Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance prices for a Mitsubishi Outlander are $1,136 every 12 months including full coverage. Comprehensive costs around $230 each year, collision insurance costs $380, and liability costs $390. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs around $2,452. 16-year-old drivers receive the highest rates at up to $4,314 a year.

Average premium for full coverage: $1,136

Rate estimates for individual coverage type:

Rates are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Outlander models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than congested cities. The graphic below illustrates how location helps determine auto insurance rates.

These examples highlight why all drivers should compare rates for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $661
• Drivers who choose higher $1,000 deductibles will pay about $140 every year
• The average price for a 40-year-old driver using $500 deductibles is $1,136
• Buying low deductibles for comprehensive and collision insurance increases the price to $1,402
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,452
• The cost to insure a teen driver can be $4,314 a year

View Chart as Image

Insurance rates for a Mitsubishi Outlander can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles could save up to $410 every year, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay as much as $4,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,300 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 128% more than the average rate. View High Risk Driver Rates

Where you live makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,620 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Mitsubishi Outlander Insurance

Saving money on car insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates at every policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The items below are a quick review of the data covered in the charts and tables above.

• Policyholders who may need more liability coverage will pay around $430 per year to go from a minimum limit to a 250/500 level
• You may be able to save up to $140 per year just by quoting online in advance
• Increasing deductibles could save as much as $400 each year
• Teen drivers are charged the highest rates, as much as $360 per month if full coverage is included

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.