Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Average auto insurance rates for an Acura NSX are $1,986 annually for full coverage insurance. Comprehensive costs an estimated $464 a year, collision insurance costs $904, and liability coverage is estimated at $460. A policy with just liability insurance costs approximately $510 a year, and coverage for high-risk drivers costs around $4,328. Teen drivers receive the highest rates at up to $7,160 a year.

Average premium for full coverage: $1,986

Rate estimates broken down by individual coverage type:

Comprehensive $464
Collision $904
Liability $460

Rate estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and NSX trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range range from as cheap as $510 for liability-only coverage to a high of $4,328 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These examples illustrate why it is important to get quotes for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Acura NSX insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $1,102
  • Choosing higher $1,000 deductibles can save approximately $1,676 each year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,986
  • Choosing low $100 deductibles for comp and collision coverage will cost $2,594
  • Drivers with multiple violations and an at-fault accident could pay up to $4,328
  • The cost with full coverage for a teenage driver can cost as much as $7,160 each year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance rates range from $1,102 to $7,160 for full coverage

Insurance rates for an Acura NSX can also vary considerably based on the trim level of your NSX, your risk profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,800 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $7,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $2,400 to $3,200 additional per year, depending on your age. A high-risk auto insurance policy ranges around 45% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $920 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Acura NSX insurance rates. A good driver about age 40 could pay as low as $1,300 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,680 on average in Florida, New York, and Michigan.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Acura NSX Insurance

Saving money on auto insurance takes having a good driving record, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at every other renewal by requesting rates from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The next list is a brief recap of the concepts that were presented in the illustrations above.

  • Drivers who tend to receive serious violations may pay on average $2,340 more annually to buy Acura NSX insurance
  • Drivers age 20 and younger are expensive to insure, costing up to $597 per month if they have full coverage
  • It is possible to save approximately $250 per year just by quoting early and online
  • Increasing deductibles could save up to $925 each year
  • It is possible to save approximately $250 per year just by quoting early and online

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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