Pontiac Vibe Insurance Rates

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UPDATED: Jun 4, 2023

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Estimated insurance rates for a Pontiac Vibe are $864 a year with full coverage. Comprehensive costs an estimated $148 a year, collision costs $182, and liability costs around $398. A liability-only policy costs as low as $444 a year, with high-risk insurance costing around $1,850. Teens pay the most at $3,454 a year or more.

Average premium for full coverage: $864

Premium estimates broken down by type of coverage:

Comprehensive $148
Collision $182
Liability $398

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Vibe trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Pontiac Vibe go from as low as $444 for just liability insurance to a high of $1,850 for a high-risk driver policy.

Liability Only $444
Full Coverage $864
High Risk $1,850

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine insurance prices.

Rural Areas $648
Small Cities $907
Large Cities $1,166

These rate differences demonstrate why it is important to compare prices for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Pontiac Vibe insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $527
  • Using higher $1,000 deductibles will save approximately $788 annually
  • The average rate for a 40-year-old good driver who has $500 deductibles is $864
  • Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,004
  • Drivers with serious driving violations could pay up to $1,850 or more
  • An auto insurance policy for full coverage for a teen driver can cost as much as $3,454 or more

View Chart as Image

Pontiac Vibe insurance cost comparison chart
Column chart showing full coverage Pontiac Vibe insurance rates range from $527 to $3,454

Auto insurance prices for a Pontiac Vibe also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $3,400 a year. View Rates by Age

Where you choose to live has a huge impact on Pontiac Vibe insurance prices. A driver around age 40 might see prices as low as $620 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,170 on average in New York, Michigan, and Florida.

Pontiac Vibe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $780 -$84 -9.7%
Alaska $664 -$200 -23.1%
Arizona $714 -$150 -17.4%
Arkansas $864 -$0 0.0%
California $982 $118 13.7%
Colorado $824 -$40 -4.6%
Connecticut $886 $22 2.5%
Delaware $976 $112 13.0%
Florida $1,076 $212 24.5%
Georgia $798 -$66 -7.6%
Hawaii $620 -$244 -28.2%
Idaho $584 -$280 -32.4%
Illinois $642 -$222 -25.7%
Indiana $650 -$214 -24.8%
Iowa $582 -$282 -32.6%
Kansas $818 -$46 -5.3%
Kentucky $1,178 $314 36.3%
Louisiana $1,278 $414 47.9%
Maine $534 -$330 -38.2%
Maryland $712 -$152 -17.6%
Massachusetts $686 -$178 -20.6%
Michigan $1,498 $634 73.4%
Minnesota $724 -$140 -16.2%
Mississippi $1,036 $172 19.9%
Missouri $766 -$98 -11.3%
Montana $926 $62 7.2%
Nebraska $678 -$186 -21.5%
Nevada $1,036 $172 19.9%
New Hampshire $622 -$242 -28.0%
New Jersey $966 $102 11.8%
New Mexico $762 -$102 -11.8%
New York $908 $44 5.1%
North Carolina $498 -$366 -42.4%
North Dakota $708 -$156 -18.1%
Ohio $594 -$270 -31.3%
Oklahoma $884 $20 2.3%
Oregon $792 -$72 -8.3%
Pennsylvania $822 -$42 -4.9%
Rhode Island $1,152 $288 33.3%
South Carolina $782 -$82 -9.5%
South Dakota $728 -$136 -15.7%
Tennessee $754 -$110 -12.7%
Texas $1,040 $176 20.4%
Utah $638 -$226 -26.2%
Vermont $590 -$274 -31.7%
Virginia $514 -$350 -40.5%
Washington $666 -$198 -22.9%
West Virginia $792 -$72 -8.3%
Wisconsin $596 -$268 -31.0%
Wyoming $768 -$96 -11.1%

View Chart as Image

Pontiac Vibe insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $220 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,000 to $1,500 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 129% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out which insurance company is cheapest is to get quotes and see which company has the best price. Each insurance company calculates prices differently, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Pontiac Vibe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Pontiac Vibe 1.8 $828 $69
Pontiac Vibe 2.4 $828 $69
Pontiac Vibe AWD $880 $73
Pontiac Vibe GT $880 $73

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Pontiac Vibe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Pontiac Vibe $152 $202 $402 $892
2009 Pontiac Vibe $148 $182 $398 $864
2008 Pontiac Vibe $146 $178 $390 $850
2007 Pontiac Vibe $144 $168 $384 $832
2006 Pontiac Vibe $132 $160 $380 $808
2005 Pontiac Vibe $126 $152 $376 $790

Rates are averaged for all Pontiac Vibe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Pontiac Vibe Insurance

Finding better rates on car insurance requires avoiding accidents and violations, having good credit, being claim-free, and qualifying for all possible discounts. Invest time comparing rates every time your policy renews by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a condensed summary of the information covered in the charts and tables above.

  • You may be able to save approximately $100 per year simply by quoting early and online
  • Teenagers are the costliest to insure, possibly costing $288 per month if they have full coverage
  • Increasing policy deductibles can save around $225 each year
  • Higher risk drivers with multiple at-fault accidents may pay on average $990 more annually for car insurance
  • Policyholders who want higher liability limits will pay approximately $440 every year to increase from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Pontiac Vibe Insurance Rates by Driver Age
Driver Age Premium
16 $3,454
20 $1,962
30 $878
40 $864
50 $794
60 $778

Full coverage, $500 deductibles

Rates by Deductible

Pontiac Vibe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,004
$250 $940
$500 $864
$1,000 $788

Full coverage, driver age 40

Rates by Liability Limit

Pontiac Vibe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $864
50/100 $960
100/300 $1,059
250/500 $1,318
100 CSL $999
300 CSL $1,218
500 CSL $1,378

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac Vibe Insurance Rates for High Risk Drivers
Age Premium
16 $4,864
20 $3,126
30 $1,866
40 $1,850
50 $1,766
60 $1,750

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $114

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $54
Paid in Full/EFT $31
Advance Quote $37
Online Quote $58
Total Discounts $337
Rate after discounts $527

Discounts are estimated and may not be available from every company or in every state.

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