Scion tC Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Scion tC are $1,068 a year with full coverage. Comprehensive insurance costs around $126, collision costs $188, and liability coverage is $554. Liability-only coverage costs around $620 a year, with high-risk coverage costing $2,300 or more. 16-year-old drivers receive the highest rates at $4,478 a year or more.

Average premium for full coverage: $1,068

Rate estimates for individual coverage type:

Comprehensive $126
Collision $188
Liability $554

Includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for different tC trim levels.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from the low end price of $620 for just the minimum liability insurance to a much higher rate of $2,300 for coverage for higher-risk drivers.

Liability Only $620
Full Coverage $1,068
High Risk $2,300

Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than congested cities.

The price range example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $801
Small Cities $1,121
Large Cities $1,442

These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details estimated Scion tC insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $661
  • Raising to $1,000 deductibles will save about $72 annually
  • The estimated price for a 40-year-old driver using $500 deductibles is $1,068
  • Buying more expensive low deductibles will cost an additional $138 each year
  • Unlucky drivers with multiple tickets or accidents could pay at least $2,300 or more
  • The cost that insures a teenage driver with full coverage can be $4,478

View Chart as Image

Scion tC insurance cost comparison chart
Column chart showing full coverage Scion tC insurance prices range from $661 to $4,478

Car insurance rates for a Scion tC can also vary considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $1,300 to $1,800 extra per year, depending on your age. High-risk driver insurance is expensive and can cost around 40% to 135% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged as much as $4,400 a year. View Rates by Age

Where you live also has a big influence on Scion tC insurance rates. A middle-age driver might find rates as low as $770 a year in states like New Hampshire, Ohio, and Utah, or at least $1,440 on average in Florida, Michigan, and New York.

Scion tC Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $964 -$104 -9.7%
Alaska $816 -$252 -23.6%
Arizona $882 -$186 -17.4%
Arkansas $1,068 -$0 0.0%
California $1,214 $146 13.7%
Colorado $1,018 -$50 -4.7%
Connecticut $1,096 $28 2.6%
Delaware $1,208 $140 13.1%
Florida $1,334 $266 24.9%
Georgia $982 -$86 -8.1%
Hawaii $766 -$302 -28.3%
Idaho $724 -$344 -32.2%
Illinois $794 -$274 -25.7%
Indiana $804 -$264 -24.7%
Iowa $724 -$344 -32.2%
Kansas $1,012 -$56 -5.2%
Kentucky $1,452 $384 36.0%
Louisiana $1,578 $510 47.8%
Maine $660 -$408 -38.2%
Maryland $880 -$188 -17.6%
Massachusetts $852 -$216 -20.2%
Michigan $1,850 $782 73.2%
Minnesota $892 -$176 -16.5%
Mississippi $1,278 $210 19.7%
Missouri $946 -$122 -11.4%
Montana $1,146 $78 7.3%
Nebraska $840 -$228 -21.3%
Nevada $1,280 $212 19.9%
New Hampshire $768 -$300 -28.1%
New Jersey $1,192 $124 11.6%
New Mexico $944 -$124 -11.6%
New York $1,122 $54 5.1%
North Carolina $612 -$456 -42.7%
North Dakota $874 -$194 -18.2%
Ohio $738 -$330 -30.9%
Oklahoma $1,096 $28 2.6%
Oregon $976 -$92 -8.6%
Pennsylvania $1,018 -$50 -4.7%
Rhode Island $1,424 $356 33.3%
South Carolina $964 -$104 -9.7%
South Dakota $898 -$170 -15.9%
Tennessee $932 -$136 -12.7%
Texas $1,284 $216 20.2%
Utah $792 -$276 -25.8%
Vermont $728 -$340 -31.8%
Virginia $638 -$430 -40.3%
Washington $824 -$244 -22.8%
West Virginia $978 -$90 -8.4%
Wisconsin $738 -$330 -30.9%
Wyoming $950 -$118 -11.0%

View Chart as Image

Scion tC insurance rates by U.S. city

Opting for high physical damage deductibles can reduce rates by up to $210 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $498 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out your exact price is to compare rates and see how they stack up. Every auto insurance company utilizes a different rate formula, so rate quotes can be significantly different.

Scion tC Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Scion tC $194 $356 $592 $1,342
2014 Scion tC $180 $330 $592 $1,302
2011 Scion tC $152 $250 $592 $1,194
2009 Scion tC $146 $218 $574 $1,138
2008 Scion tC $144 $208 $564 $1,116
2007 Scion tC $132 $198 $558 $1,088
2006 Scion tC $126 $188 $554 $1,068

Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Scion tC Insurance

Saving money on auto insurance consists of being a low-risk driver, having a positive credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Comparison shop at least once a year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a recap of the primary concepts that were raised in the charts and tables above.

  • You may be able to save up to $110 per year simply by shopping early and online
  • Drivers that have major violations or accidents may pay on average $1,230 more every year to insure their tC
  • Increasing deductibles can save approximately $200 each year
  • Teen drivers are the costliest to insure, with premiums as much as $373 per month if full coverage is purchased

Rates by Driver Age

Scion tC Insurance Rates by Driver Age
Driver Age Premium
16 $4,478
20 $2,466
30 $1,072
40 $1,068
50 $982
60 $960

Full coverage, $500 deductibles

Rates by Deductible

Scion tC Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,206
$250 $1,144
$500 $1,068
$1,000 $996

Full coverage, driver age 40

Rates by Liability Limit

Scion tC Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,068
50/100 $1,179
100/300 $1,317
250/500 $1,677
100 CSL $1,234
300 CSL $1,539
500 CSL $1,761

Full coverage, driver age 40

Rates for High Risk Drivers

Scion tC Insurance Rates for High Risk Drivers
Age Premium
16 $6,278
20 $3,928
30 $2,308
40 $2,300
50 $2,206
60 $2,180

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $143

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $59
Homeowner $20
5-yr Accident Free $61
5-yr Claim Free $66
Paid in Full/EFT $35
Advance Quote $45
Online Quote $69
Total Discounts $407
Rate after discounts $661

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles