Scion tC Insurance Rates

Estimated auto insurance rates for a Scion tC are $1,068 annually with full coverage. Comprehensive insurance costs an estimated $126, collision insurance costs $188, and liability coverage is $554. A policy with only liability insurance costs around $620 a year, and a high-risk policy costs $2,300 or more. 16-year-old drivers pay the most at up to $4,478 a year.

Average premium for full coverage: $1,068

Premium estimates broken down by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for all tC models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. More rural locations are statistically proven to have fewer collision claims than congested cities. The example below illustrates the difference location can make on insurance prices.

These rate differences demonstrate why everyone should compare rates quotes for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Scion tC insurance rates for other coverage scenarios.

• The best full coverage rate is $661
• Raising to $1,000 deductibles will save approximately $72 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,068
• Buying pricier low deductibles costs an additional $138 each year
• Unlucky drivers with multiple tickets or accidents could pay up to $2,300
• An auto insurance policy with full coverage for a teenage driver for full coverage can cost as much as $4,478

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Car insurance prices for a Scion tC also have a wide range based on the model of your tC, your driving record, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged at least $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,300 to $1,800 extra annually, depending on your age. Scion tC insurance for high-risk drivers is expensive and can cost around 40% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $210 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $498 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Scion tC insurance rates. A middle-age driver might find prices as low as $770 a year in states like Utah, Ohio, and New Hampshire, or at least $1,440 on average in New York, Michigan, and Florida.

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How to Buy Low Cost Scion tC Insurance

Finding better rates on auto insurance consists of avoiding accidents and violations, having a good credit score, being claim-free, and possibly higher deductibles. Make time to compare rates every year by getting rate quotes from direct companies, and also from several local insurance agents.

The list below is a review of the coverage data touched on in this article.

• You may be able to save approximately $110 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $200 each year
• Teenagers have the highest car insurance prices, possibly costing $373 per month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations pay on average $1,230 more annually for car insurance