Volvo V60 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
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Average insurance rates for a Volvo V60 are $1,248 a year for full coverage insurance. Comprehensive costs approximately $258, collision insurance costs $464, and liability costs around $390. A policy with just liability insurance costs as low as $438 a year, and coverage for high-risk drivers costs around $2,706. 16-year-old drivers receive the highest rates at up to $4,688 a year.
Average premium for full coverage: $1,248
Rate estimates by individual coverage type:
Rates are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different V60 trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range range from as low as $438 for just liability insurance to a much higher rate of $2,706 for a policy for a high-risk driver.
Price Range by Location
Where you live can make a big difference on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than congested cities. The price range example below illustrates how geographic area affects auto insurance prices.
These examples illustrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Volvo V60 insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $716
- Using higher $1,000 deductibles will save $164 each year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,248
- Buying more expensive low deductibles for physical damage coverage will increase the cost to $1,566
- High-risk insureds with multiple tickets or accidents could pay around $2,706
- The cost for full coverage for a 16-year-old driver with full coverage can cost $4,688 or more
Insurance rates for a Volvo V60 can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high deductibles may pay as low as $1,200 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age
Where you live has a huge impact on Volvo V60 insurance prices. A driver around age 40 might see rates as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,690 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,128 | -$120 | -9.6% |
| Alaska | $958 | -$290 | -23.2% |
| Arizona | $1,034 | -$214 | -17.1% |
| Arkansas | $1,248 | -$0 | 0.0% |
| California | $1,422 | $174 | 13.9% |
| Colorado | $1,190 | -$58 | -4.6% |
| Connecticut | $1,282 | $34 | 2.7% |
| Delaware | $1,410 | $162 | 13.0% |
| Florida | $1,560 | $312 | 25.0% |
| Georgia | $1,154 | -$94 | -7.5% |
| Hawaii | $896 | -$352 | -28.2% |
| Idaho | $846 | -$402 | -32.2% |
| Illinois | $930 | -$318 | -25.5% |
| Indiana | $942 | -$306 | -24.5% |
| Iowa | $842 | -$406 | -32.5% |
| Kansas | $1,186 | -$62 | -5.0% |
| Kentucky | $1,702 | $454 | 36.4% |
| Louisiana | $1,846 | $598 | 47.9% |
| Maine | $772 | -$476 | -38.1% |
| Maryland | $1,030 | -$218 | -17.5% |
| Massachusetts | $994 | -$254 | -20.4% |
| Michigan | $2,168 | $920 | 73.7% |
| Minnesota | $1,046 | -$202 | -16.2% |
| Mississippi | $1,496 | $248 | 19.9% |
| Missouri | $1,110 | -$138 | -11.1% |
| Montana | $1,340 | $92 | 7.4% |
| Nebraska | $984 | -$264 | -21.2% |
| Nevada | $1,496 | $248 | 19.9% |
| New Hampshire | $900 | -$348 | -27.9% |
| New Jersey | $1,394 | $146 | 11.7% |
| New Mexico | $1,104 | -$144 | -11.5% |
| New York | $1,314 | $66 | 5.3% |
| North Carolina | $718 | -$530 | -42.5% |
| North Dakota | $1,024 | -$224 | -17.9% |
| Ohio | $860 | -$388 | -31.1% |
| Oklahoma | $1,282 | $34 | 2.7% |
| Oregon | $1,142 | -$106 | -8.5% |
| Pennsylvania | $1,188 | -$60 | -4.8% |
| Rhode Island | $1,664 | $416 | 33.3% |
| South Carolina | $1,132 | -$116 | -9.3% |
| South Dakota | $1,054 | -$194 | -15.5% |
| Tennessee | $1,092 | -$156 | -12.5% |
| Texas | $1,504 | $256 | 20.5% |
| Utah | $926 | -$322 | -25.8% |
| Vermont | $852 | -$396 | -31.7% |
| Virginia | $748 | -$500 | -40.1% |
| Washington | $964 | -$284 | -22.8% |
| West Virginia | $1,146 | -$102 | -8.2% |
| Wisconsin | $860 | -$388 | -31.1% |
| Wyoming | $1,110 | -$138 | -11.1% |
Opting for high physical damage deductibles could cut rates by as much as $490 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 additional per year, depending on your age. High-risk driver insurance can be from 45% to 134% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 | $346 | $660 | $332 | $1,474 |
| 2023 Volvo V60 | $332 | $656 | $338 | $1,462 |
| 2022 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2021 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2020 Volvo V60 | $292 | $592 | $376 | $1,396 |
| 2019 Volvo V60 | $282 | $548 | $384 | $1,350 |
| 2018 Volvo V60 | $270 | $516 | $388 | $1,310 |
| 2017 Volvo V60 | $258 | $464 | $390 | $1,248 |
| 2016 Volvo V60 | $242 | $426 | $390 | $1,194 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Volvo V60 Insurance
Saving money on insurance for a Volvo V60 requires being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to compare rates every year by requesting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.
The items below are a quick review of the coverage data presented in the illustrations above.
- It is possible to save around $150 per year just by shopping early and online
- Increasing deductibles can save around $475 each year
- Teen drivers are the costliest to insure, costing up to $391 per month including comprehensive and collision insurance
- Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,460 more per year to insure their V60
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,688 |
| 20 | $2,882 |
| 30 | $1,300 |
| 40 | $1,248 |
| 50 | $1,142 |
| 60 | $1,120 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,566 |
| $250 | $1,418 |
| $500 | $1,248 |
| $1,000 | $1,084 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,248 |
| 50/100 | $1,326 |
| 100/300 | $1,424 |
| 250/500 | $1,677 |
| 100 CSL | $1,365 |
| 300 CSL | $1,580 |
| 500 CSL | $1,736 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,690 |
| 20 | $4,590 |
| 30 | $2,764 |
| 40 | $2,706 |
| 50 | $2,584 |
| 60 | $2,560 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $91 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $57 |
| Advance Quote | $62 |
| Online Quote | $89 |
| Total Discounts | $532 |
Discounts are estimated and may not be available from every company or in every state.
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