Scion tC Insurance Rates

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UPDATED: Jun 6, 2023

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The average insurance rates for a Scion tC are $1,068 a year including full coverage. Comprehensive insurance costs on average $126 a year, collision costs $188, and liability coverage is $554. Liability-only insurance costs around $620 a year, with high-risk driver insurance costing $2,300 or more. Teens cost the most to insure at $4,478 a year or more.

Average premium for full coverage: $1,068

Policy rates by type of insurance:

Comprehensive $126
Collision $188
Liability $554

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and tC trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Scion tC insurance rates go from as low as $620 for just liability insurance to a high of $2,300 for a policy for a high-risk driver.

Liability Only $620
Full Coverage $1,068
High Risk $2,300

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects car insurance rates.

Rural Areas $801
Small Cities $1,121
Large Cities $1,442

The examples above highlight why it is important to compare rates quotes based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Scion tC insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $661
  • Raising to $1,000 deductibles will save around $996 every year
  • The average rate for a good driver age 40 with $500 deductibles is $1,068
  • Selecting low $100 deductibles will cost an extra $138 each year
  • Unlucky drivers with serious driving violations could pay upwards of $2,300 or more
  • Policy cost for full coverage for a teenage driver may cost $4,478

View Chart as Image

Scion tC insurance cost comparison chart
Column chart showing full coverage Scion tC insurance prices range from $661 to $4,478

Auto insurance rates for a Scion tC also range considerably based on your risk profile, the model of your tC, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $4,400 a year. View Rates by Age

Your home state also has a big influence on Scion tC insurance rates. A middle-age driver might find rates as low as $820 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,520 on average in Michigan, New York, and Louisiana.

Scion tC Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $964 -$104 -9.7%
Alaska $816 -$252 -23.6%
Arizona $882 -$186 -17.4%
Arkansas $1,068 -$0 0.0%
California $1,214 $146 13.7%
Colorado $1,018 -$50 -4.7%
Connecticut $1,096 $28 2.6%
Delaware $1,208 $140 13.1%
Florida $1,334 $266 24.9%
Georgia $982 -$86 -8.1%
Hawaii $766 -$302 -28.3%
Idaho $724 -$344 -32.2%
Illinois $794 -$274 -25.7%
Indiana $804 -$264 -24.7%
Iowa $724 -$344 -32.2%
Kansas $1,012 -$56 -5.2%
Kentucky $1,452 $384 36.0%
Louisiana $1,578 $510 47.8%
Maine $660 -$408 -38.2%
Maryland $880 -$188 -17.6%
Massachusetts $852 -$216 -20.2%
Michigan $1,850 $782 73.2%
Minnesota $892 -$176 -16.5%
Mississippi $1,278 $210 19.7%
Missouri $946 -$122 -11.4%
Montana $1,146 $78 7.3%
Nebraska $840 -$228 -21.3%
Nevada $1,280 $212 19.9%
New Hampshire $768 -$300 -28.1%
New Jersey $1,192 $124 11.6%
New Mexico $944 -$124 -11.6%
New York $1,122 $54 5.1%
North Carolina $612 -$456 -42.7%
North Dakota $874 -$194 -18.2%
Ohio $738 -$330 -30.9%
Oklahoma $1,096 $28 2.6%
Oregon $976 -$92 -8.6%
Pennsylvania $1,018 -$50 -4.7%
Rhode Island $1,424 $356 33.3%
South Carolina $964 -$104 -9.7%
South Dakota $898 -$170 -15.9%
Tennessee $932 -$136 -12.7%
Texas $1,284 $216 20.2%
Utah $792 -$276 -25.8%
Vermont $728 -$340 -31.8%
Virginia $638 -$430 -40.3%
Washington $824 -$244 -22.8%
West Virginia $978 -$90 -8.4%
Wisconsin $738 -$330 -30.9%
Wyoming $950 -$118 -11.0%

View Chart as Image

Scion tC insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $210 a year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $498 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,300 to $1,800 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 40% to 135% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes and see how they stack up. Every auto insurance company calculates rates differently, and quoted rates will be varied from one company to the next.

Scion tC Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Scion tC $194 $356 $592 $1,342
2014 Scion tC $180 $330 $592 $1,302
2011 Scion tC $152 $250 $592 $1,194
2009 Scion tC $146 $218 $574 $1,138
2008 Scion tC $144 $208 $564 $1,116
2007 Scion tC $132 $198 $558 $1,088
2006 Scion tC $126 $188 $554 $1,068

Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Scion tC Insurance

Finding cheaper rates on auto insurance consists of being a good driver, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to shop around every year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a condensed summary of the coverage data raised in the charts and tables above.

  • You may be able to save as much as $110 per year simply by quoting early and online
  • Increasing comprehensive and collision deductibles can save around $200 each year
  • Drivers age 16 to 20 are charged the highest rates, with premiums being up to $373 each month if they have full coverage
  • Drivers with multiple at-fault accidents may pay on average $1,230 more each year than a safer driver

Rates by Driver Age

Scion tC Insurance Rates by Driver Age
Driver Age Premium
16 $4,478
20 $2,466
30 $1,072
40 $1,068
50 $982
60 $960

Full coverage, $500 deductibles

Rates by Deductible

Scion tC Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,206
$250 $1,144
$500 $1,068
$1,000 $996

Full coverage, driver age 40

Rates by Liability Limit

Scion tC Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,068
50/100 $1,179
100/300 $1,317
250/500 $1,677
100 CSL $1,234
300 CSL $1,539
500 CSL $1,761

Full coverage, driver age 40

Rates for High Risk Drivers

Scion tC Insurance Rates for High Risk Drivers
Age Premium
16 $6,278
20 $3,928
30 $2,308
40 $2,300
50 $2,206
60 $2,180

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $143

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $59
Homeowner $20
5-yr Accident Free $61
5-yr Claim Free $66
Paid in Full/EFT $35
Advance Quote $45
Online Quote $69
Total Discounts $407
Rate after discounts $661

Discounts are estimated and may not be available from every company or in every state.

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