Pontiac Vibe Insurance Rates
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UPDATED: Jun 4, 2023
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Estimated auto insurance rates for a Pontiac Vibe are $892 annually for full coverage insurance. Comprehensive costs around $152 a year, collision insurance costs $202, and liability insurance is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs around $1,918. Teen drivers pay the most at up to $3,558 a year.
Average premium for full coverage: $892
Premium estimates for type of coverage:
Prices include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Vibe trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Pontiac Vibe range from as cheap as $446 for minimum levels of liability insurance to a high of $1,918 for a policy for a high-risk driver.
Insurance Price Range by Location
Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance rates.
These rate differences illustrate why it is important to get quotes for a specific zip code and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Pontiac Vibe insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $540
- Choosing higher $1,000 deductibles can save about $812 each year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $892
- Choosing low $100 deductibles for comp and collision coverage will cost $1,046
- High-risk insureds with multiple violations and an at-fault accident could pay at least $1,918
- An auto insurance policy with full coverage for a teen driver can be $3,558 each year
Insurance prices for a Pontiac Vibe also have a wide range based on the model of your Vibe, your risk profile, and deductibles and policy limits.
Older drivers with a clean driving record and high physical damage deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $3,500 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at least $1,100 to $1,500 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 137% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $240 each year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Pontiac Vibe insurance rates. A good driver about age 40 could pay as low as $580 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,200 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $806 | -$86 | -9.6% |
| Alaska | $684 | -$208 | -23.3% |
| Arizona | $740 | -$152 | -17.0% |
| Arkansas | $892 | -$0 | 0.0% |
| California | $1,016 | $124 | 13.9% |
| Colorado | $850 | -$42 | -4.7% |
| Connecticut | $916 | $24 | 2.7% |
| Delaware | $1,006 | $114 | 12.8% |
| Florida | $1,112 | $220 | 24.7% |
| Georgia | $826 | -$66 | -7.4% |
| Hawaii | $642 | -$250 | -28.0% |
| Idaho | $604 | -$288 | -32.3% |
| Illinois | $664 | -$228 | -25.6% |
| Indiana | $674 | -$218 | -24.4% |
| Iowa | $602 | -$290 | -32.5% |
| Kansas | $848 | -$44 | -4.9% |
| Kentucky | $1,216 | $324 | 36.3% |
| Louisiana | $1,322 | $430 | 48.2% |
| Maine | $550 | -$342 | -38.3% |
| Maryland | $736 | -$156 | -17.5% |
| Massachusetts | $712 | -$180 | -20.2% |
| Michigan | $1,548 | $656 | 73.5% |
| Minnesota | $748 | -$144 | -16.1% |
| Mississippi | $1,068 | $176 | 19.7% |
| Missouri | $792 | -$100 | -11.2% |
| Montana | $958 | $66 | 7.4% |
| Nebraska | $702 | -$190 | -21.3% |
| Nevada | $1,070 | $178 | 20.0% |
| New Hampshire | $644 | -$248 | -27.8% |
| New Jersey | $998 | $106 | 11.9% |
| New Mexico | $788 | -$104 | -11.7% |
| New York | $938 | $46 | 5.2% |
| North Carolina | $514 | -$378 | -42.4% |
| North Dakota | $734 | -$158 | -17.7% |
| Ohio | $616 | -$276 | -30.9% |
| Oklahoma | $914 | $22 | 2.5% |
| Oregon | $818 | -$74 | -8.3% |
| Pennsylvania | $850 | -$42 | -4.7% |
| Rhode Island | $1,190 | $298 | 33.4% |
| South Carolina | $808 | -$84 | -9.4% |
| South Dakota | $752 | -$140 | -15.7% |
| Tennessee | $780 | -$112 | -12.6% |
| Texas | $1,076 | $184 | 20.6% |
| Utah | $662 | -$230 | -25.8% |
| Vermont | $608 | -$284 | -31.8% |
| Virginia | $536 | -$356 | -39.9% |
| Washington | $688 | -$204 | -22.9% |
| West Virginia | $818 | -$74 | -8.3% |
| Wisconsin | $616 | -$276 | -30.9% |
| Wyoming | $794 | -$98 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Pontiac Vibe 1.8 | $856 | $71 |
| Pontiac Vibe 2.4 | $856 | $71 |
| Pontiac Vibe AWD | $912 | $76 |
| Pontiac Vibe GT | $912 | $76 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Pontiac Vibe | $162 | $222 | $402 | $922 |
| 2009 Pontiac Vibe | $152 | $202 | $402 | $892 |
| 2008 Pontiac Vibe | $148 | $182 | $398 | $864 |
| 2007 Pontiac Vibe | $146 | $178 | $390 | $850 |
| 2006 Pontiac Vibe | $144 | $168 | $384 | $832 |
| 2005 Pontiac Vibe | $132 | $160 | $380 | $808 |
| 2004 Pontiac Vibe | $126 | $152 | $376 | $790 |
Rates are averaged for all Pontiac Vibe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Pontiac Vibe Insurance
Finding better rates on Pontiac Vibe insurance takes being a low-risk driver, having a good credit history, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Make time to compare rates every year by getting rate quotes from direct insurance companies, and also from several local insurance agents.
The items below are a quick rundown of the coverage data touched on in this article.
- It is possible to save up to $100 per year just by quoting early and online
- Increasing policy deductibles could save up to $225 each year
- Teen drivers pay higher prices, with premiums being up to $297 per month including comprehensive and collision insurance
- High-risk drivers with reckless driving or DUI convictions pay on average $1,030 more every year to insure their Vibe
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,558 |
| 20 | $2,036 |
| 30 | $910 |
| 40 | $892 |
| 50 | $818 |
| 60 | $802 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,046 |
| $250 | $976 |
| $500 | $892 |
| $1,000 | $812 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $892 |
| 50/100 | $992 |
| 100/300 | $1,093 |
| 250/500 | $1,354 |
| 100 CSL | $1,033 |
| 300 CSL | $1,254 |
| 500 CSL | $1,415 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,018 |
| 20 | $3,242 |
| 30 | $1,936 |
| 40 | $1,918 |
| 50 | $1,830 |
| 60 | $1,812 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $33 |
| Advance Quote | $39 |
| Online Quote | $60 |
| Total Discounts | $352 |
Discounts are estimated and may not be available from every company or in every state.
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