Scion tC Insurance Rates

Estimated auto insurance rates for a Scion tC are $1,068 annually for full coverage. Comprehensive insurance costs on average $126 each year, collision insurance costs $188, and liability insurance costs around $554. A liability-only policy costs as low as $620 a year, and high-risk insurance costs $2,300 or more. Teenage drivers pay the most at up to $4,478 a year.

Average premium for full coverage: $1,068

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and tC models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas are statistically proven to have fewer accident claims than densely populated cities. The graphic below illustrates the difference location can make on car insurance rates.

These rate differences show why all drivers should compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Scion tC insurance rates for different risk profiles and scenarios.

• The best discount rate is $661
• Using higher $1,000 deductibles will save around $72 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,068
• Using low deductibles for physical damage coverage costs an additional $138 a year
• Drivers who are prone to accidents and violations could pay upwards of $2,300
• An auto insurance policy with full coverage for a teen driver may cost $4,478 or more

View Chart as Image

Auto insurance prices for a Scion tC also have a wide range based on the model of your tC, your driver profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,300 to $1,800 in extra premium annually, depending on your age. Insurance for high-risk drivers can be anywhere from 40% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $210 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $498 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Scion tC insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,520 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy Low Cost Scion tC Insurance

Finding better rates on Scion tC insurance requires having a decent driving record, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates at every policy renewal by requesting rates from direct carriers, and also from local insurance agents.

The following items are a review of the data touched on in this article.

• Drivers who require additional liability coverage will pay an extra $610 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save as much as $110 per year just by quoting online in advance
• Increasing policy deductibles could save up to $200 each year
• 16 to 18-year-old drivers are charged the highest prices, as much as $373 per month if full coverage is included