Volvo C70 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 3, 2023
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Estimated insurance prices for a Volvo C70 are $780 every 12 months for full coverage insurance. Comprehensive insurance costs on average $158 a year, collision costs $208, and liability costs $304. A liability-only policy costs as little as $346 a year, with high-risk insurance costing $1,662 or more. Teenage drivers pay the most at $2,984 a year or more.
Average premium for full coverage: $780
Premium estimates by type of coverage:
Rates are based on $500 deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and C70 trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Volvo C70 go from the cheapest price of $346 for basic liability insurance to a high of $1,662 for coverage for higher-risk drivers.
Insurance Price Range by Location
Your location can make a big difference on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than densely populated cities.
The diagram below illustrates how your location can change car insurance rates.
These rate differences illustrate why it is important to compare rates based on a specific location and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Volvo C70 insurance rates for different risk profiles and scenarios.
- The best discount rate is $468
- Drivers who choose higher $1,000 deductibles will pay around $696 each year
- The average price for a 40-year-old good driver with $500 deductibles is $780
- Using low $100 deductibles for comprehensive and collision insurance costs an extra $160 annually
- Drivers who are prone to accidents and violations could pay upwards of $1,662 or more
- An auto insurance policy to insure a 16-year-old driver may cost $2,984 a year
Auto insurance prices for a Volvo C70 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your C70.
Using high physical damage deductibles could save up to $250 annually, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $273 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may pay as low as $700 per year on average, or $58 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $2,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $900 to $1,300 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost from 44% to 129% more than a normal policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Volvo C70 insurance prices. A 40-year-old driver could pay as low as $510 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,060 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $706 | -$74 | -9.5% |
| Alaska | $598 | -$182 | -23.3% |
| Arizona | $648 | -$132 | -16.9% |
| Arkansas | $780 | -$0 | 0.0% |
| California | $888 | $108 | 13.8% |
| Colorado | $744 | -$36 | -4.6% |
| Connecticut | $800 | $20 | 2.6% |
| Delaware | $884 | $104 | 13.3% |
| Florida | $974 | $194 | 24.9% |
| Georgia | $720 | -$60 | -7.7% |
| Hawaii | $562 | -$218 | -27.9% |
| Idaho | $530 | -$250 | -32.1% |
| Illinois | $582 | -$198 | -25.4% |
| Indiana | $588 | -$192 | -24.6% |
| Iowa | $528 | -$252 | -32.3% |
| Kansas | $740 | -$40 | -5.1% |
| Kentucky | $1,062 | $282 | 36.2% |
| Louisiana | $1,154 | $374 | 47.9% |
| Maine | $480 | -$300 | -38.5% |
| Maryland | $642 | -$138 | -17.7% |
| Massachusetts | $620 | -$160 | -20.5% |
| Michigan | $1,356 | $576 | 73.8% |
| Minnesota | $652 | -$128 | -16.4% |
| Mississippi | $936 | $156 | 20.0% |
| Missouri | $690 | -$90 | -11.5% |
| Montana | $838 | $58 | 7.4% |
| Nebraska | $614 | -$166 | -21.3% |
| Nevada | $936 | $156 | 20.0% |
| New Hampshire | $562 | -$218 | -27.9% |
| New Jersey | $872 | $92 | 11.8% |
| New Mexico | $688 | -$92 | -11.8% |
| New York | $822 | $42 | 5.4% |
| North Carolina | $448 | -$332 | -42.6% |
| North Dakota | $638 | -$142 | -18.2% |
| Ohio | $540 | -$240 | -30.8% |
| Oklahoma | $800 | $20 | 2.6% |
| Oregon | $716 | -$64 | -8.2% |
| Pennsylvania | $744 | -$36 | -4.6% |
| Rhode Island | $1,040 | $260 | 33.3% |
| South Carolina | $706 | -$74 | -9.5% |
| South Dakota | $658 | -$122 | -15.6% |
| Tennessee | $682 | -$98 | -12.6% |
| Texas | $938 | $158 | 20.3% |
| Utah | $578 | -$202 | -25.9% |
| Vermont | $532 | -$248 | -31.8% |
| Virginia | $468 | -$312 | -40.0% |
| Washington | $600 | -$180 | -23.1% |
| West Virginia | $718 | -$62 | -7.9% |
| Wisconsin | $540 | -$240 | -30.8% |
| Wyoming | $694 | -$86 | -11.0% |
With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every company uses a different method to calculate prices, and quoted prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Volvo C70 | $166 | $238 | $312 | $826 |
| 2008 Volvo C70 | $158 | $208 | $304 | $780 |
| 2007 Volvo C70 | $156 | $198 | $298 | $762 |
| 2005 Volvo C70 | $138 | $180 | $292 | $720 |
Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Volvo C70 Insurance
Finding better rates on insurance for a Volvo C70 not only requires not taking risks behind the wheel, but also having a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to shop around at least once a year by quoting rates from direct insurance companies, and also from several local insurance agents.
The following is a quick review of the primary concepts that were illustrated above.
- It is possible to save as much as $90 per year simply by quoting early and online
- Drivers considered higher risk with a DUI or reckless driving violation pay on average $880 more each year for C70 insurance
- Increasing policy deductibles could save as much as $250 each year
- Teens are charged the highest prices, with premiums being up to $249 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $2,984 |
| 20 | $1,758 |
| 30 | $802 |
| 40 | $780 |
| 50 | $714 |
| 60 | $700 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $940 |
| $250 | $868 |
| $500 | $780 |
| $1,000 | $696 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $780 |
| 50/100 | $841 |
| 100/300 | $917 |
| 250/500 | $1,114 |
| 100 CSL | $871 |
| 300 CSL | $1,038 |
| 500 CSL | $1,160 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,226 |
| 20 | $2,798 |
| 30 | $1,684 |
| 40 | $1,662 |
| 50 | $1,584 |
| 60 | $1,568 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $40 |
| Multi-vehicle | $40 |
| Homeowner | $13 |
| 5-yr Accident Free | $50 |
| 5-yr Claim Free | $49 |
| Paid in Full/EFT | $31 |
| Advance Quote | $35 |
| Online Quote | $54 |
| Total Discounts | $312 |
Discounts are estimated and may not be available from every company or in every state.
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