Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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U.S. average auto insurance rates for an Acura NSX are $1,884 annually with full coverage. Comprehensive costs around $434 a year, collision insurance costs $832, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $4,100. Teen drivers pay the highest rates at up to $6,830 a year.

Average premium for full coverage: $1,884

Price estimates for individual coverage:

Comprehensive $434
Collision $832
Liability $460

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and NSX trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Acura NSX insurance prices range from as cheap as $510 for your basic liability-only policy to a high of $4,100 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population have fewer collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

The ranges above demonstrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Acura NSX insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $1,052
  • Raising to $1,000 deductibles will save about $1,598 annually
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,884
  • Choosing low $100 deductibles will cost $2,444
  • Drivers with multiple violations and an at-fault accident could pay at least $4,100
  • The price with full coverage for a 16-year-old driver can be $6,830

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance rates range from $1,052 to $6,830 for full coverage

Auto insurance prices for an Acura NSX are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,700 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $6,800 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at least $2,200 to $3,000 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $850 annually, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Acura NSX insurance prices. A middle-age driver might find prices as low as $1,360 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,540 on average in Florida, Michigan, and New York.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Acura NSX Insurance

Getting lower rates on insurance for an Acura NSX consists of being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to shop around every time your policy renews by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a summary of the information raised in the charts and tables above.

  • You may be able to save up to $240 per year just by quoting early and online
  • Youthful drivers are expensive to insure, costing up to $569 a month if full coverage is included
  • Increasing physical damage deductibles could save up to $850 each year
  • Drivers considered higher risk who have multiple accidents or major violations may pay on average $2,220 more every year than a low-risk driver
  • Insureds who may need more liability protection will pay about $510 every year to raise from a low limit to higher 250/500 limits

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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