Volvo S60 Cross Country Insurance Rates

The average auto insurance rates for a Volvo S60 Cross Country are $1,624 annually including full coverage. Comprehensive costs approximately $376 each year, collision costs $718, and liability costs $372. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing around $3,524. Teenage drivers cost the most to insure at $5,886 a year or more.

Average premium for full coverage: $1,624

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and S60 Cross Country models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance prices.

The examples above highlight why all drivers should compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Volvo S60 Cross Country insurance rates for additional coverage and risk scenarios.

• The best discount rate is $916
• Drivers who choose higher $1,000 deductibles will pay $248 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,624
• Using low deductibles for comprehensive and collision insurance will cost $2,110
• Higher-risk drivers who are prone to accidents and violations could pay around $3,524 or more
• Policy cost with full coverage for a teen driver can cost $5,886 a year

View Chart as Image

Insurance rates for a Volvo S60 Cross Country also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,900 to $2,600 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $740 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Volvo S60 Cross Country insurance prices. A 40-year-old driver could pay as low as $1,250 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,320 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, and rates will be varied between companies.

How to Buy Affordable Volvo S60 Cross Country Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to compare rates at least every other year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a brief review of the car insurance concepts presented in the illustrations above.

• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,900 more per year than a low-risk driver
• You may be able to save around $200 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $725 each year
• Policyholders who purchase more liability protection will pay an extra $410 per year to go from a 30/60 limit to higher 250/500 limits