Scion tC Insurance Rates

The average insurance rates for a Scion tC are $1,068 a year for full coverage insurance. Comprehensive costs an estimated $126 a year, collision insurance costs $188, and liability is estimated at $554. A liability-only policy costs approximately $620 a year, and high-risk insurance costs around $2,300. 16-year-old drivers cost the most to insure at up to $4,478 a year.

Average premium for full coverage: $1,068

Policy rates broken down by type of insurance:

Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and tC trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than congested cities. The diagram below illustrates the difference location can make on insurance prices.

The examples above illustrate why it is important to get quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Scion tC insurance rates for other coverage scenarios.

• The best full coverage rate is $661
• Choosing higher $1,000 deductibles can save approximately $996 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,068
• Buying low $100 deductibles for comp and collision coverage bumps up the cost to $1,206
• Unlucky drivers with multiple tickets or accidents could pay up to $2,300
• Policy cost that insures a teen driver can cost as much as $4,478 each year

View Chart as Image

Car insurance rates for a Scion tC also range considerably based on the trim level of your tC, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 40% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $4,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Scion tC insurance prices. A good driver about age 40 could pay as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,440 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $210 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $498 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Scion tC Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having a positive credit history, being claim-free, and possibly higher deductibles. Comparison shop every year by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

Below is a summary of the coverage data touched on in this article.

• It is possible to save approximately $110 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $200 each year
• Teenage drivers have the highest car insurance rates, possibly costing $373 each month if full coverage is purchased
• Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,230 more annually for auto insurance