Scion tC Insurance Rates

Average auto insurance rates for a Scion tC are $1,068 annually including full coverage. Comprehensive insurance costs approximately $126 a year, collision insurance costs $188, and liability coverage costs $554. Liability-only coverage costs as little as $620 a year, and high-risk coverage costs $2,300 or more. Teen drivers receive the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and tC trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance prices.

These examples highlight why it is important to compare rates using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Scion tC insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $661
• Drivers who choose higher $1,000 deductibles will pay $996 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,068
• Choosing low $100 deductibles for comprehensive and collision insurance costs an additional $138 each year
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,300
• The cost with full coverage for a teenage driver can cost $4,478 a year

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Car insurance rates for a Scion tC can also vary considerably based on the trim level of your tC, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,000 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy can cost around 40% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $210 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $498 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Scion tC insurance rates. A 40-year-old driver could pay as low as $820 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,520 on average in Louisiana, New York, and Michigan.

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How to Buy Low Cost Scion tC Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having a good credit score, not filing small claims, and attention to physical damage deductibles. Make time to compare rates at least every other year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The points below are a review of the car insurance concepts touched on in this article.

• Drivers who have several accidents or serious violations may have to pay on average $1,230 more per year to insure a Scion tC
• You may be able to save around $110 per year just by quoting early and online
• Increasing deductibles could save up to $200 each year
• Consumers who purchase increased liability limits will pay about $610 per year to go from a minimum limit to higher 250/500 limits