Porsche Boxster Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2023
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U.S. average insurance rates for a Porsche Boxster are $878 a year with full coverage. Comprehensive costs approximately $160, collision costs $206, and liability coverage is estimated at $376. Liability-only coverage costs approximately $426 a year, with high-risk coverage costing around $1,878. Teenage drivers pay the highest rates at $3,464 a year or more.
Average premium for full coverage: $878
Price estimates by individual coverage:
These estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Boxster models.
Price Range from Low to High
For a driver in their 40's, Porsche Boxster insurance prices go from as low as $426 for just the minimum liability insurance to the much higher price of $1,878 for a driver that may need high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities.
The example below illustrates how location helps determine auto insurance prices.
The ranges above demonstrate why everyone should get quotes using their specific location and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Porsche Boxster insurance rates for additional coverage and risk scenarios.
- The best discount rate is $533
- Choosing higher $1,000 deductibles can save $84 annually
- The average rate for the average middle-age driver who chooses $500 deductibles is $878
- Using pricier low deductibles for comp and collision coverage will increase the cost to $1,038
- Drivers who are prone to accidents and violations could pay around $1,878 or more
- The price for full coverage for a teenage driver for full coverage can cost $3,464 each year
Auto insurance prices for a Porsche Boxster are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high deductibles may only pay around $800 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $3,400 a year. View Rates by Age
The state you live in plays a big part in determining prices for Porsche Boxster insurance rates. A good driver about age 40 could pay as low as $630 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,190 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $792 | -$86 | -9.8% |
| Alaska | $672 | -$206 | -23.5% |
| Arizona | $728 | -$150 | -17.1% |
| Arkansas | $878 | -$0 | 0.0% |
| California | $998 | $120 | 13.7% |
| Colorado | $838 | -$40 | -4.6% |
| Connecticut | $900 | $22 | 2.5% |
| Delaware | $994 | $116 | 13.2% |
| Florida | $1,096 | $218 | 24.8% |
| Georgia | $812 | -$66 | -7.5% |
| Hawaii | $632 | -$246 | -28.0% |
| Idaho | $594 | -$284 | -32.3% |
| Illinois | $654 | -$224 | -25.5% |
| Indiana | $662 | -$216 | -24.6% |
| Iowa | $592 | -$286 | -32.6% |
| Kansas | $834 | -$44 | -5.0% |
| Kentucky | $1,196 | $318 | 36.2% |
| Louisiana | $1,300 | $422 | 48.1% |
| Maine | $542 | -$336 | -38.3% |
| Maryland | $724 | -$154 | -17.5% |
| Massachusetts | $698 | -$180 | -20.5% |
| Michigan | $1,524 | $646 | 73.6% |
| Minnesota | $734 | -$144 | -16.4% |
| Mississippi | $1,050 | $172 | 19.6% |
| Missouri | $778 | -$100 | -11.4% |
| Montana | $942 | $64 | 7.3% |
| Nebraska | $690 | -$188 | -21.4% |
| Nevada | $1,052 | $174 | 19.8% |
| New Hampshire | $634 | -$244 | -27.8% |
| New Jersey | $982 | $104 | 11.8% |
| New Mexico | $776 | -$102 | -11.6% |
| New York | $922 | $44 | 5.0% |
| North Carolina | $504 | -$374 | -42.6% |
| North Dakota | $720 | -$158 | -18.0% |
| Ohio | $604 | -$274 | -31.2% |
| Oklahoma | $900 | $22 | 2.5% |
| Oregon | $802 | -$76 | -8.7% |
| Pennsylvania | $834 | -$44 | -5.0% |
| Rhode Island | $1,170 | $292 | 33.3% |
| South Carolina | $796 | -$82 | -9.3% |
| South Dakota | $742 | -$136 | -15.5% |
| Tennessee | $768 | -$110 | -12.5% |
| Texas | $1,058 | $180 | 20.5% |
| Utah | $648 | -$230 | -26.2% |
| Vermont | $598 | -$280 | -31.9% |
| Virginia | $526 | -$352 | -40.1% |
| Washington | $678 | -$200 | -22.8% |
| West Virginia | $804 | -$74 | -8.4% |
| Wisconsin | $604 | -$274 | -31.2% |
| Wyoming | $780 | -$98 | -11.2% |
Using high physical damage deductibles can save as much as $250 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,000 to $1,500 in extra premium each year, depending on your age. Porsche Boxster insurance for high-risk drivers ranges around 43% to 127% more than a normal policy. View High Risk Driver Rates
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Porsche Boxster 2-Dr Convertible | $864 | $72 |
| Porsche Boxster S 2-Dr Convertible | $894 | $75 |
Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Porsche Boxster | $220 | $328 | $406 | $1,090 |
| 2008 Porsche Boxster | $182 | $228 | $384 | $930 |
| 2007 Porsche Boxster | $166 | $218 | $380 | $900 |
Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Porsche Boxster Insurance
Getting lower rates on auto insurance takes being a low-risk driver, having good credit, avoid buying unnecessary coverage, and not having any coverage lapses. Invest time comparing rates once a year by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.
The items below are a brief summary of the data that was covered in the charts and tables above.
- You may be able to save around $100 per year simply by quoting online well ahead of the renewal date
- Consumers who purchase more liability coverage will pay an extra $410 every year to raise limits from a low limit to 250/500 limits
- Teen drivers have the highest car insurance prices, costing up to $289 a month if they have full coverage
- Drivers that tend to have accidents or serious violations pay on average $1,000 more per year to insure their Boxster
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,464 |
| 20 | $1,996 |
| 30 | $898 |
| 40 | $878 |
| 50 | $806 |
| 60 | $790 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,038 |
| $250 | $966 |
| $500 | $878 |
| $1,000 | $794 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $878 |
| 50/100 | $969 |
| 100/300 | $1,063 |
| 250/500 | $1,308 |
| 100 CSL | $1,007 |
| 300 CSL | $1,214 |
| 500 CSL | $1,364 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,882 |
| 20 | $3,172 |
| 30 | $1,900 |
| 40 | $1,878 |
| 50 | $1,792 |
| 60 | $1,774 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $46 |
| Homeowner | $15 |
| 5-yr Accident Free | $54 |
| 5-yr Claim Free | $55 |
| Paid in Full/EFT | $33 |
| Advance Quote | $38 |
| Online Quote | $59 |
| Total Discounts | $345 |
Discounts are estimated and may not be available from every company or in every state.
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