Scion tC Insurance Rates

Average insurance rates for a Scion tC are $1,068 a year with full coverage. Comprehensive insurance costs on average $126 each year, collision insurance costs $188, and liability is $554. A liability-only policy costs around $620 a year, and high-risk insurance costs $2,300 or more. Teen drivers receive the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and tC models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas tend to have lower incidents of collision claims than larger metro areas. The graphic below illustrates how location helps determine car insurance rates.

These examples demonstrate why all drivers should compare rates quotes based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Scion tC insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $661
• Raising to $1,000 deductibles will save around $72 annually
• The estimated price for a 40-year-old driver with $500 deductibles is $1,068
• Choosing low deductibles will cost an additional $138 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,300
• The cost that insures a 16-year-old driver may cost $4,478

View Chart as Image

Insurance rates for a Scion tC can also vary considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 40% to 135% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay upwards of $4,400 a year. View Rates by Age

Where you live also has a big influence on Scion tC insurance prices. A middle-age driver might find rates as low as $770 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,440 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $210 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $498 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Scion tC Insurance

Saving money on insurance for a Scion tC consists of avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Shop around every time your policy renews by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a quick review of the information covered in the charts and tables above.

• You may be able to save as much as $110 per year just by quoting online in advance
• Drivers under the age of 20 pay the highest rates, with premiums as much as $373 per month if full coverage is included
• Increasing deductibles can save approximately $200 each year
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,230 more each year to insure a Scion tC
• Insureds who require increased liability limits will pay about $610 every year to raise from a minimum limit to the 250/500 level