Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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U.S. average insurance prices for an Acura NSX are $1,986 every 12 months with full coverage. Comprehensive insurance costs an estimated $464 each year, collision insurance costs $904, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs $4,328 or more. Teen drivers pay the highest rates at up to $7,160 a year.

Average premium for full coverage: $1,986

Price estimates broken down by individual coverage:

Comprehensive $464
Collision $904
Liability $460

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and NSX models.

Price Range from Low to High

For a 40-year-old driver, Acura NSX insurance prices range from the cheapest price of $510 for just liability insurance to a high rate of $4,328 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Geographic Price Range

Where you live can have significant affects on car insurance rates. More rural locations have more infrequent collision claims than larger metro areas. The graphic below illustrates how your location can change insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

The ranges above demonstrate why all drivers should compare prices for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average Acura NSX insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $1,102
  • Using higher $1,000 deductibles will save approximately $310 annually
  • The average price for the average middle-age driver who has $500 deductibles is $1,986
  • Choosing low deductibles for physical damage coverage costs an extra $608 every year
  • Drivers with multiple violations and an at-fault accident could pay up to $4,328
  • The price to insure a teen driver can cost as much as $7,160 or more

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,102 to $7,160 for full coverage

Car insurance prices for an Acura NSX are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $920 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,800 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $7,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $2,400 to $3,200 extra each year, depending on your age. Insurance for high-risk drivers can be as much as 45% to 135% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Acura NSX insurance prices. A driver around age 40 might see prices as low as $1,430 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,680 on average in New York, Michigan, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Acura NSX Insurance

Getting lower rates on car insurance requires having a decent driving record, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to shop around every time your policy renews by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a quick rundown of the information illustrated above.

  • You may be able to save approximately $250 per year just by quoting online in advance
  • 16 to 18-year-old drivers have the highest car insurance prices, costing up to $597 a month if the policy includes full coverage
  • Increasing physical damage deductibles could save as much as $925 each year
  • Higher risk drivers with reckless driving or DUI convictions may pay on average $2,340 more annually than a driver with a clean driving record
  • Policyholders who want additional liability coverage will pay about $510 every year to increase from a low limit to a 250/500 level

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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