Volvo V60 Insurance Rates

Average insurance prices for a Volvo V60 are $1,194 every 12 months including full coverage. Comprehensive costs on average $242 a year, collision insurance costs $426, and liability insurance is estimated at $390. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs around $2,588. Teenage drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,194

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and V60 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how geographic area affects car insurance rates.

These examples highlight why it is important to get quotes based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Volvo V60 insurance rates for different risk profiles and scenarios.

• The best discount rate is $691
• Choosing higher $1,000 deductibles can save around $1,042 every year
• The average price for a 40-year-old driver with $500 deductibles is $1,194
• Using low $100 deductibles for comp and collision coverage increases the price to $1,490
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,588
• The cost to insure a teen driver may cost $4,516 each year

View Chart as Image

Auto insurance rates for a Volvo V60 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your V60.

Using high physical damage deductibles can save as much as $450 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay upwards of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,400 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Volvo V60 insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,700 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for Cheaper Volvo V60 Insurance

Saving money on Volvo V60 insurance takes avoiding accidents and claims, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates every year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a condensed summary of the coverage data presented in the illustrations above.

• You may be able to save as much as $140 per year just by quoting early and online
• Increasing deductibles could save as much as $450 each year
• Drivers under the age of 20 are charged the highest rates, as much as $376 per month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents may pay on average $1,390 more each year to insure a Volvo V60