Scion tC Insurance Rates

Average insurance prices for a Scion tC are $1,068 every 12 months for full coverage insurance. Comprehensive costs an estimated $126 a year, collision insurance costs $188, and liability coverage is $554. A policy with just liability insurance costs around $620 a year, and coverage for high-risk drivers costs around $2,300. Teenage drivers receive the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Rate estimates broken down by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and tC trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations tend to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

These examples illustrate why it is important to compare rates quotes for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Scion tC insurance rates for other coverage scenarios.

• The best discount rate is $661
• Raising to $1,000 deductibles will save approximately $996 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,068
• Using low $100 deductibles increases the price to $1,206
• Unlucky drivers who are prone to accidents and violations could pay up to $2,300
• The cost to insure a teenage driver can cost as much as $4,478

View Chart as Image

Insurance rates for a Scion tC can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $210 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $498 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,300 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 40% to 135% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Scion tC insurance rates. A middle-age driver might find rates as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,440 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for Affordable Scion tC Insurance

Saving money on auto insurance consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop at every other renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a brief review of the concepts that were touched on in the above illustrations.

• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,230 more annually than a safer driver
• Drivers age 16 to 20 are expensive to insure, costing up to $373 per month if full coverage is included
• It is possible to save approximately $110 per year just by quoting early and online
• Increasing deductibles could save as much as $200 each year
• It is possible to save approximately $110 per year just by quoting early and online