Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Average auto insurance rates for an Acura NSX are $1,986 annually with full coverage. Comprehensive insurance costs an estimated $464 a year, collision costs $904, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $4,328 or more. Teens receive the highest rates at $7,160 a year or more.

Average premium for full coverage: $1,986

Rate estimates broken down by individual coverage type:

Comprehensive $464
Collision $904
Liability $460

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and NSX trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as cheap as $510 for basic liability insurance to a high of $4,328 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Price Range by Location

Living in a larger city has a large influence on car insurance rates. More rural locations tend to have fewer collision claims than cities with more traffic congestion.

The diagram below illustrates how your location can change insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These examples demonstrate why it is important to get quotes for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details estimated Acura NSX insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $1,102
  • Choosing higher $1,000 deductibles can save approximately $1,676 annually
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,986
  • Selecting low $100 deductibles for comp and collision coverage costs an additional $608 each year
  • Drivers with serious driving violations could pay up to $4,328 or more
  • The cost with full coverage for a teenage driver can cost as much as $7,160 each year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance prices range from $1,102 to $7,160

Auto insurance rates for an Acura NSX can also vary considerably based on the trim level of your NSX, your driving record, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,800 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $7,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $2,400 to $3,200 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges around 45% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $920 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Acura NSX insurance rates. A good driver about age 40 could pay as low as $1,430 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,680 on average in New York, Michigan, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

With so much variability in rates, the best way to find out which company is cheapest is to get quotes and see how they stack up. Each auto insurer calculates rates differently, and quoted rates can be significantly different between companies.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Acura NSX Insurance

Saving money on auto insurance takes having a decent driving record, having above-average credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Invest the time to shop around once a year by getting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a recap of the data that was illustrated above.

  • You may be able to save approximately $250 per year simply by quoting early and online
  • Consumers who want additional liability coverage will pay approximately $510 every year to raise limits from a minimum limit to higher 250/500 limits
  • 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $597 per month if full coverage is included
  • Drivers that have major violations or accidents pay on average $2,340 more annually than a driver with a clean driving record

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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