Acura NSX Insurance Rates

U.S. average insurance prices for an Acura NSX are $1,884 every 12 months for full coverage. Comprehensive costs on average $434 a year, collision insurance costs $832, and liability coverage is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs around $4,100. Teenage drivers pay the highest rates at up to $6,830 a year.

Average premium for full coverage: $1,884

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and NSX trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas have more infrequent accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above show why it is important to compare rates quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Acura NSX insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,052
• Raising to $1,000 deductibles will save around $1,598 a year
• The average price for the average middle-age driver with $500 deductibles is $1,884
• Using low $100 deductibles increases the price to $2,444
• Unlucky drivers who are prone to accidents and violations could pay upwards of $4,100
• The price to insure a teenage driver may cost $6,830

View Chart as Image

Car insurance prices for an Acura NSX are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your NSX.

Using high physical damage deductibles can reduce prices by up to $850 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,700 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $6,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $2,200 to $3,000 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 131% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Acura NSX insurance rates. A middle-age driver might find prices as low as $1,240 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheaper Acura NSX Insurance

Getting lower rates on auto insurance consists of avoiding accidents and violations, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at every other renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a condensed summary of the concepts that were covered above.

• Drivers with multiple at-fault accidents pay an average of $2,220 more each year for car insurance
• Teenagers are expensive to insure, with premiums as much as $569 a month if the policy includes full coverage
• Drivers can save as much as $240 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $850 each year
• Drivers can save as much as $240 per year just by quoting early and online