Acura NSX Insurance Rates

U.S. average insurance prices for an Acura NSX are $1,986 every 12 months for full coverage insurance. Comprehensive costs around $464 a year, collision insurance costs $904, and liability costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs around $4,328. Teenage drivers pay the highest rates at up to $7,160 a year.

Average premium for full coverage: $1,986

Price estimates for individual coverage:

Estimates include $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and NSX trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Areas with sparse population have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance rates.

The ranges above illustrate why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Acura NSX insurance rates for additional coverage choices and driver risks.

• The best discount rate is $1,102
• Using higher $1,000 deductibles will save about $1,676 each year
• The average price for the average middle-age driver using $500 deductibles is $1,986
• Using low $100 deductibles for physical damage coverage increases the price to $2,594
• High-risk insureds who are prone to accidents and violations could pay at least $4,328
• The price to insure a 16-year-old driver can be $7,160 or more

View Chart as Image

Insurance prices for an Acura NSX are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $920 annually, while buying higher liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,800 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay as much as $7,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $2,400 to $3,200 extra each year, depending on your age. A high-risk auto insurance policy can be from 45% to 135% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Acura NSX insurance prices. A driver around age 40 might see prices as low as $1,300 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,680 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Low Cost Acura NSX Insurance

Getting lower rates on insurance for an Acura NSX requires not taking risks behind the wheel, having good credit, not filing small claims, and dropping full coverage on older vehicles. Take the time to comparison shop every couple of years by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a review of the material that was touched on in the above illustrations.

• Insureds who may need higher liability limits will pay an extra $510 annually to increase from a low limit to a 250/500 level
• Teens pay higher prices, as much as $597 a month if they have full coverage
• Drivers considered higher risk who have several accidents or serious violations may pay on average $2,340 more every year for NSX insurance
• Increasing physical damage deductibles could save as much as $925 each year