Mitsubishi Galant Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 2, 2023

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Estimated insurance rates for a Mitsubishi Galant are $860 a year for full coverage insurance. Comprehensive insurance costs on average $116 a year, collision insurance costs $144, and liability coverage is estimated at $442. Liability-only insurance costs approximately $496 a year, and high-risk driver insurance costs $1,846 or more. 16-year-old drivers pay the most at up to $3,580 a year.

Average premium for full coverage: $860

Premium estimates by type of coverage:

Comprehensive $116
Collision $144
Liability $442

Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and Galant trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Mitsubishi Galant range from as low as $496 for just the minimum liability insurance to a high of $1,846 for a driver who requires high-risk insurance.

Liability Only $496
Full Coverage $860
High Risk $1,846

Insurance Price Range by Location

Living in a larger city has a large influence on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than congested cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $645
Small Cities $903
Large Cities $1,161

These rate differences illustrate why it is important to get quotes based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Mitsubishi Galant insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $533
  • Choosing higher $1,000 deductibles can save around $800 each year
  • The average rate for a 40-year-old good driver with $500 deductibles is $860
  • Buying low $100 deductibles for comp and collision coverage will cost an extra $110 each year
  • Drivers with multiple tickets or accidents could pay upwards of $1,846
  • An auto insurance policy for full coverage for a teenage driver may cost $3,580 each year

View Chart as Image

Mitsubishi Galant insurance cost comparison chart
Column chart showing Mitsubishi Galant insurance prices range from $533 to $3,580 for full coverage

Insurance prices for a Mitsubishi Galant also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $800 annually on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $3,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Mitsubishi Galant insurance rates. A good driver about age 40 could pay as low as $560 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,160 on average in Michigan, New York, and Florida.

Mitsubishi Galant Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $778 -$82 -9.5%
Alaska $660 -$200 -23.3%
Arizona $716 -$144 -16.7%
Arkansas $860 -$0 0.0%
California $980 $120 14.0%
Colorado $822 -$38 -4.4%
Connecticut $884 $24 2.8%
Delaware $972 $112 13.0%
Florida $1,076 $216 25.1%
Georgia $792 -$68 -7.9%
Hawaii $618 -$242 -28.1%
Idaho $582 -$278 -32.3%
Illinois $640 -$220 -25.6%
Indiana $646 -$214 -24.9%
Iowa $578 -$282 -32.8%
Kansas $818 -$42 -4.9%
Kentucky $1,174 $314 36.5%
Louisiana $1,272 $412 47.9%
Maine $530 -$330 -38.4%
Maryland $710 -$150 -17.4%
Massachusetts $688 -$172 -20.0%
Michigan $1,494 $634 73.7%
Minnesota $718 -$142 -16.5%
Mississippi $1,030 $170 19.8%
Missouri $762 -$98 -11.4%
Montana $924 $64 7.4%
Nebraska $678 -$182 -21.2%
Nevada $1,030 $170 19.8%
New Hampshire $620 -$240 -27.9%
New Jersey $960 $100 11.6%
New Mexico $762 -$98 -11.4%
New York $908 $48 5.6%
North Carolina $494 -$366 -42.6%
North Dakota $704 -$156 -18.1%
Ohio $596 -$264 -30.7%
Oklahoma $884 $24 2.8%
Oregon $788 -$72 -8.4%
Pennsylvania $820 -$40 -4.7%
Rhode Island $1,148 $288 33.5%
South Carolina $778 -$82 -9.5%
South Dakota $728 -$132 -15.3%
Tennessee $754 -$106 -12.3%
Texas $1,034 $174 20.2%
Utah $638 -$222 -25.8%
Vermont $588 -$272 -31.6%
Virginia $516 -$344 -40.0%
Washington $664 -$196 -22.8%
West Virginia $788 -$72 -8.4%
Wisconsin $596 -$264 -30.7%
Wyoming $766 -$94 -10.9%

View Chart as Image

Mitsubishi Galant insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $170 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,000 to $1,500 additional annually, depending on your age. A high-risk auto insurance policy ranges around 42% to 129% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Mitsubishi Galant Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Galant ES $860 $72
Mitsubishi Galant ES $860 $72
Mitsubishi Galant SE $872 $73

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Galant Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mitsubishi Galant $176 $272 $474 $1,080
2007 Mitsubishi Galant $134 $170 $468 $930
2006 Mitsubishi Galant $132 $166 $460 $916
2004 Mitsubishi Galant $120 $152 $446 $876
2003 Mitsubishi Galant $116 $144 $442 $860

Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Mitsubishi Galant Insurance

Finding better rates on auto insurance takes having a decent driving record, having a good credit history, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Set aside time to compare rates at every other renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following items are a recap of the concepts that were covered above.

  • Drivers that have major violations or accidents pay an average of $990 more each year than a driver with a clean driving record
  • 16 to 18-year-old drivers pay higher prices, with premiums being up to $298 per month including comprehensive and collision insurance
  • It is possible to save as much as $90 per year just by quoting early and online
  • Increasing policy deductibles can save around $175 each year
  • It is possible to save as much as $90 per year just by quoting early and online

Rates by Driver Age

Mitsubishi Galant Insurance Rates by Driver Age
Driver Age Premium
16 $3,580
20 $1,974
30 $866
40 $860
50 $790
60 $774

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Galant Insurance Rates with Different Deductibles
Deductible Premium
$100 $970
$250 $920
$500 $860
$1,000 $800

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Galant Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $860
50/100 $960
100/300 $1,071
250/500 $1,358
100 CSL $1,005
300 CSL $1,248
500 CSL $1,425

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Galant Insurance Rates for High Risk Drivers
Age Premium
16 $5,010
20 $3,140
30 $1,852
40 $1,846
50 $1,768
60 $1,750

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $113

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $42
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $49
5-yr Claim Free $53
Paid in Full/EFT $28
Advance Quote $36
Online Quote $56
Total Discounts $327
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

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