Mitsubishi Galant Insurance Rates

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UPDATED: Mar 30, 2024

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Average insurance prices for a Mitsubishi Galant are $990 every 12 months for full coverage. Comprehensive costs approximately $148 a year, collision costs $210, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,136. Teens receive the highest rates at $4,028 a year or more.

Average premium for full coverage: $990

Rate estimates by individual coverage type:

Comprehensive $148
Collision $210
Liability $474

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and Galant trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from the cheapest price of $522 for a discount liability-only rate to a high of $2,136 for a driver who requires high-risk insurance.

Liability Only $522
Full Coverage $990
High Risk $2,136

Price Range by Location

Your location has a large influence on car insurance rates. Rural locations tend to have more infrequent accident claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on auto insurance prices.

Rural Areas $743
Small Cities $1,040
Large Cities $1,337

These examples show why it is important to compare rates using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows estimated Mitsubishi Galant insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $601
  • Drivers who choose higher $1,000 deductibles will pay $908 a year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $990
  • Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $1,144
  • High-risk insureds with serious driving violations could pay around $2,136 or more
  • The cost to insure a teenage driver can cost $4,028 a year

View Chart as Image

Mitsubishi Galant insurance cost comparison chart
Column chart showing full coverage Mitsubishi Galant insurance rates range from $601 to $4,028

Insurance rates for a Mitsubishi Galant can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your Galant.

Choosing higher comprehensive and collision insurance deductibles could save up to $240 a year, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $900 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy can cost around 42% to 135% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Mitsubishi Galant insurance rates. A 40-year-old driver could pay as low as $650 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,410 on average in New York, Louisiana, and Michigan.

Mitsubishi Galant Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $896 -$94 -9.5%
Alaska $758 -$232 -23.4%
Arizona $820 -$170 -17.2%
Arkansas $990 -$0 0.0%
California $1,126 $136 13.7%
Colorado $946 -$44 -4.4%
Connecticut $1,018 $28 2.8%
Delaware $1,122 $132 13.3%
Florida $1,238 $248 25.1%
Georgia $912 -$78 -7.9%
Hawaii $710 -$280 -28.3%
Idaho $668 -$322 -32.5%
Illinois $736 -$254 -25.7%
Indiana $744 -$246 -24.8%
Iowa $668 -$322 -32.5%
Kansas $940 -$50 -5.1%
Kentucky $1,350 $360 36.4%
Louisiana $1,462 $472 47.7%
Maine $612 -$378 -38.2%
Maryland $814 -$176 -17.8%
Massachusetts $792 -$198 -20.0%
Michigan $1,718 $728 73.5%
Minnesota $828 -$162 -16.4%
Mississippi $1,184 $194 19.6%
Missouri $878 -$112 -11.3%
Montana $1,062 $72 7.3%
Nebraska $780 -$210 -21.2%
Nevada $1,188 $198 20.0%
New Hampshire $710 -$280 -28.3%
New Jersey $1,106 $116 11.7%
New Mexico $876 -$114 -11.5%
New York $1,042 $52 5.3%
North Carolina $570 -$420 -42.4%
North Dakota $812 -$178 -18.0%
Ohio $682 -$308 -31.1%
Oklahoma $1,016 $26 2.6%
Oregon $906 -$84 -8.5%
Pennsylvania $944 -$46 -4.6%
Rhode Island $1,320 $330 33.3%
South Carolina $896 -$94 -9.5%
South Dakota $834 -$156 -15.8%
Tennessee $868 -$122 -12.3%
Texas $1,192 $202 20.4%
Utah $734 -$256 -25.9%
Vermont $680 -$310 -31.3%
Virginia $592 -$398 -40.2%
Washington $766 -$224 -22.6%
West Virginia $906 -$84 -8.5%
Wisconsin $684 -$306 -30.9%
Wyoming $882 -$108 -10.9%

View Chart as Image

Mitsubishi Galant insurance rates by U.S. city

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes and see how they stack up. Every company calculates rates differently, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Mitsubishi Galant Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Galant ES $990 $83
Mitsubishi Galant ES $990 $83
Mitsubishi Galant SE $1,010 $84

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Galant Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mitsubishi Galant $158 $228 $478 $1,022
2011 Mitsubishi Galant $148 $210 $474 $990
2010 Mitsubishi Galant $140 $190 $474 $962
2007 Mitsubishi Galant $130 $160 $452 $900
2006 Mitsubishi Galant $120 $152 $446 $876

Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Mitsubishi Galant Insurance

Saving money on auto insurance not only requires having a decent driving record, but also having good credit, eliminating unneeded coverage, and maximizing policy discounts. Make time to compare rates at every other renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a condensed summary of the concepts that were touched on in this article.

  • Drivers with multiple at-fault accidents may pay on average $1,150 more per year than a driver with a clean driving record
  • 16 to 18-year-old drivers are expensive to insure, costing as high as $336 per month if they have full coverage
  • Drivers can save around $110 per year simply by quoting early and online
  • Increasing deductibles could save as much as $225 each year
  • Drivers can save around $110 per year simply by quoting early and online

Rates by Driver Age

Mitsubishi Galant Insurance Rates by Driver Age
Driver Age Premium
16 $4,028
20 $2,272
30 $1,004
40 $990
50 $908
60 $890

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Galant Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,144
$250 $1,074
$500 $990
$1,000 $908

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Galant Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $990
50/100 $1,105
100/300 $1,223
250/500 $1,531
100 CSL $1,152
300 CSL $1,413
500 CSL $1,603

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Galant Insurance Rates for High Risk Drivers
Age Premium
16 $5,672
20 $3,626
30 $2,150
40 $2,136
50 $2,042
60 $2,022

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $134

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $54
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $62
Paid in Full/EFT $35
Advance Quote $43
Online Quote $67
Total Discounts $389
Rate after discounts $601

Discounts are estimated and may not be available from every company or in every state.

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