Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Estimated insurance rates for a Volvo C70 are $762 a year including full coverage. Comprehensive insurance costs on average $156 a year, collision costs $198, and liability insurance is estimated at $298. A liability-only policy costs approximately $340 a year, with high-risk insurance costing $1,618 or more. 16-year-old drivers pay the most at $2,916 a year or more.

Average premium for full coverage: $762

Premium estimates by type of coverage:

Comprehensive $156
Collision $198
Liability $298

These estimates include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and C70 trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Volvo C70 go from the low end price of $340 for just liability coverage to a high of $1,618 for a policy for a high-risk driver.

Liability Only $340
Full Coverage $762
High Risk $1,618

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.

The diagram below illustrates how where you live affects car insurance rates.

Rural Areas $572
Small Cities $800
Large Cities $1,029

These rate differences highlight why it is important to get quotes based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Volvo C70 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $462
  • Choosing higher $1,000 deductibles can save around $680 every year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $762
  • Buying low $100 deductibles for comp and collision coverage will cost an additional $154 a year
  • High-risk insureds with multiple tickets or accidents could pay upwards of $1,618 or more
  • An auto insurance policy that insures a teen driver may cost $2,916 each year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance prices range from $462 to $2,916

Auto insurance prices for a Volvo C70 also have a wide range based on the trim level of your C70, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $900 to $1,300 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $700 annually on average, or $58 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $2,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Volvo C70 insurance rates. A good driver about age 40 could pay as low as $590 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,090 on average in Michigan, New York, and Louisiana.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $240 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $268 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, and quoted prices will be substantially different.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Volvo C70 Insurance

Finding better rates on Volvo C70 insurance takes not taking risks behind the wheel, maintaining a good credit score, refrain from filing small claims, and taking advantage of discounts. Comparison shop every year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following is a brief summary of the coverage data touched on in the above illustrations.

  • You may be able to save as much as $90 per year simply by quoting early and online
  • Increasing policy deductibles can save approximately $225 each year
  • Teens are charged the highest prices, with the cost nearing $243 per month if the policy includes full coverage
  • High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $860 more each year for C70 insurance

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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