Acura NSX Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 11, 2024
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The average insurance prices for an Acura NSX are $1,986 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $464, collision insurance costs $904, and liability insurance is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs $4,328 or more. Teenage drivers cost the most to insure at up to $7,160 a year.
Average premium for full coverage: $1,986
Policy rates by type of insurance:
Prices include $500 deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all NSX models.
Price Range Variability
For a driver in their 40's, Acura NSX insurance rates range from the cheapest price of $510 for just the minimum liability insurance to the much higher price of $4,328 for a high-risk insurance policy.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.
The examples above illustrate why everyone should compare rates quotes using their specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Acura NSX insurance rates for additional coverage and risk scenarios.
- The best discount rate is $1,102
- Raising to $1,000 deductibles will save $310 each year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,986
- Using pricier low deductibles costs an extra $608 a year
- Higher-risk drivers who are prone to accidents and violations could pay around $4,328
- Policy cost to insure a teen driver for full coverage can cost $7,160
Insurance rates for an Acura NSX also range considerably based on liability limits and deductibles, your risk profile, and the model of your NSX.
Using high physical damage deductibles can reduce rates by up to $920 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,800 every 12 months on average, or $150 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $7,100 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $2,400 to $3,200 additional every year, depending on your age. Acura NSX insurance for high-risk drivers is expensive and can cost anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates
Your home state also has a big influence on Acura NSX insurance rates. A middle-age driver might find rates as low as $1,300 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,680 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,798 | -$188 | -9.5% |
| Alaska | $1,524 | -$462 | -23.3% |
| Arizona | $1,648 | -$338 | -17.0% |
| Arkansas | $1,986 | -$0 | 0.0% |
| California | $2,264 | $278 | 14.0% |
| Colorado | $1,898 | -$88 | -4.4% |
| Connecticut | $2,042 | $56 | 2.8% |
| Delaware | $2,248 | $262 | 13.2% |
| Florida | $2,484 | $498 | 25.1% |
| Georgia | $1,834 | -$152 | -7.7% |
| Hawaii | $1,426 | -$560 | -28.2% |
| Idaho | $1,346 | -$640 | -32.2% |
| Illinois | $1,480 | -$506 | -25.5% |
| Indiana | $1,496 | -$490 | -24.7% |
| Iowa | $1,342 | -$644 | -32.4% |
| Kansas | $1,888 | -$98 | -4.9% |
| Kentucky | $2,710 | $724 | 36.5% |
| Louisiana | $2,940 | $954 | 48.0% |
| Maine | $1,226 | -$760 | -38.3% |
| Maryland | $1,638 | -$348 | -17.5% |
| Massachusetts | $1,590 | -$396 | -19.9% |
| Michigan | $3,452 | $1,466 | 73.8% |
| Minnesota | $1,664 | -$322 | -16.2% |
| Mississippi | $2,380 | $394 | 19.8% |
| Missouri | $1,764 | -$222 | -11.2% |
| Montana | $2,134 | $148 | 7.5% |
| Nebraska | $1,566 | -$420 | -21.1% |
| Nevada | $2,384 | $398 | 20.0% |
| New Hampshire | $1,432 | -$554 | -27.9% |
| New Jersey | $2,222 | $236 | 11.9% |
| New Mexico | $1,760 | -$226 | -11.4% |
| New York | $2,092 | $106 | 5.3% |
| North Carolina | $1,142 | -$844 | -42.5% |
| North Dakota | $1,626 | -$360 | -18.1% |
| Ohio | $1,372 | -$614 | -30.9% |
| Oklahoma | $2,040 | $54 | 2.7% |
| Oregon | $1,820 | -$166 | -8.4% |
| Pennsylvania | $1,894 | -$92 | -4.6% |
| Rhode Island | $2,650 | $664 | 33.4% |
| South Carolina | $1,800 | -$186 | -9.4% |
| South Dakota | $1,678 | -$308 | -15.5% |
| Tennessee | $1,740 | -$246 | -12.4% |
| Texas | $2,394 | $408 | 20.5% |
| Utah | $1,472 | -$514 | -25.9% |
| Vermont | $1,358 | -$628 | -31.6% |
| Virginia | $1,190 | -$796 | -40.1% |
| Washington | $1,536 | -$450 | -22.7% |
| West Virginia | $1,822 | -$164 | -8.3% |
| Wisconsin | $1,374 | -$612 | -30.8% |
| Wyoming | $1,770 | -$216 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2022 Acura NSX | $574 | $1,248 | $416 | $2,396 |
| 2021 Acura NSX | $554 | $1,196 | $430 | $2,338 |
| 2020 Acura NSX | $524 | $1,154 | $442 | $2,278 |
| 2019 Acura NSX | $504 | $1,072 | $452 | $2,186 |
| 2018 Acura NSX | $484 | $1,008 | $456 | $2,106 |
| 2017 Acura NSX | $464 | $904 | $460 | $1,986 |
| 2016 Acura NSX | $434 | $832 | $460 | $1,884 |
Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Acura NSX Insurance
Finding cheaper rates on Acura NSX insurance consists of not taking risks behind the wheel, having above-average credit, being claim-free, and consideration of higher deductibles. Invest time comparing rates at least every other year by getting rate quotes from direct insurance companies, and also from local insurance agencies.
The following is a quick rundown of the car insurance concepts covered in the charts and tables above.
- High-risk drivers with reckless driving or DUI convictions may have to pay on average $2,340 more per year for NSX insurance
- It is possible to save around $250 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $925 each year
- Drivers who purchase higher liability limits will pay an extra $510 annually to raise from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,160 |
| 20 | $4,604 |
| 30 | $2,094 |
| 40 | $1,986 |
| 50 | $1,810 |
| 60 | $1,778 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,594 |
| $250 | $2,310 |
| $500 | $1,986 |
| $1,000 | $1,676 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,986 |
| 50/100 | $2,078 |
| 100/300 | $2,193 |
| 250/500 | $2,492 |
| 100 CSL | $2,124 |
| 300 CSL | $2,377 |
| 500 CSL | $2,561 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,300 |
| 20 | $7,342 |
| 30 | $4,450 |
| 40 | $4,328 |
| 50 | $4,130 |
| 60 | $4,094 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $105 |
| Homeowner | $27 |
| 5-yr Accident Free | $159 |
| 5-yr Claim Free | $132 |
| Paid in Full/EFT | $100 |
| Advance Quote | $105 |
| Online Quote | $146 |
| Total Discounts | $884 |
Discounts are estimated and may not be available from every company or in every state.
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