Acura NSX Insurance Rates

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UPDATED: Jun 6, 2023

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The average insurance rates for an Acura NSX are $2,186 a year for full coverage. Comprehensive insurance costs around $504, collision insurance costs $1,072, and liability insurance is estimated at $452. Buying just liability costs approximately $504 a year, and insurance for high-risk drivers costs $4,784 or more. Teens cost the most to insure at up to $7,826 a year.

Average premium for full coverage: $2,186

Policy rates for type of insurance:

Comprehensive $504
Collision $1072
Liability $452

Full coverage includes $500 deductible amounts, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for different NSX trim levels.

Price Range Variability

For the average driver, Acura NSX insurance rates range from the low end price of $504 for your basic liability-only policy to a much higher rate of $4,784 for a driver required to buy high-risk insurance.

Liability Only $504
Full Coverage $2,186
High Risk $4,784

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than cities with more traffic congestion. The price range example below illustrates how location impacts auto insurance rates.

Rural Areas $1,640
Small Cities $2,295
Large Cities $2,951

The examples above show why anyone shopping for car insurance should get quotes for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Acura NSX insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,196
  • Choosing higher $1,000 deductibles can save about $356 a year
  • The estimated price for a good driver age 40 using $500 deductibles is $2,186
  • Selecting more expensive low deductibles for comp and collision coverage will cost an additional $700 a year
  • High-risk insureds with serious driving violations could pay at least $4,784
  • Policy cost that insures a teen driver with full coverage can be $7,826 each year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,196 to $7,826 for full coverage

Insurance rates for an Acura NSX also range considerably based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $2,600 to $3,500 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 45% to 133% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $2,000 annually on average, or $167 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $7,800 a year. View Rates by Age

Your home state plays a big part in determining prices for Acura NSX insurance rates. A good driver about age 40 could pay as low as $1,440 a year in states like Idaho, Maine, and Iowa, or have to pay at least $3,110 on average in Michigan, Louisiana, and New York.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,976 -$210 -9.6%
Alaska $1,676 -$510 -23.3%
Arizona $1,814 -$372 -17.0%
Arkansas $2,186 -$0 0.0%
California $2,490 $304 13.9%
Colorado $2,088 -$98 -4.5%
Connecticut $2,246 $60 2.7%
Delaware $2,472 $286 13.1%
Florida $2,732 $546 25.0%
Georgia $2,018 -$168 -7.7%
Hawaii $1,570 -$616 -28.2%
Idaho $1,480 -$706 -32.3%
Illinois $1,628 -$558 -25.5%
Indiana $1,646 -$540 -24.7%
Iowa $1,474 -$712 -32.6%
Kansas $2,076 -$110 -5.0%
Kentucky $2,982 $796 36.4%
Louisiana $3,234 $1,048 47.9%
Maine $1,346 -$840 -38.4%
Maryland $1,802 -$384 -17.6%
Massachusetts $1,746 -$440 -20.1%
Michigan $3,796 $1,610 73.7%
Minnesota $1,828 -$358 -16.4%
Mississippi $2,618 $432 19.8%
Missouri $1,940 -$246 -11.3%
Montana $2,348 $162 7.4%
Nebraska $1,724 -$462 -21.1%
Nevada $2,620 $434 19.9%
New Hampshire $1,576 -$610 -27.9%
New Jersey $2,442 $256 11.7%
New Mexico $1,934 -$252 -11.5%
New York $2,300 $114 5.2%
North Carolina $1,258 -$928 -42.5%
North Dakota $1,788 -$398 -18.2%
Ohio $1,510 -$676 -30.9%
Oklahoma $2,244 $58 2.7%
Oregon $2,002 -$184 -8.4%
Pennsylvania $2,084 -$102 -4.7%
Rhode Island $2,914 $728 33.3%
South Carolina $1,978 -$208 -9.5%
South Dakota $1,844 -$342 -15.6%
Tennessee $1,914 -$272 -12.4%
Texas $2,634 $448 20.5%
Utah $1,616 -$570 -26.1%
Vermont $1,494 -$692 -31.7%
Virginia $1,308 -$878 -40.2%
Washington $1,688 -$498 -22.8%
West Virginia $2,002 -$184 -8.4%
Wisconsin $1,512 -$674 -30.8%
Wyoming $1,946 -$240 -11.0%

View Chart as Image

Acura NSX insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $1,060 each year, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 more per year. View Rates by Deductible or Liability Limit

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Acura NSX $504 $1,072 $452 $2,186

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Acura NSX Insurance

Finding cheaper rates on Acura NSX insurance takes having a good driving record, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare rates at every policy renewal by requesting rates from direct carriers, and also from several local insurance agents.

The next list is a summary of the data touched on above.

  • Drivers who may need increased levels of liability coverage will pay approximately $500 each year to raise limits from a 30/60 limit to the 250/500 level
  • Drivers can save up to $280 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles can save approximately $1,050 each year
  • Drivers age 20 and younger pay higher rates, costing up to $652 each month if full coverage is included

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,826
20 $5,102
30 $2,310
40 $2,186
50 $1,990
60 $1,956

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,886
$250 $2,558
$500 $2,186
$1,000 $1,830

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,186
50/100 $2,276
100/300 $2,389
250/500 $2,683
100 CSL $2,322
300 CSL $2,570
500 CSL $2,751

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $11,296
20 $8,138
30 $4,922
40 $4,784
50 $4,562
60 $4,526

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $322

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $122
Multi-vehicle $116
Homeowner $29
5-yr Accident Free $182
5-yr Claim Free $147
Paid in Full/EFT $114
Advance Quote $118
Online Quote $162
Total Discounts $990
Rate after discounts $1,196

Discounts are estimated and may not be available from every company or in every state.

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