Scion tC Insurance Rates

Estimated insurance rates for a Scion tC are $1,068 a year for full coverage insurance. Comprehensive costs around $126 a year, collision insurance costs $188, and liability coverage costs around $554. A policy with only liability insurance costs as low as $620 a year, and a high-risk policy costs around $2,300. Teenage drivers pay the most at up to $4,478 a year.

Average premium for full coverage: $1,068

Premium estimates for type of coverage:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and tC trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance rates.

These rate differences illustrate why it is important to compare prices for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Scion tC insurance rates for additional coverage choices and driver risks.

• The best discount rate is $661
• Using higher $1,000 deductibles will save about $996 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,068
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,206
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,300
• An auto insurance policy that insures a teenage driver can be $4,478 or more

View Chart as Image

Car insurance prices for a Scion tC also have a wide range based on the trim level of your tC, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy can be around 40% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $4,400 a year. View Rates by Age

Where you choose to live has a huge impact on Scion tC insurance rates. A driver around age 40 might see prices as low as $700 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,440 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $210 a year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $498 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Right Scion tC Insurance

Finding better rates on auto insurance requires being safe and accident-free, having a positive credit history, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare prices at least every other year by getting quotes from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a quick rundown of the car insurance concepts touched on in the above illustrations.

• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,230 more every year than a low-risk driver
• It is possible to save up to $110 per year just by quoting early and online
• Increasing policy deductibles can save approximately $200 each year
• Consumers who may need more liability protection will pay an extra $610 annually to increase from 30/60 bodily injury limits to the 250/500 level