Mitsubishi Galant Insurance Rates
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UPDATED: Jun 2, 2023
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Average insurance prices for a Mitsubishi Galant are $860 every 12 months with full coverage. Comprehensive costs an estimated $116 each year, collision insurance costs $144, and liability costs $442. A policy with just liability insurance costs as little as $496 a year, and coverage for high-risk drivers costs around $1,846. Teenage drivers receive the highest rates at up to $3,580 a year.
Average premium for full coverage: $860
Rate estimates broken down by individual coverage type:
Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Galant models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from the cheapest price of $496 for a discount liability-only rate to a high rate of $1,846 for a driver that may need high-risk insurance.
Price Range by Location
Your location can have significant affects on car insurance rates. More rural locations tend to have more infrequent collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.
These examples demonstrate why all drivers should compare rates for a targeted area and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Mitsubishi Galant insurance rates for other coverage scenarios.
- The best discount rate is $533
- Drivers who choose higher $1,000 deductibles will pay approximately $60 annually
- The average price for a 40-year-old driver who has $500 deductibles is $860
- Using low deductibles for comprehensive and collision insurance increases the price to $970
- Higher-risk drivers who are prone to accidents and violations could pay up to $1,846
- The cost to insure a teen driver can cost as much as $3,580 a year
Insurance rates for a Mitsubishi Galant can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.
Using high physical damage deductibles could save up to $170 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as little as $800 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $3,500 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out $1,000 to $1,500 additional per year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 129% more than a normal policy. View High Risk Driver Rates
Where you live makes a big difference in Mitsubishi Galant insurance prices. A 40-year-old driver could pay as low as $620 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,160 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $778 | -$82 | -9.5% |
| Alaska | $660 | -$200 | -23.3% |
| Arizona | $716 | -$144 | -16.7% |
| Arkansas | $860 | -$0 | 0.0% |
| California | $980 | $120 | 14.0% |
| Colorado | $822 | -$38 | -4.4% |
| Connecticut | $884 | $24 | 2.8% |
| Delaware | $972 | $112 | 13.0% |
| Florida | $1,076 | $216 | 25.1% |
| Georgia | $792 | -$68 | -7.9% |
| Hawaii | $618 | -$242 | -28.1% |
| Idaho | $582 | -$278 | -32.3% |
| Illinois | $640 | -$220 | -25.6% |
| Indiana | $646 | -$214 | -24.9% |
| Iowa | $578 | -$282 | -32.8% |
| Kansas | $818 | -$42 | -4.9% |
| Kentucky | $1,174 | $314 | 36.5% |
| Louisiana | $1,272 | $412 | 47.9% |
| Maine | $530 | -$330 | -38.4% |
| Maryland | $710 | -$150 | -17.4% |
| Massachusetts | $688 | -$172 | -20.0% |
| Michigan | $1,494 | $634 | 73.7% |
| Minnesota | $718 | -$142 | -16.5% |
| Mississippi | $1,030 | $170 | 19.8% |
| Missouri | $762 | -$98 | -11.4% |
| Montana | $924 | $64 | 7.4% |
| Nebraska | $678 | -$182 | -21.2% |
| Nevada | $1,030 | $170 | 19.8% |
| New Hampshire | $620 | -$240 | -27.9% |
| New Jersey | $960 | $100 | 11.6% |
| New Mexico | $762 | -$98 | -11.4% |
| New York | $908 | $48 | 5.6% |
| North Carolina | $494 | -$366 | -42.6% |
| North Dakota | $704 | -$156 | -18.1% |
| Ohio | $596 | -$264 | -30.7% |
| Oklahoma | $884 | $24 | 2.8% |
| Oregon | $788 | -$72 | -8.4% |
| Pennsylvania | $820 | -$40 | -4.7% |
| Rhode Island | $1,148 | $288 | 33.5% |
| South Carolina | $778 | -$82 | -9.5% |
| South Dakota | $728 | -$132 | -15.3% |
| Tennessee | $754 | -$106 | -12.3% |
| Texas | $1,034 | $174 | 20.2% |
| Utah | $638 | -$222 | -25.8% |
| Vermont | $588 | -$272 | -31.6% |
| Virginia | $516 | -$344 | -40.0% |
| Washington | $664 | -$196 | -22.8% |
| West Virginia | $788 | -$72 | -8.4% |
| Wisconsin | $596 | -$264 | -30.7% |
| Wyoming | $766 | -$94 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $860 | $72 |
| Mitsubishi Galant ES | $860 | $72 |
| Mitsubishi Galant SE | $872 | $73 |
Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $176 | $272 | $474 | $1,080 |
| 2007 Mitsubishi Galant | $134 | $170 | $468 | $930 |
| 2006 Mitsubishi Galant | $132 | $166 | $460 | $916 |
| 2004 Mitsubishi Galant | $120 | $152 | $446 | $876 |
| 2003 Mitsubishi Galant | $116 | $144 | $442 | $860 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Mitsubishi Galant Insurance
Saving money on car insurance not only requires having a decent driving record, but also having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following items are a brief recap of the data that was covered above.
- You may be able to save approximately $90 per year just by quoting online in advance
- Policyholders who want additional liability coverage will pay an extra $490 every year to go from a minimum limit to a 250/500 level
- 16 to 18-year-old drivers are expensive to insure, with premiums as much as $298 per month if full coverage is included
- Higher risk drivers who tend to receive serious violations may pay on average $990 more annually than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,580 |
| 20 | $1,974 |
| 30 | $866 |
| 40 | $860 |
| 50 | $790 |
| 60 | $774 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $970 |
| $250 | $920 |
| $500 | $860 |
| $1,000 | $800 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $860 |
| 50/100 | $960 |
| 100/300 | $1,071 |
| 250/500 | $1,358 |
| 100 CSL | $1,005 |
| 300 CSL | $1,248 |
| 500 CSL | $1,425 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,010 |
| 20 | $3,140 |
| 30 | $1,852 |
| 40 | $1,846 |
| 50 | $1,768 |
| 60 | $1,750 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $42 |
| Multi-vehicle | $47 |
| Homeowner | $16 |
| 5-yr Accident Free | $49 |
| 5-yr Claim Free | $53 |
| Paid in Full/EFT | $28 |
| Advance Quote | $36 |
| Online Quote | $56 |
| Total Discounts | $327 |
Discounts are estimated and may not be available from every company or in every state.
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