Scion tC Insurance Rates

The average insurance rates for a Scion tC are $1,068 a year for full coverage insurance. Comprehensive costs an estimated $126, collision insurance costs $188, and liability insurance is $554. Liability-only coverage costs around $620 a year, and high-risk coverage costs around $2,300. Teen drivers cost the most to insure at up to $4,478 a year.

Average premium for full coverage: $1,068

Policy rates broken down by type of insurance:

Prices include $500 deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for all tC models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than larger metro areas. The example below illustrates how where you live affects insurance prices.

The examples above illustrate why everyone should compare rates quotes for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Scion tC insurance rates for other coverage scenarios.

• The lowest rate with discounts is $661
• Raising to $1,000 deductibles will save approximately $72 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,068
• Choosing pricier low deductibles will increase the cost to $1,206
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,300
• Policy cost for full coverage for a teen driver for full coverage can cost as much as $4,478

View Chart as Image

Insurance rates for a Scion tC also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $4,400 a year. View Rates by Age

Your home state also has a big influence on Scion tC insurance rates. A middle-age driver might find rates as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,440 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $210 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $498 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,300 to $1,800 additional every year, depending on your age. Scion tC insurance for high-risk drivers is expensive and can cost anywhere from 40% to 135% more than average. View High Risk Driver Rates

How to Find the Right Scion tC Insurance

Finding cheaper rates on Scion tC insurance consists of not taking risks behind the wheel, having a good credit history, being claim-free, and possibly raising deductibles. Take the time to comparison shop once a year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a quick rundown of the data that was touched on in the above illustrations.

• It is possible to save approximately $110 per year just by quoting online well ahead of the renewal date
• Drivers who want higher liability limits will pay about $610 annually to raise from a 30/60 limit to 250/500 limits
• Teens are expensive to insure, possibly costing $373 each month including comprehensive and collision insurance
• High-risk drivers with reckless driving or DUI convictions pay on average $1,230 more annually for tC insurance