Suzuki SX4 Insurance Rates
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UPDATED: Jun 4, 2023
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Average auto insurance rates for a Suzuki SX4 are $1,016 annually including full coverage. Comprehensive costs an estimated $162 a year, collision insurance costs $222, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,192. Teenage drivers receive the highest rates at up to $4,102 a year.
Average premium for full coverage: $1,016
Rate estimates broken down by individual coverage type:
Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and SX4 trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from as cheap as $522 for basic liability insurance to a high of $2,192 for a high-risk driver policy.
Price Range by Location
Where you live can make a big difference on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.
These examples highlight why it is important to compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
The chart below breaks down average Suzuki SX4 insurance rates for other coverage scenarios.
- The best discount rate is $615
- Using higher $1,000 deductibles will save approximately $930 every year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,016
- Using low $100 deductibles for physical damage coverage will cost $1,184
- High-risk insureds who are prone to accidents and violations could pay up to $2,192
- The cost with full coverage for a 16-year-old driver can cost as much as $4,102 or more
Auto insurance rates for a Suzuki SX4 can also vary considerably based on the trim level of your SX4, your driving characteristics, and liability limits and deductibles.
Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,000 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $4,100 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying $1,200 to $1,700 in extra premium per year, depending on your age. A high-risk auto insurance policy can be from 41% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut rates by as much as $260 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Suzuki SX4 insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,450 on average in Louisiana, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Suzuki SX4 LE||$994||$83|
|Suzuki SX4 Sport S||$1,036||$86|
|Suzuki SX4 Sport SE||$1,036||$86|
|Suzuki SX4 2WD||$972||$81|
|Suzuki SX4 AWD AWD||$990||$83|
|Suzuki SX4 Sport GTS||$1,056||$88|
|Suzuki SX4 Sportback 2WD||$990||$83|
|Suzuki SX4 Technology 2WD||$990||$83|
|Suzuki SX4 Technology AWD||$1,024||$85|
|Suzuki SX4 Touring AWD||$1,024||$85|
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2009 Suzuki SX4||$162||$222||$474||$1,016|
Rates are averaged for all Suzuki SX4 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Suzuki SX4 Insurance
Saving money on insurance for a Suzuki SX4 requires having a decent driving record, having above-average credit, not filing small claims, and consideration of higher deductibles. Set aside time to shop around every time your policy renews by getting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
The following items are a condensed summary of the information raised in the charts and tables above.
- You may be able to save approximately $110 per year just by quoting early and online
- 16 to 18-year-old drivers are the costliest to insure, as much as $342 per month if full coverage is included
- Increasing deductibles could save up to $250 each year
- Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,180 more annually than a driver with a clean driving record
- Insureds who want additional liability coverage will pay an extra $520 per year to increase from a minimum limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$62|
|5-yr Claim Free||$64|
|Paid in Full/EFT||$37|
Discounts are estimated and may not be available from every company or in every state.