Nissan Juke Insurance Rates

The average insurance rates for a Nissan Juke are $1,200 a year for full coverage insurance. Comprehensive insurance costs an estimated $214 a year, collision insurance costs $368, and liability insurance is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs $2,602 or more. Teenage drivers cost the most to insure at up to $4,688 a year.

Average premium for full coverage: $1,200

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Juke trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above illustrate why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Nissan Juke insurance rates for other coverage scenarios.

• The best discount rate is $703
• Raising to $1,000 deductibles will save approximately $1,068 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,200
• Using low $100 deductibles will cost an extra $258 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,602
• Policy cost for full coverage for a teen driver can cost as much as $4,688

View Chart as Image

Insurance rates for a Nissan Juke also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $4,600 a year. View Rates by Age

Your home state also has a big influence on Nissan Juke insurance rates. A middle-age driver might find rates as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $390 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Nissan Juke Insurance

Finding cheaper rates on Nissan Juke insurance consists of being a good driver, maintaining good credit, being claim-free, and deciding if full coverage is necessary. Set aside time to compare rates at least once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief review of the primary concepts that were covered above.

• It is possible to save approximately $140 per year just by quoting early and online
• High-risk drivers with DUI or reckless driving convictions pay on average $1,400 more annually than a safer driver
• Increasing comprehensive and collision deductibles can save around $400 each year
• Drivers age 16 to 20 are charged the highest rates, possibly costing $391 each month for full coverage