Scion tC Insurance Rates

Estimated insurance prices for a Scion tC are $1,068 every 12 months with full coverage. Comprehensive insurance costs around $126 a year, collision insurance costs $188, and liability coverage is estimated at $554. Liability-only insurance costs approximately $620 a year, and high-risk driver insurance costs $2,300 or more. Teen drivers pay the most at up to $4,478 a year.

Average premium for full coverage: $1,068

Premium estimates for type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and tC trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than larger metro areas. The diagram below illustrates how location impacts auto insurance rates.

These rate differences demonstrate why it is important to get quotes for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Scion tC insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $661
• Choosing higher $1,000 deductibles can save about $996 annually
• The average price for a 40-year-old good driver using $500 deductibles is $1,068
• Choosing low $100 deductibles for comp and collision coverage costs an extra $138 each year
• Drivers with multiple violations and an at-fault accident could pay at least $2,300
• An auto insurance policy to insure a teenage driver can be $4,478 each year

View Chart as Image

Insurance prices for a Scion tC also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Choosing high deductibles can save as much as $210 a year, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $498 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,300 to $1,800 additional annually, depending on your age. A high-risk auto insurance policy ranges around 40% to 135% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Scion tC insurance rates. A good driver about age 40 could pay as low as $770 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,440 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Best Scion tC Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having above-average credit, being claim-free, and deciding if full coverage is necessary. Spend time shopping around at least every other year by quoting rates from direct companies, and also from several local insurance agents.

The list below is a brief recap of the car insurance concepts touched on above.

• Drivers who tend to receive serious violations pay on average $1,230 more every year for car insurance
• You may be able to save up to $110 per year just by quoting early and online
• Increasing policy deductibles could save as much as $200 each year
• Consumers who may need higher liability limits will pay about $610 every year to raise limits from 30/60 bodily injury limits to a 250/500 level