Subaru Tribeca Insurance Rates

The average insurance rates for a Subaru Tribeca are $1,440 a year for full coverage insurance. Comprehensive costs approximately $348, collision costs $562, and liability is $372. A liability-only policy costs around $438 a year, with high-risk insurance costing around $3,096. Teenage drivers cost the most to insure at $5,236 a year or more.

Average premium for full coverage: $1,440

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for different Tribeca trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Subaru Tribeca insurance rates for additional coverage and risk scenarios.

• The best discount rate is $831
• Raising to $1,000 deductibles will save $204 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,440
• Using more expensive low deductibles bumps up the cost to $1,842
• At-risk drivers who are prone to accidents and violations could pay around $3,096 or more
• Policy cost that insures a teen driver with full coverage can cost $5,236

View Chart as Image

Car insurance rates for a Subaru Tribeca also range considerably based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age

Your home state also has a big influence on Subaru Tribeca insurance prices. A middle-age driver might find rates as low as $940 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,950 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $610 every year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2025 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Subaru Tribeca Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, having a positive credit history, being claim-free, and avoiding coverage lapses. Compare prices every time your policy renews by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The list below is a quick rundown of the information illustrated above.

• It is possible to save around $170 per year simply by shopping early and online
• Teenagers pay the highest auto insurance rates, possibly costing $436 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $600 each year
• Higher risk drivers with reckless driving or DUI convictions could be charged and average of $1,660 more per year for car insurance
• Policyholders who purchase higher liability limits will pay an extra $410 annually to raise from a 30/60 limit to the 250/500 level