Volvo V60 Insurance Rates

The average insurance rates for a Volvo V60 are $1,194 a year with full coverage. Comprehensive insurance costs approximately $242 a year, collision insurance costs $426, and liability is estimated at $390. Liability-only insurance costs approximately $438 a year, and high-risk driver insurance costs $2,588 or more. Teenage drivers cost the most to insure at up to $4,516 a year.

Average premium for full coverage: $1,194

Policy rates by type of insurance:

These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and V60 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why it is important to get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Volvo V60 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $691
• Choosing higher $1,000 deductibles can save $1,042 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,194
• Using low $100 deductibles for comp and collision coverage will cost an additional $296 every year
• Unlucky drivers who are prone to accidents and violations could pay around $2,588
• Policy cost that insures a teen driver can cost $4,516 each year

View Chart as Image

Auto insurance rates for a Volvo V60 also range considerably based on the trim level of your V60, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Volvo V60 insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,610 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $450 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheap Volvo V60 Insurance

Finding cheaper rates on car insurance takes being a low-risk driver, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare prices at least once a year by obtaining price quotes from direct companies, and also from local insurance agencies.

The items below are a brief summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save around $140 per year just by quoting early and online
• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,390 more per year to insure their V60
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• Teen drivers have the highest car insurance rates, as much as $376 each month if the policy includes full coverage