Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Average insurance rates for a Volvo C70 are $762 a year including full coverage. Comprehensive costs on average $156 a year, collision insurance costs $198, and liability coverage costs $298. Buying just liability costs as little as $340 a year, and insurance for high-risk drivers costs around $1,618. Teen drivers receive the highest rates at up to $2,916 a year.

Average premium for full coverage: $762

Rate estimates by individual coverage type:

Comprehensive $156
Collision $198
Liability $298

Prices include $500 deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and C70 trim levels.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from as low as $340 for the bare minimum liability coverage to a high of $1,618 for a high-risk insurance policy.

Liability Only $340
Full Coverage $762
High Risk $1,618

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects car insurance rates.

Rural Areas $572
Small Cities $800
Large Cities $1,029

These examples highlight why it is important to compare rates based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Volvo C70 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $462
  • Drivers who choose higher $1,000 deductibles will pay around $680 every year
  • The average rate for a 40-year-old driver with $500 deductibles is $762
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $916
  • High-risk insureds with multiple violations and an at-fault accident could pay upwards of $1,618
  • The cost for full coverage for a teenage driver may cost $2,916 a year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance rates range from $462 to $2,916 for full coverage

Auto insurance rates for a Volvo C70 can also vary considerably based on your driver profile, the model of your C70, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $700 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay upwards of $2,900 a year. View Rates by Age

Where you live makes a big difference in Volvo C70 insurance rates. A 40-year-old driver could pay as low as $590 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,090 on average in Michigan, New York, and Louisiana.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Choosing high deductibles could save up to $240 a year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $268 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $900 to $1,300 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost around 45% to 132% more than average. View High Risk Driver Rates

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Volvo C70 Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to shop around at least every other year by quoting rates from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following is a quick rundown of the car insurance concepts raised in the charts and tables above.

  • Drivers with reckless driving or DUI convictions may pay on average $860 more each year for C70 insurance
  • You may be able to save as much as $90 per year just by quoting early and online
  • Increasing deductibles can save around $225 each year
  • Consumers who require higher liability limits will pay about $330 per year to go from a minimum limit to 250/500 limits

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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