Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Average insurance rates for a Volvo C70 are $762 a year with full coverage. Comprehensive insurance costs an estimated $156 each year, collision costs $198, and liability is estimated at $298. Liability-only coverage costs approximately $340 a year, with high-risk coverage costing $1,618 or more. 16-year-old drivers receive the highest rates at $2,916 a year or more.

Average premium for full coverage: $762

Rate estimates broken down by individual coverage type:

Comprehensive $156
Collision $198
Liability $298

Prices include $500 physical damage deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and C70 models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from the low end price of $340 for just the minimum liability insurance to a high rate of $1,618 for coverage for higher-risk drivers.

Liability Only $340
Full Coverage $762
High Risk $1,618

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. More rural locations tend to have lower incidents of collision claims than congested cities.

The graphic below illustrates how location helps determine insurance prices.

Rural Areas $572
Small Cities $800
Large Cities $1,029

These examples demonstrate why all drivers should get quotes for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details estimated Volvo C70 insurance rates for other coverage scenarios.

  • The best full coverage rate is $462
  • Choosing higher $1,000 deductibles can save approximately $82 annually
  • The estimated price for a 40-year-old driver who has $500 deductibles is $762
  • Buying low deductibles for comp and collision coverage will cost an additional $154 annually
  • Higher-risk drivers with multiple tickets or accidents could pay up to $1,618 or more
  • The cost that insures a 16-year-old driver can cost as much as $2,916 each year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance prices range from $462 to $2,916

Car insurance rates for a Volvo C70 can also vary considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $900 to $1,300 extra per year, depending on your age. Insurance for high-risk drivers ranges from 45% to 132% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $700 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged at least $2,900 a year. View Rates by Age

Where you live plays a big part in determining prices for Volvo C70 insurance prices. A good driver about age 40 could pay as low as $550 a year in states like Utah, Ohio, and New Hampshire, or at least $1,030 on average in New York, Michigan, and Florida.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $240 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $268 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison from multiple companies. Each auto insurer utilizes a different rate formula, so rate quotes can be significantly different.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Volvo C70 Insurance

Saving money on insurance for a Volvo C70 takes being a safe and courteous driver, having a positive credit history, eliminating unnecessary coverage, and not having any coverage lapses. Comparison shop at least once a year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a quick rundown of the primary concepts that were covered in the charts and tables above.

  • You may be able to save approximately $90 per year simply by quoting online in advance
  • Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $860 more annually for auto insurance
  • Increasing deductibles can save approximately $225 each year
  • Teenage drivers have the highest car insurance rates, with premiums as much as $243 per month if full coverage is purchased

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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