Volvo C70 Insurance Rates

The average insurance rates for a Volvo C70 are $762 a year including full coverage. Comprehensive insurance costs around $156 a year, collision insurance costs $198, and liability is $298. Liability-only insurance costs around $340 a year, and high-risk driver insurance costs $1,618 or more. Teen drivers cost the most to insure at up to $2,916 a year.

Average premium for full coverage: $762

Policy rates for type of insurance:

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and C70 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above highlight why it is important to compare rates quotes for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Volvo C70 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $462
• Raising to $1,000 deductibles will save about $680 every year
• The estimated price for a good driver age 40 using $500 deductibles is $762
• Choosing low $100 deductibles will cost an additional $154 every year
• At-risk drivers with multiple violations and an at-fault accident could pay at least $1,618
• Policy cost that insures a teen driver can be $2,916

View Chart as Image

Auto insurance rates for a Volvo C70 also range considerably based on the trim level of your C70, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $900 to $1,300 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 45% to 132% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $700 every 12 months on average, or $58 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $2,900 a year. View Rates by Age

Your home state also has a big influence on Volvo C70 insurance prices. A middle-age driver might find rates as low as $590 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,090 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can reduce rates by up to $240 every year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $268 extra every year. View Rates by Deductible or Liability Limit

How to Find More Affordable Volvo C70 Insurance

Finding cheaper rates on car insurance consists of being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Shop around once a year by requesting rates from direct car insurance companies, and also from local insurance agencies.

Below you'll find a summary of the data that was touched on in this article.

• You may be able to save up to $90 per year just by quoting early and online
• Policyholders who may need more liability protection will pay about $330 per year to raise from a 30/60 limit to the 250/500 level
• Youthful drivers are expensive to insure, with premiums being up to $243 each month if the policy includes full coverage
• Higher risk drivers who have multiple accidents or major violations may have to pay on average $860 more every year than a low-risk driver