Mitsubishi Galant Insurance Rates
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UPDATED: Jun 2, 2023
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Estimated insurance rates for a Mitsubishi Galant are $860 a year for full coverage insurance. Comprehensive insurance costs on average $116 a year, collision insurance costs $144, and liability coverage is estimated at $442. Liability-only insurance costs approximately $496 a year, and high-risk driver insurance costs $1,846 or more. 16-year-old drivers pay the most at up to $3,580 a year.
Average premium for full coverage: $860
Premium estimates by type of coverage:
Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and Galant trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Mitsubishi Galant range from as low as $496 for just the minimum liability insurance to a high of $1,846 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a large influence on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than congested cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.
These rate differences illustrate why it is important to get quotes based on a specific location and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Mitsubishi Galant insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $533
- Choosing higher $1,000 deductibles can save around $800 each year
- The average rate for a 40-year-old good driver with $500 deductibles is $860
- Buying low $100 deductibles for comp and collision coverage will cost an extra $110 each year
- Drivers with multiple tickets or accidents could pay upwards of $1,846
- An auto insurance policy for full coverage for a teenage driver may cost $3,580 each year
Insurance prices for a Mitsubishi Galant also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.
Older drivers with no violations or accidents and high deductibles may only pay around $800 annually on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $3,500 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Mitsubishi Galant insurance rates. A good driver about age 40 could pay as low as $560 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,160 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $778 | -$82 | -9.5% |
| Alaska | $660 | -$200 | -23.3% |
| Arizona | $716 | -$144 | -16.7% |
| Arkansas | $860 | -$0 | 0.0% |
| California | $980 | $120 | 14.0% |
| Colorado | $822 | -$38 | -4.4% |
| Connecticut | $884 | $24 | 2.8% |
| Delaware | $972 | $112 | 13.0% |
| Florida | $1,076 | $216 | 25.1% |
| Georgia | $792 | -$68 | -7.9% |
| Hawaii | $618 | -$242 | -28.1% |
| Idaho | $582 | -$278 | -32.3% |
| Illinois | $640 | -$220 | -25.6% |
| Indiana | $646 | -$214 | -24.9% |
| Iowa | $578 | -$282 | -32.8% |
| Kansas | $818 | -$42 | -4.9% |
| Kentucky | $1,174 | $314 | 36.5% |
| Louisiana | $1,272 | $412 | 47.9% |
| Maine | $530 | -$330 | -38.4% |
| Maryland | $710 | -$150 | -17.4% |
| Massachusetts | $688 | -$172 | -20.0% |
| Michigan | $1,494 | $634 | 73.7% |
| Minnesota | $718 | -$142 | -16.5% |
| Mississippi | $1,030 | $170 | 19.8% |
| Missouri | $762 | -$98 | -11.4% |
| Montana | $924 | $64 | 7.4% |
| Nebraska | $678 | -$182 | -21.2% |
| Nevada | $1,030 | $170 | 19.8% |
| New Hampshire | $620 | -$240 | -27.9% |
| New Jersey | $960 | $100 | 11.6% |
| New Mexico | $762 | -$98 | -11.4% |
| New York | $908 | $48 | 5.6% |
| North Carolina | $494 | -$366 | -42.6% |
| North Dakota | $704 | -$156 | -18.1% |
| Ohio | $596 | -$264 | -30.7% |
| Oklahoma | $884 | $24 | 2.8% |
| Oregon | $788 | -$72 | -8.4% |
| Pennsylvania | $820 | -$40 | -4.7% |
| Rhode Island | $1,148 | $288 | 33.5% |
| South Carolina | $778 | -$82 | -9.5% |
| South Dakota | $728 | -$132 | -15.3% |
| Tennessee | $754 | -$106 | -12.3% |
| Texas | $1,034 | $174 | 20.2% |
| Utah | $638 | -$222 | -25.8% |
| Vermont | $588 | -$272 | -31.6% |
| Virginia | $516 | -$344 | -40.0% |
| Washington | $664 | -$196 | -22.8% |
| West Virginia | $788 | -$72 | -8.4% |
| Wisconsin | $596 | -$264 | -30.7% |
| Wyoming | $766 | -$94 | -10.9% |
Opting for high physical damage deductibles can save as much as $170 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,000 to $1,500 additional annually, depending on your age. A high-risk auto insurance policy ranges around 42% to 129% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $860 | $72 |
| Mitsubishi Galant ES | $860 | $72 |
| Mitsubishi Galant SE | $872 | $73 |
Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $176 | $272 | $474 | $1,080 |
| 2007 Mitsubishi Galant | $134 | $170 | $468 | $930 |
| 2006 Mitsubishi Galant | $132 | $166 | $460 | $916 |
| 2004 Mitsubishi Galant | $120 | $152 | $446 | $876 |
| 2003 Mitsubishi Galant | $116 | $144 | $442 | $860 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Mitsubishi Galant Insurance
Finding better rates on auto insurance takes having a decent driving record, having a good credit history, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Set aside time to compare rates at every other renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The following items are a recap of the concepts that were covered above.
- Drivers that have major violations or accidents pay an average of $990 more each year than a driver with a clean driving record
- 16 to 18-year-old drivers pay higher prices, with premiums being up to $298 per month including comprehensive and collision insurance
- It is possible to save as much as $90 per year just by quoting early and online
- Increasing policy deductibles can save around $175 each year
- It is possible to save as much as $90 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,580 |
| 20 | $1,974 |
| 30 | $866 |
| 40 | $860 |
| 50 | $790 |
| 60 | $774 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $970 |
| $250 | $920 |
| $500 | $860 |
| $1,000 | $800 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $860 |
| 50/100 | $960 |
| 100/300 | $1,071 |
| 250/500 | $1,358 |
| 100 CSL | $1,005 |
| 300 CSL | $1,248 |
| 500 CSL | $1,425 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,010 |
| 20 | $3,140 |
| 30 | $1,852 |
| 40 | $1,846 |
| 50 | $1,768 |
| 60 | $1,750 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $42 |
| Multi-vehicle | $47 |
| Homeowner | $16 |
| 5-yr Accident Free | $49 |
| 5-yr Claim Free | $53 |
| Paid in Full/EFT | $28 |
| Advance Quote | $36 |
| Online Quote | $56 |
| Total Discounts | $327 |
Discounts are estimated and may not be available from every company or in every state.
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