Volvo V60 Insurance Rates

Average insurance rates for a Volvo V60 are $1,194 a year for full coverage insurance. Comprehensive costs around $242 each year, collision insurance costs $426, and liability costs around $390. A liability-only policy costs as low as $438 a year, and high-risk insurance costs around $2,588. Teen drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,194

Rate estimates for individual coverage type:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and V60 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance rates.

These examples illustrate why all drivers should compare prices for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Volvo V60 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $691
• Using higher $1,000 deductibles will save about $152 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,194
• Choosing low deductibles for physical damage coverage will increase the cost to $1,490
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,588
• The cost for full coverage for a 16-year-old driver can be $4,516 or more

View Chart as Image

Insurance rates for a Volvo V60 can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $4,500 a year. View Rates by Age

Where you live has a huge impact on Volvo V60 insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,610 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $450 annually, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can be from 44% to 131% more than average. View High Risk Driver Rates

How to Find Cheaper Volvo V60 Insurance

Saving money on insurance for a Volvo V60 requires avoiding accidents and claims, maintaining good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates at every policy renewal by quoting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The points below are a condensed summary of the data covered in the above illustrations.

• Insureds who may need increased liability limits will pay about $430 annually to increase from a minimum limit to 250/500 limits
• It is possible to save up to $140 per year just by quoting online in advance
• Increasing deductibles can save around $450 each year
• Drivers under the age of 20 pay higher rates, costing up to $376 per month for full coverage