Porsche Boxster Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2023

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U.S. average auto insurance rates for a Porsche Boxster are $878 annually for full coverage. Comprehensive costs approximately $160, collision insurance costs $206, and liability is estimated at $376. Buying just liability costs approximately $426 a year, and insurance for high-risk drivers costs around $1,878. 16-year-old drivers pay the highest rates at up to $3,464 a year.

Average premium for full coverage: $878

Price estimates by individual coverage:

Comprehensive $160
Collision $206
Liability $376

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for all Boxster models.

Price Range from Low to High

Using a middle-aged driver as an example, Porsche Boxster insurance prices range from as cheap as $426 for a discount liability-only rate to the much higher price of $1,878 for a driver required to buy high-risk insurance.

Liability Only $426
Full Coverage $878
High Risk $1,878

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations have fewer accident claims than congested cities. The example below illustrates how where you live affects auto insurance prices.

Rural Areas $659
Small Cities $922
Large Cities $1,185

The ranges above show why everyone should get quotes using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Porsche Boxster insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $533
  • Choosing higher $1,000 deductibles can save $84 a year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $878
  • Buying pricier low deductibles for comp and collision coverage will cost $1,038
  • Unlucky drivers with multiple tickets or accidents could pay around $1,878
  • The price with full coverage for a teen driver for full coverage can cost $3,464 each year

View Chart as Image

Porsche Boxster insurance cost comparison chart
Column chart showing Porsche Boxster insurance rates range from $533 to $3,464 for full coverage

Insurance prices for a Porsche Boxster are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $800 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,000 to $1,500 additional each year, depending on your age. Porsche Boxster insurance for high-risk drivers ranges as much as 43% to 127% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $250 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Porsche Boxster insurance prices. A good driver about age 40 could pay as low as $580 a year in states like Iowa, Maine, and Idaho, or at least $1,250 on average in New York, Louisiana, and Michigan.

Porsche Boxster Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$86 -9.8%
Alaska $672 -$206 -23.5%
Arizona $728 -$150 -17.1%
Arkansas $878 -$0 0.0%
California $998 $120 13.7%
Colorado $838 -$40 -4.6%
Connecticut $900 $22 2.5%
Delaware $994 $116 13.2%
Florida $1,096 $218 24.8%
Georgia $812 -$66 -7.5%
Hawaii $632 -$246 -28.0%
Idaho $594 -$284 -32.3%
Illinois $654 -$224 -25.5%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $834 -$44 -5.0%
Kentucky $1,196 $318 36.2%
Louisiana $1,300 $422 48.1%
Maine $542 -$336 -38.3%
Maryland $724 -$154 -17.5%
Massachusetts $698 -$180 -20.5%
Michigan $1,524 $646 73.6%
Minnesota $734 -$144 -16.4%
Mississippi $1,050 $172 19.6%
Missouri $778 -$100 -11.4%
Montana $942 $64 7.3%
Nebraska $690 -$188 -21.4%
Nevada $1,052 $174 19.8%
New Hampshire $634 -$244 -27.8%
New Jersey $982 $104 11.8%
New Mexico $776 -$102 -11.6%
New York $922 $44 5.0%
North Carolina $504 -$374 -42.6%
North Dakota $720 -$158 -18.0%
Ohio $604 -$274 -31.2%
Oklahoma $900 $22 2.5%
Oregon $802 -$76 -8.7%
Pennsylvania $834 -$44 -5.0%
Rhode Island $1,170 $292 33.3%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $768 -$110 -12.5%
Texas $1,058 $180 20.5%
Utah $648 -$230 -26.2%
Vermont $598 -$280 -31.9%
Virginia $526 -$352 -40.1%
Washington $678 -$200 -22.8%
West Virginia $804 -$74 -8.4%
Wisconsin $604 -$274 -31.2%
Wyoming $780 -$98 -11.2%

View Chart as Image

Porsche Boxster insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Porsche Boxster Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Porsche Boxster 2-Dr Convertible $864 $72
Porsche Boxster S 2-Dr Convertible $894 $75

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche Boxster Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Porsche Boxster $226 $362 $402 $1,126
2008 Porsche Boxster $184 $240 $390 $950
2007 Porsche Boxster $182 $228 $384 $930
2005 Porsche Boxster $160 $206 $376 $878

Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Porsche Boxster Insurance

Getting lower rates on car insurance takes being safe and accident-free, having good credit, eliminating unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop at every policy renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a brief recap of the data touched on in the above illustrations.

  • Policyholders who purchase more liability protection will pay around $410 each year to raise limits from a low limit to higher 250/500 limits
  • Drivers can save around $100 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save up to $250 each year
  • Youthful drivers are the costliest to insure, with premiums as much as $289 a month if they have full coverage

Rates by Driver Age

Porsche Boxster Insurance Rates by Driver Age
Driver Age Premium
16 $3,464
20 $1,996
30 $898
40 $878
50 $806
60 $790

Full coverage, $500 deductibles

Rates by Deductible

Porsche Boxster Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $966
$500 $878
$1,000 $794

Full coverage, driver age 40

Rates by Liability Limit

Porsche Boxster Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $969
100/300 $1,063
250/500 $1,308
100 CSL $1,007
300 CSL $1,214
500 CSL $1,364

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Boxster Insurance Rates for High Risk Drivers
Age Premium
16 $4,882
20 $3,172
30 $1,900
40 $1,878
50 $1,792
60 $1,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $54
5-yr Claim Free $55
Paid in Full/EFT $33
Advance Quote $38
Online Quote $59
Total Discounts $345
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

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