Volvo V60 Insurance Rates

The average insurance rates for a Volvo V60 are $1,194 a year for full coverage insurance. Comprehensive insurance costs an estimated $242 a year, collision insurance costs $426, and liability is $390. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs $2,588 or more. Teen drivers cost the most to insure at up to $4,516 a year.

Average premium for full coverage: $1,194

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and V60 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why it is important to compare rates quotes for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Volvo V60 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $691
• Raising to $1,000 deductibles will save approximately $1,042 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,194
• Choosing low $100 deductibles will cost an additional $296 annually
• Drivers with multiple violations and an at-fault accident could pay up to $2,588
• Policy cost that insures a 16-year-old driver can cost as much as $4,516

View Chart as Image

Insurance rates for a Volvo V60 also range considerably based on the trim level of your V60, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 131% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $4,500 a year. View Rates by Age

Your home state also has a big influence on Volvo V60 insurance prices. A middle-age driver might find rates as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,610 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $450 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Volvo V60 Insurance

Finding cheaper rates on insurance for a Volvo V60 consists of avoiding accidents and claims, having above-average credit, being claim-free, and deciding if full coverage is necessary. Shop around at every policy renewal by quoting rates from direct insurance companies, and also from local insurance agencies.

The points below are a review of the data raised in the charts and tables above.

• Insureds who want increased liability limits will pay about $430 annually to raise from a 30/60 limit to the 250/500 level
• It is possible to save approximately $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• Drivers under the age of 20 are charged the highest rates, possibly costing $376 each month if full coverage is included