Scion tC Insurance Rates

Estimated insurance prices for a Scion tC are $1,068 every 12 months for full coverage. Comprehensive insurance costs on average $126, collision insurance costs $188, and liability coverage costs $554. A liability-only policy costs as little as $620 a year, and high-risk insurance costs $2,300 or more. Teens pay the most at up to $4,478 a year.

Average premium for full coverage: $1,068

Premium estimates by type of coverage:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for all tC models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than cities with more traffic congestion. The example below illustrates how location helps determine car insurance rates.

These rate differences show why everyone should compare rates based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Scion tC insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $661
• Drivers who choose higher $1,000 deductibles will pay around $72 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,068
• Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $138 each year
• High-risk insureds with serious driving violations could pay upwards of $2,300
• An auto insurance policy to insure a teenage driver for full coverage may cost $4,478 a year

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Auto insurance prices for a Scion tC also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your tC.

Choosing higher comprehensive and collision insurance deductibles could save up to $210 a year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $498 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,300 to $1,800 in extra premium annually, depending on your age. Scion tC insurance for high-risk drivers can cost around 40% to 135% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Scion tC insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,520 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Right Scion tC Insurance

Finding better rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates every other policy renewal by obtaining price quotes from direct carriers, and also from local independent and exclusive agents.

Below you'll find a quick rundown of the ideas that were covered in the charts and tables above.

• Youthful drivers are charged the highest prices, as much as $373 per month if comprehensive and collision insurance is included
• Drivers with reckless driving or DUI convictions pay an average of $1,230 more each year than a low-risk driver
• Increasing policy deductibles could save as much as $200 each year
• Drivers can save as much as $110 per year just by quoting online well ahead of the renewal date