Volvo S60 Cross Country Insurance Rates

Average insurance rates for a Volvo S60 Cross Country are $1,624 a year for full coverage. Comprehensive costs an estimated $376 each year, collision insurance costs $718, and liability coverage costs $372. A liability-only policy costs as little as $438 a year, and high-risk insurance costs around $3,524. Teen drivers receive the highest rates at up to $5,886 a year.

Average premium for full coverage: $1,624

Rate estimates broken down by individual coverage type:

Includes $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and S60 Cross Country models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. More rural locations tend to have lower incidents of accident claims than larger metro areas. The graphic below illustrates how location helps determine insurance prices.

These examples show why all drivers should compare rates for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Volvo S60 Cross Country insurance rates for other coverage scenarios.

• The lowest rate with discounts is $916
• Drivers who choose higher $1,000 deductibles will pay approximately $248 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,624
• Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $2,110
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,524
• The cost that insures a teenage driver can cost as much as $5,886 a year

View Chart as Image

Insurance rates for a Volvo S60 Cross Country can also vary considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,900 to $2,600 extra per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 131% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,500 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $5,800 a year. View Rates by Age

Where you live makes a big difference in Volvo S60 Cross Country insurance rates. A 40-year-old driver could pay as low as $1,070 a year in states like Iowa, Maine, and Idaho, or as much as $2,320 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $740 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Volvo S60 Cross Country Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Shop around once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a recap of the data that was covered in the charts and tables above.

• Drivers can save approximately $200 per year just by quoting online in advance
• Consumers who want higher liability limits will pay about $410 each year to go from a minimum limit to the 250/500 level
• Teens are charged the highest rates, costing as high as $491 per month if full coverage is included
• Drivers that have major violations or accidents may pay on average $1,900 more annually for S60 Cross Country insurance