Scion tC Insurance Rates

The average insurance rates for a Scion tC are $1,068 a year for full coverage. Comprehensive costs on average $126 each year, collision insurance costs $188, and liability is estimated at $554. Buying just liability costs approximately $620 a year, and insurance for high-risk drivers costs around $2,300. 16-year-old drivers cost the most to insure at up to $4,478 a year.

Average premium for full coverage: $1,068

Policy rates by type of insurance:

Estimates include $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and tC models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of accident claims than congested cities. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why all drivers should get quotes based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Scion tC insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $661
• Choosing higher $1,000 deductibles can save around $72 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,068
• Buying low deductibles for comp and collision coverage bumps up the cost to $1,206
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,300
• Policy cost that insures a 16-year-old driver may cost $4,478 each year

View Chart as Image

Insurance rates for a Scion tC also range considerably based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,300 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers ranges from 40% to 135% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Scion tC insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or at least $1,520 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $210 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $498 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Scion tC Insurance

Finding cheaper rates on insurance for a Scion tC takes not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Comparison shop every year by getting rate quotes from direct carriers, and also from local exclusive and independent agents.

The following is a review of the coverage data covered above.

• Drivers can save as much as $110 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $200 each year
• Teens pay the highest rates, costing up to $373 each month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,230 more each year for tC insurance