Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Average insurance rates for a Volvo C70 are $762 a year for full coverage insurance. Comprehensive costs on average $156, collision insurance costs $198, and liability insurance costs $298. Liability-only coverage costs as little as $340 a year, and high-risk coverage costs around $1,618. 16-year-old drivers receive the highest rates at up to $2,916 a year.

Average premium for full coverage: $762

Rate estimates by individual coverage type:

Comprehensive $156
Collision $198
Liability $298

Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for all C70 models.

Price Range by Coverage and Risk

For an average driver, prices range range from as low as $340 for a discount liability-only rate to the much higher price of $1,618 for high-risk insurance.

Liability Only $340
Full Coverage $762
High Risk $1,618

Price Range by Location

Your location has a significant impact on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than congested cities. The example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $572
Small Cities $800
Large Cities $1,029

These examples illustrate why everyone should compare rates based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Rates by State, City, and Model

The chart below illustrates average Volvo C70 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $462
  • Drivers who choose higher $1,000 deductibles will pay around $82 each year
  • The average rate for a 40-year-old driver with $500 deductibles is $762
  • Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $916
  • High risk drivers with multiple tickets or accidents could pay upwards of $1,618
  • The cost for full coverage for a teen driver for full coverage may cost $2,916 a year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance rates range from $462 to $2,916 for full coverage

Car insurance rates for a Volvo C70 can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles could pay as little as $700 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $2,900 a year. View Rates by Age

Where you live makes a big difference in Volvo C70 insurance rates. A 40-year-old driver could pay as low as $500 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,030 on average in Michigan, New York, and Florida.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $240 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $268 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $900 to $1,300 extra per year, depending on your age. Volvo C70 insurance for high-risk drivers can cost anywhere from 45% to 132% more than the average rate. View High Risk Driver Rates

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Volvo C70 Insurance

Saving money on Volvo C70 insurance not only requires being a low-risk driver, but also having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every couple of years by requesting quotes from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The items below are a review of the material that was covered in the above illustrations.

  • Drivers who require more liability coverage will pay around $330 annually to go from a minimum limit to 250/500 limits
  • Teen drivers are expensive to insure, costing up to $243 per month if full coverage is included
  • High-risk drivers who have several accidents or serious violations pay an average of $860 more each year to insure their C70
  • Increasing deductibles can save around $225 each year

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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