Volvo V60 Insurance Rates
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Michelle Robbins
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UPDATED: Apr 23, 2024
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The average auto insurance rates for a Volvo V60 are $1,194 annually with full coverage. Comprehensive insurance costs approximately $242 a year, collision insurance costs $426, and liability is estimated at $390. A liability-only policy costs approximately $438 a year, and high-risk insurance costs $2,588 or more. 16-year-old drivers cost the most to insure at up to $4,516 a year.
Average premium for full coverage: $1,194
Policy rates by type of insurance:
Estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and V60 trim levels.
Price Range Variability
For a 40-year-old driver, Volvo V60 insurance rates range from as cheap as $438 for minimum levels of liability insurance to a high of $2,588 for high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on the price of insurance. Rural locations are shown to have fewer collision claims than congested cities. The diagram below illustrates how your location can change auto insurance prices.
The examples above demonstrate why it is important to get quotes using their specific location and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details average Volvo V60 insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $691
- Choosing higher $1,000 deductibles can save $1,042 annually
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,194
- Buying low $100 deductibles for comp and collision coverage costs an additional $296 every year
- Unlucky drivers with multiple tickets or accidents could pay around $2,588
- Policy cost with full coverage for a teen driver can cost $4,516 each year
Car insurance rates for a Volvo V60 also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.
Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,500 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 131% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $450 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Volvo V60 insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or at least $1,610 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,080 | -$114 | -9.5% |
| Alaska | $916 | -$278 | -23.3% |
| Arizona | $990 | -$204 | -17.1% |
| Arkansas | $1,194 | -$0 | 0.0% |
| California | $1,362 | $168 | 14.1% |
| Colorado | $1,140 | -$54 | -4.5% |
| Connecticut | $1,226 | $32 | 2.7% |
| Delaware | $1,350 | $156 | 13.1% |
| Florida | $1,490 | $296 | 24.8% |
| Georgia | $1,106 | -$88 | -7.4% |
| Hawaii | $858 | -$336 | -28.1% |
| Idaho | $808 | -$386 | -32.3% |
| Illinois | $890 | -$304 | -25.5% |
| Indiana | $900 | -$294 | -24.6% |
| Iowa | $806 | -$388 | -32.5% |
| Kansas | $1,134 | -$60 | -5.0% |
| Kentucky | $1,630 | $436 | 36.5% |
| Louisiana | $1,768 | $574 | 48.1% |
| Maine | $738 | -$456 | -38.2% |
| Maryland | $986 | -$208 | -17.4% |
| Massachusetts | $952 | -$242 | -20.3% |
| Michigan | $2,072 | $878 | 73.5% |
| Minnesota | $1,000 | -$194 | -16.2% |
| Mississippi | $1,430 | $236 | 19.8% |
| Missouri | $1,060 | -$134 | -11.2% |
| Montana | $1,282 | $88 | 7.4% |
| Nebraska | $940 | -$254 | -21.3% |
| Nevada | $1,432 | $238 | 19.9% |
| New Hampshire | $862 | -$332 | -27.8% |
| New Jersey | $1,334 | $140 | 11.7% |
| New Mexico | $1,056 | -$138 | -11.6% |
| New York | $1,256 | $62 | 5.2% |
| North Carolina | $690 | -$504 | -42.2% |
| North Dakota | $978 | -$216 | -18.1% |
| Ohio | $822 | -$372 | -31.2% |
| Oklahoma | $1,226 | $32 | 2.7% |
| Oregon | $1,094 | -$100 | -8.4% |
| Pennsylvania | $1,136 | -$58 | -4.9% |
| Rhode Island | $1,592 | $398 | 33.3% |
| South Carolina | $1,082 | -$112 | -9.4% |
| South Dakota | $1,008 | -$186 | -15.6% |
| Tennessee | $1,046 | -$148 | -12.4% |
| Texas | $1,440 | $246 | 20.6% |
| Utah | $884 | -$310 | -26.0% |
| Vermont | $818 | -$376 | -31.5% |
| Virginia | $714 | -$480 | -40.2% |
| Washington | $922 | -$272 | -22.8% |
| West Virginia | $1,094 | -$100 | -8.4% |
| Wisconsin | $826 | -$368 | -30.8% |
| Wyoming | $1,064 | -$130 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 | $332 | $656 | $338 | $1,462 |
| 2023 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2022 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2021 Volvo V60 | $292 | $592 | $376 | $1,396 |
| 2020 Volvo V60 | $282 | $548 | $384 | $1,350 |
| 2019 Volvo V60 | $270 | $516 | $388 | $1,310 |
| 2018 Volvo V60 | $258 | $464 | $390 | $1,248 |
| 2017 Volvo V60 | $242 | $426 | $390 | $1,194 |
| 2016 Volvo V60 | $234 | $400 | $394 | $1,164 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Volvo V60 Insurance
Finding cheaper rates on car insurance takes avoiding accidents and claims, having a good credit score, not filing small claims, and attention to physical damage deductibles. Invest the time to shop around every couple of years by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The points below are a review of the material that was illustrated above.
- Policyholders who purchase increased liability limits will pay around $430 every year to raise limits from a 30/60 limit to higher 250/500 limits
- Drivers under the age of 20 pay the highest auto insurance rates, as much as $376 each month if comprehensive and collision insurance is included
- Higher risk drivers who have several accidents or serious violations may pay on average $1,390 more per year to insure a Volvo V60
- Increasing comprehensive and collision deductibles could save up to $450 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,516 |
| 20 | $2,754 |
| 30 | $1,242 |
| 40 | $1,194 |
| 50 | $1,094 |
| 60 | $1,072 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,490 |
| $250 | $1,352 |
| $500 | $1,194 |
| $1,000 | $1,042 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,194 |
| 50/100 | $1,272 |
| 100/300 | $1,370 |
| 250/500 | $1,623 |
| 100 CSL | $1,311 |
| 300 CSL | $1,526 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,438 |
| 20 | $4,390 |
| 30 | $2,640 |
| 40 | $2,588 |
| 50 | $2,470 |
| 60 | $2,446 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $85 |
| Total Discounts | $503 |
Discounts are estimated and may not be available from every company or in every state.
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