Volvo V60 Insurance Rates

The average insurance prices for a Volvo V60 are $1,194 every 12 months with full coverage. Comprehensive costs an estimated $242 a year, collision insurance costs $426, and liability costs $390. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs around $2,588. Teen drivers cost the most to insure at up to $4,516 a year.

Average premium for full coverage: $1,194

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and V60 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above demonstrate why it is important to compare rates for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Volvo V60 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $691
• Drivers who choose higher $1,000 deductibles will pay approximately $1,042 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,194
• Choosing low $100 deductibles for comprehensive and collision insurance increases the price to $1,490
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,588
• Policy cost to insure a teen driver can cost as much as $4,516 a year

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Insurance rates for a Volvo V60 also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Choosing high deductibles could save up to $450 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 131% more than average. View High Risk Driver Rates

Your home state makes a big difference in Volvo V60 insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,610 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for the Best Volvo V60 Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates once a year by requesting rates from direct companies, and also from your local independent and exclusive agents.

The list below is a brief recap of the data that was covered above.

• You may be able to save approximately $140 per year just by quoting early and online
• Policyholders who want higher liability limits will pay about $430 every year to go from a 30/60 limit to a 250/500 level
• Teenagers are expensive to insure, as much as $376 each month if full coverage is included
• Higher risk drivers who tend to receive serious violations may pay on average $1,390 more annually for car insurance