Acura TLX Insurance Rates

The average auto insurance rates for an Acura TLX are $1,360 annually for full coverage. Comprehensive insurance costs approximately $258 a year, collision insurance costs $484, and liability insurance is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs $2,960 or more. Teenage drivers cost the most to insure at up to $5,210 a year.

Average premium for full coverage: $1,360

Policy rates by type of insurance:

Prices are based on $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and TLX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than densely populated cities. The diagram below illustrates how location impacts auto insurance prices.

The examples above show why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Acura TLX insurance rates for additional coverage and risk scenarios.

• The best discount rate is $785
• Choosing higher $1,000 deductibles can save $1,192 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,360
• Using low $100 deductibles for comp and collision coverage costs an additional $330 a year
• High-risk insureds who are prone to accidents and violations could pay around $2,960
• Policy cost with full coverage for a teen driver can cost $5,210 each year

View Chart as Image

Insurance rates for an Acura TLX also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $500 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Acura TLX insurance rates. A good driver about age 40 could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,940 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Affordable Acura TLX Insurance

Finding cheaper rates on Acura TLX insurance takes being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around at least once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief review of the primary concepts that were touched on above.

• Drivers can save around $160 per year just by quoting early and online
• High-risk drivers with DUI or reckless driving convictions pay on average $1,600 more per year to insure their TLX
• Increasing comprehensive and collision deductibles could save up to $500 each year
• Teen drivers are expensive to insure, costing up to $434 each month including comprehensive and collision insurance