Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Estimated insurance prices for a Volvo C70 are $762 every 12 months for full coverage. Comprehensive insurance costs an estimated $156 each year, collision insurance costs $198, and liability insurance is $298. A policy with only liability insurance costs around $340 a year, and a high-risk policy costs $1,618 or more. Teenage drivers pay the most at up to $2,916 a year.

Average premium for full coverage: $762

Premium estimates broken down by type of coverage:

Comprehensive $156
Collision $198
Liability $298

Prices are based on $500 deductible amounts, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and C70 models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Volvo C70 range from the cheapest price of $340 for a discount liability-only rate to a high rate of $1,618 for a driver that may need high-risk insurance.

Liability Only $340
Full Coverage $762
High Risk $1,618

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than densely populated cities. The graphic below illustrates how rural and urban location affects insurance prices.

Rural Areas $572
Small Cities $800
Large Cities $1,029

These rate differences show why all drivers should compare rates quotes for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Volvo C70 insurance rates for other coverage scenarios.

  • The best discount rate is $462
  • Raising to $1,000 deductibles will save approximately $82 a year
  • The average price for a 40-year-old good driver who has $500 deductibles is $762
  • Using low deductibles costs an extra $154 a year
  • Higher-risk drivers who are prone to accidents and violations could pay up to $1,618
  • An auto insurance policy to insure a teen driver can cost as much as $2,916

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance prices range from $462 to $2,916 for full coverage

Car insurance prices for a Volvo C70 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles can reduce prices by up to $240 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $268 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $700 every 12 months on average, or $58 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged at least $2,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $900 to $1,300 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 45% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Volvo C70 insurance rates. A middle-age driver might find prices as low as $500 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,090 on average in New York, Louisiana, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city
Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Volvo C70 Insurance

Finding better rates on Volvo C70 insurance consists of having a good driving record, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Set aside time to shop around once a year by requesting quotes from direct carriers, and also from several local insurance agents.

The next list is a brief review of the data that was raised in the charts and tables above.

  • Drivers can save approximately $90 per year just by quoting online in advance
  • Drivers who want increased levels of liability coverage will pay an extra $330 each year to raise from 30/60 bodily injury limits to a 250/500 level
  • Drivers age 20 and younger have the highest car insurance prices, as much as $243 per month if the policy includes full coverage
  • High-risk drivers with DUI or reckless driving convictions pay on average $860 more annually to buy Volvo C70 insurance

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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