Acura TLX Insurance Rates

The average insurance prices for an Acura TLX are $1,306 every 12 months for full coverage insurance. Comprehensive costs around $242, collision insurance costs $446, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,838. Teens cost the most to insure at up to $5,032 a year.

Average premium for full coverage: $1,306

Policy rates for type of insurance:

These estimates include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different TLX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Acura TLX insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $755
• Using higher $1,000 deductibles will save about $156 each year
• The average price for a good driver age 40 using $500 deductibles is $1,306
• Selecting more expensive low deductibles for physical damage coverage increases the price to $1,610
• Drivers with serious driving violations could pay at least $2,838
• Policy cost to insure a teen driver with full coverage can be $5,032 or more

View Chart as Image

Car insurance rates for an Acura TLX also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $460 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can be as much as 44% to 137% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Acura TLX insurance prices. A driver around age 40 might see rates as low as $850 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,760 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Cheap Acura TLX Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Invest the time to shop around at every policy renewal by requesting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following is a brief summary of the data illustrated above.

• Policyholders who may need higher liability limits will pay approximately $510 annually to increase from a 30/60 limit to a 250/500 level
• It is possible to save up to $160 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $450 each year
• Teens are the costliest to insure, possibly costing $419 each month if the policy includes full coverage