Acura NSX Insurance Rates

The average insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive insurance costs around $434 each year, collision insurance costs $832, and liability costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs $4,100 or more. Teen drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates for type of insurance:

Price estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and NSX models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance rates.

The examples above show why all drivers should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Acura NSX insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $1,052
• Drivers who choose higher $1,000 deductibles will pay about $286 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,884
• Choosing low deductibles for comprehensive and collision insurance will cost an extra $560 annually
• Drivers with multiple violations and an at-fault accident could pay at least $4,100
• Policy cost for full coverage for a 16-year-old driver can be $6,830 a year

View Chart as Image

Auto insurance rates for an Acura NSX also range considerably based on your risk profile, the trim level of your NSX, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,700 per year on average, or $142 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay as much as $6,800 a year. View Rates by Age

Your home state makes a big difference in Acura NSX insurance prices. A 40-year-old driver could pay as low as $1,240 a year in states like Idaho, Maine, and Iowa, or as much as $2,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $850 annually, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $2,200 to $3,000 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 131% more than average. View High Risk Driver Rates

How to Find Cheaper Acura NSX Insurance

Finding cheaper rates on insurance for an Acura NSX not only requires being a low-risk driver, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop at every other renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The items below are a condensed summary of the concepts that were touched on in the above illustrations.

• Drivers considered higher risk with multiple at-fault accidents may be required to pay an average of $2,220 more every year to insure their NSX
• Teen drivers are expensive to insure, costing up to $569 each month if they have full coverage
• Drivers can save up to $240 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $850 each year
• Drivers can save up to $240 per year just by quoting online in advance