Volvo C70 Insurance Rates
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UPDATED: Jun 3, 2023
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The average insurance rates for a Volvo C70 are $762 a year for full coverage. Comprehensive insurance costs an estimated $156 a year, collision insurance costs $198, and liability insurance is estimated at $298. A liability-only policy costs approximately $340 a year, and high-risk insurance costs $1,618 or more. 16-year-old drivers cost the most to insure at up to $2,916 a year.
Average premium for full coverage: $762
Policy rates broken down by type of insurance:
Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and C70 trim levels.
Price Range Variability
For a driver in their 40's, Volvo C70 insurance rates range from the low end price of $340 for the bare minimum liability coverage to a high of $1,618 for a high-risk driver policy.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on insurance rates. More rural locations are shown to have lower incidents of accident claims than congested cities. The diagram below illustrates how location helps determine insurance prices.
The examples above show why it is important to get quotes for a targeted area, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Volvo C70 insurance rates for other coverage scenarios.
- The best full coverage rate is $462
- Choosing higher $1,000 deductibles can save approximately $680 a year
- The estimated price for a good driver age 40 who has $500 deductibles is $762
- Buying low $100 deductibles for comp and collision coverage will cost an additional $154 a year
- High-risk insureds with multiple tickets or accidents could pay up to $1,618
- Policy cost that insures a teen driver can cost as much as $2,916 each year
Car insurance rates for a Volvo C70 also range considerably based on the trim level of your C70, how you drive, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you could be paying $900 to $1,300 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 132% more than the average rate. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $700 annually on average, or $58 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $2,900 a year. View Rates by Age
Your home state plays a big part in determining prices for Volvo C70 insurance rates. A good driver about age 40 could pay as low as $500 a year in states like Iowa, Maine, and Idaho, or at least $1,090 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $690 | -$72 | -9.4% |
| Alaska | $584 | -$178 | -23.4% |
| Arizona | $634 | -$128 | -16.8% |
| Arkansas | $762 | -$0 | 0.0% |
| California | $868 | $106 | 13.9% |
| Colorado | $726 | -$36 | -4.7% |
| Connecticut | $782 | $20 | 2.6% |
| Delaware | $860 | $98 | 12.9% |
| Florida | $950 | $188 | 24.7% |
| Georgia | $706 | -$56 | -7.3% |
| Hawaii | $548 | -$214 | -28.1% |
| Idaho | $516 | -$246 | -32.3% |
| Illinois | $568 | -$194 | -25.5% |
| Indiana | $574 | -$188 | -24.7% |
| Iowa | $516 | -$246 | -32.3% |
| Kansas | $722 | -$40 | -5.2% |
| Kentucky | $1,038 | $276 | 36.2% |
| Louisiana | $1,126 | $364 | 47.8% |
| Maine | $468 | -$294 | -38.6% |
| Maryland | $628 | -$134 | -17.6% |
| Massachusetts | $606 | -$156 | -20.5% |
| Michigan | $1,324 | $562 | 73.8% |
| Minnesota | $638 | -$124 | -16.3% |
| Mississippi | $912 | $150 | 19.7% |
| Missouri | $674 | -$88 | -11.5% |
| Montana | $820 | $58 | 7.6% |
| Nebraska | $598 | -$164 | -21.5% |
| Nevada | $914 | $152 | 19.9% |
| New Hampshire | $550 | -$212 | -27.8% |
| New Jersey | $850 | $88 | 11.5% |
| New Mexico | $674 | -$88 | -11.5% |
| New York | $804 | $42 | 5.5% |
| North Carolina | $438 | -$324 | -42.5% |
| North Dakota | $624 | -$138 | -18.1% |
| Ohio | $528 | -$234 | -30.7% |
| Oklahoma | $782 | $20 | 2.6% |
| Oregon | $698 | -$64 | -8.4% |
| Pennsylvania | $726 | -$36 | -4.7% |
| Rhode Island | $1,016 | $254 | 33.3% |
| South Carolina | $692 | -$70 | -9.2% |
| South Dakota | $644 | -$118 | -15.5% |
| Tennessee | $666 | -$96 | -12.6% |
| Texas | $918 | $156 | 20.5% |
| Utah | $566 | -$196 | -25.7% |
| Vermont | $520 | -$242 | -31.8% |
| Virginia | $458 | -$304 | -39.9% |
| Washington | $588 | -$174 | -22.8% |
| West Virginia | $700 | -$62 | -8.1% |
| Wisconsin | $528 | -$234 | -30.7% |
| Wyoming | $676 | -$86 | -11.3% |

Opting for high physical damage deductibles can save as much as $240 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $268 extra every 12 months. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Volvo C70 | $162 | $214 | $310 | $796 |
| 2008 Volvo C70 | $156 | $198 | $298 | $762 |
| 2007 Volvo C70 | $142 | $190 | $294 | $736 |
Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Volvo C70 Insurance
Finding cheaper rates on Volvo C70 insurance takes having a decent driving record, having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Comparison shop every time your policy renews by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.
The following items are a condensed summary of the information covered in the charts and tables above.
- Drivers can save approximately $90 per year just by quoting early and online
- 16 to 18-year-old drivers have the highest car insurance rates, costing up to $243 each month if full coverage is purchased
- Increasing comprehensive and collision deductibles can save approximately $225 each year
- High-risk drivers with multiple at-fault accidents may pay on average $860 more annually than a driver with a clean driving record
- Drivers who want additional liability coverage will pay around $330 each year to raise limits from a 30/60 limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $2,916 |
| 20 | $1,714 |
| 30 | $786 |
| 40 | $762 |
| 50 | $700 |
| 60 | $684 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $916 |
| $250 | $846 |
| $500 | $762 |
| $1,000 | $680 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $762 |
| 50/100 | $822 |
| 100/300 | $896 |
| 250/500 | $1,090 |
| 100 CSL | $851 |
| 300 CSL | $1,015 |
| 500 CSL | $1,135 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,124 |
| 20 | $2,724 |
| 30 | $1,642 |
| 40 | $1,618 |
| 50 | $1,546 |
| 60 | $1,528 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $39 |
| Multi-vehicle | $39 |
| Homeowner | $12 |
| 5-yr Accident Free | $48 |
| 5-yr Claim Free | $47 |
| Paid in Full/EFT | $29 |
| Advance Quote | $34 |
| Online Quote | $52 |
| Total Discounts | $300 |
Discounts are estimated and may not be available from every company or in every state.
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