Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Estimated insurance prices for a Volvo C70 are $780 every 12 months for full coverage insurance. Comprehensive costs an estimated $158, collision insurance costs $208, and liability insurance is $304. A liability-only policy costs around $346 a year, and high-risk insurance costs around $1,662. Teens pay the most at up to $2,984 a year.

Average premium for full coverage: $780

Premium estimates broken down by type of coverage:

Comprehensive $158
Collision $208
Liability $304

Estimates include $500 deductible amounts, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for all C70 models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Volvo C70 range from the cheapest price of $346 for a discount liability-only rate to the much higher price of $1,662 for a high-risk insurance policy.

Liability Only $346
Full Coverage $780
High Risk $1,662

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on insurance prices.

Rural Areas $585
Small Cities $819
Large Cities $1,053

These rate differences illustrate why everyone should compare rates quotes for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Volvo C70 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $468
  • Raising to $1,000 deductibles will save approximately $84 each year
  • The average price for a 40-year-old good driver who has $500 deductibles is $780
  • Selecting pricier low deductibles increases the price to $940
  • Higher-risk drivers with serious driving violations could pay up to $1,662
  • An auto insurance policy to insure a teen driver for full coverage can cost as much as $2,984

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance rates range from $468 to $2,984 for full coverage

Auto insurance prices for a Volvo C70 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $250 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $273 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $700 every 12 months on average, or $58 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $2,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $900 to $1,300 in extra premium annually, depending on your age. Volvo C70 insurance for high-risk drivers is expensive and can cost anywhere from 44% to 129% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Volvo C70 insurance rates. A middle-age driver might find prices as low as $510 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,060 on average in Florida, New York, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $706 -$74 -9.5%
Alaska $598 -$182 -23.3%
Arizona $648 -$132 -16.9%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $800 $20 2.6%
Delaware $884 $104 13.3%
Florida $974 $194 24.9%
Georgia $720 -$60 -7.7%
Hawaii $562 -$218 -27.9%
Idaho $530 -$250 -32.1%
Illinois $582 -$198 -25.4%
Indiana $588 -$192 -24.6%
Iowa $528 -$252 -32.3%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,154 $374 47.9%
Maine $480 -$300 -38.5%
Maryland $642 -$138 -17.7%
Massachusetts $620 -$160 -20.5%
Michigan $1,356 $576 73.8%
Minnesota $652 -$128 -16.4%
Mississippi $936 $156 20.0%
Missouri $690 -$90 -11.5%
Montana $838 $58 7.4%
Nebraska $614 -$166 -21.3%
Nevada $936 $156 20.0%
New Hampshire $562 -$218 -27.9%
New Jersey $872 $92 11.8%
New Mexico $688 -$92 -11.8%
New York $822 $42 5.4%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $540 -$240 -30.8%
Oklahoma $800 $20 2.6%
Oregon $716 -$64 -8.2%
Pennsylvania $744 -$36 -4.6%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $578 -$202 -25.9%
Vermont $532 -$248 -31.8%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $718 -$62 -7.9%
Wisconsin $540 -$240 -30.8%
Wyoming $694 -$86 -11.0%

View Chart as Image

Volvo C70 insurance rates by U.S. city
Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $166 $238 $312 $826
2008 Volvo C70 $158 $208 $304 $780
2007 Volvo C70 $156 $198 $298 $762
2005 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Volvo C70 Insurance

Finding better rates on Volvo C70 insurance consists of having a good driving record, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to compare rates at least every other year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The next list is a review of the car insurance concepts covered in the above illustrations.

  • High-risk drivers who have several accidents or serious violations could be forced to pay on average $880 more annually to buy Volvo C70 insurance
  • It is possible to save approximately $90 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save as much as $250 each year
  • Drivers who want increased levels of liability coverage will pay approximately $330 annually to raise from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,984
20 $1,758
30 $802
40 $780
50 $714
60 $700

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $940
$250 $868
$500 $780
$1,000 $696

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $841
100/300 $917
250/500 $1,114
100 CSL $871
300 CSL $1,038
500 CSL $1,160

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,226
20 $2,798
30 $1,684
40 $1,662
50 $1,584
60 $1,568

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $40
Homeowner $13
5-yr Accident Free $50
5-yr Claim Free $49
Paid in Full/EFT $31
Advance Quote $35
Online Quote $54
Total Discounts $312
Rate after discounts $468

Discounts are estimated and may not be available from every company or in every state.

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