Scion tC Insurance Rates

Average insurance rates for a Scion tC are $1,068 a year for full coverage insurance. Comprehensive costs approximately $126 each year, collision insurance costs $188, and liability insurance costs $554. A policy with just liability insurance costs as little as $620 a year, and coverage for high-risk drivers costs around $2,300. 16-year-old drivers receive the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Rate estimates by individual coverage type:

Rates are based on $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and tC models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than congested cities. The graphic below illustrates how location impacts auto insurance prices.

These examples illustrate why all drivers should compare rates using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Scion tC insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $661
• Drivers who choose higher $1,000 deductibles will pay $72 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,068
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,206
• High risk drivers with multiple tickets or accidents could pay around $2,300
• The cost for full coverage for a teen driver can cost $4,478 a year

View Chart as Image

Insurance rates for a Scion tC can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,000 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

Where you live makes a big difference in Scion tC insurance rates. A 40-year-old driver could pay as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,440 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $210 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $498 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,300 to $1,800 additional per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 40% to 135% more than the average rate. View High Risk Driver Rates

How to Find the Best Cheap Scion tC Insurance

Saving money on Scion tC insurance not only requires being a safe and courteous driver, but also having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Spend time shopping around every year by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below is a quick review of the coverage data touched on above.

• It is possible to save around $110 per year just by quoting online in advance
• Increasing deductibles can save around $200 each year
• Teenage drivers are the costliest to insure, costing up to $373 per month including comprehensive and collision insurance
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,230 more per year for auto insurance