Volvo V60 Insurance Rates

Average insurance rates for a Volvo V60 are $1,194 a year for full coverage. Comprehensive costs on average $242 a year, collision insurance costs $426, and liability coverage costs $390. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs around $2,588. Teens receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,194

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and V60 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects car insurance rates.

These examples show why it is important to compare rates based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Volvo V60 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $691
• Drivers who choose higher $1,000 deductibles will pay around $1,042 a year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,194
• Selecting low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,490
• High-risk insureds with serious driving violations could pay upwards of $2,588
• The cost that insures a teenage driver may cost $4,516 a year

View Chart as Image

Car insurance rates for a Volvo V60 can also vary considerably based on the trim level of your V60, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged upwards of $4,500 a year. View Rates by Age

Where you live makes a big difference in Volvo V60 insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,700 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $450 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Volvo V60 Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having a positive credit history, eliminating unneeded coverage, and possibly raising deductibles. Compare rates every time your policy renews by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief summary of the information presented in the illustrations above.

• Drivers can save as much as $140 per year just by quoting early and online
• Youthful drivers are expensive to insure, costing as high as $376 per month if full coverage is purchased
• Increasing deductibles can save approximately $450 each year
• Drivers that tend to have accidents or serious violations may pay on average $1,390 more each year than a low-risk driver
• Consumers who require more liability protection will pay approximately $430 each year to go from a minimum limit to the 250/500 level