Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Average insurance prices for an Acura NSX are $1,884 every 12 months including full coverage. Comprehensive costs on average $434 a year, collision insurance costs $832, and liability insurance costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $4,100. Teenage drivers receive the highest rates at up to $6,830 a year.

Average premium for full coverage: $1,884

Rate estimates by individual coverage type:

Comprehensive $434
Collision $832
Liability $460

Rates are based on $500 deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and NSX trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the cheapest price of $510 for your basic liability-only policy to a high of $4,100 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

These examples highlight why it is important to compare rates based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down average Acura NSX insurance rates for different risk profiles and scenarios.

  • The best discount rate is $1,052
  • Drivers who choose higher $1,000 deductibles will pay around $1,598 every year
  • The average price for a 40-year-old driver with $500 deductibles is $1,884
  • Using low $100 deductibles for comprehensive and collision insurance increases the price to $2,444
  • High risk drivers who are prone to accidents and violations could pay upwards of $4,100
  • The cost to insure a teen driver may cost $6,830 a year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance rates range from $1,052 to $6,830 for full coverage

Car insurance rates for an Acura NSX can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your NSX.

Using high physical damage deductibles could save up to $850 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,700 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $6,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $2,200 to $3,000 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Acura NSX insurance rates. A 40-year-old driver could pay as low as $1,440 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,690 on average in Michigan, New York, and Louisiana.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Acura NSX Insurance

Saving money on Acura NSX insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, not filing small claims, and possibly raising deductibles. Make time to compare rates every year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a quick review of the coverage data touched on in this article.

  • You may be able to save as much as $240 per year just by quoting early and online
  • Increasing deductibles could save as much as $850 each year
  • Teens are expensive to insure, as much as $569 per month if the policy includes full coverage
  • High-risk drivers with a DUI or reckless driving violation may pay on average $2,220 more each year for NSX insurance

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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