Volvo V60 Insurance Rates

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UPDATED: Apr 23, 2024

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U.S. average insurance prices for a Volvo V60 are $1,194 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $242 a year, collision costs $426, and liability costs around $390. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing $2,588 or more. Teens pay the highest rates at $4,516 a year or more.

Average premium for full coverage: $1,194

Price estimates by individual coverage:

Comprehensive $242
Collision $426
Liability $390

Estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and V60 trim levels.

Price Range from Low to High

For a driver in their 40's, Volvo V60 insurance prices go from the cheapest price of $438 for just liability coverage to a high of $2,588 for a driver who requires high-risk insurance.

Liability Only $438
Full Coverage $1,194
High Risk $2,588

Geographic Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations have more infrequent physical damage claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine auto insurance prices.

Rural Areas $896
Small Cities $1,254
Large Cities $1,612

The ranges above illustrate why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates estimated Volvo V60 insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $691
  • Using higher $1,000 deductibles will save $1,042 each year
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,194
  • Selecting low $100 deductibles for physical damage coverage costs an extra $296 annually
  • High-risk insureds with serious driving violations could pay around $2,588 or more
  • The price to insure a 16-year-old driver can cost $4,516 or more

View Chart as Image

Volvo V60 insurance cost comparison chart
Column chart showing full coverage Volvo V60 insurance prices range from $691 to $4,516

Car insurance prices for a Volvo V60 are also quite variable based on deductibles and policy limits, your risk profile, and the model of your V60.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $450 annually, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy can be from 44% to 131% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Volvo V60 insurance prices. A driver around age 40 might see prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,610 on average in Florida, New York, and Michigan.

Volvo V60 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,080 -$114 -9.5%
Alaska $916 -$278 -23.3%
Arizona $990 -$204 -17.1%
Arkansas $1,194 -$0 0.0%
California $1,362 $168 14.1%
Colorado $1,140 -$54 -4.5%
Connecticut $1,226 $32 2.7%
Delaware $1,350 $156 13.1%
Florida $1,490 $296 24.8%
Georgia $1,106 -$88 -7.4%
Hawaii $858 -$336 -28.1%
Idaho $808 -$386 -32.3%
Illinois $890 -$304 -25.5%
Indiana $900 -$294 -24.6%
Iowa $806 -$388 -32.5%
Kansas $1,134 -$60 -5.0%
Kentucky $1,630 $436 36.5%
Louisiana $1,768 $574 48.1%
Maine $738 -$456 -38.2%
Maryland $986 -$208 -17.4%
Massachusetts $952 -$242 -20.3%
Michigan $2,072 $878 73.5%
Minnesota $1,000 -$194 -16.2%
Mississippi $1,430 $236 19.8%
Missouri $1,060 -$134 -11.2%
Montana $1,282 $88 7.4%
Nebraska $940 -$254 -21.3%
Nevada $1,432 $238 19.9%
New Hampshire $862 -$332 -27.8%
New Jersey $1,334 $140 11.7%
New Mexico $1,056 -$138 -11.6%
New York $1,256 $62 5.2%
North Carolina $690 -$504 -42.2%
North Dakota $978 -$216 -18.1%
Ohio $822 -$372 -31.2%
Oklahoma $1,226 $32 2.7%
Oregon $1,094 -$100 -8.4%
Pennsylvania $1,136 -$58 -4.9%
Rhode Island $1,592 $398 33.3%
South Carolina $1,082 -$112 -9.4%
South Dakota $1,008 -$186 -15.6%
Tennessee $1,046 -$148 -12.4%
Texas $1,440 $246 20.6%
Utah $884 -$310 -26.0%
Vermont $818 -$376 -31.5%
Virginia $714 -$480 -40.2%
Washington $922 -$272 -22.8%
West Virginia $1,094 -$100 -8.4%
Wisconsin $826 -$368 -30.8%
Wyoming $1,064 -$130 -10.9%

View Chart as Image

Volvo V60 insurance rates by U.S. city

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes from multiple companies. Each insurance company calculates prices differently, so rate quotes may be quite different.

Volvo V60 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 $332 $656 $338 $1,462
2023 Volvo V60 $320 $640 $354 $1,450
2022 Volvo V60 $310 $612 $364 $1,422
2021 Volvo V60 $292 $592 $376 $1,396
2020 Volvo V60 $282 $548 $384 $1,350
2019 Volvo V60 $270 $516 $388 $1,310
2018 Volvo V60 $258 $464 $390 $1,248
2017 Volvo V60 $242 $426 $390 $1,194
2016 Volvo V60 $234 $400 $394 $1,164

Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Volvo V60 Insurance

Getting lower rates on insurance for a Volvo V60 requires having a good driving record, maintaining a good credit score, not filing small claims, and avoiding coverage lapses. Invest time comparing rates at every other renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a review of the concepts that were covered in the charts and tables above.

  • Drivers considered higher risk who have several accidents or serious violations may have to pay on average $1,390 more per year to buy Volvo V60 insurance
  • Drivers age 20 and younger pay the highest auto insurance prices, as much as $376 a month if the policy includes full coverage
  • It is possible to save around $140 per year simply by quoting early and online
  • Increasing physical damage deductibles could save as much as $450 each year
  • It is possible to save around $140 per year simply by quoting early and online

Rates by Driver Age

Volvo V60 Insurance Rates by Driver Age
Driver Age Premium
16 $4,516
20 $2,754
30 $1,242
40 $1,194
50 $1,094
60 $1,072

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,490
$250 $1,352
$500 $1,194
$1,000 $1,042

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,194
50/100 $1,272
100/300 $1,370
250/500 $1,623
100 CSL $1,311
300 CSL $1,526
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Insurance Rates for High Risk Drivers
Age Premium
16 $6,438
20 $4,390
30 $2,640
40 $2,588
50 $2,470
60 $2,446

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $58
Online Quote $85
Total Discounts $503
Rate after discounts $691

Discounts are estimated and may not be available from every company or in every state.

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