Volvo S60 Cross Country Insurance Rates

U.S. average insurance rates for a Volvo S60 Cross Country are $1,624 a year with full coverage. Comprehensive insurance costs on average $376 a year, collision insurance costs $718, and liability insurance costs around $372. A policy with just liability insurance costs as low as $438 a year, and coverage for high-risk drivers costs $3,524 or more. Teenage drivers pay the highest rates at up to $5,886 a year.

Average premium for full coverage: $1,624

Price estimates by individual coverage:

Includes $500 physical damage deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and S60 Cross Country trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Rural areas have a lower frequency of collision claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

The ranges above demonstrate why it is important to compare prices based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Volvo S60 Cross Country insurance rates for different risk profiles and scenarios.

• The best discount rate is $916
• Using higher $1,000 deductibles will save around $1,376 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,624
• Using low $100 deductibles for physical damage coverage will cost an extra $486 a year
• Drivers who are prone to accidents and violations could pay upwards of $3,524
• The price for full coverage for a teen driver may cost $5,886 or more

View Chart as Image

Insurance prices for a Volvo S60 Cross Country are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,500 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $5,800 a year. View Rates by Age

The state you live in has a huge impact on Volvo S60 Cross Country insurance rates. A driver around age 40 might see prices as low as $1,170 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,190 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $740 each year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,900 to $2,600 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

How to Find the Cheapest Volvo S60 Cross Country Insurance

Getting lower rates on Volvo S60 Cross Country insurance requires being a safe and courteous driver, maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Invest the time to shop around once a year by getting price quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

Below is a recap of the data that was illustrated above.

• You may be able to save as much as $200 per year just by quoting early and online
• Drivers who require higher levels of liability will pay an extra $410 every year to increase from a low limit to 250/500 limits
• Teenage drivers pay the highest prices, costing up to $491 a month for full coverage
• High-risk drivers that have major violations or accidents may be required to pay an average of $1,900 more each year for auto insurance