Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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U.S. average auto insurance rates for an Acura NSX are $1,986 annually with full coverage. Comprehensive costs approximately $464, collision insurance costs $904, and liability insurance is $460. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs around $4,328. Teenage drivers pay the highest rates at up to $7,160 a year.

Average premium for full coverage: $1,986

Price estimates by individual coverage:

Comprehensive $464
Collision $904
Liability $460

Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all NSX models.

Price Range from Low to High

For the normal driver, Acura NSX insurance prices range from as cheap as $510 for liability-only coverage to the much higher price of $4,328 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations have fewer collision claims than densely populated cities. The example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

The ranges above demonstrate why everyone should compare rates quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Acura NSX insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $1,102
  • Raising to $1,000 deductibles will save $310 annually
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,986
  • Using pricier low deductibles will cost $2,594
  • Higher-risk drivers who are prone to accidents and violations could pay around $4,328
  • The price with full coverage for a teen driver for full coverage can cost $7,160

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance rates range from $1,102 to $7,160 for full coverage

Insurance prices for an Acura NSX are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,800 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $7,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $2,400 to $3,200 extra each year, depending on your age. Acura NSX insurance for high-risk drivers is expensive and can cost anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $920 each year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Acura NSX insurance rates. A middle-age driver might find prices as low as $1,430 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,680 on average in New York, Michigan, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Acura NSX Insurance

Getting lower rates on Acura NSX insurance consists of having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at every other renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a quick rundown of the concepts that were presented in the illustrations above.

  • High-risk drivers with reckless driving or DUI convictions may pay on average $2,340 more per year than a driver with a clean driving record
  • 16 to 18-year-old drivers are expensive to insure, costing up to $597 a month including comprehensive and collision insurance
  • You may be able to save around $250 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save up to $925 each year
  • You may be able to save around $250 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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