Volvo V60 Insurance Rates

The average insurance rates for a Volvo V60 are $1,248 a year for full coverage. Comprehensive costs approximately $258 each year, collision insurance costs $464, and liability coverage is $390. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs around $2,706. Teen drivers cost the most to insure at up to $4,688 a year.

Average premium for full coverage: $1,248

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and V60 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than larger metro areas. The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above show why all drivers should compare rates quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Volvo V60 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $716
• Raising to $1,000 deductibles will save $164 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,248
• Choosing low deductibles bumps up the cost to $1,566
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,706
• Policy cost that insures a teenage driver can cost $4,688

View Chart as Image

Insurance rates for a Volvo V60 also range considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 45% to 134% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,600 a year. View Rates by Age

Your home state also has a big influence on Volvo V60 insurance rates. A middle-age driver might find rates as low as $820 a year in states like Iowa, Maine, and Idaho, or as much as $1,780 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $490 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Volvo V60 Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around at least once a year by getting quotes from direct carriers, and also from insurance agencies where you live.

The list below is a condensed summary of the primary concepts that were raised in the charts and tables above.

• Drivers can save around $150 per year just by quoting online in advance
• Drivers with multiple at-fault accidents could be forced to pay on average $1,460 more per year for car insurance
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Teenagers are expensive to insure, costing up to $391 each month if full coverage is included