Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Estimated insurance rates for a Volvo C70 are $762 a year for full coverage insurance. Comprehensive insurance costs an estimated $156, collision costs $198, and liability coverage costs $298. Liability-only coverage costs as little as $340 a year, with high-risk coverage costing $1,618 or more. Teenage drivers pay the most at $2,916 a year or more.

Average premium for full coverage: $762

Premium estimates broken down by type of coverage:

Comprehensive $156
Collision $198
Liability $298

Prices are based on $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for different C70 trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Volvo C70 go from as low as $340 for a discount liability-only rate to a much higher rate of $1,618 for high-risk insurance.

Liability Only $340
Full Coverage $762
High Risk $1,618

Insurance Price Range by Location

Your location has a large influence on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $572
Small Cities $800
Large Cities $1,029

These rate differences illustrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Volvo C70 insurance rates for other coverage scenarios.

  • The best discount rate is $462
  • Drivers who choose higher $1,000 deductibles will pay approximately $82 each year
  • The average rate for a 40-year-old good driver who has $500 deductibles is $762
  • Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $154 each year
  • High-risk insureds who are prone to accidents and violations could pay up to $1,618 or more
  • An auto insurance policy for full coverage for a teenage driver with full coverage can cost as much as $2,916 a year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance prices range from $462 to $2,916

Insurance prices for a Volvo C70 also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may only pay around $700 per year on average, or $58 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay at least $2,900 a year. View Rates by Age

Where you choose to live makes a big difference in Volvo C70 insurance rates. A 40-year-old driver could pay as low as $500 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,030 on average in Florida, New York, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Using high physical damage deductibles could save up to $240 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $268 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $900 to $1,300 extra annually, depending on your age. High-risk driver insurance can cost around 45% to 132% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices and see how they stack up. Every company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Volvo C70 Insurance

Finding better rates on auto insurance not only requires avoiding accidents and claims, but also maintaining good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates every couple of years by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a brief review of the material that was covered above.

  • Consumers who want increased liability limits will pay an extra $330 annually to go from 30/60 bodily injury limits to 250/500 limits
  • Drivers under the age of 20 are charged the highest prices, with premiums being up to $243 per month for full coverage
  • Drivers with DUI or reckless driving convictions pay on average $860 more annually to insure a Volvo C70
  • Increasing policy deductibles can save around $225 each year

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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