Scion tC Insurance Rates

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UPDATED: Jun 6, 2023

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Estimated insurance prices for a Scion tC are $1,068 every 12 months for full coverage. Comprehensive costs on average $126, collision costs $188, and liability coverage costs around $554. Liability-only insurance costs as low as $620 a year, with high-risk driver insurance costing around $2,300. 16-year-old drivers pay the most at $4,478 a year or more.

Average premium for full coverage: $1,068

Premium estimates by type of coverage:

Comprehensive $126
Collision $188
Liability $554

Rate estimates include $500 deductible amounts, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for different tC trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Scion tC go from the cheapest price of $620 for just liability coverage to a much higher rate of $2,300 for a driver required to buy high-risk insurance.

Liability Only $620
Full Coverage $1,068
High Risk $2,300

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than congested cities.

The price range example below illustrates how location impacts car insurance rates.

Rural Areas $801
Small Cities $1,121
Large Cities $1,442

These rate differences show why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated Scion tC insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $661
  • Using higher $1,000 deductibles will save around $72 a year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,068
  • Buying more expensive low deductibles for physical damage coverage increases the price to $1,206
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,300 or more
  • An auto insurance policy to insure a teenage driver with full coverage may cost $4,478 or more

View Chart as Image

Scion tC insurance cost comparison chart
Column chart showing full coverage Scion tC insurance rates range from $661 to $4,478

Insurance prices for a Scion tC also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your tC.

Opting for high physical damage deductibles could cut prices by as much as $210 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $498 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,300 to $1,800 additional annually, depending on your age. High-risk driver insurance can be around 40% to 135% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on Scion tC insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Idaho, Maine, and Iowa, or at least $1,520 on average in Michigan, Louisiana, and New York.

Scion tC Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $964 -$104 -9.7%
Alaska $816 -$252 -23.6%
Arizona $882 -$186 -17.4%
Arkansas $1,068 -$0 0.0%
California $1,214 $146 13.7%
Colorado $1,018 -$50 -4.7%
Connecticut $1,096 $28 2.6%
Delaware $1,208 $140 13.1%
Florida $1,334 $266 24.9%
Georgia $982 -$86 -8.1%
Hawaii $766 -$302 -28.3%
Idaho $724 -$344 -32.2%
Illinois $794 -$274 -25.7%
Indiana $804 -$264 -24.7%
Iowa $724 -$344 -32.2%
Kansas $1,012 -$56 -5.2%
Kentucky $1,452 $384 36.0%
Louisiana $1,578 $510 47.8%
Maine $660 -$408 -38.2%
Maryland $880 -$188 -17.6%
Massachusetts $852 -$216 -20.2%
Michigan $1,850 $782 73.2%
Minnesota $892 -$176 -16.5%
Mississippi $1,278 $210 19.7%
Missouri $946 -$122 -11.4%
Montana $1,146 $78 7.3%
Nebraska $840 -$228 -21.3%
Nevada $1,280 $212 19.9%
New Hampshire $768 -$300 -28.1%
New Jersey $1,192 $124 11.6%
New Mexico $944 -$124 -11.6%
New York $1,122 $54 5.1%
North Carolina $612 -$456 -42.7%
North Dakota $874 -$194 -18.2%
Ohio $738 -$330 -30.9%
Oklahoma $1,096 $28 2.6%
Oregon $976 -$92 -8.6%
Pennsylvania $1,018 -$50 -4.7%
Rhode Island $1,424 $356 33.3%
South Carolina $964 -$104 -9.7%
South Dakota $898 -$170 -15.9%
Tennessee $932 -$136 -12.7%
Texas $1,284 $216 20.2%
Utah $792 -$276 -25.8%
Vermont $728 -$340 -31.8%
Virginia $638 -$430 -40.3%
Washington $824 -$244 -22.8%
West Virginia $978 -$90 -8.4%
Wisconsin $738 -$330 -30.9%
Wyoming $950 -$118 -11.0%

View Chart as Image

Scion tC insurance rates by U.S. city

With such a large range in prices, the only way to know exactly what you will pay is to compare prices and see how they stack up. Each insurance company utilizes a different rate formula, and prices will be substantially different.

Scion tC Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Scion tC $194 $356 $592 $1,342
2014 Scion tC $180 $330 $592 $1,302
2011 Scion tC $152 $250 $592 $1,194
2009 Scion tC $146 $218 $574 $1,138
2008 Scion tC $144 $208 $564 $1,116
2007 Scion tC $132 $198 $558 $1,088
2006 Scion tC $126 $188 $554 $1,068

Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Scion tC Insurance

Finding better rates on auto insurance requires having a good driving record, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Spend time shopping around at every policy renewal by requesting rates from direct carriers, and also from local independent and exclusive agents.

The next list is a brief recap of the data touched on above.

  • Consumers who require increased levels of liability coverage will pay around $610 each year to increase from 30/60 bodily injury limits to a 250/500 level
  • Drivers can save as much as $110 per year simply by shopping early and online
  • Increasing policy deductibles could save as much as $200 each year
  • Drivers age 20 and younger pay higher prices, as much as $373 per month if full coverage is included

Rates by Driver Age

Scion tC Insurance Rates by Driver Age
Driver Age Premium
16 $4,478
20 $2,466
30 $1,072
40 $1,068
50 $982
60 $960

Full coverage, $500 deductibles

Rates by Deductible

Scion tC Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,206
$250 $1,144
$500 $1,068
$1,000 $996

Full coverage, driver age 40

Rates by Liability Limit

Scion tC Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,068
50/100 $1,179
100/300 $1,317
250/500 $1,677
100 CSL $1,234
300 CSL $1,539
500 CSL $1,761

Full coverage, driver age 40

Rates for High Risk Drivers

Scion tC Insurance Rates for High Risk Drivers
Age Premium
16 $6,278
20 $3,928
30 $2,308
40 $2,300
50 $2,206
60 $2,180

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $143

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $59
Homeowner $20
5-yr Accident Free $61
5-yr Claim Free $66
Paid in Full/EFT $35
Advance Quote $45
Online Quote $69
Total Discounts $407
Rate after discounts $661

Discounts are estimated and may not be available from every company or in every state.

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