Nissan Cube Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 9, 2024
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U.S. average insurance rates for a Nissan Cube are $1,016 a year with full coverage. Comprehensive insurance costs around $166 each year, collision costs $214, and liability coverage costs around $478. A policy with just liability insurance costs as low as $526 a year, with coverage for high-risk drivers costing $2,188 or more. 16-year-old drivers pay the highest rates at $4,098 a year or more.
Average premium for full coverage: $1,016
Price estimates for individual coverage:
Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Cube models.
Price Range from Low to High
For an average driver, Nissan Cube insurance prices go from as low as $526 for just the minimum liability insurance to a high rate of $2,188 for a high-risk insurance policy.
Geographic Price Range
Where you live has a large influence on insurance rates. Areas with sparse population have a lower frequency of collision claims than congested cities.
The graphic below illustrates the effect of geographic area on auto insurance rates.
The ranges above demonstrate why all drivers should compare prices for a specific zip code and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Nissan Cube insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $618
- Using higher $1,000 deductibles will save about $86 annually
- The average rate for the average middle-age driver using $500 deductibles is $1,016
- Buying low deductibles for physical damage coverage will cost an extra $166 each year
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,188 or more
- The price for full coverage for a teenage driver can be $4,098 or more
Insurance prices for a Nissan Cube are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.
More mature drivers with a clean driving record and high deductibles may only pay around $1,000 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay as much as $4,000 a year. View Rates by Age
The state you live in has a huge impact on Nissan Cube insurance rates. A driver around age 40 might see prices as low as $730 a year in states like New Hampshire, Ohio, and Utah, or at least $1,380 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $920 | -$96 | -9.4% |
| Alaska | $780 | -$236 | -23.2% |
| Arizona | $844 | -$172 | -16.9% |
| Arkansas | $1,016 | -$0 | 0.0% |
| California | $1,158 | $142 | 14.0% |
| Colorado | $970 | -$46 | -4.5% |
| Connecticut | $1,046 | $30 | 3.0% |
| Delaware | $1,150 | $134 | 13.2% |
| Florida | $1,272 | $256 | 25.2% |
| Georgia | $938 | -$78 | -7.7% |
| Hawaii | $730 | -$286 | -28.1% |
| Idaho | $688 | -$328 | -32.3% |
| Illinois | $758 | -$258 | -25.4% |
| Indiana | $766 | -$250 | -24.6% |
| Iowa | $684 | -$332 | -32.7% |
| Kansas | $968 | -$48 | -4.7% |
| Kentucky | $1,388 | $372 | 36.6% |
| Louisiana | $1,504 | $488 | 48.0% |
| Maine | $626 | -$390 | -38.4% |
| Maryland | $840 | -$176 | -17.3% |
| Massachusetts | $816 | -$200 | -19.7% |
| Michigan | $1,768 | $752 | 74.0% |
| Minnesota | $852 | -$164 | -16.1% |
| Mississippi | $1,220 | $204 | 20.1% |
| Missouri | $902 | -$114 | -11.2% |
| Montana | $1,092 | $76 | 7.5% |
| Nebraska | $804 | -$212 | -20.9% |
| Nevada | $1,220 | $204 | 20.1% |
| New Hampshire | $732 | -$284 | -28.0% |
| New Jersey | $1,138 | $122 | 12.0% |
| New Mexico | $900 | -$116 | -11.4% |
| New York | $1,072 | $56 | 5.5% |
| North Carolina | $586 | -$430 | -42.3% |
| North Dakota | $832 | -$184 | -18.1% |
| Ohio | $702 | -$314 | -30.9% |
| Oklahoma | $1,044 | $28 | 2.8% |
| Oregon | $930 | -$86 | -8.5% |
| Pennsylvania | $970 | -$46 | -4.5% |
| Rhode Island | $1,356 | $340 | 33.5% |
| South Carolina | $920 | -$96 | -9.4% |
| South Dakota | $858 | -$158 | -15.6% |
| Tennessee | $892 | -$124 | -12.2% |
| Texas | $1,226 | $210 | 20.7% |
| Utah | $754 | -$262 | -25.8% |
| Vermont | $696 | -$320 | -31.5% |
| Virginia | $608 | -$408 | -40.2% |
| Washington | $786 | -$230 | -22.6% |
| West Virginia | $930 | -$86 | -8.5% |
| Wisconsin | $704 | -$312 | -30.7% |
| Wyoming | $908 | -$108 | -10.6% |
Opting for high physical damage deductibles could cut prices by as much as $260 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out at least $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can be around 41% to 131% more than the average rate. View High Risk Driver Rates
Since prices can be so different, the best way to find out your exact price is to do a rate comparison and see how they stack up. Each insurance company utilizes a different rate formula, so the prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $972 | $81 |
| Nissan Cube S 2WD | $994 | $83 |
| Nissan Cube SL 2WD | $1,024 | $85 |
| Nissan Cube Krom 2WD | $1,084 | $90 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2013 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2012 Nissan Cube | $156 | $196 | $474 | $984 |
| 2011 Nissan Cube | $146 | $178 | $474 | $956 |
| 2010 Nissan Cube | $142 | $160 | $468 | $928 |
| 2009 Nissan Cube | $140 | $156 | $460 | $914 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Nissan Cube Insurance
Getting lower rates on auto insurance requires being safe and accident-free, maintaining good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Take the time to compare rates at least every other year by quoting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
Below you'll find a summary of the car insurance concepts covered in the above illustrations.
- Drivers who have multiple accidents or major violations pay an average of $1,170 more every year than a low-risk driver
- You may be able to save up to $110 per year simply by quoting online in advance
- Increasing physical damage deductibles can save around $250 each year
- Consumers who may need more liability protection will pay around $530 every year to increase from a low limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,098 |
| 20 | $2,322 |
| 30 | $1,034 |
| 40 | $1,016 |
| 50 | $934 |
| 60 | $914 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,182 |
| $250 | $1,106 |
| $500 | $1,016 |
| $1,000 | $930 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,016 |
| 50/100 | $1,180 |
| 100/300 | $1,299 |
| 250/500 | $1,610 |
| 100 CSL | $1,227 |
| 300 CSL | $1,490 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,774 |
| 20 | $3,704 |
| 30 | $2,206 |
| 40 | $2,188 |
| 50 | $2,094 |
| 60 | $2,072 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $64 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $69 |
| Total Discounts | $398 |
Discounts are estimated and may not be available from every company or in every state.
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