Volvo C70 Insurance Rates
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Michelle Robbins
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UPDATED: Jun 3, 2023
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The average insurance prices for a Volvo C70 are $762 every 12 months for full coverage. Comprehensive costs approximately $156, collision insurance costs $198, and liability costs $298. Liability-only insurance costs as little as $340 a year, and high-risk driver insurance costs around $1,618. Teen drivers cost the most to insure at up to $2,916 a year.
Average premium for full coverage: $762
Policy rates by type of insurance:
Prices include $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and for all C70 models.
Price Range Variability
Using a 40-year-old driver as an example, Volvo C70 insurance rates range from the cheapest price of $340 for just liability insurance to the much higher price of $1,618 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location can make a big difference on car insurance rates. Rural locations are shown to have more infrequent accident claims than larger metro areas. The example below illustrates how rural and urban location affects auto insurance prices.
The examples above show why everyone should compare rates using their specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Volvo C70 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $462
- Drivers who choose higher $1,000 deductibles will pay $82 a year
- The average price for a good driver age 40 who chooses $500 deductibles is $762
- Choosing pricier low deductibles for comprehensive and collision insurance increases the price to $916
- Drivers with multiple violations and an at-fault accident could pay around $1,618
- Policy cost to insure a 16-year-old driver for full coverage can cost $2,916 a year
Auto insurance rates for a Volvo C70 also range considerably based on liability limits and deductibles, your driver profile, and the model of your C70.
Choosing high deductibles could save up to $240 annually, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $268 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as low as $700 per year on average, or $58 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $2,900 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $900 to $1,300 in extra premium every year, depending on your age. Volvo C70 insurance for high-risk drivers can cost from 45% to 132% more than average. View High Risk Driver Rates
Your home state makes a big difference in Volvo C70 insurance prices. A 40-year-old driver could pay as low as $500 a year in states like Iowa, Maine, and Idaho, or as much as $1,090 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $690 | -$72 | -9.4% |
| Alaska | $584 | -$178 | -23.4% |
| Arizona | $634 | -$128 | -16.8% |
| Arkansas | $762 | -$0 | 0.0% |
| California | $868 | $106 | 13.9% |
| Colorado | $726 | -$36 | -4.7% |
| Connecticut | $782 | $20 | 2.6% |
| Delaware | $860 | $98 | 12.9% |
| Florida | $950 | $188 | 24.7% |
| Georgia | $706 | -$56 | -7.3% |
| Hawaii | $548 | -$214 | -28.1% |
| Idaho | $516 | -$246 | -32.3% |
| Illinois | $568 | -$194 | -25.5% |
| Indiana | $574 | -$188 | -24.7% |
| Iowa | $516 | -$246 | -32.3% |
| Kansas | $722 | -$40 | -5.2% |
| Kentucky | $1,038 | $276 | 36.2% |
| Louisiana | $1,126 | $364 | 47.8% |
| Maine | $468 | -$294 | -38.6% |
| Maryland | $628 | -$134 | -17.6% |
| Massachusetts | $606 | -$156 | -20.5% |
| Michigan | $1,324 | $562 | 73.8% |
| Minnesota | $638 | -$124 | -16.3% |
| Mississippi | $912 | $150 | 19.7% |
| Missouri | $674 | -$88 | -11.5% |
| Montana | $820 | $58 | 7.6% |
| Nebraska | $598 | -$164 | -21.5% |
| Nevada | $914 | $152 | 19.9% |
| New Hampshire | $550 | -$212 | -27.8% |
| New Jersey | $850 | $88 | 11.5% |
| New Mexico | $674 | -$88 | -11.5% |
| New York | $804 | $42 | 5.5% |
| North Carolina | $438 | -$324 | -42.5% |
| North Dakota | $624 | -$138 | -18.1% |
| Ohio | $528 | -$234 | -30.7% |
| Oklahoma | $782 | $20 | 2.6% |
| Oregon | $698 | -$64 | -8.4% |
| Pennsylvania | $726 | -$36 | -4.7% |
| Rhode Island | $1,016 | $254 | 33.3% |
| South Carolina | $692 | -$70 | -9.2% |
| South Dakota | $644 | -$118 | -15.5% |
| Tennessee | $666 | -$96 | -12.6% |
| Texas | $918 | $156 | 20.5% |
| Utah | $566 | -$196 | -25.7% |
| Vermont | $520 | -$242 | -31.8% |
| Virginia | $458 | -$304 | -39.9% |
| Washington | $588 | -$174 | -22.8% |
| West Virginia | $700 | -$62 | -8.1% |
| Wisconsin | $528 | -$234 | -30.7% |
| Wyoming | $676 | -$86 | -11.3% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Volvo C70 | $162 | $214 | $310 | $796 |
| 2008 Volvo C70 | $156 | $198 | $298 | $762 |
| 2007 Volvo C70 | $142 | $190 | $294 | $736 |
Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Volvo C70 Insurance
Finding cheaper rates on insurance for a Volvo C70 not only requires being a good driver, but also having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Set aside time to shop around at least every other year by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.
The following list is a quick rundown of the car insurance concepts raised in the charts and tables above.
- Drivers considered higher risk with reckless driving or DUI convictions may pay on average $860 more per year than a safer driver
- Drivers can save around $90 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $225 each year
- Insureds who purchase an increased level of liability coverage will pay about $330 each year to go from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $2,916 |
| 20 | $1,714 |
| 30 | $786 |
| 40 | $762 |
| 50 | $700 |
| 60 | $684 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $916 |
| $250 | $846 |
| $500 | $762 |
| $1,000 | $680 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $762 |
| 50/100 | $822 |
| 100/300 | $896 |
| 250/500 | $1,090 |
| 100 CSL | $851 |
| 300 CSL | $1,015 |
| 500 CSL | $1,135 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,124 |
| 20 | $2,724 |
| 30 | $1,642 |
| 40 | $1,618 |
| 50 | $1,546 |
| 60 | $1,528 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $39 |
| Multi-vehicle | $39 |
| Homeowner | $12 |
| 5-yr Accident Free | $48 |
| 5-yr Claim Free | $47 |
| Paid in Full/EFT | $29 |
| Advance Quote | $34 |
| Online Quote | $52 |
| Total Discounts | $300 |
Discounts are estimated and may not be available from every company or in every state.
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