Scion tC Insurance Rates

Average insurance rates for a Scion tC are $1,068 a year with full coverage. Comprehensive costs on average $126 each year, collision insurance costs $188, and liability costs $554. Liability-only coverage costs as little as $620 a year, and high-risk coverage costs around $2,300. Teenage drivers receive the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Rate estimates by individual coverage type:

Price estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and tC models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on car insurance rates.

These examples demonstrate why all drivers should compare rates based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Scion tC insurance rates for different risk profiles and scenarios.

• The best discount rate is $661
• Drivers who choose higher $1,000 deductibles will pay around $72 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,068
• Using low deductibles for comprehensive and collision insurance will increase the cost to $1,206
• Drivers who are prone to accidents and violations could pay upwards of $2,300
• The cost for full coverage for a 16-year-old driver may cost $4,478 a year

View Chart as Image

Car insurance rates for a Scion tC can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged upwards of $4,400 a year. View Rates by Age

Where you live makes a big difference in Scion tC insurance prices. A 40-year-old driver could pay as low as $770 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,440 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $210 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $498 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers can cost from 40% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Scion tC Insurance

Saving money on insurance for a Scion tC not only requires not taking risks behind the wheel, but also having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at least once a year by getting quotes from direct companies like GEICO and Progressive, and also from local insurance agents.

The following is a condensed summary of the primary concepts that were covered in the above illustrations.

• You may be able to save as much as $110 per year just by quoting online in advance
• Drivers considered higher risk with multiple at-fault accidents may be required to pay an average of $1,230 more each year for tC insurance
• Increasing deductibles can save around $200 each year
• Teens are expensive to insure, with premiums as much as $373 per month if full coverage is included