Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Estimated auto insurance rates for a Volvo C70 are $762 annually including full coverage. Comprehensive insurance costs an estimated $156 a year, collision costs $198, and liability coverage is $298. Liability-only coverage costs around $340 a year, with high-risk coverage costing $1,618 or more. Teens pay the most at $2,916 a year or more.

Average premium for full coverage: $762

Premium estimates broken down by type of coverage:

Comprehensive $156
Collision $198
Liability $298

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and C70 trim levels.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Volvo C70 go from as cheap as $340 for just liability coverage to a high of $1,618 for a driver that may need high-risk insurance.

Liability Only $340
Full Coverage $762
High Risk $1,618

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects insurance prices.

Rural Areas $572
Small Cities $800
Large Cities $1,029

These rate differences highlight why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Volvo C70 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $462
  • Raising to $1,000 deductibles will save approximately $680 every year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $762
  • Selecting low $100 deductibles costs an additional $154 each year
  • Unlucky drivers with serious driving violations could pay up to $1,618 or more
  • An auto insurance policy with full coverage for a teenage driver can cost as much as $2,916

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance prices range from $462 to $2,916

Insurance prices for a Volvo C70 also have a wide range based on the model of your C70, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $700 every 12 months on average, or $58 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $2,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $900 to $1,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $240 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $268 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Volvo C70 insurance rates. A middle-age driver might find prices as low as $590 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,090 on average in Louisiana, New York, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Every auto insurance company calculates prices differently, so the prices will be substantially different between companies.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Volvo C70 Insurance

Finding better rates on auto insurance consists of being safe and accident-free, having a good credit history, refrain from filing small claims, and taking advantage of discounts. Set aside time to shop around once a year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a brief recap of the data that was raised in the charts and tables above.

  • You may be able to save approximately $90 per year simply by quoting early and online
  • Consumers who want more liability protection will pay approximately $330 per year to raise from 30/60 bodily injury limits to higher 250/500 limits
  • Youthful drivers are charged the highest prices, with the cost nearing $243 per month including comprehensive and collision insurance
  • Drivers who tend to receive serious violations could be forced to pay on average $860 more annually than a low-risk driver

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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