Scion tC Insurance Rates

U.S. average insurance rates for a Scion tC are $1,068 a year with full coverage. Comprehensive insurance costs on average $126 a year, collision insurance costs $188, and liability coverage costs around $554. Liability-only coverage costs as low as $620 a year, and high-risk coverage costs $2,300 or more. 16-year-old drivers pay the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Price estimates by individual coverage:

Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and tC trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have a lower frequency of collision claims than congested cities. The diagram below illustrates how location helps determine car insurance rates.

The ranges above demonstrate why it is important to compare prices based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Scion tC insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $661
• Using higher $1,000 deductibles will save around $996 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,068
• Buying low $100 deductibles for physical damage coverage will cost an extra $138 each year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,300
• The price for full coverage for a teenage driver may cost $4,478 or more

View Chart as Image

Auto insurance prices for a Scion tC are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $1,000 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay upwards of $4,400 a year. View Rates by Age

The state you live in has a huge impact on Scion tC insurance rates. A driver around age 40 might see prices as low as $770 a year in states like New Hampshire, Ohio, and Utah, or at least $1,440 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $210 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $498 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,800 in extra premium each year, depending on your age. A high-risk auto insurance policy can be around 40% to 135% more than the average rate. View High Risk Driver Rates

How to Find the Cheapest Scion tC Insurance

Getting lower rates on auto insurance requires being a low-risk driver, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates every time your policy renews by quoting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

The items below are a recap of the information covered in the charts and tables above.

• You may be able to save as much as $110 per year just by quoting early and online
• Teen drivers are charged the highest prices, costing up to $373 a month if they have full coverage
• Increasing physical damage deductibles can save around $200 each year
• Drivers that have major violations or accidents may be required to pay an average of $1,230 more each year to insure their tC
• Consumers who require more liability coverage will pay around $610 every year to increase from a low limit to 250/500 limits