Scion tC Insurance Rates

U.S. average insurance rates for a Scion tC are $1,088 a year for full coverage. Comprehensive costs on average $132, collision insurance costs $198, and liability insurance is $558. Buying just liability costs around $624 a year, and insurance for high-risk drivers costs around $2,346. 16-year-old drivers pay the highest rates at up to $4,552 a year.

Average premium for full coverage: $1,088

Price estimates by individual coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for all tC models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have a lower frequency of accident claims than congested cities. The example below illustrates the effect of geographic area on car insurance rates.

The ranges above show why everyone should compare rates quotes based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Scion tC insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $671
• Raising to $1,000 deductibles will save around $76 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,088
• Buying pricier low deductibles will increase the cost to $1,232
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,346
• The price for full coverage for a teen driver for full coverage may cost $4,552

View Chart as Image

Insurance prices for a Scion tC are also quite variable based on your driving record, the trim level of your tC, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

The state you live in also has a big influence on Scion tC insurance rates. A middle-age driver might find prices as low as $720 a year in states like Idaho, Maine, and Iowa, or at least $1,550 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $220 each year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $502 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,300 to $1,900 additional each year, depending on your age. Scion tC insurance for high-risk drivers is expensive and can cost anywhere from 42% to 133% more than the average rate. View High Risk Driver Rates

How to Find Low Cost Scion tC Insurance

Getting lower rates on Scion tC insurance consists of having a decent driving record, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates at least every other year by getting quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following items are a review of the car insurance concepts covered in the above illustrations.

• High-risk drivers who have several accidents or serious violations will pay on average $1,260 more each year than a driver with a clean driving record
• Drivers can save as much as $120 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $225 each year
• Drivers who require additional liability coverage will pay around $610 each year to raise from a low limit to 250/500 limits