Scion tC Insurance Rates

U.S. average insurance rates for a Scion tC are $1,068 a year for full coverage. Comprehensive costs around $126 a year, collision insurance costs $188, and liability is estimated at $554. Liability-only coverage costs approximately $620 a year, and high-risk coverage costs around $2,300. Teenage drivers pay the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Price estimates for individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and tC trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population have lower incidents of accident claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance rates.

The ranges above show why it is important to get quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Scion tC insurance rates for additional coverage choices and driver risks.

• The best discount rate is $661
• Choosing higher $1,000 deductibles can save about $996 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,068
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,206
• Unlucky drivers who are prone to accidents and violations could pay at least $2,300
• The price that insures a teen driver can be $4,478 each year

View Chart as Image

Auto insurance prices for a Scion tC are also quite variable based on the trim level of your tC, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,300 to $1,800 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges as much as 40% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Scion tC insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,520 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $210 every year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $498 extra every year. View Rates by Deductible or Liability Limit

How to Find More Affordable Scion tC Insurance

Getting lower rates on car insurance takes avoiding accidents and violations, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Compare prices at least once a year by requesting rates from direct carriers, and also from several local insurance agents.

The list below is a summary of the primary concepts that were touched on in the above illustrations.

• Drivers can save up to $110 per year just by quoting early and online
• Higher risk drivers who have multiple accidents or major violations pay on average $1,230 more every year for car insurance
• Increasing physical damage deductibles can save approximately $200 each year
• Teenagers are expensive to insure, with premiums as much as $373 a month if the policy includes full coverage