Mitsubishi Outlander Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 16, 2024
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When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.
This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.
When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.
Average insurance prices for a Mitsubishi Outlander are $1,136 every 12 months including full coverage. Comprehensive costs around $230 each year, collision insurance costs $380, and liability costs $390. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs around $2,452. 16-year-old drivers receive the highest rates at up to $4,314 a year.
Average premium for full coverage: $1,136
Rate estimates for individual coverage type:
Rates are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Outlander models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the cheapest price of $438 for basic liability insurance to a high rate of $2,452 for a driver required to buy high-risk insurance.
Price Range by Location
Your location can have significant affects on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than congested cities. The graphic below illustrates how location helps determine auto insurance rates.
These examples highlight why all drivers should compare rates for a specific zip code and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $661
- Drivers who choose higher $1,000 deductibles will pay about $140 every year
- The average price for a 40-year-old driver using $500 deductibles is $1,136
- Buying low deductibles for comprehensive and collision insurance increases the price to $1,402
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,452
- The cost to insure a teen driver can be $4,314 a year
Insurance rates for a Mitsubishi Outlander can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.
Opting for high physical damage deductibles could save up to $410 every year, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay as much as $4,300 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,300 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 128% more than the average rate. View High Risk Driver Rates
Where you live makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,620 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,028 | -$108 | -9.5% |
Alaska | $870 | -$266 | -23.4% |
Arizona | $940 | -$196 | -17.3% |
Arkansas | $1,136 | -$0 | 0.0% |
California | $1,294 | $158 | 13.9% |
Colorado | $1,084 | -$52 | -4.6% |
Connecticut | $1,166 | $30 | 2.6% |
Delaware | $1,284 | $148 | 13.0% |
Florida | $1,416 | $280 | 24.6% |
Georgia | $1,050 | -$86 | -7.6% |
Hawaii | $814 | -$322 | -28.3% |
Idaho | $770 | -$366 | -32.2% |
Illinois | $844 | -$292 | -25.7% |
Indiana | $854 | -$282 | -24.8% |
Iowa | $764 | -$372 | -32.7% |
Kansas | $1,078 | -$58 | -5.1% |
Kentucky | $1,548 | $412 | 36.3% |
Louisiana | $1,680 | $544 | 47.9% |
Maine | $702 | -$434 | -38.2% |
Maryland | $938 | -$198 | -17.4% |
Massachusetts | $906 | -$230 | -20.2% |
Michigan | $1,970 | $834 | 73.4% |
Minnesota | $952 | -$184 | -16.2% |
Mississippi | $1,358 | $222 | 19.5% |
Missouri | $1,008 | -$128 | -11.3% |
Montana | $1,218 | $82 | 7.2% |
Nebraska | $894 | -$242 | -21.3% |
Nevada | $1,362 | $226 | 19.9% |
New Hampshire | $820 | -$316 | -27.8% |
New Jersey | $1,268 | $132 | 11.6% |
New Mexico | $1,004 | -$132 | -11.6% |
New York | $1,196 | $60 | 5.3% |
North Carolina | $654 | -$482 | -42.4% |
North Dakota | $930 | -$206 | -18.1% |
Ohio | $782 | -$354 | -31.2% |
Oklahoma | $1,166 | $30 | 2.6% |
Oregon | $1,040 | -$96 | -8.5% |
Pennsylvania | $1,080 | -$56 | -4.9% |
Rhode Island | $1,514 | $378 | 33.3% |
South Carolina | $1,030 | -$106 | -9.3% |
South Dakota | $958 | -$178 | -15.7% |
Tennessee | $992 | -$144 | -12.7% |
Texas | $1,368 | $232 | 20.4% |
Utah | $840 | -$296 | -26.1% |
Vermont | $776 | -$360 | -31.7% |
Virginia | $680 | -$456 | -40.1% |
Washington | $878 | -$258 | -22.7% |
West Virginia | $1,040 | -$96 | -8.5% |
Wisconsin | $782 | -$354 | -31.2% |
Wyoming | $1,010 | -$126 | -11.1% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Mitsubishi Outlander ES 2WD | $1,074 | $90 |
Mitsubishi Outlander ES 4WD | $1,104 | $92 |
Mitsubishi Outlander SE 2WD | $1,104 | $92 |
Mitsubishi Outlander SE 2WD | $1,104 | $92 |
Mitsubishi Outlander SE 4WD | $1,104 | $92 |
Mitsubishi Outlander SE 4WD | $1,104 | $92 |
Mitsubishi Outlander XLS 2WD | $1,136 | $95 |
Mitsubishi Outlander XLS 4WD | $1,166 | $97 |
Mitsubishi Outlander GT-S AWC 4WD | $1,174 | $98 |
Mitsubishi Outlander GT-S AWC 4WD | $1,174 | $98 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Mitsubishi Outlander | $306 | $542 | $332 | $1,316 |
2023 Mitsubishi Outlander | $294 | $536 | $338 | $1,304 |
2022 Mitsubishi Outlander | $284 | $524 | $354 | $1,298 |
2021 Mitsubishi Outlander | $274 | $502 | $364 | $1,276 |
2020 Mitsubishi Outlander | $260 | $484 | $376 | $1,256 |
2019 Mitsubishi Outlander | $250 | $450 | $384 | $1,220 |
2018 Mitsubishi Outlander | $240 | $424 | $388 | $1,188 |
2017 Mitsubishi Outlander | $230 | $380 | $390 | $1,136 |
2016 Mitsubishi Outlander | $214 | $350 | $390 | $1,090 |
2014 Mitsubishi Outlander | $202 | $306 | $402 | $1,046 |
2009 Mitsubishi Outlander | $154 | $192 | $398 | $880 |
2007 Mitsubishi Outlander | $150 | $178 | $384 | $848 |
Rates are averaged for all Mitsubishi Outlander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Mitsubishi Outlander Insurance
Saving money on car insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates at every policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The items below are a quick review of the data covered in the charts and tables above.
- Policyholders who may need more liability coverage will pay around $430 per year to go from a minimum limit to a 250/500 level
- You may be able to save up to $140 per year just by quoting online in advance
- Increasing deductibles could save as much as $400 each year
- Teen drivers are charged the highest rates, as much as $360 per month if full coverage is included
Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.
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What are the safety ratings of the Mitsubishi Outlander?
The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.
Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.
Mitsubishi Outlander Compared Against Other Vehicles in the Same Class
Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.
The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.
Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes. Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,314 |
20 | $2,608 |
30 | $1,176 |
40 | $1,136 |
50 | $1,038 |
60 | $1,018 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,402 |
$250 | $1,278 |
$500 | $1,136 |
$1,000 | $996 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,136 |
50/100 | $1,252 |
100/300 | $1,350 |
250/500 | $1,603 |
100 CSL | $1,291 |
300 CSL | $1,506 |
500 CSL | $1,662 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,140 |
20 | $4,154 |
30 | $2,500 |
40 | $2,452 |
50 | $2,340 |
60 | $2,318 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $60 |
Multi-vehicle | $60 |
Homeowner | $18 |
5-yr Accident Free | $80 |
5-yr Claim Free | $73 |
Paid in Full/EFT | $49 |
Advance Quote | $55 |
Online Quote | $80 |
Total Discounts | $475 |
Discounts are estimated and may not be available from every company or in every state.
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