Acura NSX Insurance Rates

The average insurance rates for an Acura NSX are $1,884 a year for full coverage insurance. Comprehensive insurance costs an estimated $434 a year, collision insurance costs $832, and liability coverage is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs $4,100 or more. 16-year-old drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and NSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than congested cities. The diagram below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why it is important to compare rates quotes for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Acura NSX insurance rates for other coverage scenarios.

• The best full coverage rate is $1,052
• Raising to $1,000 deductibles will save approximately $1,598 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,884
• Buying low $100 deductibles will cost an additional $560 each year
• Unlucky drivers with multiple tickets or accidents could pay up to $4,100
• Policy cost that insures a teenage driver can cost as much as $6,830

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on the trim level of your NSX, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $2,200 to $3,000 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 131% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,700 every 12 months on average, or $142 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $6,800 a year. View Rates by Age

Your home state also has a big influence on Acura NSX insurance rates. A middle-age driver might find rates as low as $1,230 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,540 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $850 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Acura NSX Insurance

Finding cheaper rates on auto insurance consists of being a good driver, having a good credit score, being claim-free, and possibly raising deductibles. Comparison shop every couple of years by requesting rates from direct insurance companies, and also from local insurance agencies.

The following list is a brief recap of the material that was covered in the above illustrations.

• Consumers who want an increased level of liability coverage will pay around $510 annually to raise from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, possibly costing $569 each month if comprehensive and collision insurance is included
• Drivers who tend to receive serious violations may have to pay on average $2,220 more annually than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $850 each year