Nissan Cube Insurance Rates
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Michelle Robbins
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UPDATED: Apr 9, 2024
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Estimated insurance rates for a Nissan Cube are $1,016 a year including full coverage. Comprehensive costs around $166 each year, collision insurance costs $214, and liability is $478. Liability-only insurance costs around $526 a year, and high-risk driver insurance costs around $2,188. Teen drivers pay the most at up to $4,098 a year.
Average premium for full coverage: $1,016
Premium estimates for type of coverage:
Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and Cube models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Nissan Cube range from the low end price of $526 for minimum levels of liability insurance to a high rate of $2,188 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects auto insurance rates.
These rate differences highlight why all drivers should compare rates quotes for a specific zip code, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Nissan Cube insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $618
- Raising to $1,000 deductibles will save about $86 every year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,016
- Choosing low deductibles bumps up the cost to $1,182
- At-risk drivers with multiple violations and an at-fault accident could pay at least $2,188
- An auto insurance policy that insures a teen driver can be $4,098
Insurance prices for a Nissan Cube also have a wide range based on the trim level and model year, your driving record and age, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are likely paying at least $1,200 to $1,700 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 41% to 131% more than average. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,000 a year. View Rates by Age
Where you choose to live also has a big influence on Nissan Cube insurance prices. A middle-age driver might find prices as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,450 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $920 | -$96 | -9.4% |
| Alaska | $780 | -$236 | -23.2% |
| Arizona | $844 | -$172 | -16.9% |
| Arkansas | $1,016 | -$0 | 0.0% |
| California | $1,158 | $142 | 14.0% |
| Colorado | $970 | -$46 | -4.5% |
| Connecticut | $1,046 | $30 | 3.0% |
| Delaware | $1,150 | $134 | 13.2% |
| Florida | $1,272 | $256 | 25.2% |
| Georgia | $938 | -$78 | -7.7% |
| Hawaii | $730 | -$286 | -28.1% |
| Idaho | $688 | -$328 | -32.3% |
| Illinois | $758 | -$258 | -25.4% |
| Indiana | $766 | -$250 | -24.6% |
| Iowa | $684 | -$332 | -32.7% |
| Kansas | $968 | -$48 | -4.7% |
| Kentucky | $1,388 | $372 | 36.6% |
| Louisiana | $1,504 | $488 | 48.0% |
| Maine | $626 | -$390 | -38.4% |
| Maryland | $840 | -$176 | -17.3% |
| Massachusetts | $816 | -$200 | -19.7% |
| Michigan | $1,768 | $752 | 74.0% |
| Minnesota | $852 | -$164 | -16.1% |
| Mississippi | $1,220 | $204 | 20.1% |
| Missouri | $902 | -$114 | -11.2% |
| Montana | $1,092 | $76 | 7.5% |
| Nebraska | $804 | -$212 | -20.9% |
| Nevada | $1,220 | $204 | 20.1% |
| New Hampshire | $732 | -$284 | -28.0% |
| New Jersey | $1,138 | $122 | 12.0% |
| New Mexico | $900 | -$116 | -11.4% |
| New York | $1,072 | $56 | 5.5% |
| North Carolina | $586 | -$430 | -42.3% |
| North Dakota | $832 | -$184 | -18.1% |
| Ohio | $702 | -$314 | -30.9% |
| Oklahoma | $1,044 | $28 | 2.8% |
| Oregon | $930 | -$86 | -8.5% |
| Pennsylvania | $970 | -$46 | -4.5% |
| Rhode Island | $1,356 | $340 | 33.5% |
| South Carolina | $920 | -$96 | -9.4% |
| South Dakota | $858 | -$158 | -15.6% |
| Tennessee | $892 | -$124 | -12.2% |
| Texas | $1,226 | $210 | 20.7% |
| Utah | $754 | -$262 | -25.8% |
| Vermont | $696 | -$320 | -31.5% |
| Virginia | $608 | -$408 | -40.2% |
| Washington | $786 | -$230 | -22.6% |
| West Virginia | $930 | -$86 | -8.5% |
| Wisconsin | $704 | -$312 | -30.7% |
| Wyoming | $908 | -$108 | -10.6% |
Choosing high deductibles can reduce prices by up to $260 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $972 | $81 |
| Nissan Cube S 2WD | $994 | $83 |
| Nissan Cube SL 2WD | $1,024 | $85 |
| Nissan Cube Krom 2WD | $1,084 | $90 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2013 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2012 Nissan Cube | $156 | $196 | $474 | $984 |
| 2011 Nissan Cube | $146 | $178 | $474 | $956 |
| 2010 Nissan Cube | $142 | $160 | $468 | $928 |
| 2009 Nissan Cube | $140 | $156 | $460 | $914 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Nissan Cube Insurance
Finding better rates on car insurance consists of being a good driver, having a good credit score, refrain from filing small claims, and deciding if full coverage is necessary. Shop around every other policy renewal by requesting rates from direct car insurance companies, and also from local insurance agencies.
The following list is a brief recap of the ideas that were raised in the charts and tables above.
- Drivers age 16 to 20 are charged the highest prices, with the cost nearing $342 per month if comprehensive and collision insurance is included
- Higher risk drivers who tend to receive serious violations may have to pay on average $1,170 more every year than a safer driver
- Increasing policy deductibles can save approximately $250 each year
- You may be able to save up to $110 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,098 |
| 20 | $2,322 |
| 30 | $1,034 |
| 40 | $1,016 |
| 50 | $934 |
| 60 | $914 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,182 |
| $250 | $1,106 |
| $500 | $1,016 |
| $1,000 | $930 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,016 |
| 50/100 | $1,180 |
| 100/300 | $1,299 |
| 250/500 | $1,610 |
| 100 CSL | $1,227 |
| 300 CSL | $1,490 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,774 |
| 20 | $3,704 |
| 30 | $2,206 |
| 40 | $2,188 |
| 50 | $2,094 |
| 60 | $2,072 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $64 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $69 |
| Total Discounts | $398 |
Discounts are estimated and may not be available from every company or in every state.
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