Nissan Cube Insurance Rates

Estimated insurance prices for a Nissan Cube are $1,016 every 12 months including full coverage. Comprehensive costs around $166 a year, collision costs $214, and liability coverage is estimated at $478. A liability-only policy costs approximately $526 a year, with high-risk insurance costing around $2,188. Teenage drivers pay the most at $4,098 a year or more.

Average premium for full coverage: $1,016

Premium estimates for type of coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Cube trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance rates.

These rate differences highlight why it is important to get quotes for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Nissan Cube insurance rates for additional coverage choices and driver risks.

• The best discount rate is $618
• Choosing higher $1,000 deductibles can save about $930 every year
• The average price for a 40-year-old good driver using $500 deductibles is $1,016
• Using low $100 deductibles for comp and collision coverage increases the price to $1,182
• Drivers who are prone to accidents and violations could pay at least $2,188 or more
• An auto insurance policy to insure a teenage driver can be $4,098 each year

View Chart as Image

Auto insurance prices for a Nissan Cube also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles can save as much as $260 a year, while buying higher liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $430 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay as much as $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges around 41% to 131% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Nissan Cube insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out your exact price is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Nissan Cube Insurance

Finding better rates on auto insurance takes being a low-risk driver, having a good credit score, refrain from filing small claims, and maximizing policy discounts. Invest the time to shop around at every policy renewal by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The items below are a brief review of the data illustrated above.

• Consumers who may need more liability coverage will pay an extra $530 per year to raise limits from 30/60 bodily injury limits to a 250/500 level
• You may be able to save up to $110 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $250 each year
• Teen drivers are expensive to insure, with the cost nearing $342 per month if comprehensive and collision insurance is included