Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Estimated auto insurance rates for an Acura NSX are $1,986 annually including full coverage. Comprehensive insurance costs on average $464 each year, collision insurance costs $904, and liability coverage is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs $4,328 or more. 16-year-old drivers pay the most at up to $7,160 a year.

Average premium for full coverage: $1,986

Premium estimates by type of coverage:

Comprehensive $464
Collision $904
Liability $460

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and NSX models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for an Acura NSX range from as cheap as $510 for just liability coverage to a high rate of $4,328 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than congested cities. The graphic below illustrates how your location can change car insurance rates.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These rate differences highlight why all drivers should compare rates quotes based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down average Acura NSX insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $1,102
  • Raising to $1,000 deductibles will save around $310 every year
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,986
  • Buying low deductibles costs an additional $608 each year
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $4,328
  • An auto insurance policy with full coverage for a teenage driver may cost $7,160

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,102 to $7,160 for full coverage

Insurance prices for an Acura NSX also have a wide range based on the model of your NSX, your driving characteristics, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,800 every 12 months on average, or $150 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $7,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $2,400 to $3,200 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 45% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $920 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Acura NSX insurance rates. A middle-age driver might find prices as low as $1,520 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,830 on average in Michigan, New York, and Louisiana.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Acura NSX Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, having a good credit history, refrain from filing small claims, and determing if full coverage is necessary. Invest the time to shop around every year by getting rate quotes from direct car insurance companies, and also from several local insurance agents.

The points below are a review of the coverage data illustrated above.

  • You may be able to save as much as $250 per year just by quoting online in advance
  • Increasing policy deductibles could save up to $925 each year
  • Drivers under the age of 20 pay the highest prices, with the cost nearing $597 per month including comprehensive and collision insurance
  • Drivers who have several accidents or serious violations pay on average $2,340 more each year to insure an Acura NSX

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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