Porsche Macan Insurance Rates

The average Porsche Macan insurance rates are $165 per month or $1,984 annually. However, the faster Porche Macan S insurance costs will differ slightly due to its additional features. 

Many factors impact your car insurance rates, including the age of your vehicle. For example, a Porsche Macan 2020 model will cost slightly less for insurance than a Porsche Macan 2021 model. 

Read our comprehensive guide to answer questions like what is comprehensive coverage on a car insurance policy for such a high-end vehicle, and do you need to invest in extra coverage?

Ready to secure the lowest Porsche Macan prices for insurance? Enter your five-digit ZIP code into our FREE quote comparison tool to immediately compare rates for your Porsche Macan S.

Estimated auto insurance rates for a Porsche Macan are $1,704 annually with full coverage. Comprehensive insurance costs around $362 a year, collision insurance costs $728, and liability costs around $456. A liability-only policy costs as low as $508 a year, and high-risk insurance costs $3,716 or more. Teen drivers pay the most at up to $6,292 a year.

Average premium for full coverage: $1,704

Premium estimates for type of coverage:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and Macan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.

These rate differences demonstrate why it is important to compare prices for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Porsche Macan insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $954
• Using higher $1,000 deductibles will save about $1,456 annually
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,704
• Choosing low $100 deductibles for physical damage coverage costs an additional $484 every year
• Drivers with multiple violations and an at-fault accident could pay at least $3,716
• An auto insurance policy with full coverage for a teen driver can be $6,292 or more

View Chart as Image

Auto insurance prices for a Porsche Macan also have a wide range based on the model of your Macan, your driving record, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,600 a year, or $133 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay as much as $6,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $2,000 to $2,800 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 45% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $740 every year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Porsche Macan insurance prices. A driver around age 40 might see prices as low as $1,230 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,300 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy the Best Cheap Porsche Macan Insurance

Finding better rates on car insurance requires being a good driver, having above-average credit, being claim-free, and possibly raising deductibles. Invest the time to compare rates at least once a year by requesting rates from direct companies, and also from local exclusive and independent agents.

The following list is a quick review of the primary concepts that were presented in the illustrations above.

• You may be able to save up to $210 per year just by quoting early and online
• Higher risk drivers with a DUI or reckless driving violation may pay on average $2,010 more every year than a safer driver
• Increasing policy deductibles could save up to $725 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $524 per month if full coverage is included

We’ve discussed many factors that impact your Porsche insurance costs. Whether you’re looking for a Porsche Macan used or new, secure the cheapest insurance rates by entering your ZIP code into our FREE quote comparison tool below.

What are the safety ratings for the Porsche Macan?

Understanding the Porsche Macan safety ratings can help you see where you qualify for discounts, and what might be costing you more money. 

Unfortunately, there are no safety ratings for this vehicle from either the Insurance Institute for Highway Safety or the National Highway Traffic and Safety Administration to help us analyze the Porsche Macan reliability.

When calculating your rates, insurance companies will also ask is the Porsche Macan expensive to maintain? Because Porsche Macan service costs are high, expect your insurance rates to also increase. 

You can invest in some Porsche Macan prepaid maintenance costs at the dealership. But if you get into an accident, your insurance company becomes responsible for the Porsche Macan maintenance costs. Because it is a high-risk investment, expect higher premiums.

How many miles can a Porsche Macan last? Like other vehicles, expect it to reach around 250,000 miles. 

Does Porsche Macan hold its value? While the luxury SUV depreciates, it is known for is high resale value. 

What’s the difference between Macan and Macan S? The Macan S has a stronger engine and more horsepower. Are Porsche Macan S reliable cars? Yes, but the Porsche Macan S service costs are higher than the less powerful model. 

Is Porsche Macan a good car for you? In the end, only you can say.

Porsche Macan Compared Against other Vehicles in the Same Class

Officially, the Insurance Institute for Highway Safety categorizes the Porsche Macan as a midsize luxury SUV. 

Comparing the Porsche Macan to similar vehicles can help you save money, especially if the Porsche Macan has a better loss ratio than other vehicles in its class.

It would be misleading to compare the 2019 Porsche Macan insurance costs to the Porsche Cayenne insurance costs because the Cayenne is a midsize car, not an SUV. 

On the other hand, the Porsche Macan Turbo and the Porsche Macan GTS are both in the same vehicle class and are therefore comparable.

Other comparable vehicles include:

• Acura MDX
• Audi Q5
• Jaguar F-PACE

The luxury SUV has substantially worse than average collision insurance loss ratios at 48 percent and worse than average comprehensive insurance loss ratios at 30 percent. This will cause your rates to be higher. 

The Porsche Macan cost to own is not cheap. If you’re wondering how much should I pay for a Porsche Macan, expect to pay above $50,000 in total. Even an older 2017 Porsche Macan cost to own is above that amount.  

You’ve completed our Porsche Macan review. Is Porsche Macan worth the money for you? If so, make sure you’re also getting the best 2020, 20201, or even 2016 Porsche Macan insurance costs by entering your ZIP code into our FREE quote comparison tool to start shopping for the best car insurance rates.