Volvo C70 Insurance Rates

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UPDATED: Jun 3, 2023

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U.S. average auto insurance rates for a Volvo C70 are $762 annually for full coverage insurance. Comprehensive costs approximately $156 a year, collision costs $198, and liability costs around $298. A policy with just liability insurance costs as low as $340 a year, with coverage for high-risk drivers costing around $1,618. Teen drivers pay the highest rates at $2,916 a year or more.

Average premium for full coverage: $762

Price estimates by individual coverage:

Comprehensive $156
Collision $198
Liability $298

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and C70 trim levels.

Price Range from Low to High

For a 40-year-old driver, Volvo C70 insurance prices go from as cheap as $340 for liability-only coverage to a high of $1,618 for a driver who has had serious violations or accidents.

Liability Only $340
Full Coverage $762
High Risk $1,618

Geographic Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations have fewer physical damage claims than larger metro areas.

The diagram below illustrates how your location can change auto insurance prices.

Rural Areas $572
Small Cities $800
Large Cities $1,029

The ranges above illustrate why it is important to compare prices using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates estimated Volvo C70 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $462
  • Using higher $1,000 deductibles will save $680 each year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $762
  • Choosing low $100 deductibles for physical damage coverage will cost $916
  • High-risk insureds with multiple violations and an at-fault accident could pay around $1,618 or more
  • The price with full coverage for a 16-year-old driver can cost $2,916 or more

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance rates range from $462 to $2,916

Insurance prices for a Volvo C70 are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $700 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $2,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $900 to $1,300 extra each year, depending on your age. A high-risk auto insurance policy can be from 45% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $240 annually, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $268 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Volvo C70 insurance prices. A driver around age 40 might see prices as low as $500 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,030 on average in Florida, New York, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes from multiple companies. Each insurance company uses a different rate calculation, so the prices may be quite different between companies.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $162 $214 $310 $796
2008 Volvo C70 $156 $198 $298 $762
2007 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Volvo C70 Insurance

Getting lower rates on insurance for a Volvo C70 requires being safe and accident-free, having a good credit history, not filing small claims, and maximizing policy discounts. Invest the time to shop around every other policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief recap of the ideas that were illustrated above.

  • Youthful drivers are expensive to insure, as much as $243 a month including comprehensive and collision insurance
  • Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $860 more per year than a low-risk driver
  • Increasing physical damage deductibles could save up to $225 each year
  • It is possible to save around $90 per year simply by quoting early and online

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

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