Scion tC Insurance Rates

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UPDATED: Jun 6, 2023

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Average auto insurance rates for a Scion tC are $1,068 annually for full coverage insurance. Comprehensive costs approximately $126 a year, collision insurance costs $188, and liability coverage costs $554. A policy with just liability insurance costs as little as $620 a year, and coverage for high-risk drivers costs around $2,300. Teenage drivers receive the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Rate estimates by individual coverage type:

Comprehensive $126
Collision $188
Liability $554

These estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and tC trim levels.

Price Range by Coverage and Risk

For an average driver, prices range range from as cheap as $620 for just liability insurance to a high of $2,300 for a driver required to buy high-risk insurance.

Liability Only $620
Full Coverage $1,068
High Risk $2,300

Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations tend to have fewer physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $801
Small Cities $1,121
Large Cities $1,442

These examples illustrate why it is important to compare rates using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Scion tC insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $661
  • Drivers who choose higher $1,000 deductibles will pay $996 each year
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,068
  • Using low $100 deductibles for comprehensive and collision insurance will cost $1,206
  • High-risk insureds who are prone to accidents and violations could pay around $2,300
  • The cost with full coverage for a teenage driver can cost $4,478 a year

View Chart as Image

Scion tC insurance cost comparison chart
Column chart showing Scion tC insurance rates range from $661 to $4,478 for full coverage

Insurance rates for a Scion tC can also vary considerably based on the trim level of your tC, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy can cost around 40% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $210 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $498 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Scion tC insurance rates. A 40-year-old driver could pay as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,440 on average in Florida, New York, and Michigan.

Scion tC Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $964 -$104 -9.7%
Alaska $816 -$252 -23.6%
Arizona $882 -$186 -17.4%
Arkansas $1,068 -$0 0.0%
California $1,214 $146 13.7%
Colorado $1,018 -$50 -4.7%
Connecticut $1,096 $28 2.6%
Delaware $1,208 $140 13.1%
Florida $1,334 $266 24.9%
Georgia $982 -$86 -8.1%
Hawaii $766 -$302 -28.3%
Idaho $724 -$344 -32.2%
Illinois $794 -$274 -25.7%
Indiana $804 -$264 -24.7%
Iowa $724 -$344 -32.2%
Kansas $1,012 -$56 -5.2%
Kentucky $1,452 $384 36.0%
Louisiana $1,578 $510 47.8%
Maine $660 -$408 -38.2%
Maryland $880 -$188 -17.6%
Massachusetts $852 -$216 -20.2%
Michigan $1,850 $782 73.2%
Minnesota $892 -$176 -16.5%
Mississippi $1,278 $210 19.7%
Missouri $946 -$122 -11.4%
Montana $1,146 $78 7.3%
Nebraska $840 -$228 -21.3%
Nevada $1,280 $212 19.9%
New Hampshire $768 -$300 -28.1%
New Jersey $1,192 $124 11.6%
New Mexico $944 -$124 -11.6%
New York $1,122 $54 5.1%
North Carolina $612 -$456 -42.7%
North Dakota $874 -$194 -18.2%
Ohio $738 -$330 -30.9%
Oklahoma $1,096 $28 2.6%
Oregon $976 -$92 -8.6%
Pennsylvania $1,018 -$50 -4.7%
Rhode Island $1,424 $356 33.3%
South Carolina $964 -$104 -9.7%
South Dakota $898 -$170 -15.9%
Tennessee $932 -$136 -12.7%
Texas $1,284 $216 20.2%
Utah $792 -$276 -25.8%
Vermont $728 -$340 -31.8%
Virginia $638 -$430 -40.3%
Washington $824 -$244 -22.8%
West Virginia $978 -$90 -8.4%
Wisconsin $738 -$330 -30.9%
Wyoming $950 -$118 -11.0%

View Chart as Image

Scion tC insurance rates by U.S. city
Scion tC Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Scion tC $194 $356 $592 $1,342
2014 Scion tC $180 $330 $592 $1,302
2011 Scion tC $152 $250 $592 $1,194
2009 Scion tC $146 $218 $574 $1,138
2008 Scion tC $144 $208 $564 $1,116
2007 Scion tC $132 $198 $558 $1,088
2006 Scion tC $126 $188 $554 $1,068

Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Scion tC Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates at every policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The points below are a brief summary of the data covered in the above illustrations.

  • Consumers who purchase increased liability limits will pay an extra $610 annually to go from a minimum limit to higher 250/500 limits
  • It is possible to save around $110 per year just by quoting early and online
  • Increasing deductibles could save up to $200 each year
  • Drivers under the age of 20 are the costliest to insure, costing up to $373 per month if they have full coverage

Rates by Driver Age

Scion tC Insurance Rates by Driver Age
Driver Age Premium
16 $4,478
20 $2,466
30 $1,072
40 $1,068
50 $982
60 $960

Full coverage, $500 deductibles

Rates by Deductible

Scion tC Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,206
$250 $1,144
$500 $1,068
$1,000 $996

Full coverage, driver age 40

Rates by Liability Limit

Scion tC Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,068
50/100 $1,179
100/300 $1,317
250/500 $1,677
100 CSL $1,234
300 CSL $1,539
500 CSL $1,761

Full coverage, driver age 40

Rates for High Risk Drivers

Scion tC Insurance Rates for High Risk Drivers
Age Premium
16 $6,278
20 $3,928
30 $2,308
40 $2,300
50 $2,206
60 $2,180

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $143

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $59
Homeowner $20
5-yr Accident Free $61
5-yr Claim Free $66
Paid in Full/EFT $35
Advance Quote $45
Online Quote $69
Total Discounts $407
Rate after discounts $661

Discounts are estimated and may not be available from every company or in every state.

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