Scion tC Insurance Rates

U.S. average insurance prices for a Scion tC are $1,068 every 12 months including full coverage. Comprehensive costs approximately $126 a year, collision insurance costs $188, and liability coverage costs around $554. Liability-only coverage costs as low as $620 a year, and high-risk coverage costs around $2,300. Teen drivers pay the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and tC trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance prices.

The ranges above highlight why it is important to compare prices using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Scion tC insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $661
• Using higher $1,000 deductibles will save $996 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,068
• Choosing low $100 deductibles for physical damage coverage increases the price to $1,206
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,300
• The price to insure a teenage driver can cost $4,478 or more

View Chart as Image

Auto insurance prices for a Scion tC are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your tC.

Choosing high deductibles could cut prices by as much as $210 a year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $498 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,000 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,300 to $1,800 in extra premium each year, depending on your age. A high-risk auto insurance policy can be around 40% to 135% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Scion tC insurance rates. A driver around age 40 might see prices as low as $820 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,520 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Best Scion tC Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having a good credit score, being claim-free, and possibly higher deductibles. Invest time comparing rates every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below you'll find a brief recap of the ideas that were covered in the charts and tables above.

• Youthful drivers have the highest car insurance prices, possibly costing $373 a month if comprehensive and collision insurance is included
• Drivers who tend to receive serious violations could be charged and average of $1,230 more per year than a low-risk driver
• Increasing physical damage deductibles could save as much as $200 each year
• You may be able to save around $110 per year just by quoting early and online