Acura NSX Insurance Rates
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Michelle Robbins
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UPDATED: May 11, 2024
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The average insurance rates for an Acura NSX are $1,884 a year with full coverage. Comprehensive insurance costs around $434 a year, collision costs $832, and liability costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing $4,100 or more. Teenage drivers cost the most to insure at $6,830 a year or more.
Average premium for full coverage: $1,884
Policy rates for type of insurance:
Full coverage includes $500 deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and NSX trim levels.
Price Range Variability
For an average driver, Acura NSX insurance rates go from the low end price of $510 for just liability insurance to a high of $4,100 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Your location can make a big difference on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities.
The diagram below illustrates the effect of geographic area on auto insurance rates.
The examples above demonstrate why it is important to compare rates for a specific zip code, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Acura NSX insurance rates for additional coverage choices and driver risks.
- The best discount rate is $1,052
- Drivers who choose higher $1,000 deductibles will pay about $1,598 annually
- The estimated price for a good driver age 40 using $500 deductibles is $1,884
- Using low $100 deductibles for comprehensive and collision insurance will cost an additional $560 annually
- Drivers who are prone to accidents and violations could pay at least $4,100 or more
- Policy cost that insures a 16-year-old driver can be $6,830 a year
Auto insurance rates for an Acura NSX also range considerably based on the trim level of your NSX, your age and driving habits, and deductibles and policy limits.
If you have a few points on your driving record or you caused an accident, you may be forking out at least $2,200 to $3,000 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 131% more than a normal policy. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay as much as $6,800 a year. View Rates by Age
Your home state makes a big difference in Acura NSX insurance prices. A 40-year-old driver could pay as low as $1,360 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,540 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,704 | -$180 | -9.6% |
| Alaska | $1,444 | -$440 | -23.4% |
| Arizona | $1,564 | -$320 | -17.0% |
| Arkansas | $1,884 | -$0 | 0.0% |
| California | $2,146 | $262 | 13.9% |
| Colorado | $1,800 | -$84 | -4.5% |
| Connecticut | $1,936 | $52 | 2.8% |
| Delaware | $2,132 | $248 | 13.2% |
| Florida | $2,356 | $472 | 25.1% |
| Georgia | $1,738 | -$146 | -7.7% |
| Hawaii | $1,354 | -$530 | -28.1% |
| Idaho | $1,276 | -$608 | -32.3% |
| Illinois | $1,404 | -$480 | -25.5% |
| Indiana | $1,418 | -$466 | -24.7% |
| Iowa | $1,270 | -$614 | -32.6% |
| Kansas | $1,790 | -$94 | -5.0% |
| Kentucky | $2,572 | $688 | 36.5% |
| Louisiana | $2,788 | $904 | 48.0% |
| Maine | $1,164 | -$720 | -38.2% |
| Maryland | $1,554 | -$330 | -17.5% |
| Massachusetts | $1,508 | -$376 | -20.0% |
| Michigan | $3,272 | $1,388 | 73.7% |
| Minnesota | $1,576 | -$308 | -16.3% |
| Mississippi | $2,256 | $372 | 19.7% |
| Missouri | $1,670 | -$214 | -11.4% |
| Montana | $2,024 | $140 | 7.4% |
| Nebraska | $1,486 | -$398 | -21.1% |
| Nevada | $2,260 | $376 | 20.0% |
| New Hampshire | $1,358 | -$526 | -27.9% |
| New Jersey | $2,106 | $222 | 11.8% |
| New Mexico | $1,670 | -$214 | -11.4% |
| New York | $1,984 | $100 | 5.3% |
| North Carolina | $1,084 | -$800 | -42.5% |
| North Dakota | $1,542 | -$342 | -18.2% |
| Ohio | $1,302 | -$582 | -30.9% |
| Oklahoma | $1,934 | $50 | 2.7% |
| Oregon | $1,726 | -$158 | -8.4% |
| Pennsylvania | $1,798 | -$86 | -4.6% |
| Rhode Island | $2,514 | $630 | 33.4% |
| South Carolina | $1,706 | -$178 | -9.4% |
| South Dakota | $1,590 | -$294 | -15.6% |
| Tennessee | $1,650 | -$234 | -12.4% |
| Texas | $2,270 | $386 | 20.5% |
| Utah | $1,394 | -$490 | -26.0% |
| Vermont | $1,288 | -$596 | -31.6% |
| Virginia | $1,128 | -$756 | -40.1% |
| Washington | $1,456 | -$428 | -22.7% |
| West Virginia | $1,728 | -$156 | -8.3% |
| Wisconsin | $1,304 | -$580 | -30.8% |
| Wyoming | $1,678 | -$206 | -10.9% |
Using high physical damage deductibles could save up to $850 annually, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the best way to find out your exact price is to get quotes from multiple companies. Every company uses a different method to calculate rates, and quoted rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2022 Acura NSX | $554 | $1,196 | $430 | $2,338 |
| 2021 Acura NSX | $524 | $1,154 | $442 | $2,278 |
| 2020 Acura NSX | $504 | $1,072 | $452 | $2,186 |
| 2019 Acura NSX | $484 | $1,008 | $456 | $2,106 |
| 2018 Acura NSX | $464 | $904 | $460 | $1,986 |
| 2017 Acura NSX | $434 | $832 | $460 | $1,884 |
| 2016 Acura NSX | $418 | $780 | $464 | $1,820 |
Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Acura NSX Insurance
Finding cheaper rates on insurance for an Acura NSX not only requires not taking risks behind the wheel, but also maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare prices once a year by requesting rates from direct companies, and also from your local independent and exclusive agents.
The following is a summary of the data that was covered in the above illustrations.
- You may be able to save up to $240 per year simply by quoting early and online
- Insureds who may need higher liability limits will pay an extra $510 every year to go from a 30/60 limit to the 250/500 level
- Teens are expensive to insure, as much as $569 each month if the policy includes full coverage
- Drivers considered higher risk who have multiple accidents or major violations may pay on average $2,220 more every year for NSX insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,830 |
| 20 | $4,362 |
| 30 | $1,980 |
| 40 | $1,884 |
| 50 | $1,716 |
| 60 | $1,684 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,444 |
| $250 | $2,184 |
| $500 | $1,884 |
| $1,000 | $1,598 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,884 |
| 50/100 | $1,976 |
| 100/300 | $2,091 |
| 250/500 | $2,390 |
| 100 CSL | $2,022 |
| 300 CSL | $2,275 |
| 500 CSL | $2,459 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,814 |
| 20 | $6,954 |
| 30 | $4,210 |
| 40 | $4,100 |
| 50 | $3,912 |
| 60 | $3,880 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $104 |
| Multi-vehicle | $99 |
| Homeowner | $26 |
| 5-yr Accident Free | $149 |
| 5-yr Claim Free | $125 |
| Paid in Full/EFT | $93 |
| Advance Quote | $98 |
| Online Quote | $138 |
| Total Discounts | $832 |
Discounts are estimated and may not be available from every company or in every state.
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