Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,146 a year for full coverage. Comprehensive insurance costs around $240 each year, collision costs $380, and liability is $390. Buying just liability costs around $438 a year, with insurance for high-risk drivers costing $2,468 or more. Teens cost the most to insure at $4,330 a year or more.

Average premium for full coverage: $1,146

Policy rates for type of insurance:

Price estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Armada models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above show why all drivers should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Nissan Armada insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $668
• Raising to $1,000 deductibles will save about $142 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,146
• Selecting low deductibles will cost an extra $270 annually
• Drivers with serious driving violations could pay at least $2,468 or more
• Policy cost for full coverage for a 16-year-old driver can be $4,330

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on your risk profile, the trim level of your Armada, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay as much as $4,300 a year. View Rates by Age

Your home state also has a big influence on Nissan Armada insurance prices. A middle-age driver might find rates as low as $760 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,630 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $420 annually, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 136% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to do a rate comparison from multiple companies. Every auto insurance company calculates rates differently, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Armada Insurance

Finding cheaper rates on insurance for a Nissan Armada consists of being a low-risk driver, maintaining good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Take the time to compare rates at least every other year by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The items below are a condensed summary of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk with multiple at-fault accidents may be required to pay an average of $1,320 more every year to insure their Armada
• Drivers can save up to $140 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $400 each year
• Insureds who may need more liability coverage will pay approximately $430 each year to raise from a 30/60 limit to 250/500 limits