Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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The average insurance rates for a Volvo C70 are $780 a year with full coverage. Comprehensive insurance costs around $158, collision insurance costs $208, and liability is estimated at $304. A liability-only policy costs approximately $346 a year, and high-risk insurance costs $1,662 or more. Teen drivers cost the most to insure at up to $2,984 a year.

Average premium for full coverage: $780

Policy rates for type of insurance:

Comprehensive $158
Collision $208
Liability $304

Includes $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different C70 trim levels.

Price Range Variability

For an average driver, Volvo C70 insurance rates range from as low as $346 for liability-only coverage to a much higher rate of $1,662 for a high-risk driver policy.

Liability Only $346
Full Coverage $780
High Risk $1,662

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $585
Small Cities $819
Large Cities $1,053

The examples above demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Volvo C70 insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $468
  • Choosing higher $1,000 deductibles can save about $84 annually
  • The average rate for a good driver age 40 using $500 deductibles is $780
  • Choosing more expensive low deductibles for comp and collision coverage will cost an extra $160 every year
  • Unlucky drivers with multiple violations and an at-fault accident could pay at least $1,662
  • Policy cost for full coverage for a teen driver with full coverage can be $2,984 each year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance prices range from $468 to $2,984 for full coverage

Car insurance rates for a Volvo C70 also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as little as $700 annually on average, or $58 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $2,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Volvo C70 insurance prices. A good driver about age 40 could pay as low as $560 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,060 on average in Florida, Michigan, and New York.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $706 -$74 -9.5%
Alaska $598 -$182 -23.3%
Arizona $648 -$132 -16.9%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $800 $20 2.6%
Delaware $884 $104 13.3%
Florida $974 $194 24.9%
Georgia $720 -$60 -7.7%
Hawaii $562 -$218 -27.9%
Idaho $530 -$250 -32.1%
Illinois $582 -$198 -25.4%
Indiana $588 -$192 -24.6%
Iowa $528 -$252 -32.3%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,154 $374 47.9%
Maine $480 -$300 -38.5%
Maryland $642 -$138 -17.7%
Massachusetts $620 -$160 -20.5%
Michigan $1,356 $576 73.8%
Minnesota $652 -$128 -16.4%
Mississippi $936 $156 20.0%
Missouri $690 -$90 -11.5%
Montana $838 $58 7.4%
Nebraska $614 -$166 -21.3%
Nevada $936 $156 20.0%
New Hampshire $562 -$218 -27.9%
New Jersey $872 $92 11.8%
New Mexico $688 -$92 -11.8%
New York $822 $42 5.4%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $540 -$240 -30.8%
Oklahoma $800 $20 2.6%
Oregon $716 -$64 -8.2%
Pennsylvania $744 -$36 -4.6%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $578 -$202 -25.9%
Vermont $532 -$248 -31.8%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $718 -$62 -7.9%
Wisconsin $540 -$240 -30.8%
Wyoming $694 -$86 -11.0%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Choosing high deductibles can save as much as $250 every year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $273 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $900 to $1,300 extra every year, depending on your age. High-risk driver insurance ranges as much as 44% to 129% more than average. View High Risk Driver Rates

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $166 $238 $312 $826
2008 Volvo C70 $158 $208 $304 $780
2007 Volvo C70 $156 $198 $298 $762
2005 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Volvo C70 Insurance

Finding cheaper rates on car insurance takes being a good driver, having above-average credit, not filing small claims, and consideration of higher deductibles. Take the time to compare rates every time your policy renews by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a recap of the information covered in the above illustrations.

  • You may be able to save up to $90 per year just by shopping early and online
  • Drivers age 16 to 20 are the costliest to insure, as much as $249 each month if full coverage is included
  • Increasing comprehensive and collision deductibles can save around $250 each year
  • Higher risk drivers that have major violations or accidents pay an average of $880 more every year than a safer driver
  • Policyholders who may need an increased level of liability coverage will pay about $330 every year to raise limits from a 30/60 limit to 250/500 limits

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,984
20 $1,758
30 $802
40 $780
50 $714
60 $700

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $940
$250 $868
$500 $780
$1,000 $696

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $841
100/300 $917
250/500 $1,114
100 CSL $871
300 CSL $1,038
500 CSL $1,160

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,226
20 $2,798
30 $1,684
40 $1,662
50 $1,584
60 $1,568

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $40
Homeowner $13
5-yr Accident Free $50
5-yr Claim Free $49
Paid in Full/EFT $31
Advance Quote $35
Online Quote $54
Total Discounts $312
Rate after discounts $468

Discounts are estimated and may not be available from every company or in every state.

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