Volvo S60 Cross Country Insurance Rates

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UPDATED: Apr 18, 2024

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Estimated insurance rates for a Volvo S60 Cross Country are $1,624 a year for full coverage insurance. Comprehensive insurance costs on average $376 each year, collision insurance costs $718, and liability coverage is estimated at $372. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs $3,524 or more. 16-year-old drivers pay the most at up to $5,886 a year.

Average premium for full coverage: $1,624

Premium estimates by type of coverage:

Comprehensive $376
Collision $718
Liability $372

These estimates include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and S60 Cross Country models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Volvo S60 Cross Country range from the low end price of $438 for basic liability insurance to a high rate of $3,524 for high-risk insurance.

Liability Only $438
Full Coverage $1,624
High Risk $3,524

Insurance Price Range by Location

Living in a larger city has a large influence on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than congested cities. The graphic below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,218
Small Cities $1,705
Large Cities $2,192

These rate differences illustrate why all drivers should get quotes based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Volvo S60 Cross Country insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $916
  • Choosing higher $1,000 deductibles can save around $248 each year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,624
  • Buying low deductibles for comp and collision coverage will cost an additional $486 each year
  • Drivers with multiple tickets or accidents could pay upwards of $3,524
  • An auto insurance policy that insures a teenage driver may cost $5,886 each year

View Chart as Image

Volvo S60 Cross Country insurance cost comparison chart
Column chart showing Volvo S60 Cross Country insurance prices range from $916 to $5,886 for full coverage

Insurance prices for a Volvo S60 Cross Country also have a wide range based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,900 to $2,600 extra annually, depending on your age. Insurance for high-risk drivers ranges around 44% to 131% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,500 annually on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,800 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Volvo S60 Cross Country insurance rates. A good driver about age 40 could pay as low as $1,060 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,190 on average in Michigan, New York, and Florida.

Volvo S60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,470 -$154 -9.5%
Alaska $1,246 -$378 -23.3%
Arizona $1,348 -$276 -17.0%
Arkansas $1,624 -$0 0.0%
California $1,854 $230 14.2%
Colorado $1,554 -$70 -4.3%
Connecticut $1,670 $46 2.8%
Delaware $1,840 $216 13.3%
Florida $2,034 $410 25.2%
Georgia $1,502 -$122 -7.5%
Hawaii $1,168 -$456 -28.1%
Idaho $1,098 -$526 -32.4%
Illinois $1,212 -$412 -25.4%
Indiana $1,224 -$400 -24.6%
Iowa $1,098 -$526 -32.4%
Kansas $1,546 -$78 -4.8%
Kentucky $2,218 $594 36.6%
Louisiana $2,408 $784 48.3%
Maine $1,004 -$620 -38.2%
Maryland $1,340 -$284 -17.5%
Massachusetts $1,300 -$324 -20.0%
Michigan $2,824 $1,200 73.9%
Minnesota $1,362 -$262 -16.1%
Mississippi $1,946 $322 19.8%
Missouri $1,442 -$182 -11.2%
Montana $1,746 $122 7.5%
Nebraska $1,282 -$342 -21.1%
Nevada $1,950 $326 20.1%
New Hampshire $1,172 -$452 -27.8%
New Jersey $1,816 $192 11.8%
New Mexico $1,440 -$184 -11.3%
New York $1,712 $88 5.4%
North Carolina $936 -$688 -42.4%
North Dakota $1,330 -$294 -18.1%
Ohio $1,122 -$502 -30.9%
Oklahoma $1,670 $46 2.8%
Oregon $1,488 -$136 -8.4%
Pennsylvania $1,552 -$72 -4.4%
Rhode Island $2,168 $544 33.5%
South Carolina $1,472 -$152 -9.4%
South Dakota $1,372 -$252 -15.5%
Tennessee $1,424 -$200 -12.3%
Texas $1,960 $336 20.7%
Utah $1,204 -$420 -25.9%
Vermont $1,114 -$510 -31.4%
Virginia $974 -$650 -40.0%
Washington $1,256 -$368 -22.7%
West Virginia $1,490 -$134 -8.3%
Wisconsin $1,126 -$498 -30.7%
Wyoming $1,450 -$174 -10.7%

View Chart as Image

Volvo S60 Cross Country insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $740 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 more per year. View Rates by Deductible or Liability Limit

Volvo S60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Volvo S60 Cross Country $268 $484 $460 $1,370

Rates are averaged for all Volvo S60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Volvo S60 Cross Country Insurance

Finding better rates on auto insurance takes avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Comparison shop every couple of years by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The points below are a brief summary of the material that was covered in the above illustrations.

  • Consumers who require increased liability limits will pay around $410 annually to raise limits from 30/60 bodily injury limits to the 250/500 level
  • Drivers under the age of 20 pay the highest prices, with premiums being up to $491 per month if full coverage is included
  • Drivers that tend to have accidents or serious violations may pay on average $1,900 more each year to insure a Volvo S60 Cross Country
  • Increasing policy deductibles can save approximately $725 each year

Rates by Driver Age

Volvo S60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $5,886
20 $3,760
30 $1,712
40 $1,624
50 $1,482
60 $1,454

Full coverage, $500 deductibles

Rates by Deductible

Volvo S60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,110
$250 $1,884
$500 $1,624
$1,000 $1,376

Full coverage, driver age 40

Rates by Liability Limit

Volvo S60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,624
50/100 $1,698
100/300 $1,791
250/500 $2,033
100 CSL $1,736
300 CSL $1,940
500 CSL $2,089

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo S60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $8,440
20 $5,980
30 $3,616
40 $3,524
50 $3,360
60 $3,330

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $229

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $84
Homeowner $22
5-yr Accident Free $127
5-yr Claim Free $106
Paid in Full/EFT $80
Advance Quote $84
Online Quote $117
Total Discounts $708
Rate after discounts $916

Discounts are estimated and may not be available from every company or in every state.

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