Acura TLX Insurance Rates

The average insurance prices for an Acura TLX are $1,306 every 12 months for full coverage insurance. Comprehensive insurance costs around $242 a year, collision insurance costs $446, and liability insurance is $460. A liability-only policy costs around $510 a year, and high-risk insurance costs $2,838 or more. Teens cost the most to insure at up to $5,032 a year.

Average premium for full coverage: $1,306

Policy rates for type of insurance:

Prices are based on $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and TLX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance rates.

The examples above illustrate why it is important to compare rates quotes for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Acura TLX insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $755
• Raising to $1,000 deductibles will save about $1,150 each year
• The average price for a good driver age 40 using $500 deductibles is $1,306
• Selecting low $100 deductibles costs an extra $304 a year
• Higher-risk drivers with serious driving violations could pay at least $2,838
• Policy cost to insure a teen driver can be $5,032

View Chart as Image

Car insurance rates for an Acura TLX also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $460 each year, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 137% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Acura TLX insurance rates. A middle-age driver might find rates as low as $850 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,760 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Affordable Acura TLX Insurance

Finding cheaper rates on Acura TLX insurance consists of not taking risks behind the wheel, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Invest time comparing rates every couple of years by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following is a brief review of the material that was covered in the charts and tables above.

• Drivers who may need higher liability limits will pay approximately $510 annually to raise from a 30/60 limit to a 250/500 level
• Teens are the costliest to insure, possibly costing $419 each month if the policy includes full coverage
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,530 more every year for TLX insurance
• Increasing comprehensive and collision deductibles could save as much as $450 each year