Saab 9-5 Insurance Rates

Estimated auto insurance rates for a Saab 9-5 are $1,004 annually for full coverage. Comprehensive costs approximately $172, collision insurance costs $232, and liability insurance is estimated at $442. Liability-only insurance costs approximately $496 a year, and high-risk driver insurance costs around $2,158. 16-year-old drivers pay the most at up to $4,012 a year.

Average premium for full coverage: $1,004

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and for all 9-5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural locations are statistically proven to have fewer accident claims than congested cities. The example below illustrates the effect of geographic area on auto insurance prices.

These rate differences show why everyone should get quotes using their specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Saab 9-5 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $609
• Choosing higher $1,000 deductibles can save $92 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,004
• Buying pricier low deductibles for comp and collision coverage will cost $1,178
• High-risk insureds with multiple tickets or accidents could pay around $2,158
• An auto insurance policy with full coverage for a teen driver for full coverage can cost $4,012 each year

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Insurance prices for a Saab 9-5 also have a wide range based on the model of your 9-5, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,200 to $1,700 additional annually, depending on your age. Saab 9-5 insurance for high-risk drivers ranges anywhere from 42% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $270 each year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Saab 9-5 insurance rates. A good driver about age 40 could pay as low as $660 a year in states like Iowa, Maine, and Idaho, or at least $1,440 on average in New York, Louisiana, and Michigan.

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How to Buy Cheap Saab 9-5 Insurance

Finding better rates on Saab 9-5 insurance takes avoiding accidents and violations, having good credit, not filing small claims, and consideration of higher deductibles. Take the time to compare rates at every policy renewal by getting rate quotes from direct carriers, and also from several local insurance agents.

The list below is a brief summary of the data covered in the above illustrations.

• Drivers who purchase higher liability limits will pay around $490 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save around $110 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $275 each year
• Teenagers are the costliest to insure, as much as $334 per month if they have full coverage