Porsche Cayman Insurance Rates

U.S. average auto insurance rates for a Porsche Cayman are $1,062 annually including full coverage. Comprehensive costs approximately $194, collision costs $258, and liability insurance is estimated at $452. Buying just liability costs approximately $504 a year, with insurance for high-risk drivers costing around $2,278. Teens pay the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,062

Price estimates by individual coverage:

Prices are based on $500 deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Cayman models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations have fewer comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the difference location can make on auto insurance prices.

The ranges above highlight why everyone should get quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Porsche Cayman insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $642
• Choosing higher $1,000 deductibles can save $102 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,062
• Selecting pricier low deductibles for comp and collision coverage will cost $1,258
• High-risk insureds with serious driving violations could pay around $2,278 or more
• The price with full coverage for a teen driver for full coverage can cost $4,186 each year

View Chart as Image

Insurance prices for a Porsche Cayman are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,800 additional each year, depending on your age. Porsche Cayman insurance for high-risk drivers ranges anywhere from 43% to 137% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Porsche Cayman insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,520 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to regularly compare prices from as many companies as possible. Each auto insurer calculates prices differently, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Porsche Cayman Insurance

Getting lower rates on Porsche Cayman insurance takes not taking risks behind the wheel, having good credit, being claim-free, and qualifying for all possible discounts. Make time to compare rates at every policy renewal by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following is a brief review of the data touched on in this article.

• Drivers who purchase higher liability limits will pay approximately $500 per year to raise limits from a low limit to higher 250/500 limits
• You may be able to save around $120 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $300 each year
• Teens are the costliest to insure, possibly costing $349 a month if they have full coverage