Volvo S60 Cross Country Insurance Rates

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UPDATED: Apr 18, 2024

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Average insurance rates for a Volvo S60 Cross Country are $1,624 a year for full coverage. Comprehensive insurance costs around $376, collision insurance costs $718, and liability costs around $372. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $3,524 or more. Teens receive the highest rates at up to $5,886 a year.

Average premium for full coverage: $1,624

Rate estimates for individual coverage type:

Comprehensive $376
Collision $718
Liability $372

Includes $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for different S60 Cross Country trim levels.

Price Range by Coverage and Risk

For the average driver, prices range range from the low end price of $438 for just the minimum liability insurance to a much higher rate of $3,524 for a high-risk driver policy.

Liability Only $438
Full Coverage $1,624
High Risk $3,524

Price Range by Location

Where you live can make a big difference on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than cities with more traffic congestion. The price range example below illustrates how location impacts auto insurance rates.

Rural Areas $1,218
Small Cities $1,705
Large Cities $2,192

These examples show why anyone shopping for car insurance should compare prices for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Volvo S60 Cross Country insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $916
  • Using higher $1,000 deductibles will save about $248 a year
  • The estimated price for a 40-year-old driver using $500 deductibles is $1,624
  • Selecting more expensive low deductibles for physical damage coverage will cost an additional $486 annually
  • High-risk insureds with serious driving violations could pay at least $3,524
  • The cost that insures a 16-year-old driver with full coverage can be $5,886 or more

View Chart as Image

Volvo S60 Cross Country insurance cost comparison chart
Column chart showing Volvo S60 Cross Country insurance prices range from $916 to $5,886 for full coverage

Auto insurance rates for a Volvo S60 Cross Country can also vary considerably based on the model year and trim level, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,900 to $2,600 in extra premium per year, depending on your age. High-risk driver insurance can be from 44% to 131% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,500 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $5,800 a year. View Rates by Age

Where you live has a huge impact on Volvo S60 Cross Country insurance prices. A driver around age 40 might see rates as low as $1,070 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,320 on average in Michigan, Louisiana, and New York.

Volvo S60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,470 -$154 -9.5%
Alaska $1,246 -$378 -23.3%
Arizona $1,348 -$276 -17.0%
Arkansas $1,624 -$0 0.0%
California $1,854 $230 14.2%
Colorado $1,554 -$70 -4.3%
Connecticut $1,670 $46 2.8%
Delaware $1,840 $216 13.3%
Florida $2,034 $410 25.2%
Georgia $1,502 -$122 -7.5%
Hawaii $1,168 -$456 -28.1%
Idaho $1,098 -$526 -32.4%
Illinois $1,212 -$412 -25.4%
Indiana $1,224 -$400 -24.6%
Iowa $1,098 -$526 -32.4%
Kansas $1,546 -$78 -4.8%
Kentucky $2,218 $594 36.6%
Louisiana $2,408 $784 48.3%
Maine $1,004 -$620 -38.2%
Maryland $1,340 -$284 -17.5%
Massachusetts $1,300 -$324 -20.0%
Michigan $2,824 $1,200 73.9%
Minnesota $1,362 -$262 -16.1%
Mississippi $1,946 $322 19.8%
Missouri $1,442 -$182 -11.2%
Montana $1,746 $122 7.5%
Nebraska $1,282 -$342 -21.1%
Nevada $1,950 $326 20.1%
New Hampshire $1,172 -$452 -27.8%
New Jersey $1,816 $192 11.8%
New Mexico $1,440 -$184 -11.3%
New York $1,712 $88 5.4%
North Carolina $936 -$688 -42.4%
North Dakota $1,330 -$294 -18.1%
Ohio $1,122 -$502 -30.9%
Oklahoma $1,670 $46 2.8%
Oregon $1,488 -$136 -8.4%
Pennsylvania $1,552 -$72 -4.4%
Rhode Island $2,168 $544 33.5%
South Carolina $1,472 -$152 -9.4%
South Dakota $1,372 -$252 -15.5%
Tennessee $1,424 -$200 -12.3%
Texas $1,960 $336 20.7%
Utah $1,204 -$420 -25.9%
Vermont $1,114 -$510 -31.4%
Virginia $974 -$650 -40.0%
Washington $1,256 -$368 -22.7%
West Virginia $1,490 -$134 -8.3%
Wisconsin $1,126 -$498 -30.7%
Wyoming $1,450 -$174 -10.7%

View Chart as Image

Volvo S60 Cross Country insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $740 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit

Volvo S60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Volvo S60 Cross Country $268 $484 $460 $1,370

Rates are averaged for all Volvo S60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Volvo S60 Cross Country Insurance

Saving money on insurance for a Volvo S60 Cross Country requires avoiding accidents and claims, maintaining a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Compare rates every time your policy renews by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a recap of the information touched on above.

  • Drivers can save up to $200 per year just by shopping early and online
  • Drivers under the age of 20 are expensive to insure, costing as high as $491 per month if the policy includes full coverage
  • Increasing deductibles can save approximately $725 each year
  • Drivers considered higher risk that have major violations or accidents pay on average $1,900 more every year to insure a Volvo S60 Cross Country
  • Insureds who may need increased liability limits will pay approximately $410 each year to increase from a minimum limit to the 250/500 level

Rates by Driver Age

Volvo S60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $5,886
20 $3,760
30 $1,712
40 $1,624
50 $1,482
60 $1,454

Full coverage, $500 deductibles

Rates by Deductible

Volvo S60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,110
$250 $1,884
$500 $1,624
$1,000 $1,376

Full coverage, driver age 40

Rates by Liability Limit

Volvo S60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,624
50/100 $1,698
100/300 $1,791
250/500 $2,033
100 CSL $1,736
300 CSL $1,940
500 CSL $2,089

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo S60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $8,440
20 $5,980
30 $3,616
40 $3,524
50 $3,360
60 $3,330

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $229

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $84
Homeowner $22
5-yr Accident Free $127
5-yr Claim Free $106
Paid in Full/EFT $80
Advance Quote $84
Online Quote $117
Total Discounts $708
Rate after discounts $916

Discounts are estimated and may not be available from every company or in every state.

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