Volvo V70 Insurance Rates

Estimated insurance rates for a Volvo V70 are $850 a year including full coverage. Comprehensive costs approximately $150 each year, collision costs $188, and liability insurance costs around $376. A liability-only policy costs as low as $426 a year, with high-risk insurance costing around $1,816. Teenage drivers pay the most at $3,376 a year or more.

Average premium for full coverage: $850

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and V70 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location helps determine auto insurance prices.

These rate differences highlight why all drivers should compare prices using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Volvo V70 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $517
• Using higher $1,000 deductibles will save $78 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $850
• Using low deductibles for physical damage coverage bumps up the cost to $994
• Drivers who are prone to accidents and violations could pay around $1,816 or more
• An auto insurance policy that insures a teen driver can cost $3,376 or more

View Chart as Image

Auto insurance prices for a Volvo V70 also have a wide range based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,000 to $1,400 in extra premium annually, depending on your age. Insurance for high-risk drivers can be anywhere from 41% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $3,300 a year. View Rates by Age

Where you choose to live has a huge impact on Volvo V70 insurance rates. A driver around age 40 might see prices as low as $650 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,210 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $230 each year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2000 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Volvo V70 Insurance

Finding better rates on Volvo V70 insurance requires avoiding accidents and violations, maintaining a good credit score, refrain from filing small claims, and not having any coverage lapses. Compare prices at every other renewal by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a review of the concepts that were covered in the charts and tables above.

• High-risk drivers who have several accidents or serious violations will likely pay on average $970 more per year for car insurance
• Teenagers have the highest car insurance prices, with the cost nearing $281 per month if the policy includes full coverage
• You may be able to save around $90 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $225 each year
• You may be able to save around $90 per year simply by quoting online in advance