Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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U.S. average insurance rates for a Volvo C70 are $762 a year including full coverage. Comprehensive insurance costs on average $156, collision costs $198, and liability costs $298. Liability-only coverage costs as little as $340 a year, with high-risk coverage costing $1,618 or more. Teen drivers pay the highest rates at $2,916 a year or more.

Average premium for full coverage: $762

Price estimates by individual coverage:

Comprehensive $156
Collision $198
Liability $298

These estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for all C70 models.

Price Range from Low to High

For an average driver, Volvo C70 insurance prices go from as low as $340 for minimum levels of liability insurance to the much higher price of $1,618 for a driver who has had serious violations or accidents.

Liability Only $340
Full Coverage $762
High Risk $1,618

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than larger metro areas.

The example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $572
Small Cities $800
Large Cities $1,029

The ranges above highlight why everyone should compare rates based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down estimated Volvo C70 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $462
  • Drivers who choose higher $1,000 deductibles will pay around $82 every year
  • The average rate for the average middle-age driver with $500 deductibles is $762
  • Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $154 every year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,618 or more
  • The price for full coverage for a teen driver for full coverage may cost $2,916 a year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance prices range from $462 to $2,916

Auto insurance prices for a Volvo C70 are also quite variable based on your driving record, the model of your C70, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may pay as little as $700 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay upwards of $2,900 a year. View Rates by Age

The state you live in makes a big difference in Volvo C70 insurance prices. A 40-year-old driver could pay as low as $590 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,090 on average in Michigan, New York, and Louisiana.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Choosing high deductibles could save up to $240 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $268 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $900 to $1,300 in extra premium each year, depending on your age. Volvo C70 insurance for high-risk drivers can cost as much as 45% to 132% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, and quoted prices may be quite different from one company to the next.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Volvo C70 Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also having good credit, being claim-free, and taking advantage of discounts. Take the time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a brief summary of the ideas that were covered in the above illustrations.

  • Teen drivers are charged the highest prices, possibly costing $243 a month if they have full coverage
  • Higher risk drivers that tend to have accidents or serious violations may pay on average $860 more each year to insure their C70
  • Increasing physical damage deductibles can save around $225 each year
  • You may be able to save as much as $90 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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