Mitsubishi Outlander Insurance Rates
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UPDATED: Apr 16, 2024
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When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.
This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.
When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.
The average auto insurance rates for a Mitsubishi Outlander are $1,136 annually for full coverage insurance. Comprehensive insurance costs an estimated $230, collision costs $380, and liability insurance costs around $390. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing $2,452 or more. Teens cost the most to insure at $4,314 a year or more.
Average premium for full coverage: $1,136
Policy rates broken down by type of insurance:
Estimates include $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for all Outlander models.
Price Range Variability
For the average driver, Mitsubishi Outlander insurance rates go from as cheap as $438 for a discount liability-only rate to the much higher price of $2,452 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Where you live has a significant impact on the price of insurance. More rural locations are shown to have fewer physical damage claims than cities with more traffic congestion.
The example below illustrates how location impacts insurance prices.
The examples above illustrate why everyone should compare prices for a targeted area and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Mitsubishi Outlander insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $661
- Using higher $1,000 deductibles will save approximately $140 each year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,136
- Selecting pricier low deductibles for physical damage coverage costs an additional $266 a year
- Drivers with serious driving violations could pay up to $2,452 or more
- Policy cost with full coverage for a teen driver for full coverage can cost as much as $4,314 or more
Insurance rates for a Mitsubishi Outlander also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.
A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,300 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,300 to $1,900 additional every year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can be anywhere from 44% to 128% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $410 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see rates as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,530 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,028 | -$108 | -9.5% |
Alaska | $870 | -$266 | -23.4% |
Arizona | $940 | -$196 | -17.3% |
Arkansas | $1,136 | -$0 | 0.0% |
California | $1,294 | $158 | 13.9% |
Colorado | $1,084 | -$52 | -4.6% |
Connecticut | $1,166 | $30 | 2.6% |
Delaware | $1,284 | $148 | 13.0% |
Florida | $1,416 | $280 | 24.6% |
Georgia | $1,050 | -$86 | -7.6% |
Hawaii | $814 | -$322 | -28.3% |
Idaho | $770 | -$366 | -32.2% |
Illinois | $844 | -$292 | -25.7% |
Indiana | $854 | -$282 | -24.8% |
Iowa | $764 | -$372 | -32.7% |
Kansas | $1,078 | -$58 | -5.1% |
Kentucky | $1,548 | $412 | 36.3% |
Louisiana | $1,680 | $544 | 47.9% |
Maine | $702 | -$434 | -38.2% |
Maryland | $938 | -$198 | -17.4% |
Massachusetts | $906 | -$230 | -20.2% |
Michigan | $1,970 | $834 | 73.4% |
Minnesota | $952 | -$184 | -16.2% |
Mississippi | $1,358 | $222 | 19.5% |
Missouri | $1,008 | -$128 | -11.3% |
Montana | $1,218 | $82 | 7.2% |
Nebraska | $894 | -$242 | -21.3% |
Nevada | $1,362 | $226 | 19.9% |
New Hampshire | $820 | -$316 | -27.8% |
New Jersey | $1,268 | $132 | 11.6% |
New Mexico | $1,004 | -$132 | -11.6% |
New York | $1,196 | $60 | 5.3% |
North Carolina | $654 | -$482 | -42.4% |
North Dakota | $930 | -$206 | -18.1% |
Ohio | $782 | -$354 | -31.2% |
Oklahoma | $1,166 | $30 | 2.6% |
Oregon | $1,040 | -$96 | -8.5% |
Pennsylvania | $1,080 | -$56 | -4.9% |
Rhode Island | $1,514 | $378 | 33.3% |
South Carolina | $1,030 | -$106 | -9.3% |
South Dakota | $958 | -$178 | -15.7% |
Tennessee | $992 | -$144 | -12.7% |
Texas | $1,368 | $232 | 20.4% |
Utah | $840 | -$296 | -26.1% |
Vermont | $776 | -$360 | -31.7% |
Virginia | $680 | -$456 | -40.1% |
Washington | $878 | -$258 | -22.7% |
West Virginia | $1,040 | -$96 | -8.5% |
Wisconsin | $782 | -$354 | -31.2% |
Wyoming | $1,010 | -$126 | -11.1% |
Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Each insurance company calculates rates differently, and rates will be varied between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Mitsubishi Outlander ES 2WD | $1,074 | $90 |
Mitsubishi Outlander ES 4WD | $1,104 | $92 |
Mitsubishi Outlander SE 2WD | $1,104 | $92 |
Mitsubishi Outlander SE 2WD | $1,104 | $92 |
Mitsubishi Outlander SE 4WD | $1,104 | $92 |
Mitsubishi Outlander SE 4WD | $1,104 | $92 |
Mitsubishi Outlander XLS 2WD | $1,136 | $95 |
Mitsubishi Outlander XLS 4WD | $1,166 | $97 |
Mitsubishi Outlander GT-S AWC 4WD | $1,174 | $98 |
Mitsubishi Outlander GT-S AWC 4WD | $1,174 | $98 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Mitsubishi Outlander | $306 | $542 | $332 | $1,316 |
2023 Mitsubishi Outlander | $294 | $536 | $338 | $1,304 |
2022 Mitsubishi Outlander | $284 | $524 | $354 | $1,298 |
2021 Mitsubishi Outlander | $274 | $502 | $364 | $1,276 |
2020 Mitsubishi Outlander | $260 | $484 | $376 | $1,256 |
2019 Mitsubishi Outlander | $250 | $450 | $384 | $1,220 |
2018 Mitsubishi Outlander | $240 | $424 | $388 | $1,188 |
2017 Mitsubishi Outlander | $230 | $380 | $390 | $1,136 |
2016 Mitsubishi Outlander | $214 | $350 | $390 | $1,090 |
2014 Mitsubishi Outlander | $202 | $306 | $402 | $1,046 |
2009 Mitsubishi Outlander | $154 | $192 | $398 | $880 |
2007 Mitsubishi Outlander | $150 | $178 | $384 | $848 |
Rates are averaged for all Mitsubishi Outlander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Mitsubishi Outlander Insurance
Finding cheaper rates on Mitsubishi Outlander insurance requires being a good driver, having good credit, being claim-free, and maximizing policy discounts. Spend time shopping around at every policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following list is a review of the data touched on above.
- Drivers who want an increased level of liability coverage will pay approximately $430 annually to increase from a 30/60 limit to higher 250/500 limits
- It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save up to $400 each year
- Drivers age 16 to 20 are expensive to insure, possibly costing $360 each month if they have full coverage
Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.
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What are the safety ratings of the Mitsubishi Outlander?
The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.
Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.
Mitsubishi Outlander Compared Against Other Vehicles in the Same Class
Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.
The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.
Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes. Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,314 |
20 | $2,608 |
30 | $1,176 |
40 | $1,136 |
50 | $1,038 |
60 | $1,018 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,402 |
$250 | $1,278 |
$500 | $1,136 |
$1,000 | $996 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,136 |
50/100 | $1,252 |
100/300 | $1,350 |
250/500 | $1,603 |
100 CSL | $1,291 |
300 CSL | $1,506 |
500 CSL | $1,662 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,140 |
20 | $4,154 |
30 | $2,500 |
40 | $2,452 |
50 | $2,340 |
60 | $2,318 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $60 |
Multi-vehicle | $60 |
Homeowner | $18 |
5-yr Accident Free | $80 |
5-yr Claim Free | $73 |
Paid in Full/EFT | $49 |
Advance Quote | $55 |
Online Quote | $80 |
Total Discounts | $475 |
Discounts are estimated and may not be available from every company or in every state.
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