Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Estimated auto insurance rates for an Acura NSX are $1,986 annually with full coverage. Comprehensive insurance costs an estimated $464, collision insurance costs $904, and liability costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs $4,328 or more. 16-year-old drivers pay the most at up to $7,160 a year.

Average premium for full coverage: $1,986

Premium estimates broken down by type of coverage:

Comprehensive $464
Collision $904
Liability $460

Rates are based on $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all NSX models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for an Acura NSX range from as cheap as $510 for your basic liability-only policy to the much higher price of $4,328 for a high-risk insurance policy.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations are statistically proven to have fewer collision claims than congested cities. The example below illustrates how rural and urban location affects insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These rate differences demonstrate why everyone should compare rates for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Acura NSX insurance rates for other coverage scenarios.

  • The best full coverage rate is $1,102
  • Drivers who choose higher $1,000 deductibles will pay approximately $310 annually
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,986
  • Buying pricier low deductibles for comprehensive and collision insurance costs an additional $608 every year
  • Higher-risk drivers with multiple tickets or accidents could pay up to $4,328
  • An auto insurance policy with full coverage for a teen driver for full coverage can cost as much as $7,160 a year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,102 to $7,160 for full coverage

Insurance prices for an Acura NSX also have a wide range based on the model of your NSX, your driving record, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,800 per year on average, or $150 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $7,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $2,400 to $3,200 additional annually, depending on your age. Acura NSX insurance for high-risk drivers can cost as much as 45% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $920 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Acura NSX insurance prices. A 40-year-old driver could pay as low as $1,430 a year in states like Utah, Ohio, and New Hampshire, or at least $2,680 on average in New York, Michigan, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Acura NSX Insurance

Finding better rates on car insurance not only requires being a safe and courteous driver, but also having good credit, being claim-free, and possibly raising deductibles. Set aside time to shop around at least every other year by requesting quotes from direct companies, and also from several local insurance agents.

Below is a quick review of the car insurance concepts raised in the charts and tables above.

  • Higher risk drivers with a DUI or reckless driving violation pay on average $2,340 more annually for auto insurance
  • You may be able to save approximately $250 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save up to $925 each year
  • Policyholders who want higher levels of liability will pay around $510 every year to go from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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