Volvo V60 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 23, 2024
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The average insurance prices for a Volvo V60 are $1,194 every 12 months for full coverage. Comprehensive insurance costs an estimated $242 a year, collision costs $426, and liability insurance is estimated at $390. A liability-only policy costs approximately $438 a year, with high-risk insurance costing $2,588 or more. Teens cost the most to insure at $4,516 a year or more.
Average premium for full coverage: $1,194
Policy rates broken down by type of insurance:
Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and V60 trim levels.
Price Range Variability
For a driver in their 40's, Volvo V60 insurance rates go from the cheapest price of $438 for basic liability insurance to a high of $2,588 for a high-risk driver policy.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on insurance rates. More rural locations are shown to have more infrequent accident claims than cities with more traffic congestion.
The diagram below illustrates how location helps determine insurance prices.
The examples above show why it is important to get quotes for a targeted area and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Volvo V60 insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $691
- Choosing higher $1,000 deductibles can save approximately $1,042 a year
- The average price for a good driver age 40 who has $500 deductibles is $1,194
- Selecting low $100 deductibles for comp and collision coverage costs an extra $296 a year
- High-risk insureds with serious driving violations could pay up to $2,588 or more
- Policy cost to insure a teen driver can cost as much as $4,516 each year
Car insurance rates for a Volvo V60 also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles can save as much as $450 each year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $4,500 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 131% more than the average policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for Volvo V60 insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,700 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,080 | -$114 | -9.5% |
| Alaska | $916 | -$278 | -23.3% |
| Arizona | $990 | -$204 | -17.1% |
| Arkansas | $1,194 | -$0 | 0.0% |
| California | $1,362 | $168 | 14.1% |
| Colorado | $1,140 | -$54 | -4.5% |
| Connecticut | $1,226 | $32 | 2.7% |
| Delaware | $1,350 | $156 | 13.1% |
| Florida | $1,490 | $296 | 24.8% |
| Georgia | $1,106 | -$88 | -7.4% |
| Hawaii | $858 | -$336 | -28.1% |
| Idaho | $808 | -$386 | -32.3% |
| Illinois | $890 | -$304 | -25.5% |
| Indiana | $900 | -$294 | -24.6% |
| Iowa | $806 | -$388 | -32.5% |
| Kansas | $1,134 | -$60 | -5.0% |
| Kentucky | $1,630 | $436 | 36.5% |
| Louisiana | $1,768 | $574 | 48.1% |
| Maine | $738 | -$456 | -38.2% |
| Maryland | $986 | -$208 | -17.4% |
| Massachusetts | $952 | -$242 | -20.3% |
| Michigan | $2,072 | $878 | 73.5% |
| Minnesota | $1,000 | -$194 | -16.2% |
| Mississippi | $1,430 | $236 | 19.8% |
| Missouri | $1,060 | -$134 | -11.2% |
| Montana | $1,282 | $88 | 7.4% |
| Nebraska | $940 | -$254 | -21.3% |
| Nevada | $1,432 | $238 | 19.9% |
| New Hampshire | $862 | -$332 | -27.8% |
| New Jersey | $1,334 | $140 | 11.7% |
| New Mexico | $1,056 | -$138 | -11.6% |
| New York | $1,256 | $62 | 5.2% |
| North Carolina | $690 | -$504 | -42.2% |
| North Dakota | $978 | -$216 | -18.1% |
| Ohio | $822 | -$372 | -31.2% |
| Oklahoma | $1,226 | $32 | 2.7% |
| Oregon | $1,094 | -$100 | -8.4% |
| Pennsylvania | $1,136 | -$58 | -4.9% |
| Rhode Island | $1,592 | $398 | 33.3% |
| South Carolina | $1,082 | -$112 | -9.4% |
| South Dakota | $1,008 | -$186 | -15.6% |
| Tennessee | $1,046 | -$148 | -12.4% |
| Texas | $1,440 | $246 | 20.6% |
| Utah | $884 | -$310 | -26.0% |
| Vermont | $818 | -$376 | -31.5% |
| Virginia | $714 | -$480 | -40.2% |
| Washington | $922 | -$272 | -22.8% |
| West Virginia | $1,094 | -$100 | -8.4% |
| Wisconsin | $826 | -$368 | -30.8% |
| Wyoming | $1,064 | -$130 | -10.9% |
Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes from as many companies as possible. Each auto insurer calculates rates differently, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 | $332 | $656 | $338 | $1,462 |
| 2023 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2022 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2021 Volvo V60 | $292 | $592 | $376 | $1,396 |
| 2020 Volvo V60 | $282 | $548 | $384 | $1,350 |
| 2019 Volvo V60 | $270 | $516 | $388 | $1,310 |
| 2018 Volvo V60 | $258 | $464 | $390 | $1,248 |
| 2017 Volvo V60 | $242 | $426 | $390 | $1,194 |
| 2016 Volvo V60 | $234 | $400 | $394 | $1,164 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Volvo V60 Insurance
Finding cheaper rates on Volvo V60 insurance takes being safe and accident-free, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Invest time comparing rates every time your policy renews by obtaining price quotes from direct carriers, and also from several local insurance agents.
Below you'll find a summary of the information covered in the charts and tables above.
- Drivers can save approximately $140 per year simply by quoting early and online
- Youthful drivers have the highest car insurance rates, costing up to $376 each month if the policy includes full coverage
- Increasing comprehensive and collision deductibles could save as much as $450 each year
- High-risk drivers who have multiple accidents or major violations pay on average $1,390 more annually than a low-risk driver
- Drivers who want more liability protection will pay approximately $430 each year to raise limits from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,516 |
| 20 | $2,754 |
| 30 | $1,242 |
| 40 | $1,194 |
| 50 | $1,094 |
| 60 | $1,072 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,490 |
| $250 | $1,352 |
| $500 | $1,194 |
| $1,000 | $1,042 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,194 |
| 50/100 | $1,272 |
| 100/300 | $1,370 |
| 250/500 | $1,623 |
| 100 CSL | $1,311 |
| 300 CSL | $1,526 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,438 |
| 20 | $4,390 |
| 30 | $2,640 |
| 40 | $2,588 |
| 50 | $2,470 |
| 60 | $2,446 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $85 |
| Total Discounts | $503 |
Discounts are estimated and may not be available from every company or in every state.
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