Volvo V70 Insurance Rates

The average insurance rates for a Volvo V70 are $850 a year for full coverage. Comprehensive costs an estimated $150 each year, collision costs $188, and liability is $376. Buying just liability costs around $426 a year, with insurance for high-risk drivers costing around $1,816. Teens cost the most to insure at $3,376 a year or more.

Average premium for full coverage: $850

Policy rates broken down by type of insurance:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and V70 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The graphic below illustrates how where you live affects insurance prices.

The examples above show why all drivers should compare rates quotes for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Volvo V70 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $517
• Raising to $1,000 deductibles will save approximately $78 a year
• The average rate for a good driver age 40 who has $500 deductibles is $850
• Selecting low deductibles will increase the cost to $994
• Drivers with serious driving violations could pay up to $1,816 or more
• Policy cost for full coverage for a 16-year-old driver can cost as much as $3,376

View Chart as Image

Insurance rates for a Volvo V70 also range considerably based on your risk profile, the trim level of your V70, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as low as $800 every 12 months on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $3,300 a year. View Rates by Age

Your home state also has a big influence on Volvo V70 insurance prices. A middle-age driver might find rates as low as $560 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,210 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $230 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $339 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,000 to $1,400 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 41% to 131% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from multiple companies. Every auto insurance company calculates rates differently, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2000 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Volvo V70 Insurance

Finding cheaper rates on insurance for a Volvo V70 consists of avoiding accidents and violations, maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop every time your policy renews by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a review of the information touched on in the above illustrations.

• Drivers can save approximately $90 per year simply by quoting online in advance
• Teenagers are charged the highest rates, costing up to $281 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $225 each year
• Drivers considered higher risk who have several accidents or serious violations pay an average of $970 more annually for car insurance
• Insureds who want higher liability limits will pay approximately $410 each year to raise from a 30/60 limit to 250/500 limits