Mitsubishi Outlander Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 16, 2024

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When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,188 a year for full coverage insurance. Comprehensive insurance costs an estimated $240, collision insurance costs $424, and liability costs $388. Liability-only insurance costs as little as $434 a year, and high-risk driver insurance costs $2,568 or more. Teens cost the most to insure at up to $4,482 a year.

Average premium for full coverage: $1,188

Policy rates broken down by type of insurance:

Comprehensive $240
Collision $424
Liability $388

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for different Outlander trim levels.

Price Range Variability

For the average 40-year-old driver, Mitsubishi Outlander insurance rates range from the low end price of $434 for just the minimum liability insurance to a much higher rate of $2,568 for coverage for higher-risk drivers.

Liability Only $434
Full Coverage $1,188
High Risk $2,568

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on insurance prices.

Rural Areas $891
Small Cities $1,247
Large Cities $1,604

The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Mitsubishi Outlander insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $686
  • Drivers who choose higher $1,000 deductibles will pay approximately $152 each year
  • The estimated price for a good driver age 40 who has $500 deductibles is $1,188
  • Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $290 annually
  • Drivers with serious driving violations could pay up to $2,568
  • Policy cost that insures a 16-year-old driver with full coverage can cost as much as $4,482 a year

View Chart as Image

Mitsubishi Outlander insurance cost comparison chart
Column chart showing Mitsubishi Outlander insurance prices range from $686 to $4,482 for full coverage

Auto insurance rates for a Mitsubishi Outlander also range considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,400 to $2,000 in extra premium every year, depending on your age. High-risk driver insurance can cost from 45% to 131% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,400 a year. View Rates by Age

Your home state makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,600 on average in Florida, New York, and Michigan.

Mitsubishi Outlander Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,070 -$118 -9.9%
Alaska $908 -$280 -23.6%
Arizona $984 -$204 -17.2%
Arkansas $1,188 -$0 0.0%
California $1,350 $162 13.6%
Colorado $1,130 -$58 -4.9%
Connecticut $1,216 $28 2.4%
Delaware $1,338 $150 12.6%
Florida $1,480 $292 24.6%
Georgia $1,096 -$92 -7.7%
Hawaii $852 -$336 -28.3%
Idaho $802 -$386 -32.5%
Illinois $882 -$306 -25.8%
Indiana $894 -$294 -24.7%
Iowa $800 -$388 -32.7%
Kansas $1,126 -$62 -5.2%
Kentucky $1,616 $428 36.0%
Louisiana $1,754 $566 47.6%
Maine $732 -$456 -38.4%
Maryland $980 -$208 -17.5%
Massachusetts $946 -$242 -20.4%
Michigan $2,058 $870 73.2%
Minnesota $992 -$196 -16.5%
Mississippi $1,418 $230 19.4%
Missouri $1,052 -$136 -11.4%
Montana $1,272 $84 7.1%
Nebraska $934 -$254 -21.4%
Nevada $1,420 $232 19.5%
New Hampshire $856 -$332 -27.9%
New Jersey $1,324 $136 11.4%
New Mexico $1,046 -$142 -12.0%
New York $1,248 $60 5.1%
North Carolina $682 -$506 -42.6%
North Dakota $970 -$218 -18.4%
Ohio $818 -$370 -31.1%
Oklahoma $1,216 $28 2.4%
Oregon $1,086 -$102 -8.6%
Pennsylvania $1,130 -$58 -4.9%
Rhode Island $1,580 $392 33.0%
South Carolina $1,074 -$114 -9.6%
South Dakota $1,000 -$188 -15.8%
Tennessee $1,036 -$152 -12.8%
Texas $1,428 $240 20.2%
Utah $878 -$310 -26.1%
Vermont $810 -$378 -31.8%
Virginia $710 -$478 -40.2%
Washington $912 -$276 -23.2%
West Virginia $1,088 -$100 -8.4%
Wisconsin $818 -$370 -31.1%
Wyoming $1,054 -$134 -11.3%

View Chart as Image

Mitsubishi Outlander insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $450 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Mitsubishi Outlander Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Outlander ES 2WD $1,118 $93
Mitsubishi Outlander ES 4WD $1,154 $96
Mitsubishi Outlander SE 2WD $1,154 $96
Mitsubishi Outlander SE 2WD $1,154 $96
Mitsubishi Outlander SE 4WD $1,154 $96
Mitsubishi Outlander SE 4WD $1,154 $96
Mitsubishi Outlander XLS 2WD $1,188 $99
Mitsubishi Outlander XLS 4WD $1,220 $102
Mitsubishi Outlander GT-S AWC 4WD $1,230 $103
Mitsubishi Outlander GT-S AWC 4WD $1,230 $103

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Outlander Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Outlander $322 $562 $316 $1,336
2023 Mitsubishi Outlander $306 $542 $332 $1,316
2022 Mitsubishi Outlander $294 $536 $338 $1,304
2021 Mitsubishi Outlander $284 $524 $354 $1,298
2020 Mitsubishi Outlander $274 $502 $364 $1,276
2019 Mitsubishi Outlander $260 $484 $376 $1,256
2018 Mitsubishi Outlander $250 $450 $384 $1,220
2017 Mitsubishi Outlander $240 $424 $388 $1,188
2016 Mitsubishi Outlander $230 $380 $390 $1,136
2014 Mitsubishi Outlander $206 $328 $394 $1,064
2009 Mitsubishi Outlander $160 $214 $402 $912
2007 Mitsubishi Outlander $152 $188 $390 $866

Rates are averaged for all Mitsubishi Outlander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Mitsubishi Outlander Insurance

Finding cheaper rates on insurance for a Mitsubishi Outlander not only requires avoiding accidents and violations, but also maintaining a good credit score, being claim-free, and consideration of higher deductibles. Compare rates at least once a year by requesting quotes from direct insurance companies, and also from local insurance agencies.

The list below is a summary of the primary concepts that were touched on in this article.

  • It is possible to save approximately $140 per year just by shopping early and online
  • Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,380 more annually for car insurance
  • Increasing comprehensive and collision deductibles can save approximately $450 each year
  • Teenagers are the costliest to insure, possibly costing $374 each month if the policy includes full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

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What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.

Rates by Driver Age

Mitsubishi Outlander Insurance Rates by Driver Age
Driver Age Premium
16 $4,482
20 $2,734
30 $1,230
40 $1,188
50 $1,086
60 $1,066

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Outlander Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,478
$250 $1,342
$500 $1,188
$1,000 $1,036

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Outlander Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,188
50/100 $1,308
100/300 $1,405
250/500 $1,657
100 CSL $1,346
300 CSL $1,560
500 CSL $1,715

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Outlander Insurance Rates for High Risk Drivers
Age Premium
16 $6,388
20 $4,356
30 $2,618
40 $2,568
50 $2,450
60 $2,428

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $58
Online Quote $84
Total Discounts $502
Rate after discounts $686

Discounts are estimated and may not be available from every company or in every state.

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