Scion tC Insurance Rates

U.S. average auto insurance rates for a Scion tC are $1,068 annually with full coverage. Comprehensive insurance costs on average $126, collision insurance costs $188, and liability coverage costs around $554. A policy with just liability insurance costs as low as $620 a year, and coverage for high-risk drivers costs $2,300 or more. Teens pay the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for all tC models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have fewer collision claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above demonstrate why everyone should compare prices based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Scion tC insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $661
• Using higher $1,000 deductibles will save around $72 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,068
• Selecting pricier low deductibles for physical damage coverage costs an additional $138 each year
• Higher-risk drivers with serious driving violations could pay upwards of $2,300
• The price with full coverage for a teenage driver for full coverage may cost $4,478 or more

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Insurance prices for a Scion tC are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,300 to $1,800 extra each year, depending on your age. Scion tC insurance for high-risk drivers can be around 40% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $210 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $498 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Scion tC insurance rates. A driver around age 40 might see prices as low as $770 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,440 on average in Florida, Michigan, and New York.

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How to Buy the Best Scion tC Insurance

Getting lower rates on auto insurance requires avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Set aside time to compare rates every year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a brief recap of the coverage data covered above.

• You may be able to save as much as $110 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $200 each year
• Teenagers pay the highest prices, costing up to $373 a month including comprehensive and collision insurance
• Drivers who tend to receive serious violations pay an average of $1,230 more each year for car insurance