Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Average insurance prices for an Acura NSX are $1,986 every 12 months with full coverage. Comprehensive insurance costs on average $464 a year, collision insurance costs $904, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $4,328 or more. Teens receive the highest rates at up to $7,160 a year.

Average premium for full coverage: $1,986

Rate estimates by individual coverage type:

Comprehensive $464
Collision $904
Liability $460

These estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and NSX trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from the cheapest price of $510 for just liability coverage to a high of $4,328 for a high-risk insurance policy.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Price Range by Location

Your location can have significant affects on auto insurance rates. Rural areas tend to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine car insurance rates.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These examples demonstrate why it is important to compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Acura NSX insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $1,102
  • Drivers who choose higher $1,000 deductibles will pay around $1,676 annually
  • The average price for a 40-year-old driver with $500 deductibles is $1,986
  • Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $608 every year
  • Higher-risk drivers with serious driving violations could pay upwards of $4,328
  • The cost to insure a teen driver may cost $7,160 a year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,102 to $7,160 for full coverage

Car insurance rates for an Acura NSX can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your NSX.

Choosing higher comprehensive and collision insurance deductibles could save up to $920 every year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,800 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $7,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $2,400 to $3,200 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 135% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Acura NSX insurance prices. A 40-year-old driver could pay as low as $1,430 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,680 on average in Florida, Michigan, and New York.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Acura NSX Insurance

Saving money on car insurance not only requires being a low-risk driver, but also maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at least every other year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a brief summary of the car insurance concepts covered in the charts and tables above.

  • Higher risk drivers that tend to have accidents or serious violations may pay on average $2,340 more each year to insure their NSX
  • You may be able to save as much as $250 per year just by quoting early and online
  • Increasing deductibles could save as much as $925 each year
  • Policyholders who require more liability coverage will pay approximately $510 every year to go from a minimum limit to a 250/500 level

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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