Scion tC Insurance Rates

Average auto insurance rates for a Scion tC are $1,068 annually for full coverage insurance. Comprehensive costs approximately $126 a year, collision insurance costs $188, and liability coverage costs $554. A policy with just liability insurance costs as little as $620 a year, and coverage for high-risk drivers costs around $2,300. Teenage drivers receive the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and tC trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations tend to have fewer physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples illustrate why it is important to compare rates using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Scion tC insurance rates for additional coverage and risk scenarios.

• The best discount rate is $661
• Drivers who choose higher $1,000 deductibles will pay $996 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,068
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,206
• High-risk insureds who are prone to accidents and violations could pay around $2,300
• The cost with full coverage for a teenage driver can cost $4,478 a year

View Chart as Image

Insurance rates for a Scion tC can also vary considerably based on the trim level of your tC, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy can cost around 40% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $210 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $498 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Scion tC insurance rates. A 40-year-old driver could pay as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,440 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy Cheap Scion tC Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates at every policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The points below are a brief summary of the data covered in the above illustrations.

• Consumers who purchase increased liability limits will pay an extra $610 annually to go from a minimum limit to higher 250/500 limits
• It is possible to save around $110 per year just by quoting early and online
• Increasing deductibles could save up to $200 each year
• Drivers under the age of 20 are the costliest to insure, costing up to $373 per month if they have full coverage