Scion tC Insurance Rates

Estimated insurance rates for a Scion tC are $1,068 a year including full coverage. Comprehensive costs an estimated $126 a year, collision insurance costs $188, and liability coverage is estimated at $554. A liability-only policy costs approximately $620 a year, and high-risk insurance costs around $2,300. Teenage drivers pay the most at up to $4,478 a year.

Average premium for full coverage: $1,068

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and tC trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on insurance prices.

These rate differences highlight why it is important to get quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Scion tC insurance rates for other coverage scenarios.

• The best discount rate is $661
• Choosing higher $1,000 deductibles can save approximately $996 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,068
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,206
• Drivers who are prone to accidents and violations could pay up to $2,300
• An auto insurance policy for full coverage for a teenage driver can cost as much as $4,478 each year

View Chart as Image

Auto insurance prices for a Scion tC also have a wide range based on your driving characteristics, the model of your tC, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $4,400 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Scion tC insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,520 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $210 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $498 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,300 to $1,800 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges around 40% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Scion tC Insurance

Finding better rates on auto insurance takes avoiding accidents and claims, having good credit, refrain from filing small claims, and consideration of higher deductibles. Make time to compare rates at every policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a review of the data touched on in this article.

• Consumers who want increased liability limits will pay an extra $610 per year to raise limits from 30/60 bodily injury limits to 250/500 limits
• You may be able to save approximately $110 per year just by quoting early and online
• Increasing policy deductibles can save around $200 each year
• Drivers under the age of 20 are the costliest to insure, with the cost nearing $373 per month if they have full coverage