1,174 $314 36.5%
Louisiana $1,272 $412 47.9%
Maine $530 -$330 -38.4%
Maryland $710 -$150 -17.4%
Massachusetts $688 -$172 -20.0%
Michigan $1,494 $634 73.7%
Minnesota $718 -$142 -16.5%
Mississippi $1,030 $170 19.8%
Missouri $762 -$98 -11.4%
Montana $924 $64 7.4%
Nebraska $678 -$182 -21.2%
Nevada $1,030 $170 19.8%
New Hampshire $620 -$240 -27.9%
New Jersey $960 $100 11.6%
New Mexico $762 -$98 -11.4%
New York $908 $48 5.6%
North Carolina $494 -$366 -42.6%
North Dakota $704 -$156 -18.1%
Ohio $596 -$264 -30.7%
Oklahoma $884 $24 2.8%
Oregon $788 -$72 -8.4%
Pennsylvania $820 -$40 -4.7%
Rhode Island $1,148 $288 33.5%
South Carolina $778 -$82 -9.5%
South Dakota $728 -$132 -15.3%
Tennessee $754 -$106 -12.3%
Texas $1,034 $174 20.2%
Utah $638 -$222 -25.8%
Vermont $588 -$272 -31.6%
Virginia $516 -$344 -40.0%
Washington $664 -$196 -22.8%
West Virginia $788 -$72 -8.4%
Wisconsin $596 -$264 -30.7%
Wyoming $766 -$94 -10.9%

View Chart as Image

Mitsubishi Galant insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mitsubishi Galant Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Galant ES $860 $72
Mitsubishi Galant ES $860 $72
Mitsubishi Galant SE $872 $73

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Galant Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mitsubishi Galant $176 $272 $474 $1,080
2007 Mitsubishi Galant $134 $170 $468 $930
2006 Mitsubishi Galant $132 $166 $460 $916
2004 Mitsubishi Galant $120 $152 $446 $876
2003 Mitsubishi Galant $116 $144 $442 $860

Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Mitsubishi Galant Insurance

Saving money on car insurance not only requires having a decent driving record, but also having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a brief recap of the data that was covered above.

  • You may be able to save approximately $90 per year just by quoting online in advance
  • Policyholders who want additional liability coverage will pay an extra $490 every year to go from a minimum limit to a 250/500 level
  • 16 to 18-year-old drivers are expensive to insure, with premiums as much as $298 per month if full coverage is included
  • Higher risk drivers who tend to receive serious violations may pay on average $990 more annually than a driver with a clean driving record

Rates by Driver Age

Mitsubishi Galant Insurance Rates by Driver Age
Driver Age Premium
16 $3,580
20 $1,974
30 $866
40 $860
50 $790
60 $774

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Galant Insurance Rates with Different Deductibles
Deductible Premium
$100 $970
$250 $920
$500 $860
$1,000 $800

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Galant Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $860
50/100 $960
100/300 $1,071
250/500 $1,358
100 CSL $1,005
300 CSL $1,248
500 CSL $1,425

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Galant Insurance Rates for High Risk Drivers
Age Premium
16 $5,010
20 $3,140
30 $1,852
40 $1,846
50 $1,768
60 $1,750

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $113

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $42
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $49
5-yr Claim Free $53
Paid in Full/EFT $28
Advance Quote $36
Online Quote $56
Total Discounts $327
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

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