Acura TLX Insurance Rates

Estimated auto insurance rates for an Acura TLX are $1,360 annually for full coverage. Comprehensive insurance costs approximately $258 each year, collision insurance costs $484, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $2,960 or more. Teenage drivers pay the most at up to $5,210 a year.

Average premium for full coverage: $1,360

Premium estimates by type of coverage:

Includes $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and TLX models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations are statistically proven to have fewer accident claims than densely populated cities. The graphic below illustrates how your location can change auto insurance prices.

These rate differences show why all drivers should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Acura TLX insurance rates for additional coverage and risk scenarios.

• The best discount rate is $785
• Using higher $1,000 deductibles will save $168 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,360
• Using low deductibles for physical damage coverage costs an additional $330 every year
• Drivers who are prone to accidents and violations could pay around $2,960
• An auto insurance policy with full coverage for a teen driver can cost $5,210 or more

View Chart as Image

Insurance prices for an Acura TLX also have a wide range based on the model of your TLX, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,600 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $500 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Acura TLX insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,940 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy the Cheapest Acura TLX Insurance

Finding better rates on car insurance requires being a good driver, having a good credit history, not filing small claims, and possibly raising deductibles. Invest the time to shop around every couple of years by getting quotes from direct carriers, and also from several local insurance agents.

The following list is a recap of the material that was illustrated above.

• Policyholders who purchase an increased level of liability coverage will pay an extra $510 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
• Drivers age 16 to 20 are expensive to insure, as much as $434 per month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents pay on average $1,600 more per year than a safer driver
• Increasing policy deductibles could save up to $500 each year