Volvo C70 Insurance Rates

U.S. average insurance prices for a Volvo C70 are $762 every 12 months for full coverage insurance. Comprehensive insurance costs on average $156 each year, collision insurance costs $198, and liability insurance is $298. Liability-only insurance costs around $340 a year, and high-risk driver insurance costs $1,618 or more. Teen drivers pay the highest rates at up to $2,916 a year.

Average premium for full coverage: $762

Price estimates by individual coverage:

Includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and C70 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. Rural areas have more infrequent physical damage claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above illustrate why all drivers should compare rates quotes based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Volvo C70 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $462
• Raising to $1,000 deductibles will save around $82 each year
• The average price for the average middle-age driver with $500 deductibles is $762
• Choosing low deductibles costs an extra $154 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,618
• The price to insure a teen driver may cost $2,916

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Car insurance prices for a Volvo C70 are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your C70.

Choosing high deductibles can reduce prices by up to $240 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $268 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $700 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged upwards of $2,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $900 to $1,300 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 45% to 132% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Volvo C70 insurance rates. A middle-age driver might find prices as low as $500 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,030 on average in Michigan, New York, and Florida.

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How to Shop for the Cheapest Volvo C70 Insurance

Getting lower rates on Volvo C70 insurance consists of being a low-risk driver, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Set aside time to compare rates every other policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a recap of the ideas that were covered above.

• Teen drivers are expensive to insure, as much as $243 a month if the policy includes full coverage
• High-risk drivers that have major violations or accidents pay on average $860 more each year to insure their C70
• Increasing physical damage deductibles could save as much as $225 each year
• It is possible to save as much as $90 per year just by quoting online in advance