Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Average insurance rates for a Volvo C70 are $762 a year for full coverage insurance. Comprehensive costs approximately $156 a year, collision insurance costs $198, and liability coverage costs $298. A policy with just liability insurance costs as little as $340 a year, and coverage for high-risk drivers costs around $1,618. 16-year-old drivers receive the highest rates at up to $2,916 a year.

Average premium for full coverage: $762

Rate estimates by individual coverage type:

Comprehensive $156
Collision $198
Liability $298

Prices include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and C70 trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from as low as $340 for just liability coverage to a high of $1,618 for a driver who requires high-risk insurance.

Liability Only $340
Full Coverage $762
High Risk $1,618

Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than congested cities. The diagram below illustrates the difference location can make on auto insurance prices.

Rural Areas $572
Small Cities $800
Large Cities $1,029

These examples illustrate why it is important to compare rates using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Volvo C70 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $462
  • Drivers who choose higher $1,000 deductibles will pay $680 each year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $762
  • Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $916
  • High-risk insureds with multiple tickets or accidents could pay around $1,618
  • The cost for full coverage for a teenage driver can cost $2,916 a year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance rates range from $462 to $2,916 for full coverage

Insurance rates for a Volvo C70 can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $700 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $2,900 a year. View Rates by Age

Where you live makes a big difference in Volvo C70 insurance rates. A 40-year-old driver could pay as low as $500 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,030 on average in Florida, New York, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $240 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $268 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $900 to $1,300 additional per year, depending on your age. A high-risk auto insurance policy can cost around 45% to 132% more than the average rate. View High Risk Driver Rates

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Volvo C70 Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Make time to compare rates at every other renewal by getting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The items below are a quick rundown of the concepts that were touched on in this article.

  • Drivers with reckless driving or DUI convictions may pay on average $860 more per year to insure their C70
  • Teen drivers are the costliest to insure, costing up to $243 per month including comprehensive and collision insurance
  • It is possible to save around $90 per year just by quoting early and online
  • Increasing deductibles can save around $225 each year
  • It is possible to save around $90 per year just by quoting early and online

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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