Nissan Pathfinder Insurance Rates
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UPDATED: Feb 22, 2023
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Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder.
In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.
When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.
The average insurance rates for a Nissan Pathfinder are $1,222 a year for full coverage. Comprehensive costs an estimated $238 each year, collision insurance costs $374, and liability is estimated at $452. Liability-only insurance costs approximately $504 a year, and high-risk driver insurance costs around $2,638. 16-year-old drivers cost the most to insure at up to $4,706 a year.
Average premium for full coverage: $1,222
Policy rates broken down by type of insurance:
Estimates include $500 deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Pathfinder models.
Price Range Variability
For a driver in their 40's, Nissan Pathfinder insurance rates range from the low end price of $504 for your basic liability-only policy to a high rate of $2,638 for high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than congested cities. The graphic below illustrates how location helps determine insurance prices.
The examples above show why all drivers should get quotes for a targeted area, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average Nissan Pathfinder insurance rates for other coverage scenarios.
- The best full coverage rate is $719
- Choosing higher $1,000 deductibles can save approximately $138 a year
- The estimated price for a good driver age 40 who has $500 deductibles is $1,222
- Buying low deductibles for comp and collision coverage bumps up the cost to $1,490
- Unlucky drivers with multiple tickets or accidents could pay up to $2,638
- Policy cost that insures a teen driver can cost as much as $4,706 each year
Auto insurance rates for a Nissan Pathfinder also range considerably based on the trim level and model year, how you drive, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you could be paying $1,400 to $2,000 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 128% more than the average rate. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,700 a year. View Rates by Age
Your home state plays a big part in determining prices for Nissan Pathfinder insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or at least $1,750 on average in New York, Louisiana, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Opting for high physical damage deductibles can save as much as $410 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Nissan Pathfinder S 2WD||$1,142||$95|
|Nissan Pathfinder S 4WD||$1,154||$96|
|Nissan Pathfinder SE 2WD||$1,188||$99|
|Nissan Pathfinder SE 4WD||$1,188||$99|
|Nissan Pathfinder LE 2WD||$1,294||$108|
|Nissan Pathfinder LE 4WD||$1,294||$108|
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Nissan Pathfinder||$272||$436||$416||$1,282|
|2017 Nissan Pathfinder||$238||$374||$452||$1,222|
|2016 Nissan Pathfinder||$230||$352||$456||$1,196|
|2015 Nissan Pathfinder||$220||$316||$460||$1,154|
|2014 Nissan Pathfinder||$206||$292||$460||$1,116|
|2013 Nissan Pathfinder||$198||$272||$464||$1,092|
|2011 Nissan Pathfinder||$180||$236||$474||$1,048|
|2010 Nissan Pathfinder||$174||$214||$478||$1,024|
|2008 Nissan Pathfinder||$152||$178||$474||$962|
|2007 Nissan Pathfinder||$148||$160||$468||$934|
|2006 Nissan Pathfinder||$146||$156||$460||$920|
|2005 Nissan Pathfinder||$144||$150||$452||$904|
|2004 Nissan Pathfinder||$132||$142||$446||$878|
|2003 Nissan Pathfinder||$126||$134||$442||$860|
Rates are averaged for all Nissan Pathfinder models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Nissan Pathfinder Insurance
Finding cheaper rates on car insurance takes not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Comparison shop every couple of years by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.
The following is a review of the material that was covered in the charts and tables above.
- Policyholders who want higher liability limits will pay around $500 each year to raise limits from a 30/60 limit to the 250/500 level
- Teens are the costliest to insure, costing up to $392 each month if the policy includes full coverage
- Higher risk drivers who have several accidents or serious violations may pay on average $1,420 more annually for Pathfinder insurance
- Increasing comprehensive and collision deductibles can save approximately $400 each year
You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.
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What are the safety ratings of the Nissan Pathfinder?
It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.
Nissan Pathfinder Compared Against Other Vehicles in the Same Class
Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating.
Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.
When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.
Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$83|
|5-yr Claim Free||$78|
|Paid in Full/EFT||$51|
Discounts are estimated and may not be available from every company or in every state.
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