Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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The average insurance rates for a Volvo C70 are $762 a year including full coverage. Comprehensive insurance costs on average $156, collision insurance costs $198, and liability costs around $298. A liability-only policy costs as low as $340 a year, and high-risk insurance costs $1,618 or more. 16-year-old drivers cost the most to insure at up to $2,916 a year.

Average premium for full coverage: $762

Policy rates by type of insurance:

Comprehensive $156
Collision $198
Liability $298

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all C70 models.

Price Range Variability

Using a 40-year-old driver as an example, Volvo C70 insurance rates range from as low as $340 for the bare minimum liability coverage to the much higher price of $1,618 for a policy for a high-risk driver.

Liability Only $340
Full Coverage $762
High Risk $1,618

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than congested cities. The example below illustrates how rural and urban location affects car insurance rates.

Rural Areas $572
Small Cities $800
Large Cities $1,029

The examples above highlight why everyone should compare prices based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Volvo C70 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $462
  • Using higher $1,000 deductibles will save around $82 every year
  • The average rate for a good driver age 40 with $500 deductibles is $762
  • Buying pricier low deductibles for physical damage coverage will cost an extra $154 every year
  • Drivers with multiple tickets or accidents could pay upwards of $1,618
  • Policy cost for full coverage for a teen driver for full coverage may cost $2,916 or more

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance prices range from $462 to $2,916 for full coverage

Car insurance rates for a Volvo C70 also range considerably based on your risk profile, the model of your C70, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as little as $700 a year, or $58 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $2,900 a year. View Rates by Age

Your home state has a huge impact on Volvo C70 insurance prices. A driver around age 40 might see rates as low as $590 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,090 on average in Michigan, New York, and Louisiana.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $240 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $268 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $900 to $1,300 extra every year, depending on your age. Volvo C70 insurance for high-risk drivers can be as much as 45% to 132% more than the average rate. View High Risk Driver Rates

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Volvo C70 Insurance

Finding cheaper rates on car insurance requires being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to shop around every year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief summary of the coverage data raised in the charts and tables above.

  • You may be able to save as much as $90 per year just by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles can save around $225 each year
  • Youthful drivers are expensive to insure, with premiums being up to $243 each month if full coverage is included
  • Higher risk drivers that tend to have accidents or serious violations may pay on average $860 more each year than a low-risk driver

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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