Mitsubishi Outlander Insurance Rates

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UPDATED: Apr 16, 2024

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When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage insurance. Comprehensive insurance costs approximately $230 each year, collision costs $380, and liability insurance costs $390. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing $2,452 or more. Teenage drivers pay the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

Comprehensive $230
Collision $380
Liability $390

Prices include $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Outlander models.

Price Range from Low to High

For the average 40-year-old driver, Mitsubishi Outlander insurance prices go from as low as $438 for a discount liability-only rate to a high rate of $2,452 for a driver required to buy high-risk insurance.

Liability Only $438
Full Coverage $1,136
High Risk $2,452

Geographic Price Range

Your location has a significant impact on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $852
Small Cities $1,193
Large Cities $1,534

The ranges above illustrate why all drivers should compare rates using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $661
  • Drivers who choose higher $1,000 deductibles will pay $140 each year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,136
  • Using low deductibles for comprehensive and collision insurance will cost an extra $266 a year
  • High risk drivers who are prone to accidents and violations could pay around $2,452 or more
  • The price for full coverage for a teen driver can cost $4,314 a year

View Chart as Image

Mitsubishi Outlander insurance cost comparison chart
Column chart showing full coverage Mitsubishi Outlander insurance prices range from $661 to $4,314

Auto insurance prices for a Mitsubishi Outlander are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $4,300 a year. View Rates by Age

The state you live in makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,530 on average in Florida, New York, and Michigan.

Mitsubishi Outlander Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,028 -$108 -9.5%
Alaska $870 -$266 -23.4%
Arizona $940 -$196 -17.3%
Arkansas $1,136 -$0 0.0%
California $1,294 $158 13.9%
Colorado $1,084 -$52 -4.6%
Connecticut $1,166 $30 2.6%
Delaware $1,284 $148 13.0%
Florida $1,416 $280 24.6%
Georgia $1,050 -$86 -7.6%
Hawaii $814 -$322 -28.3%
Idaho $770 -$366 -32.2%
Illinois $844 -$292 -25.7%
Indiana $854 -$282 -24.8%
Iowa $764 -$372 -32.7%
Kansas $1,078 -$58 -5.1%
Kentucky $1,548 $412 36.3%
Louisiana $1,680 $544 47.9%
Maine $702 -$434 -38.2%
Maryland $938 -$198 -17.4%
Massachusetts $906 -$230 -20.2%
Michigan $1,970 $834 73.4%
Minnesota $952 -$184 -16.2%
Mississippi $1,358 $222 19.5%
Missouri $1,008 -$128 -11.3%
Montana $1,218 $82 7.2%
Nebraska $894 -$242 -21.3%
Nevada $1,362 $226 19.9%
New Hampshire $820 -$316 -27.8%
New Jersey $1,268 $132 11.6%
New Mexico $1,004 -$132 -11.6%
New York $1,196 $60 5.3%
North Carolina $654 -$482 -42.4%
North Dakota $930 -$206 -18.1%
Ohio $782 -$354 -31.2%
Oklahoma $1,166 $30 2.6%
Oregon $1,040 -$96 -8.5%
Pennsylvania $1,080 -$56 -4.9%
Rhode Island $1,514 $378 33.3%
South Carolina $1,030 -$106 -9.3%
South Dakota $958 -$178 -15.7%
Tennessee $992 -$144 -12.7%
Texas $1,368 $232 20.4%
Utah $840 -$296 -26.1%
Vermont $776 -$360 -31.7%
Virginia $680 -$456 -40.1%
Washington $878 -$258 -22.7%
West Virginia $1,040 -$96 -8.5%
Wisconsin $782 -$354 -31.2%
Wyoming $1,010 -$126 -11.1%

View Chart as Image

Mitsubishi Outlander insurance rates by U.S. city

Using high physical damage deductibles could save up to $410 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,300 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Mitsubishi Outlander Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Outlander ES 2WD $1,074 $90
Mitsubishi Outlander ES 4WD $1,104 $92
Mitsubishi Outlander SE 2WD $1,104 $92
Mitsubishi Outlander SE 2WD $1,104 $92
Mitsubishi Outlander SE 4WD $1,104 $92
Mitsubishi Outlander SE 4WD $1,104 $92
Mitsubishi Outlander XLS 2WD $1,136 $95
Mitsubishi Outlander XLS 4WD $1,166 $97
Mitsubishi Outlander GT-S AWC 4WD $1,174 $98
Mitsubishi Outlander GT-S AWC 4WD $1,174 $98

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Outlander Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Outlander $306 $542 $332 $1,316
2023 Mitsubishi Outlander $294 $536 $338 $1,304
2022 Mitsubishi Outlander $284 $524 $354 $1,298
2021 Mitsubishi Outlander $274 $502 $364 $1,276
2020 Mitsubishi Outlander $260 $484 $376 $1,256
2019 Mitsubishi Outlander $250 $450 $384 $1,220
2018 Mitsubishi Outlander $240 $424 $388 $1,188
2017 Mitsubishi Outlander $230 $380 $390 $1,136
2016 Mitsubishi Outlander $214 $350 $390 $1,090
2014 Mitsubishi Outlander $202 $306 $402 $1,046
2009 Mitsubishi Outlander $154 $192 $398 $880
2007 Mitsubishi Outlander $150 $178 $384 $848

Rates are averaged for all Mitsubishi Outlander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Mitsubishi Outlander Insurance

Getting lower rates on Mitsubishi Outlander insurance not only requires being a good driver, but also having good credit, not filing small claims, and not having any coverage lapses. Make time to compare rates at every policy renewal by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following list is a quick rundown of the data touched on in this article.

  • Drivers who purchase an increased level of liability coverage will pay an extra $430 annually to go from a low limit to 250/500 limits
  • It is possible to save around $140 per year simply by quoting online in advance
  • Increasing physical damage deductibles can save around $400 each year
  • Drivers age 16 to 20 have the highest car insurance prices, as much as $360 a month if they have full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

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What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.

Rates by Driver Age

Mitsubishi Outlander Insurance Rates by Driver Age
Driver Age Premium
16 $4,314
20 $2,608
30 $1,176
40 $1,136
50 $1,038
60 $1,018

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Outlander Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,402
$250 $1,278
$500 $1,136
$1,000 $996

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Outlander Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,136
50/100 $1,252
100/300 $1,350
250/500 $1,603
100 CSL $1,291
300 CSL $1,506
500 CSL $1,662

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Outlander Insurance Rates for High Risk Drivers
Age Premium
16 $6,140
20 $4,154
30 $2,500
40 $2,452
50 $2,340
60 $2,318

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $60
Homeowner $18
5-yr Accident Free $80
5-yr Claim Free $73
Paid in Full/EFT $49
Advance Quote $55
Online Quote $80
Total Discounts $475
Rate after discounts $661

Discounts are estimated and may not be available from every company or in every state.

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