Scion tC Insurance Rates

Average insurance rates for a Scion tC are $1,068 a year with full coverage. Comprehensive insurance costs approximately $126 a year, collision insurance costs $188, and liability insurance costs $554. Buying just liability costs as little as $620 a year, and insurance for high-risk drivers costs $2,300 or more. Teenage drivers receive the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Rate estimates by individual coverage type:

Prices include $500 deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and tC trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of insurance. Rural locations tend to have lower incidents of collision claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

These examples demonstrate why it is important to compare rates using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Scion tC insurance rates for additional coverage and risk scenarios.

• The best discount rate is $661
• Drivers who choose higher $1,000 deductibles will pay $996 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,068
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $138 a year
• High risk drivers who are prone to accidents and violations could pay around $2,300
• The cost that insures a teen driver can cost $4,478 a year

View Chart as Image

Auto insurance rates for a Scion tC can also vary considerably based on the trim level of your tC, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,300 to $1,800 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 40% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,400 a year. View Rates by Age

Where you live makes a big difference in Scion tC insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,440 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $210 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $498 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Scion tC Insurance

Saving money on Scion tC insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Compare prices once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a quick rundown of the data that was covered in the charts and tables above.

• You may be able to save around $110 per year just by quoting early and online
• Drivers who purchase higher liability limits will pay an extra $610 every year to go from a minimum limit to the 250/500 level
• Teens have the highest car insurance rates, with premiums as much as $373 per month if the policy includes full coverage
• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,230 more per year for tC insurance