Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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U.S. average insurance rates for a Volvo C70 are $762 a year with full coverage. Comprehensive costs on average $156 each year, collision insurance costs $198, and liability coverage costs around $298. Buying just liability costs as low as $340 a year, and insurance for high-risk drivers costs around $1,618. Teenage drivers pay the highest rates at up to $2,916 a year.

Average premium for full coverage: $762

Price estimates by individual coverage:

Comprehensive $156
Collision $198
Liability $298

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and C70 models.

Price Range from Low to High

For the average 40-year-old driver, Volvo C70 insurance prices range from the low end price of $340 for basic liability insurance to a high rate of $1,618 for coverage for higher-risk drivers.

Liability Only $340
Full Coverage $762
High Risk $1,618

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities. The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $572
Small Cities $800
Large Cities $1,029

The ranges above demonstrate why all drivers should compare prices based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Volvo C70 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $462
  • Using higher $1,000 deductibles will save around $82 annually
  • The estimated price for the average middle-age driver with $500 deductibles is $762
  • Using low deductibles for physical damage coverage bumps up the cost to $916
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $1,618
  • The price that insures a teenage driver may cost $2,916 or more

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance rates range from $462 to $2,916 for full coverage

Insurance prices for a Volvo C70 are also quite variable based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $900 to $1,300 additional each year, depending on your age. Insurance for high-risk drivers can be around 45% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $700 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $2,900 a year. View Rates by Age

The state you live in has a huge impact on Volvo C70 insurance rates. A driver around age 40 might see prices as low as $550 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,030 on average in Florida, Michigan, and New York.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $240 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $268 more each year. View Rates by Deductible or Liability Limit

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Volvo C70 Insurance

Getting lower rates on auto insurance requires being a good driver, having a good credit score, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare prices at least once a year by quoting rates from direct companies, and also from several local insurance agents.

The following list is a brief recap of the primary concepts that were touched on in this article.

  • You may be able to save as much as $90 per year just by quoting online in advance
  • Drivers who tend to receive serious violations pay on average $860 more each year than a safer driver
  • Increasing physical damage deductibles can save approximately $225 each year
  • Drivers age 16 to 20 pay higher prices, costing up to $243 a month if comprehensive and collision insurance is included

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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