Volvo S90 Insurance Rates

Average insurance rates for a Volvo S90 are $1,402 a year for full coverage. Comprehensive costs approximately $278 each year, collision insurance costs $506, and liability insurance costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs around $3,044. Teen drivers receive the highest rates at up to $5,322 a year.

Average premium for full coverage: $1,402

Rate estimates by individual coverage type:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and S90 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Rural locations tend to have lower incidents of accident claims than larger metro areas. The graphic below illustrates how location impacts auto insurance prices.

These examples show why all drivers should compare rates using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Volvo S90 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $805
• Drivers who choose higher $1,000 deductibles will pay $178 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,402
• Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,748
• High risk drivers with multiple violations and an at-fault accident could pay around $3,044
• The cost that insures a teen driver can cost $5,322 a year

View Chart as Image

Insurance rates for a Volvo S90 can also vary considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,700 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 135% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live makes a big difference in Volvo S90 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or as much as $2,000 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $530 each year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Volvo S90 Insurance

Saving money on Volvo S90 insurance not only requires avoiding accidents and violations, but also having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Shop around at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a recap of the data touched on above.

• Drivers who purchase higher liability limits will pay about $510 each year to go from a minimum limit to the 250/500 level
• Drivers can save around $170 per year just by quoting online in advance
• Increasing deductibles can save approximately $525 each year
• Teenagers are the costliest to insure, costing as high as $444 per month if comprehensive and collision insurance is included