Volvo V60 Insurance Rates

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UPDATED: Apr 23, 2024

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The average auto insurance rates for a Volvo V60 are $1,194 annually with full coverage. Comprehensive insurance costs approximately $242 a year, collision insurance costs $426, and liability is estimated at $390. A liability-only policy costs approximately $438 a year, and high-risk insurance costs $2,588 or more. 16-year-old drivers cost the most to insure at up to $4,516 a year.

Average premium for full coverage: $1,194

Policy rates by type of insurance:

Comprehensive $242
Collision $426
Liability $390

Estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and V60 trim levels.

Price Range Variability

For a 40-year-old driver, Volvo V60 insurance rates range from as cheap as $438 for minimum levels of liability insurance to a high of $2,588 for high-risk insurance.

Liability Only $438
Full Coverage $1,194
High Risk $2,588

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations are shown to have fewer collision claims than congested cities. The diagram below illustrates how your location can change auto insurance prices.

Rural Areas $896
Small Cities $1,254
Large Cities $1,612

The examples above demonstrate why it is important to get quotes using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Volvo V60 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $691
  • Choosing higher $1,000 deductibles can save $1,042 annually
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,194
  • Buying low $100 deductibles for comp and collision coverage costs an additional $296 every year
  • Unlucky drivers with multiple tickets or accidents could pay around $2,588
  • Policy cost with full coverage for a teen driver can cost $4,516 each year

View Chart as Image

Volvo V60 insurance cost comparison chart
Column chart showing Volvo V60 insurance prices range from $691 to $4,516 for full coverage

Car insurance rates for a Volvo V60 also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $450 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Volvo V60 insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or at least $1,610 on average in New York, Michigan, and Florida.

Volvo V60 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,080 -$114 -9.5%
Alaska $916 -$278 -23.3%
Arizona $990 -$204 -17.1%
Arkansas $1,194 -$0 0.0%
California $1,362 $168 14.1%
Colorado $1,140 -$54 -4.5%
Connecticut $1,226 $32 2.7%
Delaware $1,350 $156 13.1%
Florida $1,490 $296 24.8%
Georgia $1,106 -$88 -7.4%
Hawaii $858 -$336 -28.1%
Idaho $808 -$386 -32.3%
Illinois $890 -$304 -25.5%
Indiana $900 -$294 -24.6%
Iowa $806 -$388 -32.5%
Kansas $1,134 -$60 -5.0%
Kentucky $1,630 $436 36.5%
Louisiana $1,768 $574 48.1%
Maine $738 -$456 -38.2%
Maryland $986 -$208 -17.4%
Massachusetts $952 -$242 -20.3%
Michigan $2,072 $878 73.5%
Minnesota $1,000 -$194 -16.2%
Mississippi $1,430 $236 19.8%
Missouri $1,060 -$134 -11.2%
Montana $1,282 $88 7.4%
Nebraska $940 -$254 -21.3%
Nevada $1,432 $238 19.9%
New Hampshire $862 -$332 -27.8%
New Jersey $1,334 $140 11.7%
New Mexico $1,056 -$138 -11.6%
New York $1,256 $62 5.2%
North Carolina $690 -$504 -42.2%
North Dakota $978 -$216 -18.1%
Ohio $822 -$372 -31.2%
Oklahoma $1,226 $32 2.7%
Oregon $1,094 -$100 -8.4%
Pennsylvania $1,136 -$58 -4.9%
Rhode Island $1,592 $398 33.3%
South Carolina $1,082 -$112 -9.4%
South Dakota $1,008 -$186 -15.6%
Tennessee $1,046 -$148 -12.4%
Texas $1,440 $246 20.6%
Utah $884 -$310 -26.0%
Vermont $818 -$376 -31.5%
Virginia $714 -$480 -40.2%
Washington $922 -$272 -22.8%
West Virginia $1,094 -$100 -8.4%
Wisconsin $826 -$368 -30.8%
Wyoming $1,064 -$130 -10.9%

View Chart as Image

Volvo V60 insurance rates by U.S. city
Volvo V60 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 $332 $656 $338 $1,462
2023 Volvo V60 $320 $640 $354 $1,450
2022 Volvo V60 $310 $612 $364 $1,422
2021 Volvo V60 $292 $592 $376 $1,396
2020 Volvo V60 $282 $548 $384 $1,350
2019 Volvo V60 $270 $516 $388 $1,310
2018 Volvo V60 $258 $464 $390 $1,248
2017 Volvo V60 $242 $426 $390 $1,194
2016 Volvo V60 $234 $400 $394 $1,164

Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Volvo V60 Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, having a good credit score, not filing small claims, and attention to physical damage deductibles. Invest the time to shop around every couple of years by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a review of the material that was illustrated above.

  • Policyholders who purchase increased liability limits will pay around $430 every year to raise limits from a 30/60 limit to higher 250/500 limits
  • Drivers under the age of 20 pay the highest auto insurance rates, as much as $376 each month if comprehensive and collision insurance is included
  • Higher risk drivers who have several accidents or serious violations may pay on average $1,390 more per year to insure a Volvo V60
  • Increasing comprehensive and collision deductibles could save up to $450 each year

Rates by Driver Age

Volvo V60 Insurance Rates by Driver Age
Driver Age Premium
16 $4,516
20 $2,754
30 $1,242
40 $1,194
50 $1,094
60 $1,072

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,490
$250 $1,352
$500 $1,194
$1,000 $1,042

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,194
50/100 $1,272
100/300 $1,370
250/500 $1,623
100 CSL $1,311
300 CSL $1,526
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Insurance Rates for High Risk Drivers
Age Premium
16 $6,438
20 $4,390
30 $2,640
40 $2,588
50 $2,470
60 $2,446

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $58
Online Quote $85
Total Discounts $503
Rate after discounts $691

Discounts are estimated and may not be available from every company or in every state.

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