Volvo V60 Insurance Rates

U.S. average insurance prices for a Volvo V60 are $1,194 every 12 months with full coverage. Comprehensive insurance costs on average $242 a year, collision insurance costs $426, and liability insurance is $390. Liability-only insurance costs around $438 a year, and high-risk driver insurance costs $2,588 or more. Teenage drivers pay the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,194

Price estimates by individual coverage:

Includes $500 deductible amounts, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and V60 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas have more infrequent collision claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

The ranges above demonstrate why it is important to compare rates quotes based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Volvo V60 insurance rates for different risk profiles and scenarios.

• The best discount rate is $691
• Raising to $1,000 deductibles will save around $1,042 annually
• The average price for the average middle-age driver with $500 deductibles is $1,194
• Using low $100 deductibles costs an extra $296 a year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,588
• The price to insure a teen driver may cost $4,516

View Chart as Image

Car insurance prices for a Volvo V60 are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your V60.

Using high physical damage deductibles can reduce prices by up to $450 each year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Volvo V60 insurance rates. A middle-age driver might find prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,610 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Cheapest Volvo V60 Insurance

Getting lower rates on Volvo V60 insurance consists of having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a recap of the coverage data illustrated above.

• You may be able to save as much as $140 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $450 each year
• Drivers age 20 and younger are expensive to insure, costing up to $376 a month if the policy includes full coverage
• High-risk drivers that have major violations or accidents may pay on average $1,390 more each year to buy Volvo V60 insurance