Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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U.S. average insurance rates for a Volvo C70 are $762 a year including full coverage. Comprehensive costs an estimated $156, collision insurance costs $198, and liability costs $298. Buying just liability costs as little as $340 a year, and insurance for high-risk drivers costs around $1,618. Teen drivers pay the highest rates at up to $2,916 a year.

Average premium for full coverage: $762

Price estimates broken down by individual coverage:

Comprehensive $156
Collision $198
Liability $298

Prices include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different C70 trim levels.

Price Range from Low to High

For a driver in their 40's, Volvo C70 insurance prices range from the low end price of $340 for basic liability insurance to a much higher rate of $1,618 for coverage for higher-risk drivers.

Liability Only $340
Full Coverage $762
High Risk $1,618

Geographic Price Range

Your location can make a big difference on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than larger metro areas. The price range example below illustrates how location helps determine insurance prices.

Rural Areas $572
Small Cities $800
Large Cities $1,029

The ranges above highlight why anyone shopping for car insurance should compare rates for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Volvo C70 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $462
  • Drivers who choose higher $1,000 deductibles will pay approximately $82 every year
  • The estimated price for the average middle-age driver who has $500 deductibles is $762
  • Choosing more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $916
  • Drivers with multiple violations and an at-fault accident could pay up to $1,618
  • The price that insures a 16-year-old driver with full coverage can cost as much as $2,916 a year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance rates range from $462 to $2,916 for full coverage

Insurance prices for a Volvo C70 are also quite variable based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $900 to $1,300 additional each year, depending on your age. High-risk driver insurance can cost from 45% to 132% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $700 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $2,900 a year. View Rates by Age

The state you live in makes a big difference in Volvo C70 insurance prices. A 40-year-old driver could pay as low as $590 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,090 on average in Louisiana, New York, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Choosing high deductibles could save up to $240 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $268 more each year. View Rates by Deductible or Liability Limit

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Volvo C70 Insurance

Getting lower rates on insurance for a Volvo C70 not only requires being safe and accident-free, but also having a good credit score, being claim-free, and possibly raising deductibles. Shop around at least once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a quick rundown of the primary concepts that were covered in the charts and tables above.

  • You may be able to save approximately $90 per year just by shopping early and online
  • Drivers considered higher risk with reckless driving or DUI convictions could be charged and average of $860 more annually than a low-risk driver
  • Increasing physical damage deductibles can save approximately $225 each year
  • Youthful drivers are expensive to insure, possibly costing $243 a month if comprehensive and collision insurance is included

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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