Volvo C70 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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The average auto insurance rates for a Volvo C70 are $780 annually for full coverage. Comprehensive costs on average $158, collision insurance costs $208, and liability insurance is estimated at $304. Liability-only coverage costs approximately $346 a year, and high-risk coverage costs around $1,662. Teen drivers cost the most to insure at up to $2,984 a year.

Average premium for full coverage: $780

Policy rates by type of insurance:

Comprehensive $158
Collision $208
Liability $304

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and for different C70 trim levels.

Price Range Variability

For the average driver, Volvo C70 insurance rates range from as cheap as $346 for a discount liability-only rate to a much higher rate of $1,662 for a high-risk driver policy.

Liability Only $346
Full Coverage $780
High Risk $1,662

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have fewer accident claims than larger metro areas. The price range example below illustrates how location impacts car insurance rates.

Rural Areas $585
Small Cities $819
Large Cities $1,053

The examples above show why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Volvo C70 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $468
  • Choosing higher $1,000 deductibles can save around $84 a year
  • The estimated rate for a good driver age 40 with $500 deductibles is $780
  • Choosing more expensive low deductibles for comp and collision coverage will cost $940
  • High-risk insureds with multiple violations and an at-fault accident could pay upwards of $1,662
  • Policy cost with full coverage for a teen driver with full coverage may cost $2,984 each year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance rates range from $468 to $2,984 for full coverage

Insurance rates for a Volvo C70 also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $700 annually on average, or $58 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $2,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $900 to $1,300 additional every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $250 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $273 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Volvo C70 insurance rates. A good driver about age 40 could pay as low as $520 a year in states like Idaho, Maine, and Iowa, or as much as $1,120 on average in Michigan, Louisiana, and New York.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $706 -$74 -9.5%
Alaska $598 -$182 -23.3%
Arizona $648 -$132 -16.9%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $800 $20 2.6%
Delaware $884 $104 13.3%
Florida $974 $194 24.9%
Georgia $720 -$60 -7.7%
Hawaii $562 -$218 -27.9%
Idaho $530 -$250 -32.1%
Illinois $582 -$198 -25.4%
Indiana $588 -$192 -24.6%
Iowa $528 -$252 -32.3%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,154 $374 47.9%
Maine $480 -$300 -38.5%
Maryland $642 -$138 -17.7%
Massachusetts $620 -$160 -20.5%
Michigan $1,356 $576 73.8%
Minnesota $652 -$128 -16.4%
Mississippi $936 $156 20.0%
Missouri $690 -$90 -11.5%
Montana $838 $58 7.4%
Nebraska $614 -$166 -21.3%
Nevada $936 $156 20.0%
New Hampshire $562 -$218 -27.9%
New Jersey $872 $92 11.8%
New Mexico $688 -$92 -11.8%
New York $822 $42 5.4%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $540 -$240 -30.8%
Oklahoma $800 $20 2.6%
Oregon $716 -$64 -8.2%
Pennsylvania $744 -$36 -4.6%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $578 -$202 -25.9%
Vermont $532 -$248 -31.8%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $718 -$62 -7.9%
Wisconsin $540 -$240 -30.8%
Wyoming $694 -$86 -11.0%

View Chart as Image

Volvo C70 insurance rates by U.S. city
Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $166 $238 $312 $826
2008 Volvo C70 $158 $208 $304 $780
2007 Volvo C70 $156 $198 $298 $762
2005 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Volvo C70 Insurance

Finding cheaper rates on Volvo C70 insurance takes having a decent driving record, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Spend time shopping around every time your policy renews by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following items are a quick rundown of the information touched on above.

  • Drivers can save as much as $90 per year just by shopping early and online
  • 16 to 18-year-old drivers pay higher rates, costing up to $249 each month if they have full coverage
  • Increasing comprehensive and collision deductibles could save up to $250 each year
  • High-risk drivers with reckless driving or DUI convictions may be required to pay an average of $880 more each year than a driver with a clean driving record
  • Drivers who require additional liability coverage will pay about $330 each year to raise limits from a 30/60 limit to higher 250/500 limits

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,984
20 $1,758
30 $802
40 $780
50 $714
60 $700

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $940
$250 $868
$500 $780
$1,000 $696

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $841
100/300 $917
250/500 $1,114
100 CSL $871
300 CSL $1,038
500 CSL $1,160

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,226
20 $2,798
30 $1,684
40 $1,662
50 $1,584
60 $1,568

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $40
Homeowner $13
5-yr Accident Free $50
5-yr Claim Free $49
Paid in Full/EFT $31
Advance Quote $35
Online Quote $54
Total Discounts $312
Rate after discounts $468

Discounts are estimated and may not be available from every company or in every state.

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