Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance rates for a Nissan Pathfinder are $1,196 a year including full coverage. Comprehensive costs on average $230, collision insurance costs $352, and liability costs $456. A policy with just liability insurance costs as little as $508 a year, and coverage for high-risk drivers costs around $2,578. 16-year-old drivers pay the highest rates at up to $4,630 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Pathfinder trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than congested cities. The price range example below illustrates the effect of geographic area on car insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $707
• Drivers who choose higher $1,000 deductibles will pay around $132 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,196
• Buying more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,450
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,578
• The price for full coverage for a teen driver with full coverage may cost $4,630 a year

View Chart as Image

Insurance prices for a Nissan Pathfinder are also quite variable based on your driving record, the model of your Pathfinder, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay upwards of $4,600 a year. View Rates by Age

The state you live in makes a big difference in Nissan Pathfinder insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could save up to $390 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can cost as much as 43% to 131% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Pathfinder Insurance

Getting lower rates on car insurance not only requires being safe and accident-free, but also maintaining good credit, being claim-free, and determing if full coverage is necessary. Take the time to compare rates at every other renewal by quoting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a quick review of the concepts that were covered in the above illustrations.

• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,380 more each year than a low-risk driver
• Youthful drivers pay the highest prices, possibly costing $386 a month for full coverage
• You may be able to save as much as $140 per year just by shopping early and online
• Increasing physical damage deductibles can save around $375 each year
• You may be able to save as much as $140 per year just by shopping early and online

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.