Scion tC Insurance Rates
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Michelle Robbins
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UPDATED: Jun 6, 2023
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The average insurance rates for a Scion tC are $1,088 a year with full coverage. Comprehensive costs an estimated $132, collision costs $198, and liability is $558. Buying just liability costs around $624 a year, with insurance for high-risk drivers costing around $2,346. Teen drivers cost the most to insure at $4,552 a year or more.
Average premium for full coverage: $1,088
Policy rates broken down by type of insurance:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different tC trim levels.
Price Range Variability
For the average driver, Scion tC insurance rates go from as low as $624 for just liability insurance to a much higher rate of $2,346 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than larger metro areas.
The price range example below illustrates how location impacts insurance prices.
The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Scion tC insurance rates for other coverage scenarios.
- The lowest rate with discounts is $671
- Raising to $1,000 deductibles will save approximately $76 annually
- The average rate for a good driver age 40 who has $500 deductibles is $1,088
- Choosing more expensive low deductibles will increase the cost to $1,232
- At-risk drivers with multiple violations and an at-fault accident could pay up to $2,346 or more
- Policy cost for full coverage for a teen driver with full coverage can cost as much as $4,552
Insurance rates for a Scion tC also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.
An older driver with a clean driving record and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $4,500 a year. View Rates by Age
Your home state also has a big influence on Scion tC insurance prices. A middle-age driver might find rates as low as $780 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,470 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $982 | -$106 | -9.7% |
| Alaska | $832 | -$256 | -23.5% |
| Arizona | $900 | -$188 | -17.3% |
| Arkansas | $1,088 | -$0 | 0.0% |
| California | $1,238 | $150 | 13.8% |
| Colorado | $1,040 | -$48 | -4.4% |
| Connecticut | $1,116 | $28 | 2.6% |
| Delaware | $1,230 | $142 | 13.1% |
| Florida | $1,358 | $270 | 24.8% |
| Georgia | $1,004 | -$84 | -7.7% |
| Hawaii | $780 | -$308 | -28.3% |
| Idaho | $736 | -$352 | -32.4% |
| Illinois | $810 | -$278 | -25.6% |
| Indiana | $820 | -$268 | -24.6% |
| Iowa | $736 | -$352 | -32.4% |
| Kansas | $1,030 | -$58 | -5.3% |
| Kentucky | $1,482 | $394 | 36.2% |
| Louisiana | $1,608 | $520 | 47.8% |
| Maine | $670 | -$418 | -38.4% |
| Maryland | $896 | -$192 | -17.6% |
| Massachusetts | $866 | -$222 | -20.4% |
| Michigan | $1,886 | $798 | 73.3% |
| Minnesota | $910 | -$178 | -16.4% |
| Mississippi | $1,302 | $214 | 19.7% |
| Missouri | $964 | -$124 | -11.4% |
| Montana | $1,170 | $82 | 7.5% |
| Nebraska | $856 | -$232 | -21.3% |
| Nevada | $1,304 | $216 | 19.9% |
| New Hampshire | $780 | -$308 | -28.3% |
| New Jersey | $1,214 | $126 | 11.6% |
| New Mexico | $962 | -$126 | -11.6% |
| New York | $1,142 | $54 | 5.0% |
| North Carolina | $626 | -$462 | -42.5% |
| North Dakota | $892 | -$196 | -18.0% |
| Ohio | $750 | -$338 | -31.1% |
| Oklahoma | $1,116 | $28 | 2.6% |
| Oregon | $996 | -$92 | -8.5% |
| Pennsylvania | $1,038 | -$50 | -4.6% |
| Rhode Island | $1,450 | $362 | 33.3% |
| South Carolina | $984 | -$104 | -9.6% |
| South Dakota | $918 | -$170 | -15.6% |
| Tennessee | $950 | -$138 | -12.7% |
| Texas | $1,308 | $220 | 20.2% |
| Utah | $806 | -$282 | -25.9% |
| Vermont | $744 | -$344 | -31.6% |
| Virginia | $648 | -$440 | -40.4% |
| Washington | $842 | -$246 | -22.6% |
| West Virginia | $996 | -$92 | -8.5% |
| Wisconsin | $752 | -$336 | -30.9% |
| Wyoming | $968 | -$120 | -11.0% |
Choosing high deductibles can reduce rates by up to $220 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $502 more per year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,300 to $1,900 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 133% more than average. View High Risk Driver Rates
Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates and see which company has the best rate. Every auto insurance company uses a different rate calculation, so the rates will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Scion tC | $198 | $382 | $580 | $1,360 |
| 2014 Scion tC | $194 | $356 | $592 | $1,342 |
| 2011 Scion tC | $162 | $274 | $592 | $1,228 |
| 2009 Scion tC | $148 | $224 | $586 | $1,158 |
| 2008 Scion tC | $146 | $218 | $574 | $1,138 |
| 2007 Scion tC | $144 | $208 | $564 | $1,116 |
| 2006 Scion tC | $132 | $198 | $558 | $1,088 |
Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Scion tC Insurance
Finding cheaper rates on car insurance consists of avoiding accidents and violations, maintaining good credit, not filing small claims, and taking advantage of discounts. Spend time shopping around every year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The list below is a summary of the coverage data touched on above.
- You may be able to save approximately $120 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles can save around $225 each year
- Teenagers are charged the highest rates, as much as $379 each month for full coverage
- Higher risk drivers who have multiple accidents or major violations may pay on average $1,260 more annually for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,552 |
| 20 | $2,516 |
| 30 | $1,094 |
| 40 | $1,088 |
| 50 | $1,000 |
| 60 | $980 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,232 |
| $250 | $1,166 |
| $500 | $1,088 |
| $1,000 | $1,012 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,088 |
| 50/100 | $1,200 |
| 100/300 | $1,339 |
| 250/500 | $1,702 |
| 100 CSL | $1,255 |
| 300 CSL | $1,562 |
| 500 CSL | $1,786 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,384 |
| 20 | $4,006 |
| 30 | $2,356 |
| 40 | $2,346 |
| 50 | $2,250 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $60 |
| Homeowner | $20 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $37 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $417 |
Discounts are estimated and may not be available from every company or in every state.
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