Nissan Cube Insurance Rates

The average insurance rates for a Nissan Cube are $1,040 a year with full coverage. Comprehensive costs approximately $172, collision insurance costs $236, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $2,240. Teenage drivers cost the most to insure at up to $4,170 a year.

Average premium for full coverage: $1,040

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Cube trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities. The price range example below illustrates how where you live affects auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should get quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Nissan Cube insurance rates for additional coverage and risk scenarios.

• The best discount rate is $629
• Choosing higher $1,000 deductibles can save $94 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,040
• Using more expensive low deductibles for comp and collision coverage bumps up the cost to $1,216
• High-risk insureds who are prone to accidents and violations could pay around $2,240
• Policy cost that insures a teen driver with full coverage can cost $4,170 each year

View Chart as Image

Auto insurance rates for a Nissan Cube also range considerably based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,200 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Cube insurance rates. A good driver about age 40 could pay as low as $750 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,410 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $270 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Cube Insurance

Finding cheaper rates on Nissan Cube insurance takes having a decent driving record, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare prices every year by getting rate quotes from direct companies, and also from local insurance agencies.

The following items are a summary of the coverage data touched on in the above illustrations.

• You may be able to save around $120 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• 16 to 18-year-old drivers have the highest car insurance rates, as much as $348 each month if the policy includes full coverage
• High-risk drivers who have multiple accidents or major violations may have to pay on average $1,200 more per year than a driver with a clean driving record