Acura TLX Insurance Rates

Average insurance prices for an Acura TLX are $1,360 every 12 months including full coverage. Comprehensive costs on average $258 each year, collision insurance costs $484, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $2,960. Teens receive the highest rates at up to $5,210 a year.

Average premium for full coverage: $1,360

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and TLX models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects car insurance rates.

These examples highlight why all drivers should get quotes based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Acura TLX insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $785
• Choosing higher $1,000 deductibles can save around $168 every year
• The average price for a 40-year-old driver with $500 deductibles is $1,360
• Selecting low deductibles for comp and collision coverage increases the price to $1,690
• Unlucky drivers with serious driving violations could pay upwards of $2,960
• The cost to insure a teen driver may cost $5,210 each year

View Chart as Image

Insurance rates for an Acura TLX can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your TLX.

Choosing higher comprehensive and collision insurance deductibles can save as much as $500 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 131% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Acura TLX insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,940 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for Affordable Acura TLX Insurance

Saving money on car insurance takes being safe and accident-free, having good credit, not filing small claims, and determing if full coverage is necessary. Set aside time to shop around every other policy renewal by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief review of the ideas that were raised in the charts and tables above.

• Youthful drivers pay the highest rates, as much as $434 per month if they have full coverage
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,600 more each year than a low-risk driver
• Increasing deductibles could save as much as $500 each year
• You may be able to save as much as $160 per year just by quoting online in advance