Subaru Tribeca Insurance Rates

The average insurance rates for a Subaru Tribeca are $1,440 a year including full coverage. Comprehensive costs on average $348 a year, collision costs $562, and liability is estimated at $372. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing around $3,096. Teens cost the most to insure at $5,236 a year or more.

Average premium for full coverage: $1,440

Policy rates by type of insurance:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Tribeca trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how your location can change car insurance rates.

The examples above highlight why it is important to get quotes based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Subaru Tribeca insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $831
• Choosing higher $1,000 deductibles can save around $1,236 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,440
• Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,842
• Higher-risk drivers with serious driving violations could pay upwards of $3,096 or more
• Policy cost that insures a 16-year-old driver may cost $5,236 each year

View Chart as Image

Insurance rates for a Subaru Tribeca also range considerably based on the trim level of your Tribeca, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy ranges from 44% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Subaru Tribeca insurance prices. A good driver about age 40 could pay as low as $1,110 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,060 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $610 annually, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes from multiple companies. Each auto insurer calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Subaru Tribeca Insurance

Finding cheaper rates on insurance for a Subaru Tribeca takes being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Compare rates every other policy renewal by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a brief summary of the ideas that were illustrated above.

• Youthful drivers pay higher rates, with premiums being up to $436 each month if comprehensive and collision insurance is included
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,660 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $600 each year
• You may be able to save as much as $170 per year simply by quoting early and online