Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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Average insurance rates for a Volvo C70 are $780 a year including full coverage. Comprehensive costs on average $158, collision costs $208, and liability costs around $304. Liability-only coverage costs as low as $346 a year, with high-risk coverage costing around $1,662. 16-year-old drivers receive the highest rates at $2,984 a year or more.

Average premium for full coverage: $780

Rate estimates by individual coverage type:

Comprehensive $158
Collision $208
Liability $304

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for different C70 trim levels.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from as low as $346 for your basic liability-only policy to a much higher rate of $1,662 for a high-risk insurance policy.

Liability Only $346
Full Coverage $780
High Risk $1,662

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than congested cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

Rural Areas $585
Small Cities $819
Large Cities $1,053

These examples highlight why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Volvo C70 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $468
  • Using higher $1,000 deductibles will save around $84 every year
  • The average rate for a 40-year-old driver with $500 deductibles is $780
  • Buying more expensive low deductibles for physical damage coverage will increase the cost to $940
  • Drivers with multiple tickets or accidents could pay upwards of $1,662 or more
  • The cost for full coverage for a teen driver with full coverage may cost $2,984 or more

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance rates range from $468 to $2,984

Car insurance rates for a Volvo C70 can also vary considerably based on your driver profile, the model of your C70, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may pay as little as $700 a year for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $2,900 a year. View Rates by Age

Where you live has a huge impact on Volvo C70 insurance prices. A driver around age 40 might see rates as low as $600 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,120 on average in Michigan, New York, and Louisiana.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $706 -$74 -9.5%
Alaska $598 -$182 -23.3%
Arizona $648 -$132 -16.9%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $800 $20 2.6%
Delaware $884 $104 13.3%
Florida $974 $194 24.9%
Georgia $720 -$60 -7.7%
Hawaii $562 -$218 -27.9%
Idaho $530 -$250 -32.1%
Illinois $582 -$198 -25.4%
Indiana $588 -$192 -24.6%
Iowa $528 -$252 -32.3%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,154 $374 47.9%
Maine $480 -$300 -38.5%
Maryland $642 -$138 -17.7%
Massachusetts $620 -$160 -20.5%
Michigan $1,356 $576 73.8%
Minnesota $652 -$128 -16.4%
Mississippi $936 $156 20.0%
Missouri $690 -$90 -11.5%
Montana $838 $58 7.4%
Nebraska $614 -$166 -21.3%
Nevada $936 $156 20.0%
New Hampshire $562 -$218 -27.9%
New Jersey $872 $92 11.8%
New Mexico $688 -$92 -11.8%
New York $822 $42 5.4%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $540 -$240 -30.8%
Oklahoma $800 $20 2.6%
Oregon $716 -$64 -8.2%
Pennsylvania $744 -$36 -4.6%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $578 -$202 -25.9%
Vermont $532 -$248 -31.8%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $718 -$62 -7.9%
Wisconsin $540 -$240 -30.8%
Wyoming $694 -$86 -11.0%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $250 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $273 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $900 to $1,300 extra per year, depending on your age. High-risk driver insurance can be as much as 44% to 129% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company utilizes a different rate formula, so rate quotes can be significantly different from one company to the next.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $166 $238 $312 $826
2008 Volvo C70 $158 $208 $304 $780
2007 Volvo C70 $156 $198 $298 $762
2005 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Volvo C70 Insurance

Saving money on car insurance requires avoiding accidents and claims, having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around at least every other year by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The points below are a quick review of the car insurance concepts raised in the charts and tables above.

  • Higher risk drivers with a DUI or reckless driving violation may pay on average $880 more each year to insure a Volvo C70
  • You may be able to save as much as $90 per year simply by shopping early and online
  • Increasing deductibles can save around $250 each year
  • Policyholders who require increased liability limits will pay around $330 per year to increase from a minimum limit to 250/500 limits

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,984
20 $1,758
30 $802
40 $780
50 $714
60 $700

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $940
$250 $868
$500 $780
$1,000 $696

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $841
100/300 $917
250/500 $1,114
100 CSL $871
300 CSL $1,038
500 CSL $1,160

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,226
20 $2,798
30 $1,684
40 $1,662
50 $1,584
60 $1,568

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $40
Homeowner $13
5-yr Accident Free $50
5-yr Claim Free $49
Paid in Full/EFT $31
Advance Quote $35
Online Quote $54
Total Discounts $312
Rate after discounts $468

Discounts are estimated and may not be available from every company or in every state.

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